If you wanna put your hands on 10K fast, if you're in a job, ask
for a pay rise. It's the fastest way to get paid more money. You
may not need those things you think you need. You may not need Uber Eats, Uber
Eats, Uber Eats, Uber Eats. You may not need to see Amazon, Amazon, Amazon,
Amazon in your bank account. The secret to making more money. How
inconvenient. I get it, but it's not forever. You're gonna try and put your hands on 10K
fast. Got it? I'm Lloyd James Ross, seven figure investor and
entrepreneur. And I've helped thousands of business owners and professionals turn
financial stress into success. If you're stuck in old money
habits, overwhelmed by investing or unsure where to start, this
is for you. I'll give you the mindset and strategies to take control,
grow your wealth and achieve financial freedom. It's time to
make your money work for you. How to save $10,000 fast. How
I would think about doing this? I want to give you six things
to focus on if you want to put your hands on $10,000 fast. Here
we go. If you want to create $10,000 for whatever reason, these
are the steps that I would take. By the way, a student of mine recently actually said
to me, ìLloyd, Iíve got this coming up. I need to create $3,500 really
quickly over the next two weeks.î How do I do it? And we went through a
plan with her and we nailed it. Bang, bang, bang, bang, bang. She got it. So
if you want to just be able to do that, you've got to have a
plan to follow. It's got to be very tactical. It's got to be effective.
It's got to be fast. It's got to be high urgency and you've got to take no
prisoners. Okay. So if you want to put your hands on 10k fast, here's how
you do it. One, well, Over time, before I get to one, is
you got to do two things at once, obviously. You got to increase your income and
drop your costs. That's effectively what you must do. So
each one of these items I go through aims to do one of those things, increase
income or drop costs. Okay. And so let's go to it.
The first one is pay rise. So for example, if you want
to put your hands on 10k fast, If you're in a job, ask
for a pay rise. It's the fastest way to get paid more money. Ask
the question, right? Hey, and ask it formally, go
to Chattyptee, put in there, give me a formal, well-written,
compelling email. that I can send to my boss that 100% guarantees
that I'll get a pay rise. And let chat do the work for you to do
that. Send it, just send it. Especially if you've been there
and you haven't actually had a pay rise for so long. Now's the time. So
that's the first step, pay rise. Now if you're in a business, it's a lot easier when
you're in business. Well, it may not be mentally easier, but it's
easier because you are in more control. So if you're in a business,
the fastest way to put your hands on more money is to increase your prices. Now
for some people, you haven't had a price increase for many years.
I get it. It's very difficult to raise prices because you
don't really want to steer away customers. You want
to provide more value than you take. I get it. But if you haven't increased
your prices at least to the tune of inflation, which is
say 3%, 5% in the last couple of years or more, it's
time to increase them. So perhaps look at a 10 or 20% increase in
prices. That could accumulate the 10K a lot faster, obviously. So
that's the first step, raise prices, either as an employee or
as a business owner. Second step, obviously, cut
costs. And you can do this starting right now, okay? Cutting
your subscriptions, cut your, I mean, I've had students sell
cars and downgrade. One of them sold a car completely and just
took public transport because he was trying to get ahead, right? Cut your
expenses. You may not need those things you think you need.
You may not need UberEats, UberEats, UberEats, UberEats. You may not need
to see Amazon, Amazon, Amazon, Amazon in your bank account. So
start to look at your statement and just cut. For this next
30 days, cut expenses. It doesn't have to be forever. Guess
what? When you cut, you can always add them back. But eliminate, eliminate,
eliminate. As you're cutting your costs, you're going to create or
free up more free cash flow for the month from your income. Make
sense? Cool. Third step, we've got to find more money. Outside
of price rise or pay rise, you've got to find more money. It's
time to get a side gig. It's as easy
as this. If you're someone who's a little bit knickknacky and
pretty handy with computers and technology and design and
you're more of the white collar style of skills, then
go to Fiverr.com. I had a student do this the other day. He
went to Fiverr.com, he created a profile, he put out a job
and he got paid $30 for the job. And by the way, AI can do
most of the jobs for you. People haven't caught on to that yet. So you can even go and
do not that much work and get paid. You can even find someone on
Fiverr who provides some sort of So
for example, let's say someone creates e-books. They
create them and they design them. And that's very easy to do with AI now, but a lot of
people don't understand that. So they go to Fiverr and say, can you please create my e-book for
me and design it for me? And you can find someone in Fiverr to do that for you for like
probably $40 or $50 or $100 or sometimes $500. You never know. And
so, what you could do is put an ad on
Fiverr to say, I'm going to design and create your e-book for
you, a lead magnet, as an example. And
when you get a job and they pay you for the job, let's say it's
200 bucks. Well, let's say it's, yeah, let's say it's, yeah,
200 bucks you charge. Then you can go to someone else on Fiverr and
say, hey, I need an e-book created and find someone that
can do it for 50 bucks. So you get, you find out the work,
you get them to do the ebook for you. Then you sell it
to this person. It's called arbitrage. It's how Bunnings makes
money. It's how Woolworths makes money. It's how, it's how, um.
Any retailer makes money. They buy a product from someone else, like from Alibaba
or Timu, and they flip and resell it. So
you can do the same thing with service-based jobs. Does that make sense? So
you can get the job for 200 bucks, find someone to do it for you
for 50, and you take the margin of 150. Now,
if you're someone who is more of a blue-collar, you're kind of more crafty
and handy with your hands, then you can go straight to Airtasker, put
on a job there to do all sorts of different things like get a trailer, remove rubbish.
You could go and build someone's IKEA furniture. You could clean
gutters. You could spray driveways. There's all sorts of
different things you can do on Airtasker that are more service-based gigs.
But the most important thing is to get a gig, which means working in
the evenings, which means working weekends. We're trying to put our hands on 10K
fast, not 10K slow. So work,
work. I know, the secret to making more money, work.
How inconvenient. I get it, but it's not forever. You're going to try and put your hands on
10k fast. Got it? So they're the two side gigs you could attack.
Things like affiliate marketing and network marketing that I love. Okay. And,
and other sort of online businesses for sure. I'm podcasting. There's
opportunities writing books, right? You could, but they're more long-term. They're
like, it's gonna take longer to make money. We're trying to
do it fast. So it's like small gigs, yeah? Just quickly, if you're ready
to take control of your finances but feel stuck on where to start, I
have a solution. My book, Money Buys Happiness, simplifies
investing and wealth building with practical steps to help you achieve financial
peace. Get your copy via the link in the show notes and let's get your
money working for you. Now back to the episode. The fourth step
is leveraging the asset that you have What do I
mean by that? A lot of people are, they're
not leveraging the resources at their disposal. What
I mean is if you have a house and a yard, you
could pet sit dogs like my wife does. My
wife's been able to be paid like two grand to look after pets,
other people's pets. It's like a little Airbnb at our place. And
so you could actually just pet sit. There's two apps to add if you're
in Australia, Paw Shake and Mad Paws. You put a profile up,
you increase your price a little bit upon anyone else's, you provide a premium service, and
you can earn up to $100 or more a night. So you could easily
do that and turn your little house into a little pet sanctuary for a couple
of pets that you can babysit for them. That's how you can make money quickly, particularly
on weekends when you're not there. Or if you're someone who works from home, you can do it anytime. Because pets
don't take up much energy. They just walk around the house. You
gotta feed them twice a day. If you've already got a pet or a dog, you understand this. And
they're just literally like resorting at your house and
you're making money from their dink parents, the dual income,
no kids parents that, you know, have their dog and love their dog as much as their
child. They'll pay anything to make sure it's safe and happy, right? So you can do
that. Wonderful way to earn extra income. Win, win, win
outcome. Win for you, win for the dog, win for the owners. Now,
the other thing you can do with the current resource, you have like a property with
rooms, and I've got another student in the UK, she does this. She earns
about two to $300 a month extra, because she actually
rents her rooms out. So you could actually start doing that if
you wanted to, particularly if you have an ability to separate some rooms. I
mean, you don't have to Airbnb it, but you could actually just promote it to lease
out to a student, someone who needs short term housing, but doesn't wanna take on
a whole lease, right? You can do that too. Definitely.
So that's leveraging the resources you have. That's number four. Number
five, this is super simple. You could start doing it
right now to get 10k fast, which is sell
stuff When companies get into trouble, not
suggesting you're in trouble but if you want to put your hands on money quickly, companies go
through fire sales. So you can go through a fire sale too
but look around your house and see what's there and put things on Facebook Marketplace.
At the moment, we're doing some retouching to our interiors of
our house or our apartment and at the moment, we're going
to buy some new stuff. But guess what we're doing first? We've listed
the other stuff on Facebook Marketplace first. because either
it's pretty crappy and someone's going to get it for free. In that case, you can
get them to take it to the tip for you for free. They can just take it from your house. That's
a nice valuable service, saves you doing it. Or you can sell
it for a certain price and that'll allow you to buy the next piece of furniture
or it'll just put money in your pocket for your 10k fast. But either which
way, go around your house now and look at things that you don't need.
If that includes your car, And you can sell your
car, buy a lower price car and
take the balance. That's also a way to put your hands on 10K fast. I've
had students do that. Okay. Particularly if it's a car that's got
too much financing, it's killing you, right? You can do that, sell stuff.
Facebook Marketplace, get it on there. If it's not selling, drop the
price. Things that people don't need to inspect before
they buy, you can put them on eBay. But if they need to
physically be there to take it or see it, it's definitely Facebook Marketplace.
That's the difference between the two. Now imagine for a
moment You went after it and you were sold all this stuff in your house on
Facebook Marketplace and you learnt how to do it effectively and you became
good at it and you knew how to write the right sales copy, take the right photos. Imagine
then if you could actually start a little course on how to sell on Facebook Marketplace
and what if you could sell that for $1,000 and what if you sell that to 10 people, that's
$10,000. Make sense? Number six, if you've got a high-interest credit
card and it's sinking you, you're like, oh my God, I could put my hands on 10K
faster if I didn't take out this
20% interest credit card. It's killing me. And if
that's the case, what you could potentially do, right?
I've seen people do this before, but buy beware and go get credit advice
from a professional, but you might want to consider talking to
your bank and getting an interest-free card to use to pay
off the high interest card. I know it's robbing Peter to pay Paul, but it will
give you an interest break for a period where you can put your hands on
the 10K a bit quicker because you're not paying the interest from the card. Those
interest-free cards go for about 12 months interest-free. You'll have to have the right credit
rating to get it, but it is possible to do that. Does that make sense? That's
how you can put your hands on 10K fast. This is not something that you can go and
get an equity loan against your house, say, I put my hands on 10K fast. Or
go get a credit card with 20% interest rate and say, I put my hands on 10K
fast. It's getting cash that you created out
of seemingly thin air. So I hope that makes
sense. They're the six ways where you can save 10K
fast. Don't do one, do all of them in succession
starting today. And before you know it, you'll have 10K to
take investments, to invest in yourself, to travel
somewhere you've always wanted to go to, whatever it is that's driving you to do this, I
hope this makes sense and it's a roadmap. And I'd love you to leave me
a comment below or a question. Which one are you doing? Which ones
have you done? And if you've attacked this, have you done it before? Leave me
a comment below. And don't forget to hit the subscribe button and
go check out other episodes. And also, share this
episode with a friend. If you know someone who wants to make more money, share this episode with
them. All right? So I hope you've enjoyed it and I'll see you in the next episode of
the Money Grows on Trees podcast. Thanks for listening to Money Grows on
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