1, 2, 3, 4.
Speaker BHello, and welcome to beyond the Desk, the podcast where I take a deep dive into the careers of some of the most influential and inspiring leaders in the technology transformation and operations space within global insurance and insurtech.
Speaker BI'm your host, Mark Thomas, and every week I'll be sitting down with industry trailblazers who are driving innovation and modernization within the insurance sector.
Speaker BWe'll explore their personal journeys, from their early backgrounds and the pivotal moments that shape their careers to the challenges they've had to overcome, the lessons they've learned along the way, and of course, the big wins that have defined their professional journey so far.
Speaker BBut it's not just about their successes.
Speaker BIt's about what you and I can take away from their experiences and the advice they have.
Speaker BFor anyone wanting to follow in similar footsteps.
Speaker CWhether you're just starting out or looking.
Speaker BTo level up your career in the insurance or insurtech world, this podcast is packed with valuable insights and inspiration.
Speaker BSo grab your headphones, get comfortable, and let's jump into beyond the Desk.
Speaker CSally, welcome to the podcast.
Speaker CHow you doing?
Speaker AVery good, thank you.
Speaker AHow are you?
Speaker CYeah, I'm really good, thanks.
Speaker CThanks for making some time.
Speaker CI know we've been feeling like we've been trying to do this for about two years or something, something like that, but we got.
Speaker CYeah, yeah, yeah, we got, we got it.
Speaker CWe got it all sorted eventually.
Speaker CSo best place to start.
Speaker CWhy don't you tell me and the listeners who Sally is and what you do right now and then we'll go right back to the start and work from there.
Speaker AFab.
Speaker ASo I'm Sally Ng and my surname is literally the two letters Ng.
Speaker AIt doesn't stand.
Speaker CI've always wondered that, actually.
Speaker CI should have asked you.
Speaker AIt doesn't stand for anything and I think, like, sometimes it looks a bit like a typo, doesn't it?
Speaker AJust.
Speaker AI feel like it's missing a few letters or something.
Speaker ABut no, it's just Sally and G.
Speaker AI.
Speaker AI am currently working at rsa.
Speaker AI'm the change in technology delivery director working in the CIO area.
Speaker AAnd my job is basically about doing the big scale, kind of like strategic transformation, as well as running all the systems that support the business day to day.
Speaker CNice.
Speaker CSo like I said, we're going to go right back to the start.
Speaker CMy first question is always that I'm really interested in is how did you.
Speaker CWere you into technology and stuff like that at a really young age as a kid?
Speaker CLike, what did.
Speaker CWhat did the.
Speaker CWhat did the early days look like, and, and then, and then kind of.
Speaker CHow did that evolve from there?
Speaker AWell, early days.
Speaker AWell, I was actually born in Hong Kong.
Speaker COkay.
Speaker AI moved over to the UK when I was about 11 or so.
Speaker COkay.
Speaker ANot really knowing how to speak a word of English.
Speaker AWell as a lot I know how to say my name is Ali, this is a pen or something.
Speaker ABut I really don't like, don't really know any English at all.
Speaker AAnd my parents, you know, they, they're not really from a strong, you know, academic kind of background.
Speaker AI would say grew up pretty kind of like normal, but I don't really remember too much because it's a bit of a black hole to me.
Speaker AYeah.
Speaker CWhere did you come to in the UK when you first came here?
Speaker ALondon.
Speaker AI actually moved to Greenwich.
Speaker CRight.
Speaker AYou know, so I grew up there, went to a school where me and my sister were the only Chinese in the whole school kind of thing.
Speaker ASo, you know, you kind of got thrown into the deep end.
Speaker AYou could like, you need to learn to survive.
Speaker CAnd I guess you pretty much went to secondary school kind of straight away, did you?
Speaker CYeah, yeah.
Speaker ASo kind of very different education culture than Hong Kong because it was very, very strict.
Speaker ARight.
Speaker CIn Hong Kong.
Speaker AIn Hong Kong was.
Speaker AAnd you know, in the UK I went to just a normal kind of like, you know, school in, in Greenwich and it was just so different.
Speaker AIt was so relaxed and the, the education system is just different.
Speaker CYeah.
Speaker ASo, but yeah, I mean, I wouldn't say I've been into technology, you know, since at all.
Speaker AIn fact, I wanted to be an artist.
Speaker ASo I really loved, I love the kind of like creative side of things, whether it is like painting, drawing, sculpture or musical side of things.
Speaker AReally love like that side.
Speaker AAnd yeah, I didn't really think about having a career in technology at all.
Speaker CSo how did that, how did that evolve from there then?
Speaker CWhen was the first kind of sign of you potentially?
Speaker CDid you go to university and do that kind of thing as well?
Speaker AYeah, so after.
Speaker ASo I've kind of like gone through my A levels and all that kind of stuff and I literally had my heart set on joining London Central St Martin's Art School and like just wanted to have a career in doing something fun, doing something creative.
Speaker ARight.
Speaker AI think back then, if I remember correctly, it was just, you know, my family's financial situation wasn't great and I kind of had had one of those grown up moments, let's say, and realized that being an artist or something like that, it's not going to really give us the St that we need.
Speaker ASo I kind of like really just gone around in my brain just like, okay, what else do I enjoy?
Speaker AWhat else do I like doing?
Speaker ASo I'm kind of like, okay, I am creative but I'm also really curious.
Speaker AI like problem solving and I'm also really bloody stubborn.
Speaker CYeah.
Speaker ASo I love doing things when people tell me that I can.
Speaker ASo, you know, technology male dominated kind of environment.
Speaker ASo to win out in that kind of environment just felt like a good challenge to have.
Speaker ASo I changed my degree degree to do a business information systems management degree.
Speaker CSo when you say change, did you start doing the arts?
Speaker ANo.
Speaker ASo we applied.
Speaker ASo we kind of like, you know, you, you kind of, you know, after eight of us so long ago, now you apply to the university and all that kind of stuff.
Speaker AIt literally last minute, I think I went through what they call the clearing process.
Speaker CYeah, yeah, I remember that.
Speaker AYeah, yeah, the clearing process.
Speaker AAnd I just change course, change university.
Speaker AAnd then like, you know, just like, right, you know, let's do something more practical.
Speaker CSo you say you did business management, did you?
Speaker ABusiness information systems.
Speaker CI remember that, yeah, yeah, yeah.
Speaker ASo it's a bit of a combination, you know, business management as well as IT sort of things.
Speaker CYeah, yeah.
Speaker CI did business and marketing.
Speaker CSo it was kind of like the other end of the spectrum.
Speaker CBut there were people that, around my area of university that did that kind of stuff.
Speaker CSo university then.
Speaker CSo.
Speaker CAnd what did that look like as kind of first job?
Speaker CWhat was the kind of first foray outside of, outside of university education into industry.
Speaker ASo as a part of my course, actually we had a placement year.
Speaker AIt wasn't so popular back then, but my course, luckily I had one of those.
Speaker ASo I did my placement year at LOYS tsb.
Speaker COkay.
Speaker AIt was that long ago when it was still Lois.
Speaker ATSB and I worked in their changing conflict management function as a part of it.
Speaker AAnd I swear I kind of walked out there.
Speaker AI loved it.
Speaker AI had one of my best years doing that placement.
Speaker AMet so many amazing people and the experience was just amazing.
Speaker AAnd I walked out of them just like, I want to be PMO for life.
Speaker CYeah, yeah, yeah.
Speaker CIs that the role that you did while you were there then?
Speaker AWell, I don't.
Speaker CYou do like kind of a few.
Speaker CI did a four year course at university.
Speaker CI changed my course after a year so I ended up missing out on that sandwich, which I was.
Speaker CI'm actually a bit gutted about.
Speaker CBut the, my understanding is you do like kind of two or three months in different roles.
Speaker CAnd you move around a bit and try different things.
Speaker CIs that kind of the general gist of how it works?
Speaker AI kind of remember we.
Speaker AI was only in one department, but I'd done an extended period, so I think we were only supposed to do nine months, but I extended to, like, a full year, so.
Speaker ABut through.
Speaker ADuring.
Speaker AWithin that department, obviously had the experience, had the opportunity to try out different things within that department.
Speaker AAnd I think, like, you know, pmo, you know, was one of.
Speaker AOne of those elements of it.
Speaker AAnd the law CSB used to run a bit of a curriculum as well.
Speaker ASo you kind of like.
Speaker ASo I had the added.
Speaker AIt's a bit like Prince 2.
Speaker CYeah, yeah, yeah.
Speaker COkay.
Speaker ASo kind of like took advantage of that and learned so much of a lot of just like, I love this.
Speaker CYeah, yeah.
Speaker ASo when I finish uni, I just like, okay, I don't need to look any further.
Speaker AI want to be pmo.
Speaker ASo I joined Accenture, but not as the grad scheme, because I know I want to be.
Speaker AI knew I wanted to be pmo.
Speaker ARight.
Speaker CBecause I guess the grad scheme is similar in the sense you do a variety of things to figure out what you want to do.
Speaker AI don't need to figure that out anymore.
Speaker CI've got to.
Speaker CAll sorted.
Speaker ASo like, signed up to do PMO for life.
Speaker CYeah.
Speaker AAnd et cetera.
Speaker AAnd then.
Speaker AAnd then my first assignment, funny enough, was rsa.
Speaker AWow.
Speaker AOkay.
Speaker ASo kind of like gone full circle right now.
Speaker ASo my very first client was rsa, and then started Accenture.
Speaker CUsed to be really, I remember, kind of 20 years, 15, 20 years ago, Accenture had a really big deal with RSA, didn't they?
Speaker AYeah, yeah.
Speaker AI think anyone, like most people who worked in tech and in the insurance industry that was in consulting would have had some sort of fingerprint in that.
Speaker ABut that was a fantastic opportunity.
Speaker AAnd just like, it's so funny because I started out in the basement of the Manchester York street office.
Speaker AI feel like I climbed up the ladder.
Speaker CYeah, yeah, yeah.
Speaker CNow you're quite high up in Bishopsgate.
Speaker ALike, literally worked my way up from the basement.
Speaker CYeah, yeah.
Speaker ABut I think, like, so when I.
Speaker AWhen I joined.
Speaker AWhen I joined that account, when I joined RSA back then, you know, doing PMO stuff.
Speaker ABrilliant.
Speaker AYou know, first real big project experience.
Speaker AI think within about nine months or less.
Speaker AIt'll be less than nine months.
Speaker AI'm just, like, started to get really curious about other roles.
Speaker AI mean, it was such a massive program.
Speaker AIt's got lots and lots of opportunities.
Speaker ASo I Kind of go, you know what, I actually fancy trying something else.
Speaker ASo I've kind of gone from PMO to doing a testing role.
Speaker CYeah.
Speaker AAnd then a test lead role and then doing functional design and then doing business analysts and then doing like project manager.
Speaker CAnd this is all still Accenture rsa.
Speaker ANot all of them.
Speaker ASo it's all Accenture.
Speaker AI moved around from different clients, different projects, so I kind of get my, my feet start to get a bit itchy.
Speaker CYeah.
Speaker AAfter about 9 to 12 months or so.
Speaker AThat's the usual time span.
Speaker CYeah.
Speaker CSo then you try something different.
Speaker CYeah.
Speaker CWell, is it all insurance?
Speaker AThey're all insurance.
Speaker AI think I have one gig that was in banking and that's about it.
Speaker ABut the rest of it, they were all insurance.
Speaker ADifferent insurance clients, different projects, which I really enjoyed because that's kind of part of the beauty of being in consulting, isn't it?
Speaker AYou get to try so many different things.
Speaker CYeah.
Speaker AYou get like that learning curve which is like so steep.
Speaker AYeah.
Speaker ABut yeah, just like worked my way through the different, you know, stages of the delivery life cycle through.
Speaker AWhether you're talking about new business implementation or business transformation or migration, you know, all different kinds of projects, which is super interesting.
Speaker CYeah.
Speaker CSo.
Speaker CSo how long did you end up staying at accenture?
Speaker AFor over 10 years.
Speaker COh, wow.
Speaker COkay.
Speaker AYeah, so I was there for quite a while.
Speaker CYeah.
Speaker CI mean there's definitely, we'll definitely get into it in a bit, but there's a, there's a real common theme.
Speaker CThe people you mean.
Speaker CI don't know how many people I've interviewed now for 40, 50 maybe.
Speaker CAnd, and so many of the senior people started off in some kind of consulting and that, and that, that breadth of experience that you get and the variety of project definitely seems to kind of set you up for, for, for what, what might come in the, in the future in more senior roles where naturally the positions are longer.
Speaker CYou have to stay, stay for longer to deliver stuff and, and all that kind of thing.
Speaker CBut, but it sounds like you did quite a different projects, different environments and to kind of build you up over that 10 years.
Speaker AAbsolutely.
Speaker AIt was an amazing training ground.
Speaker CYeah.
Speaker AYou know, forever grateful for all those opportunities because I can't really imagine another kind of like situation where I'll be able to learn that much in that, in that relatively short space of time.
Speaker CYeah, yeah, yeah.
Speaker CBecause I guess if you could have gone to work for RSA directly, you probably would have done two, maybe two or three different roles in that, in that kind of ten year period.
Speaker CSo what did, what, what made you move from there and what did the next step look like?
Speaker ASo I kind of like got to a stage in Accenture and, you know, the more senior you get to in the consulting world, your objectives kind of starting to evolve a little bit.
Speaker AThe focus tend to be much more sales driven, which is, you know, the model.
Speaker AFair enough.
Speaker AAnd I start.
Speaker AI didn't really on purposely look for opportunity.
Speaker AJust like it just came about at QB Insurance.
Speaker COkay.
Speaker ASo QB was doing a big global transformation at a time and you know, they're just like, you know, what do you fancy jumping across and take on the, you know, global, like, you know, transformation program manager role?
Speaker AI'm just like, well, that sounds really interesting.
Speaker AAnd it was just that moment when I kind of go, okay, am I prepared to let go of everything that I know?
Speaker AAnd being in this big, massive mothership and having that safety blanket almost, isn't it?
Speaker AYou know, when you're with that kind of a big firm, you're never really alone because you have such a massive support network around you.
Speaker AYou have so many kind of like resources that you can tap into.
Speaker AI'm just like, I was.
Speaker AI was really drawn to the QV opportunity.
Speaker CYeah.
Speaker ABecause it sounds really exciting.
Speaker AAnd also what kind of put me off a little bit from staying within extensions is like that level of, you know.
Speaker ARight.
Speaker AYou've got to chase after sales.
Speaker AAnd I really wanted to focus on delivering outcomes.
Speaker AAnd you know, and not to say that the two things doesn't go together, but I just definitely lean more towards like, you know, I want to try something different.
Speaker AAnd so I made a jump into.
Speaker AInto the industry and never really looked back.
Speaker CSo did.
Speaker CBecause I.
Speaker CI remember when we spoke before you.
Speaker CThe, The QB event did.
Speaker CWas there a point where you went back into consulting for a short period or something like that?
Speaker ANo.
Speaker CNo, no, no.
Speaker COkay.
Speaker AYou say I took a break from insurance and just from delivery side of things.
Speaker AI took a short break from there.
Speaker AI was at QB for about five years, and after five years, I basically decided that, you know, what, before become.
Speaker ABecome.
Speaker ABecome a liver.
Speaker ARight.
Speaker AYou know what I mean?
Speaker ARight.
Speaker AYou know, most people get into insurance.
Speaker AYou kind of somehow landed in it and you never get out.
Speaker CYeah, this is that.
Speaker CThis is it.
Speaker CI remember you telling me about it.
Speaker CYeah.
Speaker AYeah.
Speaker ASo, yeah, just decided that before I become a liver, I just wanted to take a break from it all.
Speaker ASo I actually joined DXC Technology.
Speaker ABut nothing to do with technology delivery.
Speaker ADefinitely nothing to do with insurance.
Speaker AThat was part of my Deal.
Speaker AI was actually chief of staff there for the president of the EMEA region.
Speaker AAnd that has been a super interesting role and I kind of like gave me that time to really reflect what is it that I really wanted to do.
Speaker AAnd you know, DXC covers so many different industry and that's part of the reason why I joined them as well.
Speaker AAnd just like I would have options like to explore if I choose to.
Speaker AYeah, but it was just funny, I mean like, you know, it didn't take too long before I really started like missing insurance.
Speaker CBut that's, that's a, that's a really interesting point there I think because obviously you, you spent what sounds like 99% of your time, apart from a short foray into a banking gig in, in, in insurance, made the move into industry to do the kind of bigger.
Speaker CIt sounds like that's like the first kind of big chunky role that you, you did there.
Speaker CAnd that obviously went well.
Speaker CAnd then to take a, to almost kind of take that step back and think actually there's a, that maybe I might want to do something else.
Speaker CAnd, and I don't want to kind of pigeonhole myself completely into that book because I guess if you'd have spent, made the move and done another five, seven, eight years at RSA or wherever, then you kind of, that's what you do.
Speaker CYou're an insurance person.
Speaker CSo how long did you do the chief of staff role?
Speaker AFor about three years.
Speaker COkay.
Speaker CSo for quite a while.
Speaker AThrough like Covid period as well.
Speaker CYeah.
Speaker COkay.
Speaker CHow did you find that?
Speaker CBecause I think that there's definitely, certainly obviously in my line of work there's been a rise in the kind of chief of staff role.
Speaker CAnd I mean I always think for someone who is, who is kind of of on their way up and, and wants to kind of to get some good exposure, I think it seems to me like a really great role.
Speaker CLike huge amount of variety.
Speaker CLots of, lots of exposure to some, some normally, some, some quite senior people.
Speaker CDid you, is that, is that what the role kind of was?
Speaker CIt was a, it was a, it was a kind of a doer for whoever the guy was.
Speaker AI mean it was such an amazing experience.
Speaker AI always tell people that outside of being the CEO.
Speaker AYeah, you don't really get that many roles that give you that full visibility in terms of how the whole organization operates.
Speaker ASo it is really an eye opening experience.
Speaker AYou know, you literally get some really in depth insight in terms of how the company strategy is set.
Speaker ALike how does that get translated into, you know, you see things on the press or, you know, as an employee, you see things happening all the time.
Speaker ARight.
Speaker AJust like these things came from corporate and like, you know, but, but do you ever wonder how that came about?
Speaker CYeah, exactly.
Speaker CYeah, totally.
Speaker ASo actually being in that position, like, you know, it gave you full vis.
Speaker AGave me that full sense of visibility and influence around.
Speaker AOkay, how can we actually shape some of these, how do we operationalize some of these things?
Speaker AAnd you literally have endless access.
Speaker CYeah, exactly.
Speaker ATo pretty much anything.
Speaker AAnd it's just like, and like I say, other than being the CEO, you don't get many positions that give you that sense of visibility and experience.
Speaker CYeah.
Speaker CEspecially if you're the Chief of staff for a CEO.
Speaker CI guess you're the kind of their right hand really, aren't you, and just kind of getting stuff done for them.
Speaker CYou're almost kind of an extension of them in a true.
Speaker CKind of.
Speaker AThat's exactly how he described it.
Speaker CYeah, exactly.
Speaker CI mean, that's a really interesting one.
Speaker CSo we'll go back, definitely go back to that.
Speaker CSo then obviously you made the move to rsa.
Speaker CYou've been there for a few years.
Speaker CWhat, what was the, did that Chief of Staff role kind of, and, and going back into insurance off the back of that, did that kind of cement that one you wanted to do in insurance?
Speaker CBut did it, did it make it any clearer what you actually.
Speaker CThe role you wanted to do in the kind of short, medium, long term?
Speaker CBecause I, I guess that, that there would be, I think if lots of people would do that Chief of staff run.
Speaker CThink actually maybe I want to go down the kind of COO route, CEO route, something like that.
Speaker CLike did, did what, what, what, what did that, what kind of did that shape for you?
Speaker CComing.
Speaker CComing.
Speaker AI mean, people ask me all the time, actually.
Speaker AI never really have my eyes set on being a certain role because in my mind that kind of pigeonhole me too much.
Speaker CYeah.
Speaker CYeah.
Speaker AAnd I just always feel like there's so much variety of roles out there that you just don't even know like it existed.
Speaker ASo if I pigeon my pigeonhole myself into being a coo, CIO or whatever, I feel like I'm missing out.
Speaker AI feel like I'm missing on all of the other opportunities.
Speaker CBecome a bit too tunnel visioned on that.
Speaker ABut my kind of, you know, the way that, how I progress in my career and I continue to do it in that way just, I just want a new challenge.
Speaker AI want to learn something.
Speaker AI want, I want to make a difference.
Speaker ASo as long As I can tick all of those boxes, I'm good because I'm still growing, I'm still developing, you know, because that's the most important thing for me, rather than being having a certain title, if that makes sense.
Speaker AAnd I guess the thing that I missed the most, you know, the reason why I came back and came back to this role specifically, is that you start to realize where strength really lies.
Speaker ASo I starting to kind of like work out okay.
Speaker AActually the type of environment that I enjoy operating in and where I thrive the most.
Speaker AAnd for me, that's usually at the start of a big strategic transformation kind of journey.
Speaker ABecause I feel like my superpower, if you will, is to be able to translate as quite high level ambition into something that is much more tangible, some like.
Speaker AAnd actually making it into a reality.
Speaker ASo the translation, if you will, between something super high level is a statement.
Speaker CYeah.
Speaker AInto a proper delivery roadmap.
Speaker AAnd then being able to deliver that and seeing that outcome being like realized.
Speaker AI think that's like where I thrive the most, what I enjoy the most.
Speaker AAnd that's kind of why I joined rsa, because we were right at that stage where things are not quite shaped up yet directionally.
Speaker AWe kind of know where we want to go and it's really driving for growth, which is nice.
Speaker AHow many of us kind of been in kind of like, you know, expense challenge type scenario.
Speaker ABut, you know, we're really trying to drive growth there.
Speaker ASo all of that together is like, for me, it takes all of the right boxes, you know.
Speaker CYeah, that's an interesting one because I think lots of people that have been on the podcast and people that I speak to, there's this kind of.
Speaker CI think lots of people do get very tunnel visioned on making it to a CIO or a COO or whatever it may be.
Speaker CAnd I always say, like, before you, before you re like one, don't focus on it too much.
Speaker CLike focus on what you enjoy doing.
Speaker CBecause you'd be surprised that, I mean, the amount of people that I've spoke to over the years that have got ambitions to be a.
Speaker CI don't know, they're a, they're a techie and they want to be a seato and when they get there, they realize that actually much technical stuff anymore.
Speaker CAnd that's, that's kind of really what they love doing.
Speaker CSo it sounds like you kind of figured that out.
Speaker CI know you said you don't necessarily focus on a, on a, on a title, but would you, would your ambitions be based on what you just said to get to the kind of C suite type of level in some way, shape or form.
Speaker CAnd how do you.
Speaker CAnd if the answer to that is yes, how do you think you would.
Speaker CWould you be comfortable in bridging that gap in not doing so much of the.
Speaker CThe actual delivery?
Speaker CBecause it sounds like taking the strategy that those guys are coming up with and turning that into something tangible, getting that delivered, building the team and, and driving it is, is kind of what you're, what you're great at and what you really enjoy doing.
Speaker CThe next step up from that is, is probably less of that and more of the shaping and maybe hiring someone like you to go and do the delivering.
Speaker CDoes that make sense?
Speaker AYeah, it does.
Speaker ASo.
Speaker ASo definitely, you know, being in the C suite, that will be amazing.
Speaker AMainly because I think that give me the, I suppose, position to help influence a lot more on perhaps certain things I do care deeply about.
Speaker AYou know, things like diversity, women, technology, and like, you know, just give me that chance to influence it a lot more.
Speaker AAnd yeah, I think, think, you know, those things.
Speaker AYou only need to experience it to really know.
Speaker ABecause to your point, right.
Speaker AYou gotta give up.
Speaker CYeah.
Speaker AYou know, some of the doing.
Speaker AI had to give up so much even just in my current position right now.
Speaker AYeah, you know, I get like, you know, people always get a little bit worried, just like, okay, Sally's in this spreadsheet, Sally's in this PowerPoint.
Speaker CYeah, yeah.
Speaker AThis is like, let the team, like, you know, get on with this.
Speaker APerfectly capable.
Speaker ASo learning to let go on some of the stuff is definitely a hard thing for me to kind of like, learn through the years.
Speaker ABecause, you know, I always jokingly say to people, I used to have a motto, which is really ridiculous.
Speaker AYou know, if someone else can do it, I can do it better.
Speaker CYeah, yeah.
Speaker AIf no one else can do it, I can do it.
Speaker AAnd that, I mean, that as a mindset, probably worked fantastically through my career in Accenture.
Speaker ARight.
Speaker ABut.
Speaker ABut as I kind of like moved into the industry and all that kind of stuff, it started to, I mean, it done me great.
Speaker ARight.
Speaker ABut at the same time, it burned me out so much because I have to know everything.
Speaker AI need to do everything.
Speaker AAnd that was almost like my mindset around what a leader needs to do.
Speaker ALike, how dare I tell other people what to do when I don't know how to do that myself?
Speaker AI think it's only until the recent years when I kind of realize that.
Speaker ABut that's like, you know, a leader doesn't need to do that?
Speaker CYeah, yeah.
Speaker AYou know, you know, sometimes it's literally just about building up her team, you know, who are, you know, much better than me at all of these different things and bringing them together towards, like, you know, achieving that one goal and then winning together.
Speaker ARight.
Speaker ABut I know it sounds really like, simple, but literally took me years to.
Speaker CAccept that I could totally resonate with it.
Speaker CI mean, obviously I've been running the business for six months, not, not very long, but the like, for me, like the ambition now is to have an office full of people that are miles better than me at everything.
Speaker CRight.
Speaker CLike that, that would, that, that would be the great place to be.
Speaker CBut I can totally resonate with the fact that you feel like you should need to know.
Speaker CKnow everything and that making that mindset shift is, is, is the kind of.
Speaker CIs probably one of the most important things in becoming a.
Speaker CBecause if you're going to become a cio, CEO, cio, whatever the job title may be, then you're going to have to accept that you can't be in the, in the detail of everything.
Speaker CAnd more to the point, people want to work for a boss that allows them to flourish 100%.
Speaker ABut I think having had the experience of knowing, knowing how to do some of it, like not all of it, but just knowing some of it just helps me to understand when I need to dive in.
Speaker CYeah.
Speaker CYeah, okay.
Speaker AWhen?
Speaker ABecause like, you know, yes, absolutely, we should empower our teams and that's, that's the whole reason why you hire them as well.
Speaker ARight.
Speaker ABut at the same time, right.
Speaker AYou know, knowing when to jump in and jump back out again.
Speaker AI think that is another kind of like quite a special skill that I'm still learning.
Speaker AI don't think I quite mastered that yet because, you know, everyone's great, but there's also a reason why I'm here as well.
Speaker BYeah, of course.
Speaker CAnd also those people need.
Speaker CSometimes need support and might not ask for it.
Speaker CRight.
Speaker CBeing able to spot when they need support to dive in and then when you've given them enough and just kind of of let them make their own mistakes, I think it's, I mean, it's.
Speaker ANever such a balance, isn't it?
Speaker CAnd there's no, there's no, there's no perfect answer.
Speaker CRight.
Speaker CYou're never going to get it right.
Speaker CBut the more, I guess the more you, you, you do it, the more you get used to.
Speaker CTo kind of maybe pushed it too far or didn't do enough or whatever, but you kind of that ongoing analysis of it is a good place to be, isn't it?
Speaker CSo I wanted to.
Speaker CYou mentioned about a few of the things that you're kind of passionate about and stuff like that.
Speaker CWomen in so technology.
Speaker CI wanted to go right back to the start and just some of those challenges that you faced in each junction that, that, that, that career.
Speaker CSo obviously it seems like the first biggest challenge you had was coming to the UK at 11 years old, not being able to speak English, going to a totally different school.
Speaker CLet's.
Speaker CI mean, again, I know it's a long time ago, but did you think that, how was that?
Speaker CLike, was that.
Speaker CThat must have been really, really difficult at the time?
Speaker CAnd do you think that that kind of shaped any of the way that you approach things now in your kind of career and it kind of built some, some, some resilience and, and that kind of thing?
Speaker AYeah, it's, it's interesting because I kind of.
Speaker AMy memory is really fake.
Speaker CYeah.
Speaker ADuring that age, I kind of remember going to school and literally not understanding a word of what, what anyone is talking to me about.
Speaker AIt is weird.
Speaker ABut then the next thing I remember, I was fluent.
Speaker CYeah.
Speaker ASo I don't remember how I've learned, if that makes sense.
Speaker CYeah, yeah.
Speaker ABut I think because the environment, as I said.
Speaker CRight.
Speaker AThe whole school only had, you know, me and my sister were the only Chinese in there, so you have no choice but to learn.
Speaker ASo the environment really forces you.
Speaker AAnd at that age, I suppose you're still young enough to, to be able to absorb and like learn fairly, like quickly kind of thing.
Speaker ASo.
Speaker AYeah, I think.
Speaker AAnd also during that time and that generation of people moving over, you know, all the Chinese people either own a Chinese takeaway or restaurants.
Speaker AIt's stereotypical.
Speaker AAnd my parents did exactly that.
Speaker ASo they decided to open up a Chinese takeaway, which was fab.
Speaker AI mean, it was like, you know, it provided us with a living, but that also meant we had to work there.
Speaker CRight.
Speaker COkay.
Speaker ABecause like, margin is low, so it's a proper family business and you end up working there like, you know, seven days a week.
Speaker ALiterally seven days a week back then, including bank holidays.
Speaker ASo, you know, so.
Speaker ABut I felt that's probably where I started to build my work ethic.
Speaker AI remember finishing school at like 3:30 or whatever time it was.
Speaker AYou had like, you come home, have a couple of hours rest and then you start working at like 5 and then the takeaway closes at 11.
Speaker AAnd then after you finish that, you do the books and you kind of like go to bed at like, you know, 2:00 in the morning, you go to school the next day and then start all over again and just like constant and.
Speaker AAnd that I suppose part of the reason why I'm such a night owl.
Speaker CYeah, yeah, yeah.
Speaker ANot a morning person at all because I always worked a late shift.
Speaker ABut also you kind of like, you know, that built your resilience, that built your kind of like work ethics like you know, through that experience.
Speaker ASo yeah, I mean it did me.
Speaker AIt was hard.
Speaker AI mean it was hard for everybody in the family, but it does a lot of good at the same time.
Speaker CYeah.
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Speaker CYeah, well, I mean I totally agree.
Speaker CI think that I was, I did a lot of that kind of stuff when I was not quite as extreme as that.
Speaker CBut I think it's so important.
Speaker CIs it like just get that kind of work ethic.
Speaker CYou can't.
Speaker COnce you've got it, you never kind of lose it.
Speaker CSo it's like the.
Speaker CAnd you can't really get it at 30.
Speaker CLike I mean if you don't have it early on, I think it's a tough one.
Speaker CWhat about the.
Speaker CYou mentioned about the.
Speaker CIt's an interesting kind of juncture where you kind of took that it's quite a grown up decision to stand there at probably 18, 19 or however old you were and decide that maybe the art route wasn't the best route from a financial perspective and then move into Something that was probably more kind of practically the right way to go and maybe go against something that you love doing.
Speaker CSo talk to me a little bit about that decision.
Speaker CI'd love to understand a little bit more about how that kind of came about.
Speaker CDid it just.
Speaker CWas it just kind of quite a natural thing that you did or was there kind of a lot of thinking that went into.
Speaker CInto it?
Speaker AIt was fairly natural.
Speaker AI mean, my parents really, like, they were supportive regardless.
Speaker ALike, they were supportive.
Speaker CThat's interesting because I did wonder whether or not there was like, prep that you.
Speaker CBecause, because like, like you.
Speaker CIt wouldn't be the first family to say, actually don't.
Speaker CDon't go and follow the art goal.
Speaker CLike do something.
Speaker CBecome a, I don't know, a doctor or like something a bit more stereotypical.
Speaker CRight?
Speaker CYeah, yeah, yeah.
Speaker CBut that, that.
Speaker CBecause, I mean, I think most.
Speaker CBut most people who would have gone into those careers would have experienced that.
Speaker CI'm sure my parents would have been exactly the same.
Speaker CSo.
Speaker CBut.
Speaker ABut sure, deep down they wanted me.
Speaker CYeah.
Speaker CYou had become a lawyer or doctor or something like that.
Speaker AExactly, exactly.
Speaker ASo that they can brag.
Speaker CYeah, yeah, exactly.
Speaker CYeah.
Speaker CI think all parents typically kind of want that.
Speaker AExactly, exactly.
Speaker ASecretly, deep down, they really wanted that.
Speaker ABut no, I mean, I mean, my memory.
Speaker AI mean, my.
Speaker AI have selective memory.
Speaker AI tend to remember the good stuff from that, by the way, bad way to go.
Speaker AAnd.
Speaker AAnd I don't remember them trying to persuade me to change my degree or anything like that.
Speaker AI remember them being supportive, like, no matter which way I go.
Speaker ABut because we've been running that business for quite a while and I suppose I already have that early business mindset inside of me and I'm not stupid.
Speaker AYou go to an art school and it's the amount of expense on materials, on all the different tools and kits and everything like that expensive.
Speaker AAnd you know, you also realize that, you know, being successful in a creative industry take more than talents.
Speaker CYeah.
Speaker ARight.
Speaker AIt's about your network.
Speaker AIt's about luck sometimes being a right time, right place.
Speaker AIt takes a lot of things to be right.
Speaker CYeah.
Speaker AIn order for you to be successful.
Speaker AAnd I think at a time I just kind of going.
Speaker AI don't really have the heart to put everyone through all of this not knowing whether I can kind of contribute back, if that makes sense.
Speaker CIt sounds.
Speaker CIt sounds like that.
Speaker CSo picking that apart, but it sounds like there was still.
Speaker CSo there was an underlying thing of that you wanted to be successful and whatever you did and you wanted to kind of Drive a career or whatever.
Speaker CAnd actually if someone had said to you that you could.
Speaker CSo there was, there was some ambition there, I guess, is what I'm trying to get at.
Speaker CAnd if, yeah, if there would have been a guarantee that you're going to do the art thing and you could have made a career out of it and financially been good, then that probably would have been the way to go.
Speaker CBut I think that that ambition is obviously what was kind of, of.
Speaker CBecause I think a lot of people would do art and have no known necessary ambition of making money and having a career out of it.
Speaker CThey just do it because they're interested in it.
Speaker CRight.
Speaker CAnd it's quite hard decisions about when you're 18 years old, because what do you really know at that age?
Speaker CSo then you evolved that.
Speaker CAnd then you went into tech.
Speaker CLike what was that like for going into Accenture?
Speaker CTechnology, banking, insurance.
Speaker CProbably one of the very few women kind of however long ago, 15 years ago or whatever.
Speaker AWell, yeah, I mean, even at uni, I think we had maybe less than eight girls.
Speaker AI can't remember now, something like that in my, in my course.
Speaker ASo, you know, even at that stage, you know, it wasn't many of us.
Speaker AYeah.
Speaker AAnd then going into Accenture, it, you know, it is quite male dominated.
Speaker ARight.
Speaker AYou know, especially inside insurance.
Speaker AYeah, yeah.
Speaker AAnd I suppose like, at first it was just like, oh, okay.
Speaker AAnd I always jokingly said that, that, you know.
Speaker AWell, I.
Speaker AIt's not in, in that industry, I'm kind of going, well, it's, it's quite often that I'm the only Chinese in, in the room.
Speaker CYeah.
Speaker AThe only female.
Speaker CYeah.
Speaker AThe only neurodiver.
Speaker ASo I'm dyslexic as well.
Speaker AAnd then combined with being five foot tall and like to smile a lot.
Speaker CYeah, yeah, yeah.
Speaker AAnd actually, you know, care about people, have empathy and all that kind of stuff.
Speaker AAll of those things added up together just doesn't really fit very well.
Speaker CYeah, you quite unique in that.
Speaker CIn that it's all very unique in that scenario.
Speaker AExactly.
Speaker ABut I suppose all of that together, you know, in some way, like it.
Speaker AIt helped me to stand out.
Speaker CYeah, yeah, yeah.
Speaker ABut also in some way, like a lot of people underestimate my capability at the same time, which is of course frustrating.
Speaker ARight.
Speaker ABut equally it kind of gave me that fire to want to prove them wrong.
Speaker CYeah.
Speaker AAnd you know, and approve them wrong every single time.
Speaker AAnd, you know, and that's kind of what drove me in a really strange way.
Speaker CYeah, yeah, yeah, yeah.
Speaker CIt's interesting that Is it?
Speaker CBecause I think you can, you can channel it in different ways, can't you?
Speaker CBut it sounds like it was, you can kind of turn it into a bit of a superpower if you, if.
Speaker AIt always take a little while.
Speaker AI'm not gonna lie.
Speaker AYou know, you, you like all this self doubt and imposter syndrome and everything always kicks in, especially when you change roles or when you change your environment, changing clients and all that kind of stuff.
Speaker AEvery single time I have to go through that dip.
Speaker CYeah.
Speaker AYou know, like, it must be really frustrating.
Speaker AIt is.
Speaker ABut I, I kind, after I've done it a few times, I know I will come out on top of it.
Speaker CAnd I guess you build a bit of a playbook of how, how you, how it's gone before and you've got some kind of lived experience of getting through it and, and how you've done it before.
Speaker CSo you've got kind of some tools there to.
Speaker AExactly.
Speaker ABut that got built over the years.
Speaker ALike the first few times is always really hard.
Speaker ALike I say, after that you start to draw back on your, like, you know, your experience from the panel.
Speaker AJust like, yeah, this is, this is just a normal curve that I'm gonna go through.
Speaker AI'll be fine.
Speaker AI'll get, I'll get like, get out of that kind of thing.
Speaker ASo, yeah, you just get used to it after a little while.
Speaker CWhat's your, your kind of view and kind of perception of where the, the kind of insurance stroke technology space is at now on the kind of the improvement cycle around that kind of thing?
Speaker CBecause I mean, it definitely seems like it's better, but still probably a long way to go is my kind of perception.
Speaker CBut you're probably much better placed to have a view on that than in.
Speaker ATerms of like, you know, the diversity.
Speaker CYeah, the diversity thing.
Speaker CEspecially the kind of.
Speaker CBecause I think part of my frustration, my role is that there's a big focus on just we need more women is a fairly kind of blunt statement that people make where there's obviously so many different ways of diversifying your workforce, but the insurance space as a whole seems quite the kind of gender diversity thing is by far the top of the thing.
Speaker CWhether people admit it or not.
Speaker CMy experience of it is that that's the number one priority to.
Speaker CBut what, what's your, what's your kind of take on where they're at on improving that?
Speaker AI feel like it has made a bit of progress since I started.
Speaker AI remember when, you know, in my early career there weren't that many role Models.
Speaker AThere weren't that many, like, you know, women in senior positions, whether you're talking about in the industry or within the technology space.
Speaker ABut it's funny because I was doing a women in tech lunch and learn thing yesterday, and I was.
Speaker AI was telling them exactly the same thing.
Speaker AJust like, when I was growing up, there wasn't many of them.
Speaker ABut I look around in the room now, right.
Speaker AI see a lot more talents, like, a lot more female talents that, you know, not only I can see really bright future in terms of their own career, and I can see, like, you know, there's space in a, you know, top table for them, but also I feel like we're creating that much more of, like, of an opportunity for the next generation.
Speaker ASo, you know, the younger me would, like, look up and just like, you know what?
Speaker AThere are loads of, like, women in this space.
Speaker AI don't need to think about whether I belong here or not.
Speaker ALike, they would just know that they do.
Speaker AI think that's really powerful.
Speaker AAnd again, it's something that it took me quite a while to realize.
Speaker AI used to be so resistant in, like, resistant on doing things like women in tech stuff.
Speaker CYeah.
Speaker CYeah, okay.
Speaker ABecause I really didn't want that.
Speaker ALike, you know, everyone wants to have more female in, like, in this position.
Speaker AI didn't want to have the perception where people look at me just to go, oh, they hired her because, you know, she's female.
Speaker AShe's like Chinese.
Speaker ATaking all of these boxes.
Speaker AShe's short.
Speaker AI really didn't want to have, like, give that impression out.
Speaker ASo I really, like, you know, push against it and really wanted to prove to everyone that I got to where I am because of my own capability.
Speaker CYeah.
Speaker AAnd I know there's a lot of women out there still kind of, like, feel in a kind of, like, similar way as well.
Speaker AAnd I would say it's only since I came back into the insurance industry after the chief of staff gig, I felt a bigger sense of responsibility to.
Speaker AActually, it's not about me.
Speaker AIt's not about how I feel about some of these things.
Speaker ALike, you know, and I kind of try to remember again, you know, back to when I was younger, right.
Speaker AYounger than now, you know, literally, there wasn't many people around and, you know, if only there were more of them.
Speaker ARight.
Speaker AMaybe I didn't need to work that three, four times harder just to prove that I deserve to be here.
Speaker AMaybe I can just work at the same pace, you know, as everyone else, and still, like, still make it.
Speaker CWell, I think I Think also that what you said is that, and we were speaking of a little bit about it before we started recording, is that sometimes, and I'm always amazed when I'm recording these podcasts how many great bits of advice and that come out of the conversation that people don't realize is good advice.
Speaker CBecause when you're doing the job and you're, and you're engrossed in it, I mean it certainly happens in my line of work.
Speaker CRight.
Speaker CI know lots of stuff about people changing jobs and stuff and I assume that most people know it, but if you've only changed jobs two or three times, you probably don't.
Speaker CSo.
Speaker CSo you don't realize that a lot of the knowledge and the experience and all that kind of stuff that you've got is super valuable to someone who hasn't got it, but to you it's just everyday life.
Speaker AExactly.
Speaker CSo those dips that you mentioned that you've had in your career where, and the realization after you've done it two, three, four times, it's just the thing someone might be going through their first dip of that and actually just being able to have you there to say, look, I've done this three or four times.
Speaker CThis is, this is just how it goes.
Speaker CAnd like just, and I'm kind of stick with it etc and just that, that, that probably five minute conversation from someone who is, they admire or they look up to whatever can be a game changer.
Speaker CRight.
Speaker CLike it can, it can totally change someone's perception of their kind of day, week, month, new role mean that maybe they don't kind of jack it in and give up and, and just go for a bit longer and then start to flourish.
Speaker CSo it's.
Speaker CYeah, I think I was going to ask it, that was my follow up questions.
Speaker CDo you think, do you feel a kind of partly a, a responsibility now to kind of give back a little bit to that?
Speaker ADefinitely.
Speaker AAnd you know, this is very fresh in my mind because I just done that yesterday.
Speaker CYeah.
Speaker AYou know, with that, with a group of ladies, I mean, you know, I remember saying to them right at the beginning just like, you know, I never thought that, you know, when I was early in my career, I never thought I'd be sitting here and being asked to share my career journey, my experiences, them because you know, you like to think, well who am I?
Speaker AJust like, surely mine is like, it's fairly non eventful, it's pretty normal and all that kind of stuff.
Speaker ABut actually they, you know, when we were kind of like mingling and all that kind of stuff.
Speaker AIt was just like there's so much like what of what I experienced, what I said or what I'm still experiencing now.
Speaker AThere is so relatable to them and like, you know, it's all these little snippets of stuff and we all realize that actually no matter kind of like what stage of the career you're in, like it's valid to have some of those feelings around.
Speaker AYou know, you, you have that moment of self doubt, you're in a meeting room, you're kind of wondering why on earth am I here?
Speaker ABut you know, how do you pivot that thinking into, hey, you know what, I do deserve to be here.
Speaker AI do have like, you know, different things that I can bring to the table.
Speaker AIt's like, how do we like we all feel that, right?
Speaker CYeah, yeah, yeah.
Speaker CEveryone, you know, no matter what level you're at.
Speaker AExactly.
Speaker ASo the kind of trick is around how do you realize when that feeling is happening and how do you pivot that into an energy that actually bring the best of you to the situation?
Speaker CYeah, yeah.
Speaker CAnd also like purely from a selfish perspective, it's, it's like a bit of a confidence boost as well to have people asking you questions just to remember why you're, why, why you're doing a good job.
Speaker CRight.
Speaker CAnd stuff like that.
Speaker CBecause I think that's, that's the thing that's open, overlooked.
Speaker CIt's like actually those, whenever I've done stuff like that, you feel like you like why would be people interested in like the giving and all that kind of stuff?
Speaker CBut actually the, the, the, you get something back from that.
Speaker CRight?
Speaker CLike having, having the confidence there and, and, and also remembering sometimes when you've having a bad day and all that kind of stuff.
Speaker CSo it's, it's a, it's not a, it's not a one way street.
Speaker AI think 100.
Speaker CIt's definitely a both way thing.
Speaker AOh, that's definitely it.
Speaker AAnd you know, you get to, especially you get to certain levels as well.
Speaker ANot many people kind of like, you know, you know, acknowledge.
Speaker CYeah, yeah, yeah, I get it.
Speaker CI totally get it.
Speaker ASo yeah, actually you're 100, right?
Speaker AIt is a bit of a two way street.
Speaker AAnd just like, you know, give me that level of reassurance that sometimes I might not even realize I need it.
Speaker CYeah, yeah.
Speaker CSo I, I wanted to move on to talk a little bit about kind of what you're doing right now, the kind of state, state of tech.
Speaker CLike we're in this kind of interesting Flux in technology and insurance where, where things have started to progress.
Speaker CCertainly the kind of whole modernization thing is, is, is now a more advanced stage, but still, still probably a long way to go.
Speaker CJust as that's kind of starting to progress, AI rises, raises its head.
Speaker CAnd so I'd just like to get your view on kind of what's going on at RSA right now for you.
Speaker CWhat's kind of top of the agenda views on kind of AI in the next, next kind of 12 months or so of, of what that, what that looks like in conjunction to your role.
Speaker AYeah.
Speaker ASo firstly, I think AI is here to stay.
Speaker AYeah.
Speaker AAnd like it or not.
Speaker ARight.
Speaker AYou know, I feel that there are a lot of people in very like a few different camps, like, you know, some people hoping that it's going to just go away.
Speaker ALike many other things before, you know, you know, we had also sorts of things in the industry about blockchain.
Speaker AYou know, do you remember, you go to any conference, it's just like that's all they ever talked about.
Speaker AJust like.
Speaker AExactly.
Speaker ASo I think people, some people hope that AI will be one of those who just kind of get fizzled out and then you kind of got another camp that really worry that AI is going to take over all of the jobs and then just like, you know, what am I going to do?
Speaker ABut actually I think it is going to stay, but we need to learn how to harness it.
Speaker AIt's another tool that we can use to help us to kind of like, you know, drive the way that we operate in a different way.
Speaker AHow do we take the advantage of AI?
Speaker ABut I think in order to take advantage of what AI can bring, we need to sort out our technology foundations, which is like what we are focusing on at the moment.
Speaker ARight.
Speaker ABecause not dislike many of the kind of like big organizations in the industry for many years.
Speaker AYou know, we have a lot of legacy technology in our estate.
Speaker AGuess what?
Speaker AI don't work particularly well.
Speaker CYes.
Speaker ASo we are in process of transforming our entire technology estate throughout the whole value chain through the whole ecosystem, which is a huge job.
Speaker ABut I think what we're doing now is a lot more kind of like componentized than I suppose back in the days where you're trying to have one system that is all singing or dancing, that can do everything.
Speaker AWhereas now, you know, in a much more componentized kind of like, you know, target state architecture, it allows us to basically, you know, progress and deliver at different pace.
Speaker AYeah.
Speaker AAnd also being able to plug in, you know, the best of breed of technology into, into the right stages as well.
Speaker CYeah.
Speaker AOkay.
Speaker ASo we're in process of transforming that layer of the technology foundation at the moment in addition to really sorting out our data foundation.
Speaker ABecause that's another key part in terms of you need data to feed AI, you need data to feed everything.
Speaker ASo if we don't get that part right, you're essentially building everything out on quicksand.
Speaker AYou might get some immediate wins, but that's not sustainable.
Speaker ASo I feel like we are definitely getting some really good momentum since last year.
Speaker ASo we are progressing pretty well on this journey now.
Speaker AAnd in parallel we're also exploring quite a lot of different things with AI.
Speaker AI mentioned to you earlier, before we started recording about INTACT in the data lab, we're investing a huge amount in that space as well.
Speaker ASo we got that part almost doing the skunk work to always look ahead and then trying to look at how we can apply those technology in the business context.
Speaker CYeah, I think the really interesting thing that certainly that I've seen speaking to lots of chief data officers and stuff like that is that the stuff that everybody should have been doing there was the AI conversation that's kind of moved a lot further forward, much more forward facing facing.
Speaker CBut what that actual forward facing conversation has, has meant is that everybody's actually taken a step back and, and, and looked at the data estate and actually like actually before we go there we need to get, we need to get that sorted out and, and I think some people were getting that sorted out already.
Speaker CIt's made it even more front and center for those people that, that haven't because I mean you might like you say you might be able to get some, some kind of quick wins around some of the, the more kind of entry level AI stuff that's come out.
Speaker CBut if you start wanting to use the agentic stuff and all that kind of thing, you, you, you, you've got to get, you've got to have a good, good foundation scaffolding around what, what you, what you're doing to make it make, to get any real kind of credible win out of it.
Speaker CAnd so certainly I, I think that it seems to me that the most people are focusing on that on, on that at the moment and getting, there's been a real right rise in, in, in how you use and get, get the data estate in good state before, before you really start kind of jumping full, full throttle into to come really advanced stuff.
Speaker AAbsolutely.
Speaker CSo what in regards to kind of next steps for you over like obviously intact, there's we're recording this in 23rd of April.
Speaker CLast week, there was the announcement for the Intact are going to rebrand RSA to become the Intact group that we were talking a bit before we started.
Speaker CThat seems like a kind of a.
Speaker CQuite a big change for a big brand.
Speaker CWhat, what's the, what's the general feeling in RSA at the moment?
Speaker CIs that, Is that a good thing, do you think?
Speaker AI do think it is a good thing.
Speaker AI think it's a very.
Speaker AIt.
Speaker AOf course, it's a big change for a lot of those who's been in the industry for a long time and has been very loyal to the brand.
Speaker AAnd of course, you know, it'll be quite worrying if people weren't sad about that at the same time.
Speaker AOf course.
Speaker CTotally.
Speaker AYeah.
Speaker CLong time.
Speaker AExactly.
Speaker AWhich is perfectly understandable.
Speaker ABut equally, you know, we all need to move on to the next chapter.
Speaker AAnd when you look at how INTACT has been built, you look at the track record, you look at what was anchoring everybody who's working there in terms of the values, the leadership, success factors and all that kind of stuff.
Speaker AJust like, you can't, I can't fault that model.
Speaker CYeah.
Speaker CYeah.
Speaker AAnd it's really exciting to be a part of it.
Speaker ASo the way that, I guess, like, you know, me and my team are thinking about it, it's just like, how do we leverage this as an opportunity to really reset ourselves, to take the best of what we have built within RSA already, our knowledge, our market presence and all that kind of stuff.
Speaker ABut how do we combine that with Intact kind of like power to really outperform in the market.
Speaker ASo I think, you know, it will be.
Speaker AI think it will be really sad if people just, you know, to focus on just missing the old brand or just thinking that it's only a brand change, nothing else changes.
Speaker ABecause I just personally feel it is a fantastic opportunity for us to kind of like, you know, take this.
Speaker ARight.
Speaker AAnd channel all of our energy and turn what we both have into something amazing.
Speaker CBut there has.
Speaker CI mean, again, I don't know.
Speaker CI know very little about Intact and rsa, apart from just working with you guys over the years.
Speaker CBut the.
Speaker CIt seems to me that you kind of like you've been.
Speaker CYou get brought from the kind of outer circle into the, to the core.
Speaker CAnd even if that's just a perception, because now there's the same name and therefore it's the same company, it's quite powerful how much that perception could, could, could, could change things.
Speaker CRight?
Speaker CAnd I mean, things change with brand Names all the, all the time.
Speaker CRight.
Speaker CIt's, it's that there's, you shouldn't forget the heritage but at the same time if you're not moving forward, then, then, then, then, then that's a problem.
Speaker CRight.
Speaker CSo, so it sounds, I think it seems like a really interesting and exciting time for to, to be part of the business.
Speaker CWhat, what's the, what are the timelines in regards to kind of when, when it officially happens?
Speaker CHas that been, is that announced?
Speaker AYeah, it'll be like later on this year.
Speaker ASo we're going through a bit of a transition period because we can't just like switch everything over.
Speaker AObviously we're still going through the NIG and rsa, you know, we call it one commercial.
Speaker ASo bringing the two organizations together.
Speaker ASo the integration of that as well.
Speaker ASo yeah, I think it will be later on this year where we're basically officially starting to see the intact brand in the UK market.
Speaker CGood stuff.
Speaker CWell, look, just before we get to the, the kind of, the quick fire round that I do at the end, the one thing I, the other thing I just wanted to kind of touch on is just bits of advice really.
Speaker CI mean like the, there's so many snippets there of that we've kind of gone through of kind of challenges.
Speaker CGood things that happened potentially.
Speaker CSome, some kind of not so good things.
Speaker CSuch as.
Speaker CSo what, what would you say if there is a kind of two or three kind of really key pieces of advice that you've picked up over the years that you would, you would give to someone who's kind of trying to go in the, the same path or, or, or, or in a similar boat to what you've been before?
Speaker CWhat are there any kind of key pieces of wisdom that you've picked up along the way?
Speaker ASo funny when you say wisdom.
Speaker CYeah, yeah, yeah.
Speaker AI suppose like for me is just stick to like things that you're passionate about.
Speaker ALike stick to your own principles, you know, and just be open minded because you know, there's so many things in this world out there and you know, being open minded, being curious and like, you know, and all always have that sense of accountability for the outcome that you're driving.
Speaker AI think that those things alone will kind of get you a really, really long way.
Speaker AYeah.
Speaker AAnd also just like don't let other people dictate your self worth.
Speaker CYeah.
Speaker AYou know, like know what you're worth and you know, stand by that and back yourself.
Speaker CAnd do you think, I mean, interesting that you.
Speaker CObviously we spoke a little bit about the Consulting thing.
Speaker CDo you think that's a, that's a, like, would you give people that advice of like variety early?
Speaker CIs it?
Speaker CBecause it seems to be a fairly common theme for this is that actually not, not always some people have taken the kind of fairly atypical route up to senior roles.
Speaker CBut I would say that 70, 80% of the people I speak to have had a bit of a zigzag and, and they've done a variety of stuff that's, that's built them up and give them that breadth of experience, knowledge, et cetera, to take on more senior roles.
Speaker CSo that when challenges come up that are maybe a bit random and not directly as you'd expect them, they're still quite well positioned to be able to help.
Speaker CDo you think that's, is that the kind of advice you'd give to kind of people who are just starting out and that kind of thing?
Speaker AI would, but I'm kind of biased.
Speaker CYeah, yeah, yeah.
Speaker AJust because I enjoy that journey so much.
Speaker AThat's part of my growth, part of my, you know, self discovery process, if you will.
Speaker AAnd you don't have to just like achieve that through consulting.
Speaker AI think it's more, you know, they typically does offer that, you know, more easily.
Speaker AAnd I wouldn't say every organ, some organizations do do that.
Speaker AYou know, if I look across Intact now, you know, everyone in the C suite have done that variety of roles through their career kind of thing.
Speaker AAnd it was great that Intact let you do that.
Speaker AAnd like they encourage people to try out different roles.
Speaker ABut not every organization that you know, I've been in, like either as a consultant or been in personally, like are that open minded about it.
Speaker AYeah.
Speaker ASo yeah, I think, you know, I definitely enjoy the variety.
Speaker CYeah.
Speaker CSo did you say intact?
Speaker CThey kind of, they've got a mentality of the fact that actually they like people to move around the organization and try different things very much.
Speaker CThey might only be a kind of a 75, 80 fit for that role, but actually you've got the right skills, attributes, track record, go and go and try it and actually you can learn that, that fill in the gaps.
Speaker ABasically 100 like literally I talk to it every single person that I come across in in intact and all of them have been rotating around, you know, different functions, different roles and as you say, you know, and that's kind of what I mean by the anchor themselves on the leadership success factors and their values and it's similar to what I mentioned earlier.
Speaker AI think if you hold true to all of those things yeah, you know what you don't know, you will just learn.
Speaker CYeah, yeah.
Speaker CIf you've got the right smarts and kind of the background and you can, you can pick things up exactly right.
Speaker CQuick fire round.
Speaker CNobody will know this but you, you, you were, you said you didn't really like my question before we started, so we're.
Speaker CThere could be some interesting answers here.
Speaker CRight.
Speaker CThe first one is which brand or company do you most admire and why give us the honest answer.
Speaker AI'm going to say Apple.
Speaker COkay.
Speaker AI know it's not everyone's cup of tea, but I love it because they are in terms of innovation, in terms of the sleek, simple design, that user centric design and the fact that everything just works, nothing ever goes wrong with them.
Speaker AAnd once you're kind of like in the whole ecosystem with the iPad, with a phone, with the watch, with your Mac, et cetera, once you're in is really flipping hard to get out.
Speaker ARight.
Speaker CAnd you realize that how many things don't really work that well when you.
Speaker CI, I totally, I mean I don't use a Mac, I use a Windows PC.
Speaker CBut I saw a program about two years ago and I didn't, I didn't.
Speaker CI mean I knew it, but I didn't realize I knew it.
Speaker CWhich was.
Speaker CIPhones never come with an instruction manual.
Speaker CNow I know there's a little bit of a cheat there because you can search everything on Google now.
Speaker CBut, but I don't think they ever.
Speaker CYeah, yeah, exactly.
Speaker CI mean everything on an iPhone just works exactly how you would want it to work.
Speaker CUnless you're my 77 year old old dad who probably doesn't know how to work anything and rings me all the time.
Speaker CBut.
Speaker CYeah, but, but for the vast majority of people it does just work, doesn't it?
Speaker CWhich is, which is pretty amazing.
Speaker AExactly.
Speaker ASuper intuitive.
Speaker AAnd as far as a brand concerned, globally well known, known for the quality, known for like all of those amazing things and that level of stickiness every brand would love.
Speaker ARight.
Speaker AYou know, once you're in, it's so hard to get out.
Speaker CYeah, yeah, yeah.
Speaker ASo yeah, I do admire them for.
Speaker CYeah, great.
Speaker CThe one piece of advice you wish you were given when you were first starting out.
Speaker ADon'T be afraid to say no.
Speaker COkay, give us an example.
Speaker CIn what context?
Speaker AFor so many years I just like have that concept around.
Speaker AI need to say yes to everything.
Speaker AI need to prove that I can do everything.
Speaker AAnd actually sometimes times that actually didn't diminish my own value.
Speaker CYeah, yeah.
Speaker ASo actually learning when to Say no and how to say no as well.
Speaker CYeah.
Speaker ADifferent ways in terms of how you can do it actually is a very powerful tool.
Speaker CYeah.
Speaker AAnd I wish people told me that a little bit earlier.
Speaker CI think, I think there's a.
Speaker CI don't know if there's a book, but there's certainly something I've read over the years that is called the Power of no.
Speaker CAnd it's like certainly in a sales environment, the.
Speaker CIf there's some real power in that.
Speaker CSo I think it resonates in loads of different ways.
Speaker CI can totally get what you mean about how it diminishes your.
Speaker CIt's a difficult one because when you're earlier in your career, you say that.
Speaker CYes.
Speaker CA lot.
Speaker CAnd that's probably quite a good thing.
Speaker AExactly.
Speaker CBut there's a tipping point, isn't there?
Speaker AOh, totally.
Speaker AI still remember it was one of the CEO that I used to work with and as I was leaving the organization, leaving the account, and he said to me, just brilliant.
Speaker ABut let me give you a piece of advice.
Speaker AYou need to say no a little bit more.
Speaker CYeah.
Speaker ABecause actually, you know.
Speaker AYes, we know you can do a lot, but you.
Speaker AThe more you say yes, the more that you're going to be taken advantage out of.
Speaker CYeah.
Speaker AAnd you know, we don't value like you're not getting the value that you deserve.
Speaker AYeah, it's.
Speaker AIt's something along those words.
Speaker AI don't remember word for word, but that really resonated with me.
Speaker CYeah, yeah, yeah.
Speaker CGreat piece of advice.
Speaker CNext one is if you could swap jobs with one person for a day, who would it be?
Speaker ANot a particular person, but I'd quite like to be like MI5 or something like that.
Speaker AJust be a spy.
Speaker AProbably really bad example and not quite James Bond because he's probably the worst spy in the world because everyone know him and know his face.
Speaker AYeah, exactly.
Speaker CJumps off buildings all the time and kills himself.
Speaker ABut like, you know, just doing something like that would be quite cool, quite fun.
Speaker AI'm not giving this a lot of thought.
Speaker ASorry.
Speaker CYeah, no, no, no, that's fine.
Speaker CI wanted to on that.
Speaker CSo do you.
Speaker CYou mentioned about the art thing.
Speaker CAre you still into that?
Speaker CKind of.
Speaker CDid you do it as like a hobby and stuff like that?
Speaker AI do, I do.
Speaker ASo I still paint, I still draw.
Speaker AI still do like random sculpture or like different.
Speaker ADifferent kind of like arts and crafts things.
Speaker CSo that's just kind of like your.
Speaker CLike.
Speaker CBecause it's interesting.
Speaker CI.
Speaker CI think most people who listen this podcast will know I'm.
Speaker CI Play golf if you watch follow me on LinkedIn.
Speaker CI'm quite into into my golf but.
Speaker CAnd there was a period about two years ago where I thought, do I really want to do that?
Speaker CShall I work in.
Speaker CDo something in golf?
Speaker CAnd it wasn't until I spoke to someone who said to me the problem with working in what you love is it becomes a job and not what you love.
Speaker CAnd actually when I think about it, I like playing golf with my friends and it's the one time I turn my phone off and it's a really good kind of relaxation thing for me.
Speaker CAnd it's interesting, had you gone into art for a job, you might not have loved it quite so much as what you probably do now I think.
Speaker ASo I would probably agree with that because I pro start overthinking it because you know, you're starting to have much more of an objective around what you're trying to achieve out of like whatever you're doing rather than actually I just wanted to have a bit of fun.
Speaker AI just wanted to do it nice painting.
Speaker AWant to like, you know, kill a few hours in front of a river and just like you know, and if.
Speaker CIt takes a few days or a few hours and if I get, if I, if I don't finish it then exactly.
Speaker ASo well, it doesn't turn out perfectly as I imagined it, that's fine.
Speaker AI'll do it again another day, you know.
Speaker ASo yeah, I mean I still, I still definitely enjoy that and do that nowadays.
Speaker CYeah.
Speaker CAmazing.
Speaker CThe, the best non fiction book that you've ever read.
Speaker CYeah, yeah, give me the answer over.
Speaker AOkay, I'm not going to make this one up but I, I don't really read like many management book because I work a, a lot of hours in a day.
Speaker AI spend so much time at work and I feel like in my free time I actually like to do my paintings, do my drawings or you know, do something like, you know, fun.
Speaker AUse it.
Speaker AYeah, something fun.
Speaker AUse this other side of my brain.
Speaker ARight.
Speaker ABecause I feel that that is very therapeutical for me because it's so intense at work.
Speaker AI just feel like I need to have like, you know, exercise that part.
Speaker ABut yeah, so sorry, I don't.
Speaker CNo, I mean to be honest, I totally, I listen to loads of podcasts and lots of them about kind of self improvement type stuff and I listened to, I read a book recently called the Dose Effect which is all about dopamine and stuff like that.
Speaker CAnd the main thing that came from that is actually sometimes when you're walking somewhere you can walk somewhere without your AirPods in listening to something and just kind of take in what's around.
Speaker CYeah, yeah.
Speaker CSo I'm really trying to do that.
Speaker CSo I get it, totally get it.
Speaker CThe best career decision you ever made.
Speaker AMoving from consulting to industry.
Speaker COkay.
Speaker CYeah.
Speaker AI mean I'm very grateful for, you know, for what I've learned through Accenture.
Speaker AAs I said earlier, it's a fantastic training ground.
Speaker ABut actually moving, making that move into the industry really helped me to establish myself as me.
Speaker CYeah.
Speaker AYou know, you really start to have to build your own brand and also having that element of you have skin in the game.
Speaker CYeah.
Speaker ASo you're not just doing something and then walking away later.
Speaker AYou know, you're there, you're here, you're defining what it needs to look like.
Speaker AYou build it, you need to live with it.
Speaker AAnd I think that give a very different perspective.
Speaker AAnd honestly when I was in consulting I thought, thought, you know, I know so much.
Speaker AYou know, you're here to consult the organization.
Speaker ARight.
Speaker ABut only when you kind of move across, you realize you knew nothing.
Speaker CYeah, yeah.
Speaker AAnd you've got to live with your.
Speaker CDecision that what you deliver.
Speaker CRight.
Speaker CEspecially if you stay there for longer period.
Speaker CLike that's, that's what I've always thought is that as a consultant you deliver something and you leave.
Speaker CAnd if it kind of works or doesn't, like you probably don't, you'll hear it, you maybe hear about it, but you don't have to live with that.
Speaker AExactly.
Speaker AAnd I think only after you started to live through that experience as well, you realize, ah, if I were to do it again, this is how I would like, you know, do it differently.
Speaker ABut you will only realize that after you seen, after you've gone through that journey, if that makes sense.
Speaker CYeah, yeah.
Speaker CAmazing.
Speaker CFinal question.
Speaker CWhat's the best thing about working in insurance?
Speaker AOh, I love.
Speaker AThe industry is really ripe for innovation.
Speaker AThe fact that it's still quite a certain old fashioned kind of like industry actually give us a lot of space to innovate.
Speaker ASo as a technologist, I think that's fantastic.
Speaker ABut also at the very core of it, insurance is there to help people.
Speaker AYeah, it's, it's there to help people to get back on their feet.
Speaker AIt's helped them to go through the hard times and all that kind of stuff.
Speaker ASo as far as an industry concerned, at the very core I think is a really good one that I like to be a part of.
Speaker AAnd then on the kind of like more technology side, I just felt there's so much more green space there that we can basically tap into and like, you know, make great things with.
Speaker CWell, great way to finish.
Speaker CThank you so much for taking some time to.
Speaker CIt's been been amazing chat.
Speaker CWe could go on for hours.
Speaker CI'm sure there'll be some people that want to connect and stuff like that.
Speaker CLinkedIn obviously is where most people you're quite happy for people to reach out, connect and all that good stuff.
Speaker CWell look, thanks everybody for listening.
Speaker CSally, been amazing guest.
Speaker CThanks for getting this in and if you want to follow me, Sally, etc.
Speaker CDo so like comment, subscribe, all the usual stuff.
Speaker CPlenty more episodes coming and we'll catch you next time.
Speaker AThank you.
Speaker BAnd that's it for today's episode of beyond the Desk.
Speaker BI really hope you enjoyed hearing from today's guest and that you've taken away some valuable insights to fuel your own career journey.
Speaker CJourney.
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