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You're doing all the right things with your money.

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You're doing that budgeting, you're saving, you're making great plans.

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But what happens when life throws an unexpected curve ball your way

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and that familiar financial anxiety tries to creep right back in?

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What's your ultimate anchor when circumstances feel shaky?

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Stick with me today 'cause I'm gonna share with you today how to find that

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unshakeable peace in Jesus himself.

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Hello and welcome back to your Daily Financially Confident Christian.

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I'm Ralph, and as always, I'm honored to be a part of your day.

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It's great to be with you again.

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We continue our journey today answering that very, very difficult question.

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How can I become a financially confident Christian?

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We're continuing in our series Beyond the Budget, finding Financial

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Freedom through Intentional Living.

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We covered contentment.

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We've talked about gratitude, and yesterday we talked

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about value aligned spending.

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And I hope you're really staying up with this series.

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And if you missed any of them, I'll encourage you to go back and listen.

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today we're gonna cover how does trusting God anchor my finances

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beyond earthly treasures?

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We're really gonna reach beyond what is here in the present and

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all the stuff that surround us.

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' cause as I said at the beginning, maybe you've done all the right things.

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You're saying to me, Ralph, I I do, I do all the things you say.

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I budget Ralph, I do the things you talked about Ralph.

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I save, I have that emergency savings fund.

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I, I paid off my debts and now I'm avoiding debt.

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I'm doing all those things gr but, but then, but then I have a job loss.

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My spouse has a job loss or, or maybe we have an emergency.

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Just something we weren't expecting where you have some unexpected bills

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we just weren't planning for, and then suddenly when that happens, that

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fear that you work so hard to break.

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It just swims right back and it just fills you.

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Again, that fear just returns, and even with all the planning you're

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doing, doing all the right things, that fear just feels overwhelming.

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And I think I know the problem today, and I want you to hear

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me loud and clear on this.

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The problem for most people is security is rooted in money.

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Or it's rooted in control and it's not rooted in God.

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And when things aren't rooted in God, let me just tell you something right

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now, that peace that you think you're working towards, if it's not rooted

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in God, it makes that peace, fragile.

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One little thing, the job loss, the unexpected bill, that family

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emergency, it makes it fragile.

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It makes a conditional, and the worst part.

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It makes it fleeting.

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It just goes away when there's an issue.

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And here's the thing I need you to hear today.

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Stewardship is essential.

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All the things I talk about on the show every day are essential components

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to living that, that financial piece we talk about, But none of those

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things, none of them is the anchor.

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The only true anchor, the anchor that will be there in the storm is God.

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God is that anchor.

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Well, let's get to God's word.

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Let's look at Matthew chapter six, verse 21.

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' cause this sums it up better than I could ever say it

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for where your treasure is there, your heart will be also.

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They're your heart.

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Also where your treasure is.

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And see, here's the problem.

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If your heart treasures money, if it treasures stuff, if treasures that

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car, that house, that vacation home, those trips, all the stuff you see on

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social media, if your heart treasures those things, you're always gonna

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be vulnerable to that emergency, to that unexpected, to that job loss,

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to that crisis you weren't expecting.

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On the other hand,

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if it treasures Christ, then today, my friend, you've got an anchor that

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will be there through the thick and the thin, the good, the bad, and the ugly.

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Let's look again at the Bible.

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let's look at the book of Philippians, chapter four, verses six and seven says

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this very eloquent, peace of scripture.

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Do not be anxious.

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Hey, we could stop right there.

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Do not be anxious.

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Okay, Ralph, you heard what?

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But it goes deeper than that.

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Do not be anxious with Thanksgiving.

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Present your request to God and the peace of God.

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Peace, P-E-A-C-E.

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That peace will guard your hearts and your minds.

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What do we take from that?

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See, here's the thing I take from it.

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Peace isn't tied to your bank balance.

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It's not tied to how big your home is or how nice your car is, or

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how much is in your 401k, or how much you do for It doesn't matter.

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Stuff doesn't matter.

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Peace comes from surrender, surrendering it to God,

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surrendering it to Christ himself.

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It comes from faith, and it comes from God's presence in your life.

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Trust in him.

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Changes how we view our finances, even in times of very, very difficult uncertainty.

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Hey, if you're watching the news right now, we are living

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in times of uncertainty.

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But let me just tell you right now, friend, if you've got an anchor in Christ,

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I don't care what goes on around you.

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So now you're thinking, wow, okay, what can we do?

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How do we cultivate deep trust in God financially?

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No one's ever talked to me about that.

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You made your case.

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How do I do that?

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How do I cultivate that deep trust in God financially?

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Well, here's how you do it.

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Place your trust in God's provision and seek his peace daily.

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It's a daily decision.

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Anchor yourself spiritually, not circumstantially.

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Hey, a lot of people are good Christians.

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When things are going great, oh God, hey, everything is going great.

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I love you, Lord.

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You're doing so much for me.

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That's not spiritual anchoring, that's just circumstantiality.

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And then when somethings happens, you, God, how could you do this to me?

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So here's your action step for today, and this one's gonna take a little

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courage, but I'm confident you can do it.

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I want you to identify one core financial fear that you have.

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Be specific about it.

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Maybe it's a job loss debt, retirement inflation, and I

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want you to write it down.

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I'm gonna give you a few examples, but Write down what your one

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core fear, financial fear is.

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Maybe it's, I'm afraid I'll lose my job and won't be able to pay the mortgage.

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Hey, I get it.

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That's a fear.

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Or I'm overwhelmed by credit card debt and fear I'll never get out.

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Hey, a lot of times I talk to my clients that are in their forties and

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fifties, and the big fear they have is I worry I won't have enough save for

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retirement, Ralph, that just worries me.

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Keeps me up at night.

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Here's one that's really timely.

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Inflation is making everything more expensive, Ralph, and I'm

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scared I won't be able to keep up.

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Or maybe this one.

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Listen, we've all been here.

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I'm afraid a medical emergency will ruin us financially.

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So start right there.

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Be specific.

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Write down one core financial fear that you have deep down in your heart.

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And then the second thing I want you to do is just surrender it.

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Just give it to God in prayer.

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Find a quiet space and tell God that fear.

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Just create a quiet moment and say something like, father, I'm

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worried about losing my job.

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Not being able to provide for my family, and I just surrendered that fear to

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you because I know you see me, you know my needs and you are my provider.

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Lord, help me trust you today and walk in faith, not fear or how about this one?

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God, this debt feels like it's crushing me and I just don't see any way out.

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But I believe you make a way where there is no way, Lord and I surrender that fear

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and ask you to guide me in my next step.

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And just trust him with it.

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So find that fear, surrender to God.

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And then I just want you to do one more thing.

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I want you to just meditate on a promise.

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I'm gonna give you a couple Bible verses.

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I want you to just choose one of these verses and apply it to that fear.

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We'll start with Matthew 6 21, for where your treasure is

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there, your heart will be also.

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So ask yourself, am I trusting in money more than God?

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Hey, that's not an easy question to ask yourself.

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It's a difficult question to answer if it is realign your heart with him.

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Or how about Philippians chapter four, verses six and seven?

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We talked about this earlier.

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Do not be anxious about anything.

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The peace of God will guard your hearts and your minds.

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Write this on a sticky odor.

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Make it your phone wallpaper, and then as you start to feel those fears, just

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repeat it when that fear creeps in.

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Or how about this one?

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I think this is one of the best pieces of scripture.

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Matthew Chapter 6 25 to 34.

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I'm just gonna summarize it.

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Do not worry about your life.

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Your heavenly Father knows you need them.

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He knows you need those things.

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So each time a financial fear arises, read that passage and say, God knows my needs.

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The anchor knows my needs, and he provides for me.

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Write it down.

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Repeat it throughout the day when worry returns.

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'cause this helps by replacing that fear with your faith.

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You can look at it, you can see it, you can read it again and

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again, and it anchors you in truth, not the world, not fear.

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And it trains your heart to trust God first.

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Trust God first.

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Because today's exercise, today's action stuff, it's practical

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and it's deeply spiritual.

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How about we pray together?

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Father God, we just thank you for being our provider and Lord, being our anchor in

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the storm and the anchor when we need you.

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And Lord, we have to confess that our tendency to trust in money and fear

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and loss, we tend to trust in that.

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And Lord, we just ask you to help us to treasure you above all else.

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You know our anxieties, Lord, so soothe our anxieties with your presence.

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Guard our hearts with peace beyond understanding.

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And Lord, we just ask that you would strengthen our trust

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every single day of our lives.

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And we ask this with confidence.

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In Jesus' name.

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this, real peace isn't in your bank.

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It's in your God.

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So surrender a fear today.

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Anchor it in him because you're moving towards lasting freedom.

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And I just wanna encourage you today to share this show with somebody.

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I feel really compelled today that we can take this and we can just

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send this out to everybody who needs to know who the true anchor is.

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Just send somebody a text and say, Hey, go to financially confident christian.com

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or send them a link to the show.

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Maybe you are watching this on YouTube or on Rumble, or you're listening

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to it on your favorite podcast app.

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Just share that with them because the world needs to hear about the true anchor.

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It will solve the world's problems, and you have the capacity right

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now to share this with somebody who could very well change their lives.

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You win somebody else to the gospel.

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I also wanna give you a free gift today.

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I wanna give you a copy of my book.

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It's called Mastering Your Finances.

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You get a free copy by going to financially confident

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christian.com/master.

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It is a monumental short read that will have a dynamic

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impact in changing your life.

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Now, tomorrow we're gonna get really, really practical.

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We're gonna talk about why we buy what we don't need and how to break that cycle.

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So I'm gonna encourage you not to miss it.

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And let's go out there today and be those financially confident

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Christians we work so hard to become.

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You can do this.

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I truly believe in you.

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Believe in yourself.

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Stay financially savvy.

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God bless you, and you have a great day today.