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If you wanna put your hands on 10K fast, if you're in a job, ask

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for a pay rise. It's the fastest way to get paid more money. You

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may not need those things you think you need. You may not need Uber Eats, Uber

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Eats, Uber Eats, Uber Eats. You may not need to see Amazon, Amazon, Amazon,

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Amazon in your bank account. The secret to making more money. How

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inconvenient. I get it, but it's not forever. You're gonna try and put your hands on 10K

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fast. Got it? I'm Lloyd James Ross, seven figure investor and

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entrepreneur. And I've helped thousands of business owners and professionals turn

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financial stress into success. If you're stuck in old money

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habits, overwhelmed by investing or unsure where to start, this

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is for you. I'll give you the mindset and strategies to take control,

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grow your wealth and achieve financial freedom. It's time to

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make your money work for you. How to save $10,000 fast. How

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I would think about doing this? I want to give you six things

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to focus on if you want to put your hands on $10,000 fast. Here

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we go. If you want to create $10,000 for whatever reason, these

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are the steps that I would take. By the way, a student of mine recently actually said

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to me, ìLloyd, Iíve got this coming up. I need to create $3,500 really

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quickly over the next two weeks.î How do I do it? And we went through a

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plan with her and we nailed it. Bang, bang, bang, bang, bang. She got it. So

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if you want to just be able to do that, you've got to have a

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plan to follow. It's got to be very tactical. It's got to be effective.

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It's got to be fast. It's got to be high urgency and you've got to take no

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prisoners. Okay. So if you want to put your hands on 10k fast, here's how

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you do it. One, well, Over time, before I get to one, is

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you got to do two things at once, obviously. You got to increase your income and

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drop your costs. That's effectively what you must do. So

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each one of these items I go through aims to do one of those things, increase

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income or drop costs. Okay. And so let's go to it.

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The first one is pay rise. So for example, if you want

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to put your hands on 10k fast, If you're in a job, ask

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for a pay rise. It's the fastest way to get paid more money. Ask

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the question, right? Hey, and ask it formally, go

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to Chattyptee, put in there, give me a formal, well-written,

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compelling email. that I can send to my boss that 100% guarantees

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that I'll get a pay rise. And let chat do the work for you to do

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that. Send it, just send it. Especially if you've been there

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and you haven't actually had a pay rise for so long. Now's the time. So

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that's the first step, pay rise. Now if you're in a business, it's a lot easier when

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you're in business. Well, it may not be mentally easier, but it's

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easier because you are in more control. So if you're in a business,

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the fastest way to put your hands on more money is to increase your prices. Now

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for some people, you haven't had a price increase for many years.

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I get it. It's very difficult to raise prices because you

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don't really want to steer away customers. You want

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to provide more value than you take. I get it. But if you haven't increased

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your prices at least to the tune of inflation, which is

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say 3%, 5% in the last couple of years or more, it's

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time to increase them. So perhaps look at a 10 or 20% increase in

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prices. That could accumulate the 10K a lot faster, obviously. So

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that's the first step, raise prices, either as an employee or

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as a business owner. Second step, obviously, cut

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costs. And you can do this starting right now, okay? Cutting

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your subscriptions, cut your, I mean, I've had students sell

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cars and downgrade. One of them sold a car completely and just

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took public transport because he was trying to get ahead, right? Cut your

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expenses. You may not need those things you think you need.

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You may not need UberEats, UberEats, UberEats, UberEats. You may not need

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to see Amazon, Amazon, Amazon, Amazon in your bank account. So

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start to look at your statement and just cut. For this next

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30 days, cut expenses. It doesn't have to be forever. Guess

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what? When you cut, you can always add them back. But eliminate, eliminate,

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eliminate. As you're cutting your costs, you're going to create or

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free up more free cash flow for the month from your income. Make

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sense? Cool. Third step, we've got to find more money. Outside

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of price rise or pay rise, you've got to find more money. It's

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time to get a side gig. It's as easy

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as this. If you're someone who's a little bit knickknacky and

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pretty handy with computers and technology and design and

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you're more of the white collar style of skills, then

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go to Fiverr.com. I had a student do this the other day. He

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went to Fiverr.com, he created a profile, he put out a job

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and he got paid $30 for the job. And by the way, AI can do

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most of the jobs for you. People haven't caught on to that yet. So you can even go and

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do not that much work and get paid. You can even find someone on

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Fiverr who provides some sort of So

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for example, let's say someone creates e-books. They

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create them and they design them. And that's very easy to do with AI now, but a lot of

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people don't understand that. So they go to Fiverr and say, can you please create my e-book for

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me and design it for me? And you can find someone in Fiverr to do that for you for like

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probably $40 or $50 or $100 or sometimes $500. You never know. And

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so, what you could do is put an ad on

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Fiverr to say, I'm going to design and create your e-book for

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you, a lead magnet, as an example. And

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when you get a job and they pay you for the job, let's say it's

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200 bucks. Well, let's say it's, yeah, let's say it's, yeah,

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200 bucks you charge. Then you can go to someone else on Fiverr and

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say, hey, I need an e-book created and find someone that

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can do it for 50 bucks. So you get, you find out the work,

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you get them to do the ebook for you. Then you sell it

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to this person. It's called arbitrage. It's how Bunnings makes

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money. It's how Woolworths makes money. It's how, it's how, um.

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Any retailer makes money. They buy a product from someone else, like from Alibaba

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or Timu, and they flip and resell it. So

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you can do the same thing with service-based jobs. Does that make sense? So

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you can get the job for 200 bucks, find someone to do it for you

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for 50, and you take the margin of 150. Now,

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if you're someone who is more of a blue-collar, you're kind of more crafty

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and handy with your hands, then you can go straight to Airtasker, put

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on a job there to do all sorts of different things like get a trailer, remove rubbish.

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You could go and build someone's IKEA furniture. You could clean

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gutters. You could spray driveways. There's all sorts of

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different things you can do on Airtasker that are more service-based gigs.

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But the most important thing is to get a gig, which means working in

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the evenings, which means working weekends. We're trying to put our hands on 10K

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fast, not 10K slow. So work,

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work. I know, the secret to making more money, work.

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How inconvenient. I get it, but it's not forever. You're going to try and put your hands on

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10k fast. Got it? So they're the two side gigs you could attack.

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Things like affiliate marketing and network marketing that I love. Okay. And,

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and other sort of online businesses for sure. I'm podcasting. There's

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opportunities writing books, right? You could, but they're more long-term. They're

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like, it's gonna take longer to make money. We're trying to

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do it fast. So it's like small gigs, yeah? Just quickly, if you're ready

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to take control of your finances but feel stuck on where to start, I

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have a solution. My book, Money Buys Happiness, simplifies

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investing and wealth building with practical steps to help you achieve financial

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peace. Get your copy via the link in the show notes and let's get your

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money working for you. Now back to the episode. The fourth step

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is leveraging the asset that you have What do I

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mean by that? A lot of people are, they're

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not leveraging the resources at their disposal. What

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I mean is if you have a house and a yard, you

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could pet sit dogs like my wife does. My

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wife's been able to be paid like two grand to look after pets,

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other people's pets. It's like a little Airbnb at our place. And

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so you could actually just pet sit. There's two apps to add if you're

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in Australia, Paw Shake and Mad Paws. You put a profile up,

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you increase your price a little bit upon anyone else's, you provide a premium service, and

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you can earn up to $100 or more a night. So you could easily

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do that and turn your little house into a little pet sanctuary for a couple

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of pets that you can babysit for them. That's how you can make money quickly, particularly

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on weekends when you're not there. Or if you're someone who works from home, you can do it anytime. Because pets

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don't take up much energy. They just walk around the house. You

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gotta feed them twice a day. If you've already got a pet or a dog, you understand this. And

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they're just literally like resorting at your house and

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you're making money from their dink parents, the dual income,

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no kids parents that, you know, have their dog and love their dog as much as their

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child. They'll pay anything to make sure it's safe and happy, right? So you can do

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that. Wonderful way to earn extra income. Win, win, win

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outcome. Win for you, win for the dog, win for the owners. Now,

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the other thing you can do with the current resource, you have like a property with

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rooms, and I've got another student in the UK, she does this. She earns

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about two to $300 a month extra, because she actually

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rents her rooms out. So you could actually start doing that if

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you wanted to, particularly if you have an ability to separate some rooms. I

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mean, you don't have to Airbnb it, but you could actually just promote it to lease

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out to a student, someone who needs short term housing, but doesn't wanna take on

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a whole lease, right? You can do that too. Definitely.

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So that's leveraging the resources you have. That's number four. Number

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five, this is super simple. You could start doing it

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right now to get 10k fast, which is sell

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stuff When companies get into trouble, not

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suggesting you're in trouble but if you want to put your hands on money quickly, companies go

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through fire sales. So you can go through a fire sale too

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but look around your house and see what's there and put things on Facebook Marketplace.

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At the moment, we're doing some retouching to our interiors of

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our house or our apartment and at the moment, we're going

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to buy some new stuff. But guess what we're doing first? We've listed

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the other stuff on Facebook Marketplace first. because either

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it's pretty crappy and someone's going to get it for free. In that case, you can

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get them to take it to the tip for you for free. They can just take it from your house. That's

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a nice valuable service, saves you doing it. Or you can sell

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it for a certain price and that'll allow you to buy the next piece of furniture

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or it'll just put money in your pocket for your 10k fast. But either which

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way, go around your house now and look at things that you don't need.

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If that includes your car, And you can sell your

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car, buy a lower price car and

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take the balance. That's also a way to put your hands on 10K fast. I've

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had students do that. Okay. Particularly if it's a car that's got

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too much financing, it's killing you, right? You can do that, sell stuff.

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Facebook Marketplace, get it on there. If it's not selling, drop the

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price. Things that people don't need to inspect before

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they buy, you can put them on eBay. But if they need to

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physically be there to take it or see it, it's definitely Facebook Marketplace.

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That's the difference between the two. Now imagine for a

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moment You went after it and you were sold all this stuff in your house on

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Facebook Marketplace and you learnt how to do it effectively and you became

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good at it and you knew how to write the right sales copy, take the right photos. Imagine

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then if you could actually start a little course on how to sell on Facebook Marketplace

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and what if you could sell that for $1,000 and what if you sell that to 10 people, that's

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$10,000. Make sense? Number six, if you've got a high-interest credit

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card and it's sinking you, you're like, oh my God, I could put my hands on 10K

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faster if I didn't take out this

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20% interest credit card. It's killing me. And if

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that's the case, what you could potentially do, right?

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I've seen people do this before, but buy beware and go get credit advice

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from a professional, but you might want to consider talking to

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your bank and getting an interest-free card to use to pay

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off the high interest card. I know it's robbing Peter to pay Paul, but it will

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give you an interest break for a period where you can put your hands on

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the 10K a bit quicker because you're not paying the interest from the card. Those

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interest-free cards go for about 12 months interest-free. You'll have to have the right credit

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rating to get it, but it is possible to do that. Does that make sense? That's

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how you can put your hands on 10K fast. This is not something that you can go and

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get an equity loan against your house, say, I put my hands on 10K fast. Or

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go get a credit card with 20% interest rate and say, I put my hands on 10K

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fast. It's getting cash that you created out

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of seemingly thin air. So I hope that makes

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sense. They're the six ways where you can save 10K

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fast. Don't do one, do all of them in succession

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starting today. And before you know it, you'll have 10K to

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take investments, to invest in yourself, to travel

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somewhere you've always wanted to go to, whatever it is that's driving you to do this, I

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hope this makes sense and it's a roadmap. And I'd love you to leave me

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a comment below or a question. Which one are you doing? Which ones

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have you done? And if you've attacked this, have you done it before? Leave me

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a comment below. And don't forget to hit the subscribe button and

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go check out other episodes. And also, share this

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episode with a friend. If you know someone who wants to make more money, share this episode with

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them. All right? So I hope you've enjoyed it and I'll see you in the next episode of

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the Money Grows on Trees podcast. Thanks for listening to Money Grows on

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Trees. If you enjoyed the episode, leave a five-star review on Apple Podcasts

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and Spotify and subscribe to us on YouTube so you never

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miss an episode. And if you're serious about building wealth, make sure to

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check out the links in the show notes and follow me on all social media

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platforms, at LloydJamesRoss for more. See