This is Women Road warriors with Shelly.
Speaker BJohnson and Kathy Tucaro.
Speaker BFrom the corporate office to the cab of a truck, they're here to inspire and empower women in all professions.
Speaker BSo gear down, sit back and enjoy.
Speaker CWelcome.
Speaker CWe're an award winning show dedicated to empowering women in every profession through inspiring stories and expert insights.
Speaker CNo topics off limits.
Speaker COn our show, we power women on the road to success with expert and celebrity interviews and information you need.
Speaker CI'm Shelley.
Speaker DAnd I'm Kathy.
Speaker CGetting into college today is a super complicated process.
Speaker CIt often begins in middle school.
Speaker CIf that isn't daunting enough, many people can look forward to being strapped with really huge bills after they graduate from college.
Speaker CSo much so that it keeps them from buying homes or they delay starting a family.
Speaker CAccording to USA Today, student loan debt in the United states is over $1.7 trillion.
Speaker CYes, that's trillion.
Speaker CAnd that amount has tripled in just 15 years.
Speaker CThe American association of University Women say women borrow more for their education, holding almost 2/3 of the total student loan debt.
Speaker CIt doesn't have to be that way.
Speaker CDr. Pamela Ellis is known as the education doctor.
Speaker CShe's an award winning educator and best selling author of what to Know Before They Go.
Speaker CShe helps parents and students avoid overpaying.
Speaker CIn the past five years, 95% of Dr. Ellis students have been admitted to their top choice colleges and received an average of $75,000 in scholarships.
Speaker CHer mission is to guide students and parents through the complex college prep process and get knowledgeable about what they should be paying for college.
Speaker CDr. Ellis is with us today to offer her valuable insight.
Speaker CWelcome Dr. Ellis.
Speaker CThank you for being on the show with us.
Speaker AThank you so much.
Speaker AShelly and Kathy, I am really excited to talk with you today and I want to start out by just sharing with your listeners just how lucky they are to have you as host.
Speaker AAnd you are both very gracious and really have some lively conversations that I've enjoyed over the years.
Speaker ASo just thank you so much and I want to remind your listeners to go out and do their five star review.
Speaker CWell, thank you, Dr. Ellis.
Speaker AThank you.
Speaker AYou're welcome.
Speaker AYou're welcome.
Speaker AYou deserve it.
Speaker COh, that means so much coming from you and we really are honored to have you on the show.
Speaker CYou know, you are providing such a life saving service to students and parents.
Speaker CThe cost of college has reached a crisis level.
Speaker CWhat got you started in all of this?
Speaker AOh, wow.
Speaker AReally?
Speaker AWhat got me started in this is becoming a mom and knowing some of the challenges that my kids would face as they navigate through school is really what led me here.
Speaker AAnd when I just became so obsessed with figuring out how to help them with navigating the education system, I decided to go back to Stanford and get a doctorate degree.
Speaker AAnd my whole life's work is around high school to college transition.
Speaker ASo what supports students with navigating through high school and then going on to thrive in college?
Speaker CIt's so necessary.
Speaker CAnd things have gotten so much more complicated.
Speaker CHow did college tuition get so out of control?
Speaker CI mean, it's just mind boggling.
Speaker AYeah, it really is.
Speaker AAnd I'll, you know, just share with you a quick story.
Speaker AYou know, when I was growing up and planning to go to college, I applied to all every college I could apply to because I was so worried that I wouldn't get in anywhere.
Speaker AAnd when my mom dropped me off at college, she gave me $70 for the first year.
Speaker CWow.
Speaker AAnd let me tell you, I thought that was great money.
Speaker ASo I got to the bookstore the next day and my books for the first quarter were $350.
Speaker AFast forward four years later, I graduated with just $10,000 in debt.
Speaker AThat was it.
Speaker AThat was it.
Speaker AAnd I just feel like, you know, today there are still those opportunities for students to go to college and to not be strapped with a lot of the debt that you talked about in the opening.
Speaker AAnd the thing about it is, yes, we see that tuition has certainly increased over the years.
Speaker AWhen we look at, you know, what the families are paying, though, when you look at those numbers, you will see that the tuition is really like a sticker price.
Speaker AAnd there's only, you know, just less than 20% that are actually paying the full price of college.
Speaker AAnd so I think that's where we need to look because then when we look at the fact that there are so many great colleges out there that can be amazing fit for your student, there's no reason that you have to overpay or pay the full amount.
Speaker AThere really isn't.
Speaker CSo it's a matter of doing your homework ahead of time.
Speaker CBecause I'm sure if people don't know their options, they end up getting stuck with some huge bills.
Speaker AYeah, they do.
Speaker AIt's not knowing the options and it's also not really preparing.
Speaker AAnd like you mentioned, yes, it's daunting to think that you need to start preparing, you know, as early as middle school.
Speaker ABut when we think about it in terms of sports, you know, kids are often doing sports and preparing as early as middle school so that they can play in college or go on Professionally.
Speaker AAnd so in the same regard with going to college, it's basic things like learning how to self advocate and building those skills of independence earlier on and social emotional wellness.
Speaker ASo some of those things can start in middle school and then taking all the classes that are needed to be successful in college and beyond, taking those classes in high school that are important to take.
Speaker AAnd so those are some basic things that can be done to support students with having more opportunities, options for college.
Speaker CReally good to know.
Speaker COf course, that's where they need to have good guidance counselors in school that are schooled in this, too.
Speaker CYeah.
Speaker AYes.
Speaker AAnd there are a lot of really great guidance counselors out there that can support students as they are journeying through middle school and high school.
Speaker CKathy, I was going to ask you, is tuition and debt for college and Canada, as crazy as it is in the United States, do you know?
Speaker AIt is.
Speaker AIt is.
Speaker DI know Even back in 1996 when I was attending nursing and being a single mom and it was incredibly difficult just to make ends meet and try and like, like you were saying, those books are insane.
Speaker DLike the medical books.
Speaker DAnd I, I was going to this, this college grant McEwen Community College, where they have the nursing program and the.
Speaker DI had eight classes and like just a psychology book, the sociology book, the anatomy book, the.
Speaker DJust everything.
Speaker DHow do you.
Speaker DIt was very, very difficult.
Speaker DAnd my student loan back then, it did add up.
Speaker DI only got a little bit of a grant and it was crazy.
Speaker DSo, yes, it's very expensive.
Speaker AYeah.
Speaker AYeah, definitely.
Speaker CSo what do parents need to know about paying for college?
Speaker CWhat's the truth behind all of the numbers?
Speaker CI mean, the sticker price, like you said, people don't have to pay that price.
Speaker CI mean, we seem to be a lot more knowledgeable when we go into a car dealership that we can dicker.
Speaker AYeah.
Speaker AAnd the thing about it is that I always share with families something that can really help them with getting a sense for the priorities of a college.
Speaker AAnd that can be as simple as reading the president's letter to get a sense for the kinds of opportunities that are there at that college, how they see themselves, what the next few years on the horizon looks like.
Speaker AAnd so, for example, if that college just opened a new nanotechnology center and hired professors to be there, they need students as well.
Speaker AAnd so there is a strong chance that if your kid is interested in that particular field of study, there are scholarships behind it.
Speaker AAnd so that's one thing, and that's pretty common across colleges, that they will have These letters from the president.
Speaker ABut the other thing about it is, is looking at their financial page to understand the scholarship opportunities, how they award financial aid, what is the average tuition that's actually paid at the colleges, Getting a sense for how do they address need based awards and do they pay 100% of need or is it only a portion of what's needed?
Speaker ABut just understanding some of that terminology can really make a difference.
Speaker AAnd then as far as even looking at testing or what the college's requirements are for testing, if they are test optional or if they require testing, that can make a difference for your student and making sure that they are prepping ahead of time and that they will be submitting their scores and what to do if their scores aren't as high and how that plays a role even in terms of scholarships, because some scholarships are awarded based on test scores.
Speaker AAnd so just understanding that can help with not overpaying.
Speaker ABut one of the key things that I'll share is within our company, what we do is we really look at what's a good fit for students and start with the student.
Speaker AAnd so parents can do the same in terms of really talking with their teen about who they are and what their plans are, finding out their why for college.
Speaker AAnd we look at five fit factors that help us with doing that.
Speaker AMatch across the different colleges so that students are applying to those colleges that are a fit for them as opposed to just randomly applying to colleges.
Speaker CWhat are the five fit factors?
Speaker AThey are academic, social, financial, vocational and cultural.
Speaker ASo those five factors, and they all fit together sometimes, especially if we're looking at the cost of attending college, we're looking just at the financial piece, but we're not looking at those other factors that are going to really play a role in their teen thriving in college.
Speaker ASometimes the additional costs are incurred because students are graduating later.
Speaker AThey're not finishing in four years, they're finishing in six or beyond.
Speaker AAnd so that certainly drives it up as well because the colleges have a four year program and oftentimes the money is for four years, but it's not for six or eight years.
Speaker AAnd then that's when you end up really paying out more.
Speaker AIf you're staying there longer than the scholarship awards.
Speaker CSure.
Speaker AStay tuned for more of women road warriors coming up.
Speaker BDean Michael, the tax doctor here.
Speaker BI have one question for you.
Speaker BDo you want to stop worrying about the irs?
Speaker BIf the answer is yes, then look no further.
Speaker BI've been around for years.
Speaker BI've helped countless people across the country and my success rate speaks for itself.
Speaker BSo now you know what to find good, honest help with your tax problems.
Speaker BWhat are you waiting for?
Speaker BIf you owe more than $10,000 to the IRS or haven't filed in years, call me now at 888-557-4020 or go to mytaxhelpmd.com for a free consultation and get your life back.
Speaker CIndustry Movement Trucking Moves America Forward is telling the story of the industry.
Speaker COur safety champions, the women of trucking, independent contractors, the next generation of truckers, and more.
Speaker CHelp us promote the best of our industry.
Speaker CShare your story and what you love about trucking, Share images of a moment you're proud of and join us on social media.
Speaker CLearn more@truckingmovesamerica.com.
Speaker BWelcome back to Women Road warriors with Shelly Johnson and Kathy Tak.
Speaker CIf you're enjoying this informative episode of Women Road Warriors, I wanted to mention Kathy and I explore all kinds of topics that will power you on the road to success.
Speaker CWe feature a lot of expert interviews, plus we feature celebrities and women who've been trailblazers.
Speaker CPlease check out our podcast@womenroadwarriors.com and click on our Episodes page.
Speaker CWe're also available wherever you listen to podcasts on on all the major podcast channels like Spotify, Apple, YouTube, Amazon Music, Audible, you name it.
Speaker CCheck us out and bookmark our podcast.
Speaker CAlso, don't forget to follow us on social media.
Speaker CWe're on Twitter, Facebook, Instagram, Pinterest, LinkedIn, YouTube and other sites and tell others about us.
Speaker CWe want to help as many women as possible.
Speaker CIf you've got a future college Freshman admission preparation now starts in middle school, and the price tag is sobering to get into college.
Speaker CUSA Today says student debt now tops 1.7 trillion, which has tripled in 15 years.
Speaker CThe AAUW reports women carry nearly two thirds of all the student debt.
Speaker CThat's staggering.
Speaker CDr. Pamela Ellis, the education doctor and author of what to Know Before They Go, helps families avoid overpaying.
Speaker COver five years, 95% of her students got into their top choice school with an average of $75,000 in scholarships.
Speaker CShe teaches students and parents what they need to know to get college educated without going broke and get into the school they really want.
Speaker CIt's a matter of getting educated before going for that degree, Dr. Ellis there's so many things that can drive up the cost of college.
Speaker CThere's so many factors, too.
Speaker CIf somebody stays in a dorm, all of that adds up.
Speaker CDo scholarships typically cover dormitories or not?
Speaker AThey can, they can and yeah, they can.
Speaker AIn some cases, it's, you know, it's always applied to tuition first, and then there may be credits or balance left over to apply toward room and board.
Speaker CThat gets pricey.
Speaker CEven if a student opts to live off campus in an apartment, the landlords around the campus tend to charge a ton of money.
Speaker DYeah.
Speaker DBecause they know they can.
Speaker AYeah.
Speaker AAnd sometimes they charge a little less.
Speaker ASo some students may live off campus because it's cheaper to live off campus.
Speaker CSure.
Speaker AThey don't have to incur the meal plans.
Speaker AI think that's the other thing that really adds to it, is the meal plan.
Speaker ABut if you can cook, you have an apartment off campus, then that is a lot less expensive than doing a meal plan on campus.
Speaker CI was cooking impaired, so my first year, I did live in a dorm where they provided meals.
Speaker CAnd when I finally got an apartment, my second year in college is kind of like, wow, I have to fix this myself.
Speaker CWhere's my mom?
Speaker AI know, right?
Speaker AYeah, I remember the same thing.
Speaker AAnd my first year of college, oh, my goodness.
Speaker AThe meal plans didn't include the weekends.
Speaker AAnd it was really tough at times to get off campus just to have a meal.
Speaker AAnd so you really have to be mindful of just what's included.
Speaker CSure.
Speaker CI lived off a lot of pot pies, ramen noodles, that kind of stuff.
Speaker AYeah, me too.
Speaker APBJ's, something quick and easy.
Speaker CWell, that wasn't.
Speaker CFood wasn't a priority.
Speaker CI mean, I wanted to have a better tube of lipstick or something like.
Speaker AThat, or a pair of shoes, you know, a lot of pizza.
Speaker AA lot of pizza.
Speaker AFor sure.
Speaker CThe priorities of being 18, 19 years old, it's like, okay, but it's just a matter of rite of passage and growing up, too.
Speaker AExactly.
Speaker CSo what do parents and teens need to do to qualify for those scholarships and get into college?
Speaker CI mean, it's pressure on both the students as well as the parents.
Speaker CAnd it starts early.
Speaker AIt is.
Speaker AAnd you know, something about it is, you know, as I mentioned earlier before, taking four years of all the core classes can cover you in so many ways.
Speaker AAnd I'll give you an example of this.
Speaker AOne of my students, actually, this is the case with a couple of different students, but with this young man, he was taking Spanish and just felt like he really wasn't doing well in Spanish.
Speaker AAnd plus he felt like, oh, I'm interested in film.
Speaker AAnd so it's not going to matter.
Speaker AAnd no matter how many times we talked about it, he was still pretty clear that he did not want to continue in Spanish for junior or senior year.
Speaker ALo and behold, one of the colleges that he is most interested in in his field of study, they require four years of a foreign language to be admissible.
Speaker AAnd so right off the bat, that really takes that college off his list in terms of being a great candidate for it.
Speaker AAnd so when we talk about, you know, taking the classes all four years, it just means that it'll give students a lot more options, just a lot more options in terms of colleges where they will be admissible.
Speaker AAnd so something as simple as that can help students as well.
Speaker AAnd oftentimes, you know, students, you know, they maybe they say, oh, I don't want to be, you know, in stem, so I'm not going to take a science, you know, in junior year.
Speaker AAnd I say, no, go ahead and take it, take it for all four years and show that you are challenging yourself and take advantage of the opportunities that your high school offers.
Speaker AAnd that's a way to give them more options for college.
Speaker ABecause there are so many great colleges out there.
Speaker AAnd even though we hear so much about colleges that have very low admissions rate, there are tons more that have very high admissions rate.
Speaker AAnd so they have money, scholarships available for students and really eager to support students.
Speaker AAnd so it's a matter of being in a position where you can have those options.
Speaker CWhat's the difference between scholarships and financial aid?
Speaker AThat's a great question.
Speaker AYeah, I was thinking about that.
Speaker DSo thank you, Shelly, for asking that.
Speaker DI'm like, wait a minute, like, what is the difference?
Speaker AThat's a great question.
Speaker AAnd oftentimes we use them, you hear them used interchangeably.
Speaker AI think of scholarships as being merit based and financial aid is need based.
Speaker AAnd so usually you'll have to complete some forms, some financial forms to qualify for financial aid, but a student's application can qualify them for scholarships.
Speaker COkay, can you get both?
Speaker AAbsolutely.
Speaker AAnd when families get both, it's like a double dip.
Speaker COh, it would be wonderful.
Speaker CI mean, that would be a huge bonus.
Speaker CI mean, you could almost sail through college if you have that.
Speaker CAlmost debt free.
Speaker AYeah, absolutely.
Speaker AAbsolutely you could.
Speaker AAnd so, yes, you can get both.
Speaker CDo you have a theory on why tuition's so high?
Speaker CI mean, it just seems like in the past 30, 40 years it's just gone up like a really fast logarithm.
Speaker AThere's been a lot that's been added to the colleges over the years and I don't want to call any of them out out in this way, but I have gone on over 500 campus visits.
Speaker AAnd there are a few colleges that I visited and they had a lazy river.
Speaker AThey had some amazing facilities.
Speaker AAnd there's a cost to that.
Speaker AAnd so that's part of it.
Speaker AThe facilities, the salaries, having really good labs and other resources.
Speaker ASo that's what I think has contributed to it the most in terms of the tuition.
Speaker CWell, when you drive around certain neighborhoods in the United States and I don't know if it is the same in Canada, Kathy, Some of these middle school and high school buildings look like country clubs.
Speaker CIt's like, wow.
Speaker AYes, some of them do.
Speaker CIt's just amazing.
Speaker CIt's like, wow.
Speaker CMy high school didn't look like that.
Speaker AYeah, I know.
Speaker AMine was all decrepit and run down and like, what?
Speaker ARight, right.
Speaker CI remember my high school kind of grew by leaps and bounds and over the years and one section of it was from the 1930s.
Speaker CI remember thinking, will I fall through the floor?
Speaker CJust because to me that seemed ancient.
Speaker CIt's like, wow, you know, look.
Speaker AYeah.
Speaker CAnd that does not impact the quality of your education.
Speaker CIt's the teacher, you know.
Speaker AWell, the quality of life on the campus, I say is certainly enhanced, for sure.
Speaker CYeah.
Speaker AAnd being able to have certain resources on campus makes a huge difference in the quality of life for students.
Speaker AYou know, being able to access health care, mental health services, all of the staffing that's needed for that.
Speaker AAnd so there's a lot that can make a difference for students lives and being able to just stay on top of their assignments and coursework, just having everything available there on campus for them.
Speaker CTotally agree.
Speaker CWell, a good health center, that's important.
Speaker AIt really is.
Speaker AThink about just all of the stress that's relieved when you can go to a Pilates class or a track to run on.
Speaker AIt makes a huge difference.
Speaker AI mean, when I went back to grad school, I had three little ones under five and every quarter I had some type of exercise class.
Speaker AAnd I just felt like that was my self care, that was my time to really unwind and make sure that I was taking care of myself.
Speaker ABecause, you know, especially as women and moms and daughters and aunties, we wear so many hats and oftentimes don't take care of ourselves because we put everyone else first.
Speaker ASo yeah, it really made a difference for me that they had those resources available on campus for non traditional students.
Speaker CI know a lot of the women who listen to our show may be thinking about going back to school and finances are still a very big consideration.
Speaker CAre there scholarships available for somebody to say, get their Bachelor's if they haven't gotten it or even go get their master's degree.
Speaker AI would say Shelly, more so for bachelor's I've seen and a little bit less so for master's.
Speaker ASometimes those are covered by their company.
Speaker ATheir employer may offer resources for that.
Speaker AAnd sometimes there are some companies that also offer scholarships for starting a second career or going back to school.
Speaker AIt's not as many that I've seen.
Speaker CThey're kind of lagging in that area when you think about it, because so many people have to pivot today and go into maybe even a whole new field.
Speaker AYes.
Speaker AAnd the thing about it is maybe they do it in a less traditional way.
Speaker AAnd what I mean by that is I'm sitting here at my desk looking at a course guide.
Speaker AThere are a lot of community colleges that offer programs and have courses that support you with pivoting into another career field.
Speaker AI was just looking at this course guide for a local community college in my area because they have online courses as well as in person courses.
Speaker AAnd one of them is in programming and information technology and computer apps.
Speaker AAnd so there's a lot that you could do in your own community at the local colleges that are very affordable, very affordable.
Speaker AAnd the other way I think too is talking with your employer about some type of support with going back to school.
Speaker CSure.
Speaker CA lot of students may also opt for VO Tech.
Speaker CThey may not necessarily qualify for college.
Speaker CThat's not something they really want to do.
Speaker CAre there scholarships available for VO Tech programs too?
Speaker ALittle bit less so.
Speaker AI haven't seen as many for the vocational areas.
Speaker AOne of the students that I met with recently, she is interested in automotive and I'd be hard pressed to find something in that area to support her scholarship wise.
Speaker AAnd so I don't see as many, unfortunately short sighted.
Speaker CAgain, they need to plan for the future.
Speaker CAnd of course, when you look at automotive, I think you probably have to have almost certification, at least in computers, because everything's computerized.
Speaker AThere are likely some companies, some businesses that have worked out a way for students to get that type of training.
Speaker ASome of it may be on the job where they are working with the company while they're going back to school.
Speaker AAnd that makes it a win win for the companies.
Speaker ASo I just find it hard to believe that everyone who does some type of vocational training has to pay for it out of pocket.
Speaker AI feel like, especially for companies that may be short in terms of their hiring needs, that they are willing to meet that new employee halfway in a sense and pay for their education at the same time that they're working with them or maybe they agree to work with them once they finish.
Speaker AThere are ways for it to work out.
Speaker AYes, there are ways for it to work out.
Speaker CKathy, do you know what's available in Canada?
Speaker CI know that you had quite a training program with the pivot you did in your career.
Speaker AWell, that's the thing.
Speaker DThey have programs here in Canada that help or enable women mostly.
Speaker DI hate to say that, but I mean, I kind of feel sorry for the guys.
Speaker DBut help women develop themselves into traditional, non traditional careers that women would not normally think of getting into.
Speaker DAnd like, the program is called Women Building Futures.
Speaker DAnd now it's pretty much it's gotten big enough that it's Canada wide.
Speaker DBut when I first started in 2012, it was only in Edmonton, Alberta and Calgary.
Speaker DAnd what it is, it's companies that believe in sponsoring programs and developing programs to assist women to get into the non traditional trades because there's barely any.
Speaker DSo what I'm talking about is electrician, plumbing, carpentry journey woman, crane operators, heavy equipment operators, and these programs.
Speaker DLike, I was very fortunate when I couldn't go back to nursing and I needed a career change.
Speaker DI was 42.
Speaker DAnd I mean, how do you change careers when.
Speaker DWhen that's all you have?
Speaker DI mean, at the time I was desperate enough that I'll go pump gas just to get a, just to get a paycheck.
Speaker DBut reality speaking, I mean, I have.
Speaker DWell, Shelly knows I have eight hamsters and one wheel in this noggin.
Speaker AIt just doesn't stop.
Speaker DSo I need a career, right?
Speaker DI need something like I can't just go, you know, be a teller.
Speaker DSo I went to a career planning workshop which was free.
Speaker DAnd they helped guide you and steer you in a direction that you might not normally think that you're qualified for.
Speaker DAnd I really took it to heart because what they did is they took into account your personality, your, you know, what, what is it that you're geared towards, you know, what makes you tick, what doesn't?
Speaker AWhat?
Speaker DBecause you put me in an office.
Speaker ASetting and it's, it's.
Speaker DYou may as well just shoot me.
Speaker ALike I.
Speaker ASo Shelly knows too that I struggle with computer.
Speaker DI started thinking that instead of stopping myself or limiting myself, that, wait a minute, you know, I don't have to see the dream at the end.
Speaker DIs it possible?
Speaker DI'm like, well, I can drive a truck.
Speaker DI'm a good, I'm a good truck.
Speaker AI'm a good driver.
Speaker DI used to Race cars.
Speaker DAnd the day I went in, ExxonMobil, the biggest oil and gas company in the world, happened to be there, paying for 16 women to take a 12 week heavy equipment operator course.
Speaker DThat course was $18,000.
Speaker DI mean, I was broke, I was in recovery.
Speaker DI mean, how do you come.
Speaker DHad I not had that program, I wouldn't have been able to change my life the way I did.
Speaker DAnd it turns out that, you know, during the course of this training, because 158 women applied, but they only paid for 16.
Speaker DAnd I got picked and every piece of equipment I was getting on, I'm like, oh my God, I can do this.
Speaker DLike, I'm good at this, I can do this.
Speaker DAnd that shifted everything.
Speaker DSo now everywhere I go, I mean, I encourage women to not limit themselves to an office job or not everybody's meant to be a doctor or a lawyer or whatever, that there's other, there's other avenues and there's if you just look.
Speaker DBecause if you close yourself off to opportunities, you're never going to change.
Speaker DYou're never going to find the one thing that might be right for you.
Speaker CWell said.
Speaker AI love it.
Speaker AI love it.
Speaker AAnd you know, just when you were sharing, Kathy, it reminded me when you were talking about the assessments that you did, the personality and other tools to help with thinking about career options.
Speaker AThat's what we're doing with our students as well.
Speaker ABecause even, you know, for teenagers, sometimes they've been told by their parents or others, you know, this is what you're going to be when you grow up and haven't really had an opportunity to think about it for themselves or to have some of those tools that can help them with learning about other opportunities that they may have never even considered.
Speaker ABecause we all grow up hearing about a doctor, a lawyer, an engineer kind of thing, but not all of these other opportunities that are out there.
Speaker AAnd so it really opens their eyes.
Speaker AIt really opens their eyes and just believing in them too, you know, when you have high expectations for students and openly saying that yes, you could, you can do this, made all the difference in the world.
Speaker AAnd so that was really transformational.
Speaker CIf somebody believes in the students and they believe in themselves, the sky's the limit when you think about it.
Speaker AStay tuned for more of women Road warriors coming up.
Speaker BDean Michael, the tax doctor here.
Speaker BI have one question for you.
Speaker BDo you want to stop worrying about the irs?
Speaker BIf the answer is yes, then look no further.
Speaker BI've been around for years.
Speaker BI've helped countless people across the country and My success rate speaks for itself.
Speaker BSo now you know where to find good, honest help with your tax problems.
Speaker BWhat are you waiting for?
Speaker BIf you owe more than $10,000 to the IRS or haven't filed in years, call me now at 888-557-4020 or go to mytaxhelpmd.com for a free consultation and get your life back.
Speaker CIndustry Movement Trucking Moves America Forward is telling the story of the industry.
Speaker COur safety champions, the women of trucking, independent contractors, the next generation of truckers and more help us promote the best of our industry.
Speaker CShare your story and what you love about trucking.
Speaker CShare images of a moment you're proud of and join us on social media.
Speaker CLearn more@truckingmovesamerica.com.
Speaker BWelcome back to Women Road.
Speaker CWarriors with Shelly Johnson and Kathy Tucaro.
Speaker CGot a future?
Speaker CCollege freshman prep starts earlier than you think and the price tag is real.
Speaker CUSA Today puts student debt over $1.7 trillion in the United States.
Speaker CIt's tripled in 15 years.
Speaker CAAUW says women carry nearly 2/3 of that debt.
Speaker CDr. Pamela Ellis, the education doctor and author of what to Know Before They Go shows families how to pay less and choose smart.
Speaker CIn five years, 95% of her students hit their top choice schools and average $75,000 in scholarships.
Speaker CShe gives a clear step by step plan so students self advocate, secure aid and dodge crushing debt.
Speaker CShe offers a blueprint for success.
Speaker CDr. Ellis, you open up so many new horizons for students.
Speaker CSo it's a matter of looking at the possibilities.
Speaker CAnd Dr. Ellis, you're doing that for families, the parents as well as the children.
Speaker CBecause really, when you think about it as a teenager, I'm not sure all teenagers are thinking, what do I really want to be as an adult?
Speaker CThey can't even fathom the next 20 years because they're not 20 yet.
Speaker CI mean, that seems like a lifetime away, you know.
Speaker AYeah, it all seems so far away.
Speaker AAnd a lot of times there's so much noise, so many other distractions.
Speaker COh gosh.
Speaker ASometimes we as adults take time to do, like to sit down and think about what is our purpose in life.
Speaker AAnd so for the students, we're providing them the tools to start to think about that and to really think about what they want, what they like, what they enjoy.
Speaker AAnd it's okay to do something that they want to do and not something that everyone else is taking telling them they have to do or should do.
Speaker AAnd it's invaluable.
Speaker AAnd just like the transformational experience that Kathy had.
Speaker AThat's what we want for our students.
Speaker AAnd one of the things that we do as part of our program is we curate a list of summer programs for them.
Speaker AAnd so just in the same way that Eddie is offering the opportunity for three days for students to come and try out the heavy equipment, that's what a summer program does.
Speaker AAnd I have to share this story of our student John.
Speaker AHe was, you know, always been told he's going to do engineering because he's great at math.
Speaker AAnd he did a summer program and let me tell you, this program was only a week long and he was going into his junior year of high school at the time.
Speaker AWhen he came back from that program, he was like, Dr. Pamela, I am not going to be an engineer.
Speaker AAnd I was like, great, that is great to know.
Speaker ANow he knew that that was not what he wanted to do at all.
Speaker AI mean he just did not enjoy the experience.
Speaker AAnd he was doing something where he was learning about different types of engineering disciplines and just thought it was no, no way did it fit him.
Speaker AAnd it, that kind of experience just gave him a chance to sit for himself what that was like and really supported him with then looking at other avenues and thinking about what he really wanted to do as opposed to doing something because someone else suggested it to him.
Speaker CThat's really forward thinking.
Speaker CI don't recall any of the schools offering that kind of program when I was getting ready to graduate.
Speaker CI know the community college allowed you as a student in high school to attend college there and you actually, if you got some credits, it would apply to your high school graduation.
Speaker CThat was kind of cool.
Speaker AYeah.
Speaker AAnd they still do that a lot here in the US around the country they have those types of programs that they refer to often as college credit plus.
Speaker AAnd that is one way for sure.
Speaker AAnd I highly, highly recommend so summer programs because they can really help students learn how to be independent, build some self advocacy skills and also career exploration.
Speaker AAnd it's in a, an environment that's low stakes and it's really about exploring.
Speaker ASo you haven't, you know, really invested a whole lot and it gives them something creative to do in the summertime, you know, because kids in the summer oftentimes may just be hanging out and that's about it.
Speaker ABut this gives them something a little bit more constructive, help build their interpersonal skills as well.
Speaker AAnd I love them.
Speaker AI love them.
Speaker AI actually, even though this was many years ago, I did a summer business program and then I did a summer pre med program when I was in high school.
Speaker AAnd they helped me tremendously.
Speaker AThey helped me tremendously.
Speaker CYou offer a lot for parents and students.
Speaker CDo you have maybe some nuggets, maybe a good template on what parents and students need to think about in terms of college education or direction?
Speaker AYes, I do, and I would love to offer it to your listeners.
Speaker AWhat I have is the College Confidence Blueprint.
Speaker AAnd what it is, is a guide for what, what to do each year of high school so that you are positioned not only for your teen, is not only position for admissions, but also scholarships as well.
Speaker AAnd it also includes a communication guide because oftentimes there is a little bit of tension but.
Speaker AOr stress or frustration when parents are talking with their kids about college.
Speaker ASometimes their kids give them the silent treatment.
Speaker AAnd so these communication tips can help with having that conversation.
Speaker AAnd so all they have to do is send me the keyword Blueprint25 to my box on LinkedIn and that's Dr. Pamela Ellis, D R P A M E L A E L L I S and I will send it right over to them.
Speaker ABlueprint 25.
Speaker CThank you so much.
Speaker CWhat a great template.
Speaker CI wish I'd had that.
Speaker AYeah, no kidding, eh?
Speaker ARight.
Speaker AWell, your listeners can have it now.
Speaker CI, I still wonder what I'm going to be when I grow up, you know?
Speaker AI know, me too.
Speaker CI know.
Speaker CI think I should have had a better game plan because I think you end up taking a lot of college classes too, that you have to fill so many credit hours.
Speaker CYou may take a class that isn't necessarily going to even fit with what you ought to do for a living.
Speaker AYes.
Speaker CAnd students end up wasting money on a lot of classes that, well, maybe because they couldn't get into another class, they end up taking a class that just is within the general matriculation requirements.
Speaker CYou have these big words and all of that.
Speaker CIt isn't something that isn't is going to help them necessarily, but they have to take it, you know?
Speaker AYou know, I am chuckling as you are saying that because I certainly thought that that was the case when I was in college.
Speaker AAnd I just remember having the idea that I'm just going to major in what I enjoy and not worry about it.
Speaker AI'm not going to worry about it.
Speaker AI ended up majoring in linguistics.
Speaker AOne of the classes I had to take was called Artificial Intelligence and Linguistics.
Speaker AWho would have ever thought that I would know anything or ever use anything with artificial intelligence?
Speaker ABecause it was the first full name back then.
Speaker AAnd then I worked for this artificial intelligence publishing company.
Speaker AThey Liked the fact that I had had that course.
Speaker ASo I worked with them.
Speaker AThey published AI textbooks back then.
Speaker AAnd this was in the late 80s.
Speaker AFast forward.
Speaker AI was interviewing for a position in investment banking, and I was.
Speaker AWas having this interview with the guy.
Speaker AAnd let me tell you, Shelly and Kathy, this interview was not going well at all.
Speaker AI could tell that this guy felt like he wasn't.
Speaker AHe was wasting his time meeting with me.
Speaker AAnd so he asked me something about my major in college, because he's used to having people who would major in finance or business.
Speaker ABut, you know, my undergraduate institution doesn't have a business major.
Speaker AUndergrad, I majored in linguistics.
Speaker ASo I started talking with him about it and what I had learned from it.
Speaker AAnd let me tell you, that conversation turned completely around, and he ended up being my biggest advocate.
Speaker AYes, he did.
Speaker AAnd that was really the first time I had used anything I had learned in linguistics.
Speaker ABut now fast forward today, and so much of what I learned then that I never thought I would apply again.
Speaker AI mean, I've been using it and it's made such a difference.
Speaker AAnd I think that oftentimes in liberal arts, what they're preparing you for is to think creatively.
Speaker AThey're teaching you how to write, to do research, and have these skills that can be applied broadly because you don't know what the next two to three years are going to look like.
Speaker AAnd so that's exactly what it did for me.
Speaker AAnd I've had my business now for over 15 years, and I've been using AI my entire business life.
Speaker AI've worked remotely for over 25 years.
Speaker AAnd so because I've always been remote, you know, I've had to use technology and be comfortable with AI because I was remote.
Speaker AThat was what I envisioned.
Speaker AAnd it's been that way for so long now.
Speaker AAnd so when everything happened a few years ago with the pandemic, I was already set up because it had been so longstanding that I'd been using AI and using technology to work virtually.
Speaker CYou had to step up on other people who hadn't been doing that.
Speaker AYeah, well, it was no surprise for me in terms of how to do it.
Speaker AAnd I've always loved experimenting with technology.
Speaker AAnd when I saw what companies were doing back 15 years ago when I started my business, I just thought, wow, I'm going to try this out.
Speaker AThis looks great.
Speaker AAnd so here we are.
Speaker CYou never know what you're going to learn that you can use again.
Speaker CYou know, I. I kept the majority of my textbooks from college.
Speaker CI have Used them.
Speaker CI have looked up stuff.
Speaker CSome of it may be a little outdated, but it's like, oh, that's right.
Speaker CLet me look this up.
Speaker AExactly, exactly.
Speaker COr you have this little factoid that comes floating in your head.
Speaker CIt's like, oh, that's right.
Speaker CI remember that from that exam.
Speaker COh, I hated that class.
Speaker AYou know, you wonder, where did that come from?
Speaker ABut, yeah, that's where it came from, that little kernel.
Speaker CSo you can help parents and kids in many different ways here.
Speaker CWhere do people find you?
Speaker CWow.
Speaker AThey find me usually through a speaking engagement, referral from another family, or online.
Speaker COkay.
Speaker AThose are the three ways.
Speaker AI am on LinkedIn and share a lot of resources there.
Speaker AAnd our website iscompass college advisory.com and they can certainly reach us there.
Speaker CI also see theeducationdoctor.com Is that another way to reach you?
Speaker AIt is.
Speaker AIt is.
Speaker CSo either one, what are the websites again?
Speaker CIt's theeducationdoctor.com and what was the other one you mentioned?
Speaker ACompasscollegeadvisory.com.
Speaker CTerrific.
Speaker CWell, I highly recommend people reach out to you because navigating college admission, wow, that's a daunting process.
Speaker CI mean, that's almost bigger than getting a mortgage.
Speaker AIt is a daunting process for sure, but it doesn't have to be.
Speaker AJust as you said at the beginning, it doesn't have to be.
Speaker CThank you, Dr. Ellis, for all you do, and I appreciate you coming.
Speaker CWe appreciate you coming on the show.
Speaker AThank you so much.
Speaker AI appreciated being on the show.
Speaker AThank you.
Speaker AThank you both so, so much.
Speaker AI appreciate all that you're doing and just how you're empowering and inspiring.
Speaker DThank you.
Speaker CYes, thank you, Dr. Ellis.
Speaker CWe really appreciate that.
Speaker CWe hope you've enjoyed this latest episode.
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Speaker CThanks for listening.
Speaker AYou've been listening to Women Road warriors.
Speaker BWith Shelly Johnson and Kathy Tucaro.
Speaker AIf you want to be a guest on the show or have a topic.
Speaker BOr feedback, email us@sjohnsonomenroadwarriors.com.