Foreign.

And welcome to the Pat Accounting Podcast with me, your host, Vicky Clark.

I'm going to help you get to grips with your finances, save you lots of money and take the stress out of doing your tax return.

So let's get going.

So welcome everyone.

For those of you who don't know who I am, my name is Vicki and I'm one half of the owner of the pet accountant.

My counterpart Lee is flying a plane today, so he's having fun.

And I'm going to do this live with you guys because I'm conscious we haven't been here on it for a little while.

We did one last week on tips for new businesses, so I thought I'd carry on that theme and do one on tips if you're doing your own tax return.

So as an accountant, obviously we see a lot of people's books and things and lots of things that people do wrong.

Of course, as soon as they come live, the dogs start to bark, so apologies.

Hopefully they will settle down in a second.

Always happens they're being quiet amounts all day and as soon as they come online, everyone starts barking.

But yeah, so I'm going to continue the theme and we're going to do tips if you're doing your own tax return.

We understand that not everyone can afford an accountant and it's important that you still get it right.

So I thought I've spoken to the team and we've put a list together of top tips to go through to make sure you guys are doing the right thing with your tax return.

So my very first one on the top of my list, and it's important you listen to this guys, because these are common mistakes that we find people do and it will save you a lot of money.

Number one is do it early, get it done in April.

We know the deadline is 31st March and it seems I've got ages.

It's only April.

I've got all the way until January to do it.

That is true.

However, what we find is that people that give us their paperwork in sort of November, December, January time, or people that do it in November, December, January time, then have a mass panic because they've got a tax bill up here and they've only got until the 31st of January to pay it.

So imagine how much less stress.

Sorry, the dogs are barking again.

Imagine how much less stress you would be in if you did it in April and you had, let's just say, a 4 grand tax bill to pay apologies for the dog.

I may well go and shout at him in a second.

You have a four grand tax bill to pay and you got from April to January to save for that tax bill and to pay it.

Whereas if you do it in, let's say, November, December, you're only leaving yourself a short period of time there to go and get that paid.

So my number one tip is, please, please, please get it done as early as you can and there will be happy days and everyone will be less stressful.

I do apologize with the barking in the background.

If any of my staff are listening to this, please can you ring tegan immediately on 2:05 and get her to come and get my very noisy dash hound.

It's because someone's outside hoovering and he's kicking off.

So if anyone is listening who works with accountant, please go and get Tegan to get my dash out of this office so we could do this uninterrupted.

Second one, which is linked to getting it done in April, is being prepared for payments on account.

Now, this is something that we've done a podcast on and itself, but it's also something that catches people out because if it's their second tax return and they've earned more money, your tax bill is naturally going to be bigger.

With a bigger tax bill comes the implementation of payments on account.

What that means.

I'm not going to go into masses of depth because we've done a podcast on it, but let's just say your tax bill was three grand.

They'll assume it was three grand the following year and they will charge you half upfront in January and another half in July.

So not only will you have to pay your tax bill in January, you will have half of next year's tax bill to pay.

So as you're saving for your tax bill, it's something you've got to bear in mind that you might have another half to pay.

So just please bear that in mind.

No one has got the dog, so just bear with me and I'm going to wave to Aaron, get him out.

Thank you.

Sorry.

Just signal to Aaron, please remove the dash hound because he's doing not.

So, yes, payments on account.

If you're unsure and you want a bit more in depth explanation for it, please Google it.

We've done a podcast on it, so go and have a look on Spotify to check out payments on account.

But it is something that people get caught out on because they're not expecting to pay more again in in January.

So, yeah, the dash aminess being removed from the office, thank the Lord.

No More bargain.

So get it done early in April so you can save for your tax bill.

And please just bear in mind the payment on account which may creep in.

If you're in your second or third year and you've made more money, your tax bill is going to be bigger.

So then the payments on account will come in.

As just a side note that I've seen on all of the social media, Facebook groups that people will say about payments on account and the fact that you don't have to pay, it's fine, just you don't have to pay them, HMRC won't enforce it.

You do have to pay them.

The only time where I would suggest reducing the payments on account or canceling them is if you stop trading or you know you are going on maternity leave and you're not going to earn any money, therefore obviously you're not going to have a tax bill.

If that is not the case, you have to pay the payments on account.

Otherwise if you don't, then HMRC will charge you interest on what they would have predicted you paid.

So just please bear that in mind.

Don't listen to everything that you read on social media with regards to payments on account.

You do have to pay them, so just don't get caught out with that because then you'll end up paying more because you'll have interest added on.

So that is tip number 1.4 on that one.

Right?

So yes, tip done, get it done in April.

Watch out for payments on account.

Make sure you pay the payments on account and don't listen to everything you read on social media.

Make sure that you check it yourself so that you don't get stuck.

Now everything's fine because the dash out is gone and we have quiet and peace.

So Vicky's top tip number two is make sure when you're doing your tax return that you include absolutely everything that goes on there.

So that includes your PAYE jobs.

So if you're doing, let's say dog grooming, a dog walking on side and you still work in your full time job, you must get the P60 if you're still there or the P45 if you've left within that tax year, if you.

And make sure that the information goes on your tax return.

Again, I've seen loads of people get caught out of this because they're unsure whether that needs to go on.

Your pay income has to go on and you get the information from your P60 or your P45 and then you just put that onto the tax return.

So make sure, you include that.

Secondly, any savings interest and this excludes ISAs.

But if you have any other savings interest that also must go down on your tax return, the banks and HMRC do talk to each other.

So if you think, oh, I'm going to be a bit sneaky beaky and not put it on, you will get caught out.

So make sure that you put any savings interest that you've incurred on your tax return.

So that's PAYE and savings interest.

The next thing to not forget is student loan.

If you have a student loan, there is a section on the tax return where you need to put in whether it's plan one, plan two, and again that will calculate how much student loan payments that you need to pay in addition to your tax bill.

And again that's something people forget.

And again, if you've got a paid job, any deductions that they've taken which will be on your P60, make sure that you pop those on the tax return as well.

Because again if you don't then they'll recalculate everything and then you'll get in the muddle with your figures.

So make sure if you do have a student loan that you do pop that on your tax return as well.

Pension contributions is another probably massive topic and we, we have had Romany on the podcast talking about pensions and income protection and things.

So if pensions are something that you guys are looking to do and to open, then make sure that you have a chat with her.

She's called the Finance Instagram, so big shout out to her because she's great and so check that out.

Pension contributions are not an allowable expense.

It's different if you're a limited company, but if you're a sole trader they are not an allowable expense.

So please don't put them down as expenses on your paperwork.

Again, don't listen to people on social media and do your own research.

But pensions are not an allowable expense, so we don't be putting those on.

And my last one to include is any taxable benefits that you guys might receive in addition to any other income, please pop those on there as well.

There is a section for any taxable benefits that you need to declare, for example carers income, things like that.

So make sure basically any other income that you get needs to go on that tax return because all incluvants all put in one pot.

So please, please, please put it on.

If for example you don't and you forget to put something on, HMRC will recalculate it.

And send you out a letter with your different bill.

We get that sometimes when we're doing tax returns, we'll get a client.

Oh, bugger.

I'm really sorry, I forgot to tell you that I've got an employed job.

And they will have got a letter through from HMRC to say, we thought your tax bill, as per your accountant, was £500.

You haven't declared that you work in Sainsbury's full time.

Your tax bill's now three grand.

So it's not the end of the world, because they will email you, email you, they will send you a letter, but it's best to get it right at first time because you don't want any red flags and you don't want them looking into anything that they don't need to.

So just make sure.

Top tip number two, you make sure that everything is on that tax return.

Any income that you guys receive as well.

If you've got rental properties and things like that, that all needs to go on there.

So, so far we have.

Do it early in April and make sure that you include everything.

These aren't like random tips that I've just come up with.

These are things that we've come across that people have done over the last few years.

And I think just listen.

More helps if you are doing the tax return yourself, because contrary to popular belief, it isn't as easy as people think.

If it was that easy, we would be out of a job, we wouldn't be employed.

So, please, again, it's easy just putting numbers in a box.

But how do you know the numbers you're putting in that box are correct?

And a lot of people who've done it themselves cost themselves more money because they don't understand what they're doing with it.

And actually, if they'd paid an accountant, we would have saved them hundreds, sometimes thousands.

So, again, if you're not sure what you're doing and you get to the end of this podcast and you're like, you know what?

I haven't got a bloody clue.

Then just get an accountant, even if it's for the first year, to make sure that everything's been accounted for and everything is done properly, because it can save you hundreds, if not thousands of pounds.

And I'm not just saying that because an accountant, like, trust me, just do it if you're unsure.

It's not easy.

Heller's has put.

I sent mine in.

Are you still talking to me?

Yes, Helen.

You are, funny enough, on my desk.

We've been training new staff so we've been in and out for the last couple of weeks, but you are on my desk and just to prove that I'm not fibbing, I'm going to show you because I've only like, oh, she's just saying that it's here.

So there we go.

I have got it held.

Don't panic, you are on my way.

So I'm not forgetting about you.

So do it in April and include everything, guys.

And if you're not sure, please just get an accountant.

We're not as expensive as you think we are.

27 pound a month plus fat, so we're not going to break the bank.

Next really important one is getting your dates correct.

We see so many tax returns that have got random dates on there and that will cause you headaches and issues.

So make sure you have the right accounting dates.

So they will either run from the 6th of April to the following 5th of April or you can run from the 1st of April to the 31st of March.

So make sure you keep within those two dates.

If you are listening to this and going, oh my God, I've got like 7 July until 1 August or something random, then please get in touch and we can sort that for you.

But you should have either of those as your accountant dates.

So please check that and make sure you put the correct date on your tax return.

That's a nice and easy one because it does mess it up and we see it a lot, even clients who use us.

I'll always go and check on Free Agent.

My number one check is to go and see if they've got the right accounting dates.

It's literally the first thing I do because if not, then it changes all the figures.

So top tip number three, make sure you've got the right accounting dates.

Again, guys, if you're listening, any questions, just throw them my way.

I'm Billy Nomads today, so hopefully this is useful for someone.

We haven't done a tips one in a while so we're going for it.

Right.

Next ones.

Honestly, I've got loads and this is just from thinking for a couple of minutes.

So the next one, drawings.

So your wages for sole traders are not an allowable expense.

We see so many people when we get spreadsheets or online when people are asking questions.

Your wages, your drawings are not an allowable expense.

So please don't include those in your tax return as an expense because that is a big fat no, no and it will completely skew your tax and everything.

So make sure that when you're doing your records, whether you're on a spreadsheet, whether you're using software, that you don't include drawings as an allowable expense because they are not.

So that's a very, very quick and easy one.

Again, if you're using software, it's a lot easier because you can pick drawings and it won't automatically include it unless you label it as or net salary expense, which is another popular one.

If you're using free agent and we see it all the time and we have to sit there and turn it back and then people go, oh my God, this is not what I was expecting, tax bill wise.

And that's because they've included £10,000 worth of drawings as an expense, which obviously is going to dramatically reduce your tax bill.

So just make sure that if you're doing drawings that you don't include that as an expense.

If you're using software, make sure that you do label it as drawings and not anything else like wages or net salary expense, because then it will include it as an expense.

So again, quick and easy win.

And the top tip for that one, next one, and this is again, these are all biggies which will catch people out and hopefully if you're listening to this and you're doing it yourself, will save you a lot of money.

Treat your assets correctly.

Now that, to put it simply, could be if you are a dog walker and you've gone and bought a van, you need to make sure that you put that van in the correct apartment tax return.

I'm not going to go into masses of depth because I don't want to confuse people, but it doesn't just go on the normal expenses side.

It needs to be treated as an asset.

And then that comes with its own set of rules.

So please, please, please, if you're buying big things like cars, vans, grooming baths, tables, scissors, clippers, you know, agility, equipment, whatever, and that they are tracked correctly on the tax return.

As an asset, you have to do depreciation, you have to have an asset register.

So just make sure that you do all of that correctly because again, that can mess up your tax return.

And that's when an accountant comes in handy because we can deal with all of that for you.

So that is a biggie about vans and cars when you're purchasing them, please, please, please make sure that you do it properly on your tax return.

And honestly, if you don't have a clue, please just get an accountant.

Even like I say, it's just for one year because at least you'll know that that van's been tracked properly and you've claimed for everything that you need to claim for and it's all been done.

And it will probably save you more than what the tax return will cost.

So if you're in that boat, even if it's not us and you want to go with another accountant, that's absolutely fine.

Just get them to do it for you to make sure that it's done correctly.

Hayley, bless her, must thank you for dealing with everything for me.

It took such so much stress off myself and the fact that you've been keeping right for the next year or two, big weight lifted off my shoulders.

Thank you so much, Hayley.

It's our pleasure.

And that's a bonus of having an accountant.

You could be like Hayley, stress free.

So, yes, vans, cars, equipment, and everything must be tracked differently.

So make sure that you check that out again.

We've done a podcast previously on Assets that you can go back and listen to and we give you some tips there.

I've gone really dry mouth all of a sudden.

Right, next one on my list which is huge is card fees.

Now this is another one that catches everyone out because when people are putting on their spreadsheet, they will say they've earned, let's just say 25 grand and then one of their expenses would be 3,000 low pay fees, for example.

So obviously you do.

You'll put 25 grand in the sales and then the low pay fees in as an expense.

However, their actual turnover was 28 grand.

They've just automatically taken the fees off and put their turnover after the fees have been deducted.

This is not something that you should be doing.

If you have earned 28 grand, you've earned 28 grand and that is the turnover you put down.

And then if you've incurred £3,000 of card fees, you would put that down as an expense.

If you take it off and then you add the expenses on as well, you're double counting it.

So just make sure when you're putting your seat sales figure into your tax return, that it is the total sales figure before any fees have been taken off and then you put the fees in as an expense.

That is a massive one that everyone gets wrong.

Even with our clients, we see it and we have to say no, your turnover is actually this because you need to include the card fees.

And so just make sure, guys, when you're doing that, that you don't get caught out and put them on turnover figure down.

Because again, that will affect your profit levels at Lafetti tax and everything will then be wrong.

So make sure that you don't do that.

If you've got a card reader or card fees, it's the total figure before any fees are taken off.

Right, next one.

And again, we could go into masses of details with this on every one for about 10, 15, 20, 30 minutes.

Otherwise you'll be here all the day and you'll.

I'll still be sat here at midnight.

If there's any sections of these, you guys think, oh, my God, I would love a podcast to go into that specific area in more detail, then please let us know and we'll do it again.

I'm run, I'm going through these fairly quickly and not into a lot of depth.

So like I say, if you want them in more detail, just let me know.

You can ping me an email vickyuldpool.co.uk and and we'll do a podcast on them and we go into a lot more depth.

So next one is mixed usage.

So if you have a mobile phone or a car or anything that is personal and business, make sure that you put the appropriate percentage down.

If you've got a mobile phone that you use for business and personal, you can't put 100% of the mobile phone cost through because you're not using it 100% for business.

So if you use it 20% personal and 80% business, only 80% of the phone fees go through.

So just remember that if you have any dual usage things that you only put the business usage down and not the personal usage.

Don't know why there's so much banging going on outside.

This was the worst time to do a podcast, so I do apologize for all of the background noise, but yes, hopefully we're fine.

So, yes, dual usage, make sure you do that.

Right.

Another one that people get confused is whether to claim mileage or actual expenses.

By actual expenses we mean like petrol, MOT service and tyres, that sort of thing.

If you claim for a vehicle, like a van, for example, you can only claim for actual expenses.

So no mileage.

Literally black and white.

If you're claiming for a van, you must claim actual expenses here.

If you're not, then you can have mileage or actual expenses, but you can't flip between them each tax year.

So you can't go, right, I'm going to do mileage one tax year, then do actual expenses the next and then mileage the next.

It has to.

You have to stick with it until you get a new vehicle.

And then you can decide from that point.

But obviously, if you're claiming for the vehicle, it has to be actual expenses.

So once you picked one, you have to stick with it.

You can't have both.

So that's just a little tip.

Again, that's a question I see quite a bit online, so I thought I would cover that.

And again, we can go into this more detail.

Just let me know.

Right, I'm gonna say this, I'm not gonna harbour on because it's a bone of contention and we get a lot of abuse every time we mention the subject.

And I know a lot of people are like, oh, no, the dreaded climate practice gym masseuse.

Anything along those lines is not an allowable expense.

If anyone feels very strongly that that is an allowable expense, then please, please, please send me a link to where it says that is and we will research it, we'll look into it, and if something's changed that we've not been aware of, we will let you guys know.

But I'd need evidence.

You can't say all my other accountant says it can go through, or me pal says it can go through, or usually it's my accountant puts it through or I do it myself and I put it through.

If you do put it through and it's absolutely not an allowable expense, there's no gray area and HMRC find it, you will get in trouble and they will start deep diving into all of your tax returns and that is not something you want.

This is a scaremongering thing.

It's just we see this.

Honestly, we've got to the point where we don't comment on it now because we could just get a torrent of abuse, but it is not an allowable expense.

No gray area.

You shouldn't be putting it down.

If your accountant is, then I'll be questioning them.

If you're doing it, please stop because it is not an allowable expense.

If whatever reason that's changed and someone can send me some links to anything, then please do and we will re look into it.

But as far as we are aware, it is still not an allowable expense.

No s buts or maybe so apologies for that.

You will have to pay for your massage yourself.

I understand people's arguments about it, so I don't dispute that.

But unfortunately, HMRC rules are HMRC rules and it's not an allowable expense.

So please don't put it in and don't listen to social media unless it's the Pet accountant group because it's all correct in there, right?

So I'm not going to harbor on that it's not allowable expense.

Clothing, again, is another.

It's another one where I agree with you guys, especially if you're dog walkers and you're buying your waterproof coats and your wellies and your boots like, it should be allowable and I get it, but unfortunately it's not.

Unless your clothing is branded and has a logo on it or is industry specific, then you can't claim it as an liable expense.

But the easy way to get around that, guys, is go to a shop that does logos and stuff and buy, like, they do, like, pretty good waterproof coats and get your logo on it and then job done, you can claim it.

There's no issues.

But your walking boots, Wellies, Skechers, Clog Clogs, Crocs are not an allowable expense, unfortunately.

So anything that's branded is.

Anything that's industry specific is.

But the few things I'll just mention there or not are not unless you put your logo on them.

And again, I'm sorry, I know the argument and I agree with you guys, but we've got to keep you on the right path.

There's no point saying, oh, will we agree with it to do it?

Because it's not allowed.

And that's hmrc, is hmrc.

We can't argue it, so please don't do that next one.

And again, this is a biggie is don't guess your tax return.

I know it can be daunting.

Ring an accountant.

I know you might not think that you have the money for them because you might think they're really expensive and some are.

But if you don't do it right, you will cost yourselves more money.

And we've seen it time and time again.

Please, please, please, just reach out to an accountant, whether it's us, whether it's someone else, and get it done so that you're not making any costly mistakes.

Because I promise you, it will cost you more than what you'll pay an accountant if you do it wrong.

So please, please, please, if you're really unsure, get help.

We aren't as scary as people think.

We pride ourselves and being approachable and normal and not your typical accountant.

So if you want to give us a ring, speak to Tegan and she can talk you through everything and we will hold your hand through the whole process.

So don't sit and worry and stress and do it wrong.

We will be on standby and help you if you need us.

HMRC are Cracking down on self assessments, they are going to start looking into it.

We've had a few letters ourselves from HMRC looking into various different things on clients and so it's not them just saying we're going to do it and then they don't.

They are.

So we've got to make sure that everyone is doing the right thing and claiming for the right things because we don't want anyone to get into trouble.

So again, another reason to get yourself an accountant if you're not sure, because you don't want stalker and let us from hmrc, because no one likes that.

Keep accurate records.

This is another thing.

Making tax Digital is coming into play next April.

For those earning 50 grand or more, you must be on accountancy software.

If you're not on accountancy software, it is not optional, it is compulsory from April 2026 if your turnover is 50k or more and then 2027 is 30k or more and then so on.

So eventually in the next few years everyone will have to be on accountancy software.

And by that we mean our two favourite, as we say every episode is Free Agent and Zero.

They are both very good, they both have have different uses in the sense of one's a bit more user friendly than the other one.

But again, it depends what you're looking for and how savvy you are with the accounts.

But if you are a new business and you're not too sort of finance savvy, then free agent is definitely the one to go for because it is easy to use and it will keep you on the right track.

So make sure that you get some software and get yourself off spreadsheet because it will happen at some point.

Yeah, and my last tip of the day is make sure that if you have made a loss, which a lot of businesses do, and it's not a bad thing.

So for example groomers in your first year, once you paid for your training and then you make, you might bought a wet pet pod, then you bought bath, a dryer, a blaster, your clippers, your scissors, everything else, you're talking like upwards of 15, 20 grand.

If you've not had a pay job then and you've not made much money, you're going to have a loss and you've got to make sure that that loss is accounted for properly because that can save you a lot of money.

If you've got a paye job and you've made a loss again, you can save money there.

So that's something else to think of is if you do Detach any cell and you think, oh my God, I've got a loss and I don't know what to do with it.

That again would be a signal to speak to an accountant because that can save you a lot and a lot of $.

So make sure that you do that.

And that is a big one.

We've had my, the most sort of memorable one for me, I think it was at one of the green competitions, I think it was one of Colin Taylor's in Coventry and I had a lady come over and she was, I've just had a 15,000 pound tax bill from HMRC and I was a bloody hell.

And I asked her a few questions like, what is it you do?

And she was a single breamer at home and the more she was telling me, I was thinking to myself, there's something not right here, like how she got a 15, 14, 15 grand tax bill.

And I said to her, look, we can't talk here, here's my number, give us a ring when we get back and we'll have a look and we'll do redo your tax return for you.

So she did ring, we had a conversation, we redid it for her.

It was like, what, 350 quid at the time.

And as we redid it, her tax bill went down from.

And I'm guessing because it was a couple of years ago, it was about 14 grand, ish, give or take a couple hundred quid and that went down to about 5, 600 pound.

So you can imagine the delight when I called her and said, you're about to get all of this chunk of money back because you just did it wrong.

No fault of hers.

She, you know, she tried to do it herself, she thought she was doing it right.

She took the opportunity to have a chat with me one of the green competitions, I redid it for her and she got like three, 13 and a bit ground back.

So it is, I mean that's an extreme example.

I'm not saying everyone's going to be like that, but it just goes to show, if she hadn't spoken to me, would she have reached out to another accountant?

Who knows?

But if she hadn't, she would have paid all of that money to hmrc, which is a massive chunk of money and she didn't need to, she needed to pay 5, 600 quid.

So it does make a massive difference.

Accountants aren't as expensive as you may think they are.

I mean, to be fair, we've had some people that have been charged the F, but that's an anomaly.

Just check what they're charging you for what you're getting for the money and make sure that you do your checks on the accountant that you sign up to because at the end of the day they're dealing with your finances.

So we need to make sure that they are who they say they are and they're actually an accountant because it's not, not a regulated sector.

Anyone could call themselves an accountant.

Helen could decide tomorrow that she's not going to do what she does and actually she's going to call herself an accountant and off she goes.

So.

Which sounds ridiculous, I know, but it does happen.

So just make sure you do your checks.

If you're not sure, please get an accountant.

You know, use the things that are available to you.

Our Facebook group was made purely to help people get the right information.

So if you diying your tax return, that is a perfect resource to use.

You can use the search function and type in cars, vans, whatever and you will probably get an answer within that group.

Use our podcast look at the early episodes that we've done on payments, on account, on assets, on whether you should be a sole trader or limited company because again that can affect how much money you pay and whether you're on the right side.

Because sometimes we have people that are a limited company that shouldn't be and we move them back.

But again it's about being armed with the right information.

So hopefully this episode has been good.

Let me know in the comments if there's anything that you didn't know that we've gone through and it's been a good tip for you and if you enjoyed it, please let me know.

And that will be it for today from me and hopefully next week I think, you know, we all in.

I might be able to drag Leon and we'll do another session on some tips or something fun for you to listen to and take away with you.

For those of you that are coming to the peppro Expo in November, we look forward to seeing you guys there on the 15th.

It's going to be a brilliant weekend.

Um, we are going to be there on the Friday staying at the Aloft east side which is literally attached to the venue and then the day will start at half eight with breakfast on the Saturday with our lovely array of speakers.

So can't wait to see them.

It is going to be an epic day.

There is still time to get online tickets, uh, there is a couple of in person uh if you need them because a couple of people have moved online.

So if you want a ticket?

Don't feel like you've missed out.

You can still email me and let me know and we can sort you out with a ticket.

Kelly is the absolute best and I'm gonna see her there next month.

She doesn't need it because I have the best accountant in me.

So great.

She doesn't even need to listen.

But she's gone because she gets all the information from me.

But yes, we look forward to seeing you guys next month for the event of the century, the Pet Pro Expo which is hosted by myself and Tegan and it's gonna be an day so I'm hoping you guys can make it or at least watch us online.

It'll be fun, it'll be a giggle and we'll have lots of learning and laughs.

So hopefully we will see you guys there in person and if not virtually and then we can do a debrief on afterwards because that has been a learning curve in itself.

If you are thinking of running an event, please get in touch with me because I can tell you the do's and don'ts that I've learned over our six months.

But yes, I'm rabbling on so I will go.

I hope you guys have a good rest of the week and you earn lots of money and if you need an accountant, please get in touch with us and we will see you next week with another fun episode with Vicky from the Pet Accountant.

But yes, thanks guys, thanks for listening and I'll catch up with you next week.

Take care.

Bye.

Thanks for listening.

If you enjoyed my podcast, don't forget to subscribe for me and if you want to speak to me please visit my website@www.petaccountant.co.uk and if you'd like to join my Facebook group which is full of like minded pet professionals, then search accounting for Pet Professionals in Facebook and.

I will see you there.

Sam.