{"version":"1.0.0","segments":[{"startTime":37.67,"endTime":37.83,"body":"You"},{"startTime":37.83,"endTime":38.11,"body":"finally"},{"startTime":38.11,"endTime":38.39,"body":"started"},{"startTime":38.39,"endTime":38.79,"body":"saving"},{"startTime":38.79,"endTime":39.11,"body":"money."},{"startTime":39.43,"endTime":39.75,"body":"Then"},{"startTime":39.75,"endTime":40.07,"body":"someone"},{"startTime":40.07,"endTime":40.35,"body":"asked"},{"startTime":40.35,"endTime":40.51,"body":"you"},{"startTime":40.51,"endTime":40.71,"body":"the"},{"startTime":40.71,"endTime":40.95,"body":"question"},{"startTime":40.95,"endTime":41.15,"body":"you"},{"startTime":41.15,"endTime":41.51,"body":"weren't"},{"startTime":41.51,"endTime":42.07,"body":"expecting,"},{"startTime":42.39,"endTime":42.67,"body":"is"},{"startTime":42.67,"endTime":42.83,"body":"it"},{"startTime":42.83,"endTime":42.95,"body":"in"},{"startTime":42.95,"endTime":43.07,"body":"a"},{"startTime":43.07,"endTime":43.23,"body":"high"},{"startTime":43.23,"endTime":43.51,"body":"yield"},{"startTime":43.51,"endTime":43.95,"body":"savings"},{"startTime":43.95,"endTime":44.23,"body":"account?"},{"startTime":44.79,"endTime":45.15,"body":"And"},{"startTime":45.15,"endTime":45.59,"body":"suddenly"},{"startTime":45.59,"endTime":45.91,"body":"you're"},{"startTime":45.91,"endTime":46.27,"body":"wondering"},{"startTime":46.27,"endTime":46.43,"body":"if"},{"startTime":46.43,"endTime":46.71,"body":"you've"},{"startTime":46.71,"endTime":46.83,"body":"been"},{"startTime":46.83,"endTime":47.03,"body":"doing"},{"startTime":47.03,"endTime":47.27,"body":"it"},{"startTime":47.27,"endTime":47.63,"body":"wrong"},{"startTime":47.63,"endTime":47.91,"body":"all"},{"startTime":47.91,"endTime":48.23,"body":"along."},{"startTime":49.11,"endTime":49.35,"body":"So"},{"startTime":49.35,"endTime":49.55,"body":"today"},{"startTime":49.55,"endTime":49.87,"body":"let's"},{"startTime":49.87,"endTime":50.19,"body":"answer"},{"startTime":50.19,"endTime":50.43,"body":"whether"},{"startTime":50.43,"endTime":50.87,"body":"switching"},{"startTime":50.87,"endTime":51.27,"body":"banks"},{"startTime":51.27,"endTime":51.51,"body":"is"},{"startTime":51.51,"endTime":51.75,"body":"really"},{"startTime":51.75,"endTime":52.03,"body":"worth"},{"startTime":52.03,"endTime":52.31,"body":"it."},{"startTime":52.55,"endTime":52.83,"body":"And"},{"startTime":52.83,"endTime":53.03,"body":"this"},{"startTime":53.03,"endTime":53.27,"body":"question"},{"startTime":53.27,"endTime":53.51,"body":"has"},{"startTime":53.51,"endTime":53.829,"body":"become"},{"startTime":53.83,"endTime":54.15,"body":"much"},{"startTime":54.15,"endTime":54.43,"body":"more"},{"startTime":54.43,"endTime":54.83,"body":"common"},{"startTime":54.83,"endTime":55.07,"body":"over"},{"startTime":55.07,"endTime":55.23,"body":"the"},{"startTime":55.23,"endTime":55.47,"body":"last"},{"startTime":55.47,"endTime":55.83,"body":"couple"},{"startTime":55.83,"endTime":56.15,"body":"years."},{"startTime":56.39,"endTime":56.75,"body":"And"},{"startTime":56.75,"endTime":57.31,"body":"honestly,"},{"startTime":57.31,"endTime":57.51,"body":"the"},{"startTime":57.51,"endTime":57.87,"body":"answer"},{"startTime":57.87,"endTime":58.27,"body":"depends"},{"startTime":58.27,"endTime":58.51,"body":"on"},{"startTime":58.51,"endTime":59.19,"body":"understanding"},{"startTime":59.19,"endTime":59.47,"body":"one"},{"startTime":59.47,"endTime":59.91,"body":"simple"},{"startTime":59.91,"endTime":60.47,"body":"principle."},{"startTime":60.55,"endTime":60.87,"body":"I'm"},{"startTime":60.87,"endTime":60.99,"body":"going"},{"startTime":60.99,"endTime":61.11,"body":"to"},{"startTime":61.11,"endTime":61.27,"body":"share"},{"startTime":61.27,"endTime":61.51,"body":"that"},{"startTime":61.51,"endTime":61.71,"body":"with"},{"startTime":61.71,"endTime":61.87,"body":"you"},{"startTime":61.87,"endTime":62.07,"body":"on"},{"startTime":62.07,"endTime":62.51,"body":"today's"},{"startTime":62.51,"endTime":62.79,"body":"show."},{"startTime":63.36,"endTime":63.48,"body":"So"},{"startTime":63.48,"endTime":63.72,"body":"let's"},{"startTime":63.72,"endTime":63.88,"body":"make"},{"startTime":63.88,"endTime":64.04,"body":"sure"},{"startTime":64.04,"endTime":64.28,"body":"your"},{"startTime":64.28,"endTime":64.8,"body":"savings"},{"startTime":64.8,"endTime":65,"body":"are"},{"startTime":65,"endTime":65.28,"body":"working"},{"startTime":65.84,"endTime":66.12,"body":"just"},{"startTime":66.12,"endTime":66.28,"body":"as"},{"startTime":66.28,"endTime":66.48,"body":"hard"},{"startTime":66.48,"endTime":66.68,"body":"as"},{"startTime":66.68,"endTime":66.84,"body":"you"},{"startTime":66.84,"endTime":67.12,"body":"are."},{"startTime":76.56,"endTime":76.92,"body":"Hello"},{"startTime":76.92,"endTime":77.08,"body":"and"},{"startTime":77.08,"endTime":77.4,"body":"welcome"},{"startTime":77.4,"endTime":77.6,"body":"to"},{"startTime":77.6,"endTime":78.24,"body":"Financially"},{"startTime":78.24,"endTime":78.72,"body":"Confident"},{"startTime":78.72,"endTime":79.28,"body":"Christian."},{"startTime":79.68,"endTime":79.92,"body":"My"},{"startTime":79.92,"endTime":80.04,"body":"name"},{"startTime":80.04,"endTime":80.16,"body":"is"},{"startTime":80.16,"endTime":80.4,"body":"Ralph"},{"startTime":80.4,"endTime":80.68,"body":"Estep"},{"startTime":80.68,"endTime":80.96,"body":"Jr."},{"startTime":80.96,"endTime":81.12,"body":"and"},{"startTime":81.12,"endTime":81.24,"body":"I"},{"startTime":81.24,"endTime":81.4,"body":"call"},{"startTime":81.4,"endTime":81.76,"body":"myself"},{"startTime":81.76,"endTime":82,"body":"the"},{"startTime":82,"endTime":82.32,"body":"Financial"},{"startTime":82.48,"endTime":83.16,"body":"Evangelist"},{"startTime":83.16,"endTime":83.4,"body":"because"},{"startTime":83.4,"endTime":83.64,"body":"I"},{"startTime":83.64,"endTime":83.8,"body":"try"},{"startTime":83.8,"endTime":84,"body":"to"},{"startTime":84,"endTime":84.36,"body":"marry"},{"startTime":84.36,"endTime":84.56,"body":"two"},{"startTime":84.56,"endTime":85,"body":"worlds"},{"startTime":85,"endTime":85.28,"body":"together,"},{"startTime":85.6,"endTime":85.88,"body":"and"},{"startTime":85.88,"endTime":86.28,"body":"that's"},{"startTime":86.28,"endTime":86.72,"body":"faith"},{"startTime":86.72,"endTime":87.12,"body":"and"},{"startTime":87.12,"endTime":87.76,"body":"finance."},{"startTime":88.08,"endTime":88.36,"body":"And"},{"startTime":88.36,"endTime":88.56,"body":"today"},{"startTime":88.56,"endTime":88.72,"body":"I"},{"startTime":88.72,"endTime":88.84,"body":"want"},{"startTime":88.84,"endTime":88.96,"body":"to"},{"startTime":88.96,"endTime":89.08,"body":"talk"},{"startTime":89.08,"endTime":89.28,"body":"about"},{"startTime":89.28,"endTime":89.52,"body":"something"},{"startTime":89.52,"endTime":89.8,"body":"that"},{"startTime":89.8,"endTime":90.28,"body":"sounds"},{"startTime":90.28,"endTime":91.04,"body":"complicated,"},{"startTime":91.66,"endTime":91.78,"body":"but"},{"startTime":91.78,"endTime":92.02,"body":"it's"},{"startTime":92.02,"endTime":92.26,"body":"really"},{"startTime":92.26,"endTime":92.54,"body":"not"},{"startTime":92.54,"endTime":92.78,"body":"that"},{"startTime":92.78,"endTime":93.42,"body":"complicated."},{"startTime":93.42,"endTime":93.62,"body":"We"},{"startTime":93.62,"endTime":93.78,"body":"got"},{"startTime":93.78,"endTime":93.9,"body":"a"},{"startTime":93.9,"endTime":94.06,"body":"great"},{"startTime":94.06,"endTime":94.58,"body":"listener"},{"startTime":94.58,"endTime":94.94,"body":"question."},{"startTime":95.18,"endTime":95.7,"body":"Listener"},{"startTime":95.7,"endTime":95.9,"body":"asked,"},{"startTime":95.9,"endTime":96.1,"body":"should"},{"startTime":96.1,"endTime":96.26,"body":"I"},{"startTime":96.26,"endTime":96.5,"body":"move"},{"startTime":96.5,"endTime":96.82,"body":"my"},{"startTime":96.82,"endTime":97.42,"body":"savings?"},{"startTime":97.42,"endTime":97.74,"body":"They"},{"startTime":97.74,"endTime":97.98,"body":"asked,"},{"startTime":97.98,"endTime":98.18,"body":"what"},{"startTime":98.18,"endTime":98.3,"body":"is"},{"startTime":98.3,"endTime":98.42,"body":"a"},{"startTime":98.42,"endTime":98.58,"body":"high"},{"startTime":98.58,"endTime":98.86,"body":"yield"},{"startTime":98.86,"endTime":99.26,"body":"savings"},{"startTime":99.26,"endTime":99.58,"body":"account"},{"startTime":99.82,"endTime":100.14,"body":"and"},{"startTime":100.14,"endTime":100.34,"body":"is"},{"startTime":100.34,"endTime":100.62,"body":"the"},{"startTime":100.62,"endTime":101.14,"body":"extra"},{"startTime":101.14,"endTime":101.5,"body":"interest"},{"startTime":101.58,"endTime":101.94,"body":"worth"},{"startTime":101.94,"endTime":102.22,"body":"it?"},{"startTime":102.7,"endTime":102.94,"body":"And"},{"startTime":102.94,"endTime":103.14,"body":"here's"},{"startTime":103.14,"endTime":103.26,"body":"the"},{"startTime":103.26,"endTime":103.34,"body":"thing"},{"startTime":103.34,"endTime":103.46,"body":"I'm"},{"startTime":103.46,"endTime":103.54,"body":"going"},{"startTime":103.54,"endTime":103.66,"body":"to"},{"startTime":103.66,"endTime":103.74,"body":"tell"},{"startTime":103.74,"endTime":103.9,"body":"you"},{"startTime":103.9,"endTime":104.14,"body":"right"},{"startTime":104.14,"endTime":104.46,"body":"now."},{"startTime":105.02,"endTime":105.3,"body":"All"},{"startTime":105.3,"endTime":105.46,"body":"of"},{"startTime":105.46,"endTime":105.62,"body":"us"},{"startTime":105.62,"endTime":105.9,"body":"work"},{"startTime":105.98,"endTime":106.3,"body":"so"},{"startTime":106.3,"endTime":106.54,"body":"hard"},{"startTime":106.54,"endTime":106.78,"body":"for"},{"startTime":106.78,"endTime":107.1,"body":"every"},{"startTime":107.1,"endTime":107.659,"body":"dollar,"},{"startTime":108.06,"endTime":108.34,"body":"so"},{"startTime":108.34,"endTime":108.54,"body":"it's"},{"startTime":108.54,"endTime":108.82,"body":"natural"},{"startTime":108.82,"endTime":108.98,"body":"to"},{"startTime":108.98,"endTime":109.14,"body":"want"},{"startTime":109.14,"endTime":109.26,"body":"to"},{"startTime":109.26,"endTime":109.38,"body":"see"},{"startTime":109.38,"endTime":109.58,"body":"them"},{"startTime":109.58,"endTime":110.1,"body":"growing"},{"startTime":110.1,"endTime":110.46,"body":"instead"},{"startTime":110.46,"endTime":110.7,"body":"of"},{"startTime":110.7,"endTime":111.1,"body":"sitting"},{"startTime":111.1,"endTime":111.34,"body":"still."},{"startTime":111.34,"endTime":111.5,"body":"And"},{"startTime":111.5,"endTime":111.66,"body":"that's"},{"startTime":111.66,"endTime":111.74,"body":"what"},{"startTime":111.74,"endTime":111.9,"body":"I'm"},{"startTime":111.9,"endTime":111.98,"body":"going"},{"startTime":111.98,"endTime":112.1,"body":"to"},{"startTime":112.1,"endTime":112.42,"body":"answer"},{"startTime":112.42,"endTime":112.58,"body":"on"},{"startTime":112.58,"endTime":112.98,"body":"today's"},{"startTime":112.98,"endTime":113.26,"body":"show."},{"startTime":113.82,"endTime":114.14,"body":"But"},{"startTime":114.14,"endTime":114.34,"body":"right"},{"startTime":114.34,"endTime":114.54,"body":"now,"},{"startTime":114.54,"endTime":114.86,"body":"maybe"},{"startTime":114.86,"endTime":115.1,"body":"you've"},{"startTime":115.1,"endTime":115.26,"body":"got"},{"startTime":115.26,"endTime":115.46,"body":"a"},{"startTime":115.46,"endTime":115.74,"body":"question."},{"startTime":116.06,"endTime":116.42,"body":"Maybe"},{"startTime":116.42,"endTime":116.66,"body":"you're"},{"startTime":116.66,"endTime":116.9,"body":"thinking"},{"startTime":116.9,"endTime":117.18,"body":"about"},{"startTime":117.56,"endTime":117.76,"body":"Ralph."},{"startTime":117.76,"endTime":117.96,"body":"I've"},{"startTime":117.96,"endTime":118.04,"body":"got"},{"startTime":118.04,"endTime":118.12,"body":"to"},{"startTime":118.12,"endTime":118.24,"body":"make"},{"startTime":118.24,"endTime":118.36,"body":"a"},{"startTime":118.36,"endTime":118.72,"body":"difficult"},{"startTime":118.72,"endTime":119.08,"body":"decision."},{"startTime":119.56,"endTime":119.84,"body":"I"},{"startTime":119.84,"endTime":120,"body":"would"},{"startTime":120,"endTime":120.16,"body":"love"},{"startTime":120.16,"endTime":120.32,"body":"to"},{"startTime":120.32,"endTime":120.48,"body":"help"},{"startTime":120.48,"endTime":120.68,"body":"you"},{"startTime":120.68,"endTime":120.88,"body":"with"},{"startTime":120.88,"endTime":121.04,"body":"that"},{"startTime":121.04,"endTime":121.32,"body":"decision."},{"startTime":121.72,"endTime":122,"body":"You"},{"startTime":122,"endTime":122.2,"body":"can"},{"startTime":122.2,"endTime":122.48,"body":"send"},{"startTime":122.48,"endTime":122.64,"body":"your"},{"startTime":122.64,"endTime":122.92,"body":"question"},{"startTime":123,"endTime":123.28,"body":"by"},{"startTime":123.28,"endTime":123.48,"body":"going"},{"startTime":123.48,"endTime":123.76,"body":"to"},{"startTime":123.76,"endTime":127.8,"body":"financiallyconfidentchristian.com/question"},{"startTime":128.2,"endTime":128.52,"body":"We'll"},{"startTime":128.52,"endTime":128.6,"body":"put"},{"startTime":128.6,"endTime":128.68,"body":"a"},{"startTime":128.68,"endTime":128.84,"body":"link"},{"startTime":128.84,"endTime":128.96,"body":"in"},{"startTime":128.96,"endTime":129.12,"body":"the"},{"startTime":129.12,"endTime":129.32,"body":"show"},{"startTime":129.32,"endTime":129.6,"body":"notes,"},{"startTime":129.6,"endTime":129.76,"body":"but"},{"startTime":129.76,"endTime":129.96,"body":"again,"},{"startTime":129.96,"endTime":130.32,"body":"that's"},{"startTime":130.32,"endTime":134.68,"body":"financiallyconfidentchristian.com/question"},{"startTime":135.32,"endTime":135.56,"body":"Now,"},{"startTime":135.56,"endTime":135.68,"body":"I"},{"startTime":135.68,"endTime":135.84,"body":"want"},{"startTime":135.84,"endTime":135.96,"body":"to"},{"startTime":135.96,"endTime":136.2,"body":"read"},{"startTime":136.28,"endTime":136.68,"body":"the"},{"startTime":136.84,"endTime":137.36,"body":"subject"},{"startTime":137.36,"endTime":137.64,"body":"line"},{"startTime":137.64,"endTime":137.96,"body":"today"},{"startTime":138.2,"endTime":138.56,"body":"because"},{"startTime":138.56,"endTime":138.8,"body":"when"},{"startTime":138.8,"endTime":139,"body":"I"},{"startTime":139,"endTime":139.2,"body":"saw"},{"startTime":139.2,"endTime":139.44,"body":"this"},{"startTime":139.44,"endTime":139.68,"body":"in"},{"startTime":139.68,"endTime":139.88,"body":"my"},{"startTime":139.88,"endTime":140.16,"body":"email,"},{"startTime":140.16,"endTime":140.36,"body":"I"},{"startTime":140.36,"endTime":140.48,"body":"said,"},{"startTime":140.48,"endTime":140.68,"body":"oh,"},{"startTime":140.68,"endTime":140.76,"body":"this"},{"startTime":140.76,"endTime":140.88,"body":"is"},{"startTime":140.88,"endTime":141,"body":"one"},{"startTime":141,"endTime":141.12,"body":"I"},{"startTime":141.12,"endTime":141.24,"body":"got"},{"startTime":141.24,"endTime":141.36,"body":"to"},{"startTime":141.36,"endTime":141.64,"body":"cover."},{"startTime":141.88,"endTime":142.16,"body":"And"},{"startTime":142.16,"endTime":142.32,"body":"this"},{"startTime":142.32,"endTime":142.44,"body":"is"},{"startTime":142.44,"endTime":142.52,"body":"what"},{"startTime":142.52,"endTime":142.6,"body":"it"},{"startTime":142.6,"endTime":142.72,"body":"said."},{"startTime":142.72,"endTime":142.84,"body":"It"},{"startTime":142.84,"endTime":143,"body":"says,"},{"startTime":143,"endTime":143.2,"body":"am"},{"startTime":143.2,"endTime":143.36,"body":"I"},{"startTime":143.36,"endTime":143.72,"body":"losing"},{"startTime":143.72,"endTime":144,"body":"money"},{"startTime":144,"endTime":144.24,"body":"by"},{"startTime":144.24,"endTime":144.52,"body":"keeping"},{"startTime":144.52,"endTime":144.76,"body":"my"},{"startTime":144.76,"endTime":145.24,"body":"savings"},{"startTime":145.24,"endTime":145.44,"body":"at"},{"startTime":145.44,"endTime":145.56,"body":"a"},{"startTime":145.56,"endTime":145.76,"body":"local"},{"startTime":145.76,"endTime":146.08,"body":"bank?"},{"startTime":146.08,"endTime":146.32,"body":"And"},{"startTime":146.32,"endTime":146.48,"body":"that"},{"startTime":146.48,"endTime":146.88,"body":"piqued"},{"startTime":146.88,"endTime":147.08,"body":"my"},{"startTime":147.08,"endTime":147.4,"body":"interest."},{"startTime":148.04,"endTime":148.16,"body":"Well,"},{"startTime":148.16,"endTime":148.36,"body":"let's"},{"startTime":148.36,"endTime":148.48,"body":"get"},{"startTime":148.48,"endTime":148.64,"body":"right"},{"startTime":148.64,"endTime":148.84,"body":"into"},{"startTime":148.84,"endTime":149.04,"body":"the"},{"startTime":149.04,"endTime":149.32,"body":"question."},{"startTime":149.8,"endTime":150.32,"body":"Listener"},{"startTime":150.32,"endTime":150.56,"body":"writes"},{"startTime":150.56,"endTime":150.72,"body":"this."},{"startTime":150.72,"endTime":150.96,"body":"Hi,"},{"startTime":150.96,"endTime":151.4,"body":"Ralph."},{"startTime":151.48,"endTime":151.88,"body":"I've"},{"startTime":151.88,"endTime":152.08,"body":"always"},{"startTime":152.08,"endTime":152.48,"body":"banked"},{"startTime":152.48,"endTime":152.6,"body":"at"},{"startTime":152.6,"endTime":152.76,"body":"the"},{"startTime":152.76,"endTime":153.04,"body":"same"},{"startTime":153.04,"endTime":153.36,"body":"place"},{"startTime":153.36,"endTime":153.6,"body":"my"},{"startTime":153.6,"endTime":154,"body":"parents"},{"startTime":154,"endTime":154.36,"body":"used."},{"startTime":154.68,"endTime":155,"body":"My"},{"startTime":155,"endTime":155.4,"body":"savings"},{"startTime":155.4,"endTime":155.6,"body":"account"},{"startTime":155.6,"endTime":155.88,"body":"has"},{"startTime":155.88,"endTime":156.08,"body":"been"},{"startTime":156.08,"endTime":156.28,"body":"there"},{"startTime":156.28,"endTime":156.52,"body":"for"},{"startTime":156.52,"endTime":156.84,"body":"years"},{"startTime":156.84,"endTime":157.16,"body":"and"},{"startTime":157.16,"endTime":157.8,"body":"honestly,"},{"startTime":157.88,"endTime":158.16,"body":"I"},{"startTime":158.16,"endTime":158.36,"body":"never"},{"startTime":158.36,"endTime":158.6,"body":"thought"},{"startTime":158.6,"endTime":158.84,"body":"much"},{"startTime":158.84,"endTime":159.08,"body":"about"},{"startTime":159.08,"endTime":159.4,"body":"it."},{"startTime":159.8,"endTime":160.2,"body":"Recently,"},{"startTime":160.2,"endTime":160.48,"body":"one"},{"startTime":160.48,"endTime":160.6,"body":"of"},{"startTime":160.6,"endTime":160.76,"body":"my"},{"startTime":160.76,"endTime":160.96,"body":"co"},{"startTime":160.96,"endTime":161.24,"body":"workers"},{"startTime":161.32,"endTime":161.76,"body":"mentioned"},{"startTime":161.76,"endTime":161.96,"body":"they're"},{"startTime":161.96,"endTime":162.2,"body":"earning"},{"startTime":162.2,"endTime":162.52,"body":"over"},{"startTime":162.52,"endTime":163.2,"body":"4%"},{"startTime":163.2,"endTime":163.44,"body":"on"},{"startTime":163.44,"endTime":163.64,"body":"their"},{"startTime":163.64,"endTime":164.12,"body":"savings"},{"startTime":164.12,"endTime":164.279,"body":"while"},{"startTime":164.279,"endTime":164.56,"body":"mine"},{"startTime":164.56,"endTime":164.76,"body":"is"},{"startTime":164.76,"endTime":165.12,"body":"barely"},{"startTime":165.12,"endTime":165.56,"body":"earning"},{"startTime":165.64,"endTime":166.2,"body":"anything."},{"startTime":166.92,"endTime":167.2,"body":"Now"},{"startTime":167.2,"endTime":167.44,"body":"I'm"},{"startTime":167.44,"endTime":167.96,"body":"wondering"},{"startTime":167.96,"endTime":168.24,"body":"if"},{"startTime":168.24,"endTime":168.44,"body":"I've"},{"startTime":168.44,"endTime":168.56,"body":"been"},{"startTime":168.56,"endTime":168.92,"body":"missing"},{"startTime":168.92,"endTime":169.24,"body":"out."},{"startTime":170.04,"endTime":170.44,"body":"Moving"},{"startTime":170.44,"endTime":170.64,"body":"my"},{"startTime":170.64,"endTime":170.84,"body":"money"},{"startTime":170.84,"endTime":171.16,"body":"feels"},{"startTime":171.16,"endTime":171.28,"body":"like"},{"startTime":171.28,"endTime":171.44,"body":"a"},{"startTime":171.44,"endTime":171.96,"body":"hassle"},{"startTime":172.2,"endTime":172.48,"body":"and"},{"startTime":172.48,"endTime":172.64,"body":"I"},{"startTime":172.64,"endTime":172.84,"body":"don't"},{"startTime":172.84,"endTime":172.92,"body":"want"},{"startTime":172.92,"endTime":173.04,"body":"to"},{"startTime":173.04,"endTime":173.2,"body":"make"},{"startTime":173.2,"endTime":173.44,"body":"things"},{"startTime":173.44,"endTime":173.72,"body":"more"},{"startTime":173.72,"endTime":174.28,"body":"complicated"},{"startTime":174.28,"endTime":174.48,"body":"than"},{"startTime":174.48,"endTime":174.64,"body":"they"},{"startTime":174.64,"endTime":174.8,"body":"need"},{"startTime":174.8,"endTime":174.96,"body":"to"},{"startTime":174.96,"endTime":175.24,"body":"be."},{"startTime":176.06,"endTime":176.38,"body":"Ralph,"},{"startTime":176.38,"endTime":176.58,"body":"is"},{"startTime":176.58,"endTime":176.78,"body":"a"},{"startTime":176.78,"endTime":177.02,"body":"high"},{"startTime":177.02,"endTime":177.34,"body":"yield"},{"startTime":177.34,"endTime":177.78,"body":"savings"},{"startTime":177.78,"endTime":178.06,"body":"account"},{"startTime":178.06,"endTime":178.38,"body":"really"},{"startTime":178.38,"endTime":178.66,"body":"worth"},{"startTime":178.66,"endTime":179.26,"body":"opening"},{"startTime":179.58,"endTime":179.86,"body":"or"},{"startTime":179.86,"endTime":180.02,"body":"is"},{"startTime":180.02,"endTime":180.18,"body":"it"},{"startTime":180.18,"endTime":180.34,"body":"just"},{"startTime":180.34,"endTime":180.62,"body":"another"},{"startTime":180.7,"endTime":181.1,"body":"financial"},{"startTime":181.18,"endTime":181.66,"body":"trend"},{"startTime":181.74,"endTime":182.1,"body":"everyone"},{"startTime":182.1,"endTime":182.38,"body":"is"},{"startTime":182.38,"endTime":182.74,"body":"talking"},{"startTime":182.74,"endTime":183.1,"body":"about?"},{"startTime":183.82,"endTime":184.26,"body":"I'd"},{"startTime":184.26,"endTime":184.46,"body":"love"},{"startTime":184.46,"endTime":184.7,"body":"your"},{"startTime":184.7,"endTime":185.18,"body":"thoughts."},{"startTime":185.26,"endTime":185.62,"body":"Thank"},{"startTime":185.62,"endTime":185.9,"body":"you."},{"startTime":186.54,"endTime":186.82,"body":"All"},{"startTime":186.82,"endTime":187.02,"body":"right."},{"startTime":187.02,"endTime":187.22,"body":"Well,"},{"startTime":187.22,"endTime":187.38,"body":"you"},{"startTime":187.38,"endTime":187.58,"body":"asked"},{"startTime":187.58,"endTime":187.78,"body":"for"},{"startTime":187.78,"endTime":187.94,"body":"it."},{"startTime":187.94,"endTime":188.1,"body":"And"},{"startTime":188.1,"endTime":188.26,"body":"you"},{"startTime":188.26,"endTime":188.42,"body":"are"},{"startTime":188.42,"endTime":188.58,"body":"going"},{"startTime":188.58,"endTime":188.74,"body":"to"},{"startTime":188.74,"endTime":188.94,"body":"get"},{"startTime":188.94,"endTime":189.14,"body":"my"},{"startTime":189.14,"endTime":189.5,"body":"thoughts"},{"startTime":189.5,"endTime":189.82,"body":"today."},{"startTime":190.7,"endTime":191.02,"body":"Where"},{"startTime":191.02,"endTime":191.22,"body":"you"},{"startTime":191.22,"endTime":191.459,"body":"keep"},{"startTime":191.459,"endTime":191.78,"body":"your"},{"startTime":191.78,"endTime":192.34,"body":"savings"},{"startTime":192.34,"endTime":192.66,"body":"does"},{"startTime":192.66,"endTime":193.02,"body":"matter"},{"startTime":193.02,"endTime":193.3,"body":"more"},{"startTime":193.3,"endTime":193.54,"body":"than"},{"startTime":193.54,"endTime":193.82,"body":"many"},{"startTime":193.82,"endTime":194.1,"body":"people"},{"startTime":194.1,"endTime":194.78,"body":"realize."},{"startTime":195.26,"endTime":195.62,"body":"Because"},{"startTime":195.62,"endTime":195.82,"body":"the"},{"startTime":195.82,"endTime":195.94,"body":"thing"},{"startTime":195.94,"endTime":196.1,"body":"we"},{"startTime":196.1,"endTime":196.26,"body":"have"},{"startTime":196.26,"endTime":196.42,"body":"to"},{"startTime":196.42,"endTime":196.66,"body":"accept"},{"startTime":196.66,"endTime":196.9,"body":"at"},{"startTime":196.9,"endTime":197.02,"body":"the"},{"startTime":197.02,"endTime":197.42,"body":"beginning,"},{"startTime":198.06,"endTime":198.34,"body":"the"},{"startTime":198.34,"endTime":198.58,"body":"truth"},{"startTime":198.58,"endTime":198.86,"body":"about"},{"startTime":198.86,"endTime":199.5,"body":"savings."},{"startTime":199.9,"endTime":200.5,"body":"Savings"},{"startTime":200.5,"endTime":200.66,"body":"should"},{"startTime":200.66,"endTime":200.9,"body":"be"},{"startTime":200.9,"endTime":201.34,"body":"safe,"},{"startTime":201.79,"endTime":201.87,"body":"it"},{"startTime":201.87,"endTime":201.99,"body":"should"},{"startTime":201.99,"endTime":202.19,"body":"be"},{"startTime":202.19,"endTime":202.91,"body":"accessible,"},{"startTime":203.31,"endTime":203.59,"body":"and"},{"startTime":203.59,"endTime":203.75,"body":"it"},{"startTime":203.75,"endTime":203.91,"body":"should"},{"startTime":203.91,"endTime":204.11,"body":"be"},{"startTime":204.11,"endTime":204.59,"body":"growing."},{"startTime":205.07,"endTime":205.35,"body":"Well,"},{"startTime":205.35,"endTime":205.63,"body":"let's"},{"startTime":205.63,"endTime":205.75,"body":"talk"},{"startTime":205.75,"endTime":205.95,"body":"today"},{"startTime":205.95,"endTime":206.19,"body":"about"},{"startTime":206.19,"endTime":206.39,"body":"how"},{"startTime":206.39,"endTime":206.55,"body":"to"},{"startTime":206.55,"endTime":206.71,"body":"make"},{"startTime":206.71,"endTime":206.95,"body":"that"},{"startTime":206.95,"endTime":207.31,"body":"happen."},{"startTime":207.95,"endTime":208.19,"body":"So"},{"startTime":208.19,"endTime":208.39,"body":"let's"},{"startTime":208.39,"endTime":208.55,"body":"start"},{"startTime":208.55,"endTime":208.75,"body":"by"},{"startTime":208.75,"endTime":209.39,"body":"understanding"},{"startTime":209.39,"endTime":209.67,"body":"what"},{"startTime":209.67,"endTime":209.95,"body":"it"},{"startTime":209.95,"endTime":210.27,"body":"actually"},{"startTime":210.43,"endTime":210.83,"body":"is."},{"startTime":211.95,"endTime":212.27,"body":"A"},{"startTime":212.27,"endTime":212.51,"body":"high"},{"startTime":212.51,"endTime":212.83,"body":"yield"},{"startTime":212.83,"endTime":213.27,"body":"savings"},{"startTime":213.27,"endTime":213.55,"body":"account"},{"startTime":213.55,"endTime":213.87,"body":"is"},{"startTime":213.87,"endTime":214.11,"body":"still"},{"startTime":214.11,"endTime":214.35,"body":"a"},{"startTime":214.35,"endTime":214.79,"body":"savings"},{"startTime":214.79,"endTime":215.07,"body":"account."},{"startTime":215.55,"endTime":215.83,"body":"Your"},{"startTime":215.83,"endTime":216.07,"body":"money"},{"startTime":216.07,"endTime":216.35,"body":"is"},{"startTime":216.35,"endTime":216.55,"body":"still"},{"startTime":216.55,"endTime":216.71,"body":"what"},{"startTime":216.71,"endTime":216.87,"body":"we"},{"startTime":216.87,"endTime":217.11,"body":"call"},{"startTime":217.11,"endTime":217.589,"body":"liquid."},{"startTime":217.589,"endTime":217.869,"body":"It's"},{"startTime":217.869,"endTime":218.07,"body":"still"},{"startTime":218.07,"endTime":218.43,"body":"available."},{"startTime":219.23,"endTime":219.55,"body":"The"},{"startTime":219.55,"endTime":219.75,"body":"big"},{"startTime":219.75,"endTime":220.15,"body":"difference"},{"startTime":220.15,"endTime":220.39,"body":"is"},{"startTime":220.39,"endTime":220.59,"body":"the"},{"startTime":220.59,"endTime":220.91,"body":"interest"},{"startTime":220.99,"endTime":221.39,"body":"rate."},{"startTime":221.87,"endTime":222.15,"body":"And"},{"startTime":222.15,"endTime":222.35,"body":"the"},{"startTime":222.35,"endTime":222.59,"body":"interest"},{"startTime":222.59,"endTime":222.83,"body":"rate"},{"startTime":222.83,"endTime":223.03,"body":"can"},{"startTime":223.03,"endTime":223.23,"body":"be"},{"startTime":223.23,"endTime":223.47,"body":"a"},{"startTime":223.47,"endTime":223.79,"body":"big"},{"startTime":223.87,"endTime":224.51,"body":"difference."},{"startTime":224.99,"endTime":225.35,"body":"Many"},{"startTime":225.35,"endTime":225.71,"body":"online"},{"startTime":225.79,"endTime":226.23,"body":"banks"},{"startTime":226.23,"endTime":226.43,"body":"pay"},{"startTime":226.43,"endTime":227.11,"body":"significantly"},{"startTime":227.11,"endTime":227.35,"body":"more"},{"startTime":227.35,"endTime":227.59,"body":"than"},{"startTime":227.59,"endTime":228.15,"body":"traditional"},{"startTime":228.15,"endTime":228.67,"body":"savings"},{"startTime":228.67,"endTime":229.07,"body":"accounts."},{"startTime":229.07,"endTime":229.27,"body":"What"},{"startTime":229.27,"endTime":229.43,"body":"you"},{"startTime":229.43,"endTime":229.63,"body":"said"},{"startTime":229.63,"endTime":229.83,"body":"is"},{"startTime":229.83,"endTime":229.99,"body":"that,"},{"startTime":229.99,"endTime":230.43,"body":"Ralph,"},{"startTime":230.74,"endTime":230.94,"body":"my,"},{"startTime":230.94,"endTime":231.18,"body":"the"},{"startTime":231.18,"endTime":231.38,"body":"bank"},{"startTime":231.38,"endTime":231.58,"body":"that"},{"startTime":231.58,"endTime":231.82,"body":"I've"},{"startTime":231.82,"endTime":232.18,"body":"spent"},{"startTime":232.42,"endTime":232.74,"body":"all"},{"startTime":232.74,"endTime":232.94,"body":"my"},{"startTime":232.94,"endTime":233.14,"body":"life"},{"startTime":233.14,"endTime":233.38,"body":"with"},{"startTime":233.38,"endTime":233.62,"body":"is"},{"startTime":233.62,"endTime":233.82,"body":"the"},{"startTime":233.82,"endTime":234.02,"body":"bank"},{"startTime":234.02,"endTime":234.22,"body":"my"},{"startTime":234.22,"endTime":234.5,"body":"parents"},{"startTime":234.5,"endTime":234.74,"body":"used."},{"startTime":234.74,"endTime":234.94,"body":"And"},{"startTime":234.94,"endTime":235.14,"body":"that's"},{"startTime":235.14,"endTime":235.26,"body":"a"},{"startTime":235.26,"endTime":235.54,"body":"very"},{"startTime":235.54,"endTime":235.94,"body":"common"},{"startTime":235.94,"endTime":236.5,"body":"situation."},{"startTime":237.06,"endTime":237.34,"body":"But"},{"startTime":237.34,"endTime":237.5,"body":"there"},{"startTime":237.5,"endTime":237.66,"body":"are"},{"startTime":237.66,"endTime":237.82,"body":"a"},{"startTime":237.82,"endTime":238.06,"body":"lot"},{"startTime":238.06,"endTime":238.34,"body":"more"},{"startTime":238.34,"endTime":238.9,"body":"options"},{"startTime":238.9,"endTime":239.1,"body":"out"},{"startTime":239.1,"endTime":239.38,"body":"there."},{"startTime":239.38,"endTime":239.98,"body":"Internet"},{"startTime":239.98,"endTime":240.42,"body":"banking"},{"startTime":240.42,"endTime":240.62,"body":"has"},{"startTime":240.62,"endTime":240.82,"body":"made"},{"startTime":240.82,"endTime":241.06,"body":"this"},{"startTime":241.06,"endTime":241.22,"body":"a"},{"startTime":241.22,"endTime":241.38,"body":"lot"},{"startTime":241.38,"endTime":241.66,"body":"more"},{"startTime":241.66,"endTime":242.26,"body":"easy"},{"startTime":242.26,"endTime":242.58,"body":"to"},{"startTime":242.58,"endTime":242.86,"body":"get"},{"startTime":242.86,"endTime":243.22,"body":"to."},{"startTime":243.62,"endTime":243.9,"body":"And"},{"startTime":243.9,"endTime":244.14,"body":"here's"},{"startTime":244.14,"endTime":244.26,"body":"the"},{"startTime":244.26,"endTime":244.34,"body":"thing"},{"startTime":244.34,"endTime":244.46,"body":"you"},{"startTime":244.46,"endTime":244.86,"body":"gotta"},{"startTime":244.86,"endTime":245.14,"body":"understand,"},{"startTime":245.7,"endTime":245.98,"body":"if"},{"startTime":245.98,"endTime":246.18,"body":"the"},{"startTime":246.18,"endTime":246.499,"body":"interest"},{"startTime":246.499,"endTime":246.82,"body":"rate"},{"startTime":246.82,"endTime":247.06,"body":"is"},{"startTime":247.06,"endTime":247.38,"body":"higher,"},{"startTime":247.7,"endTime":248.1,"body":"that"},{"startTime":248.1,"endTime":248.5,"body":"interest"},{"startTime":248.66,"endTime":249.46,"body":"compounds"},{"startTime":249.46,"endTime":249.78,"body":"over"},{"startTime":249.86,"endTime":250.26,"body":"time,"},{"startTime":251.14,"endTime":251.5,"body":"your"},{"startTime":251.5,"endTime":252.06,"body":"savings"},{"startTime":252.06,"endTime":252.54,"body":"deserves"},{"startTime":252.54,"endTime":252.7,"body":"to"},{"startTime":252.7,"endTime":252.98,"body":"earn"},{"startTime":252.98,"endTime":253.22,"body":"more"},{"startTime":253.22,"endTime":253.46,"body":"than"},{"startTime":253.46,"endTime":254.02,"body":"pennies."},{"startTime":254.66,"endTime":254.94,"body":"So"},{"startTime":254.94,"endTime":255.06,"body":"this"},{"startTime":255.06,"endTime":255.18,"body":"is"},{"startTime":255.18,"endTime":255.3,"body":"a"},{"startTime":255.3,"endTime":255.46,"body":"really"},{"startTime":255.46,"endTime":255.78,"body":"important"},{"startTime":255.78,"endTime":256.34,"body":"discussion"},{"startTime":256.34,"endTime":256.66,"body":"today."},{"startTime":257.58,"endTime":257.7,"body":"But"},{"startTime":257.7,"endTime":257.86,"body":"you"},{"startTime":257.86,"endTime":258.02,"body":"got"},{"startTime":258.02,"endTime":258.14,"body":"to"},{"startTime":258.14,"endTime":258.38,"body":"remember"},{"startTime":258.38,"endTime":258.58,"body":"the"},{"startTime":258.58,"endTime":258.94,"body":"purpose"},{"startTime":258.94,"endTime":259.26,"body":"of"},{"startTime":259.26,"endTime":259.98,"body":"savings."},{"startTime":260.78,"endTime":261.06,"body":"Now"},{"startTime":261.06,"endTime":261.26,"body":"we're"},{"startTime":261.26,"endTime":261.34,"body":"going"},{"startTime":261.34,"endTime":261.42,"body":"to"},{"startTime":261.42,"endTime":262.02,"body":"differentiate"},{"startTime":262.02,"endTime":262.34,"body":"two"},{"startTime":262.34,"endTime":262.7,"body":"things."},{"startTime":263.26,"endTime":263.98,"body":"Emergency"},{"startTime":264.06,"endTime":264.7,"body":"savings"},{"startTime":264.78,"endTime":265.06,"body":"are"},{"startTime":265.06,"endTime":265.3,"body":"not"},{"startTime":265.3,"endTime":266.14,"body":"investments."},{"startTime":266.46,"endTime":266.74,"body":"These"},{"startTime":266.74,"endTime":266.98,"body":"aren't"},{"startTime":266.98,"endTime":267.14,"body":"the"},{"startTime":267.14,"endTime":267.34,"body":"things"},{"startTime":267.34,"endTime":267.62,"body":"you're"},{"startTime":267.62,"endTime":267.9,"body":"planning"},{"startTime":267.9,"endTime":268.18,"body":"for"},{"startTime":268.18,"endTime":268.94,"body":"retirement."},{"startTime":269.5,"endTime":270.18,"body":"Emergency"},{"startTime":270.18,"endTime":270.78,"body":"savings,"},{"startTime":270.78,"endTime":271.14,"body":"first"},{"startTime":271.14,"endTime":271.42,"body":"job"},{"startTime":271.42,"endTime":271.74,"body":"and"},{"startTime":271.82,"endTime":272.18,"body":"main"},{"startTime":272.18,"endTime":272.54,"body":"job"},{"startTime":272.86,"endTime":273.259,"body":"is"},{"startTime":273.26,"endTime":273.9,"body":"protection."},{"startTime":274.54,"endTime":274.86,"body":"Is"},{"startTime":274.86,"endTime":275.1,"body":"it"},{"startTime":275.1,"endTime":275.34,"body":"there"},{"startTime":275.34,"endTime":275.62,"body":"if"},{"startTime":275.62,"endTime":275.86,"body":"you"},{"startTime":275.86,"endTime":276.06,"body":"need"},{"startTime":276.06,"endTime":276.26,"body":"it?"},{"startTime":276.26,"endTime":276.42,"body":"We"},{"startTime":276.42,"endTime":276.62,"body":"talked"},{"startTime":276.62,"endTime":276.7,"body":"a"},{"startTime":276.7,"endTime":276.82,"body":"lot"},{"startTime":276.82,"endTime":276.98,"body":"about"},{"startTime":276.98,"endTime":277.14,"body":"this"},{"startTime":277.14,"endTime":277.34,"body":"on"},{"startTime":277.34,"endTime":278.02,"body":"yesterday's"},{"startTime":278.02,"endTime":278.3,"body":"show."},{"startTime":278.46,"endTime":278.78,"body":"Do"},{"startTime":278.78,"endTime":279.02,"body":"I"},{"startTime":279.02,"endTime":279.42,"body":"save"},{"startTime":279.42,"endTime":279.78,"body":"first"},{"startTime":279.78,"endTime":280.02,"body":"or"},{"startTime":280.02,"endTime":280.18,"body":"do"},{"startTime":280.18,"endTime":280.3,"body":"I"},{"startTime":280.3,"endTime":280.42,"body":"pay"},{"startTime":280.42,"endTime":280.58,"body":"off"},{"startTime":280.58,"endTime":280.9,"body":"debt"},{"startTime":280.9,"endTime":281.26,"body":"first?"},{"startTime":281.58,"endTime":281.9,"body":"The"},{"startTime":281.9,"endTime":282.18,"body":"first"},{"startTime":282.18,"endTime":282.5,"body":"job"},{"startTime":282.5,"endTime":282.78,"body":"of"},{"startTime":282.78,"endTime":283.42,"body":"emergency"},{"startTime":283.42,"endTime":283.94,"body":"savings"},{"startTime":283.94,"endTime":284.14,"body":"is"},{"startTime":284.14,"endTime":284.34,"body":"to"},{"startTime":284.34,"endTime":284.66,"body":"protect"},{"startTime":284.66,"endTime":284.94,"body":"you."},{"startTime":285.43,"endTime":285.59,"body":"The"},{"startTime":285.59,"endTime":285.87,"body":"second"},{"startTime":285.87,"endTime":286.15,"body":"job"},{"startTime":286.15,"endTime":286.35,"body":"of"},{"startTime":286.35,"endTime":286.51,"body":"it"},{"startTime":286.51,"endTime":286.75,"body":"is"},{"startTime":286.75,"endTime":287.59,"body":"accessibility."},{"startTime":287.99,"endTime":288.43,"body":"It's"},{"startTime":288.43,"endTime":288.63,"body":"got"},{"startTime":288.63,"endTime":288.79,"body":"to"},{"startTime":288.79,"endTime":288.91,"body":"be"},{"startTime":288.91,"endTime":289.11,"body":"there"},{"startTime":289.11,"endTime":289.35,"body":"when"},{"startTime":289.35,"endTime":289.59,"body":"you"},{"startTime":289.59,"endTime":289.79,"body":"need"},{"startTime":289.79,"endTime":290.07,"body":"it."},{"startTime":290.87,"endTime":291.19,"body":"The"},{"startTime":291.19,"endTime":291.51,"body":"growth"},{"startTime":291.51,"endTime":291.79,"body":"of"},{"startTime":291.79,"endTime":292.03,"body":"it"},{"startTime":292.03,"endTime":292.27,"body":"is"},{"startTime":292.27,"endTime":292.47,"body":"an"},{"startTime":292.47,"endTime":292.79,"body":"added"},{"startTime":292.95,"endTime":293.67,"body":"benefit."},{"startTime":294.31,"endTime":294.59,"body":"So"},{"startTime":294.59,"endTime":294.83,"body":"here's"},{"startTime":294.83,"endTime":294.95,"body":"the"},{"startTime":294.95,"endTime":295.03,"body":"thing"},{"startTime":295.03,"endTime":295.15,"body":"you"},{"startTime":295.15,"endTime":295.31,"body":"got"},{"startTime":295.31,"endTime":295.47,"body":"to"},{"startTime":295.47,"endTime":295.75,"body":"understand"},{"startTime":295.75,"endTime":296.03,"body":"from"},{"startTime":296.03,"endTime":296.19,"body":"the"},{"startTime":296.19,"endTime":296.71,"body":"beginning,"},{"startTime":296.79,"endTime":297.23,"body":"don't"},{"startTime":297.23,"endTime":297.51,"body":"chase"},{"startTime":297.51,"endTime":297.79,"body":"those"},{"startTime":297.79,"endTime":298.31,"body":"returns"},{"startTime":298.31,"endTime":298.51,"body":"at"},{"startTime":298.51,"endTime":298.67,"body":"the"},{"startTime":298.67,"endTime":299.11,"body":"expense"},{"startTime":299.11,"endTime":299.39,"body":"of"},{"startTime":299.39,"endTime":299.99,"body":"safety."},{"startTime":300.31,"endTime":300.71,"body":"I'll"},{"startTime":300.71,"endTime":300.83,"body":"talk"},{"startTime":300.83,"endTime":301.07,"body":"about"},{"startTime":301.07,"endTime":301.309,"body":"why"},{"startTime":301.309,"endTime":301.51,"body":"that"},{"startTime":301.51,"endTime":301.87,"body":"matters"},{"startTime":301.87,"endTime":302.03,"body":"here"},{"startTime":302.03,"endTime":302.19,"body":"in"},{"startTime":302.19,"endTime":302.31,"body":"a"},{"startTime":302.31,"endTime":302.71,"body":"moment."},{"startTime":302.95,"endTime":303.23,"body":"But"},{"startTime":303.23,"endTime":303.43,"body":"the"},{"startTime":303.43,"endTime":303.87,"body":"purpose"},{"startTime":303.87,"endTime":304.07,"body":"of"},{"startTime":304.07,"endTime":304.27,"body":"your"},{"startTime":304.27,"endTime":304.83,"body":"emergency"},{"startTime":304.83,"endTime":305.19,"body":"fund"},{"startTime":305.59,"endTime":306.11,"body":"isn't"},{"startTime":306.11,"endTime":306.27,"body":"to"},{"startTime":306.27,"endTime":306.47,"body":"make"},{"startTime":306.47,"endTime":306.71,"body":"you"},{"startTime":306.71,"endTime":307.11,"body":"rich,"},{"startTime":307.75,"endTime":308.11,"body":"it's"},{"startTime":308.11,"endTime":308.27,"body":"to"},{"startTime":308.27,"endTime":308.43,"body":"keep"},{"startTime":308.43,"endTime":308.63,"body":"you"},{"startTime":308.63,"endTime":309.19,"body":"secure."},{"startTime":310.23,"endTime":310.47,"body":"So"},{"startTime":310.47,"endTime":310.59,"body":"we"},{"startTime":310.59,"endTime":310.71,"body":"got"},{"startTime":310.71,"endTime":310.83,"body":"to"},{"startTime":310.83,"endTime":310.99,"body":"talk"},{"startTime":310.99,"endTime":311.15,"body":"about"},{"startTime":311.15,"endTime":311.31,"body":"that"},{"startTime":311.31,"endTime":311.47,"body":"for"},{"startTime":311.47,"endTime":311.63,"body":"a"},{"startTime":311.63,"endTime":311.83,"body":"second."},{"startTime":311.83,"endTime":312.03,"body":"Because"},{"startTime":312.03,"endTime":312.19,"body":"I"},{"startTime":312.19,"endTime":312.35,"body":"used"},{"startTime":312.35,"endTime":312.51,"body":"to"},{"startTime":312.51,"endTime":312.67,"body":"work"},{"startTime":312.67,"endTime":312.83,"body":"in"},{"startTime":312.83,"endTime":312.99,"body":"the"},{"startTime":312.99,"endTime":313.31,"body":"credit"},{"startTime":313.31,"endTime":313.67,"body":"union"},{"startTime":313.67,"endTime":313.99,"body":"industry,"},{"startTime":314.15,"endTime":314.44,"body":"I,"},{"startTime":314.59,"endTime":314.75,"body":"I"},{"startTime":314.75,"endTime":315.07,"body":"understand"},{"startTime":315.23,"endTime":315.55,"body":"the"},{"startTime":315.55,"endTime":315.87,"body":"other"},{"startTime":315.87,"endTime":316.15,"body":"side"},{"startTime":316.15,"endTime":316.31,"body":"of"},{"startTime":316.31,"endTime":316.59,"body":"this."},{"startTime":317.07,"endTime":317.43,"body":"You've"},{"startTime":317.43,"endTime":317.63,"body":"got"},{"startTime":317.63,"endTime":317.83,"body":"to"},{"startTime":317.83,"endTime":317.99,"body":"make"},{"startTime":317.99,"endTime":318.19,"body":"sure"},{"startTime":318.19,"endTime":318.43,"body":"your"},{"startTime":318.43,"endTime":318.71,"body":"money"},{"startTime":318.71,"endTime":319.03,"body":"is"},{"startTime":319.03,"endTime":319.63,"body":"protected."},{"startTime":319.79,"endTime":320.11,"body":"There"},{"startTime":320.11,"endTime":320.35,"body":"are"},{"startTime":320.35,"endTime":320.55,"body":"a"},{"startTime":320.55,"endTime":320.83,"body":"whole"},{"startTime":320.83,"endTime":321.03,"body":"lot"},{"startTime":321.03,"endTime":321.27,"body":"of"},{"startTime":321.27,"endTime":322.03,"body":"emails,"},{"startTime":322.11,"endTime":322.51,"body":"online"},{"startTime":322.75,"endTime":323.31,"body":"scams"},{"startTime":323.31,"endTime":323.51,"body":"and"},{"startTime":323.51,"endTime":323.79,"body":"all"},{"startTime":323.79,"endTime":324.07,"body":"those"},{"startTime":324.07,"endTime":324.39,"body":"sort"},{"startTime":324.39,"endTime":324.51,"body":"of"},{"startTime":324.51,"endTime":324.71,"body":"things"},{"startTime":324.71,"endTime":324.95,"body":"going"},{"startTime":324.95,"endTime":325.15,"body":"on"},{"startTime":325.15,"endTime":325.47,"body":"there"},{"startTime":325.63,"endTime":325.95,"body":"trying"},{"startTime":325.95,"endTime":326.15,"body":"to"},{"startTime":326.15,"endTime":326.31,"body":"get"},{"startTime":326.31,"endTime":326.47,"body":"you"},{"startTime":326.47,"endTime":326.67,"body":"to"},{"startTime":326.67,"endTime":326.91,"body":"take"},{"startTime":326.91,"endTime":327.15,"body":"your"},{"startTime":327.15,"endTime":327.39,"body":"money"},{"startTime":327.39,"endTime":327.67,"body":"and"},{"startTime":327.67,"endTime":327.91,"body":"move"},{"startTime":327.91,"endTime":328.11,"body":"it"},{"startTime":328.11,"endTime":328.59,"body":"somewhere."},{"startTime":328.91,"endTime":329.15,"body":"So"},{"startTime":329.15,"endTime":329.27,"body":"the"},{"startTime":329.27,"endTime":329.47,"body":"first"},{"startTime":329.47,"endTime":329.63,"body":"thing"},{"startTime":329.63,"endTime":329.79,"body":"I'm"},{"startTime":329.79,"endTime":329.91,"body":"going"},{"startTime":329.91,"endTime":330.03,"body":"to"},{"startTime":330.03,"endTime":330.15,"body":"tell"},{"startTime":330.15,"endTime":330.43,"body":"you"},{"startTime":330.67,"endTime":331.07,"body":"is"},{"startTime":331.07,"endTime":331.43,"body":"make"},{"startTime":331.43,"endTime":331.79,"body":"sure"},{"startTime":331.87,"endTime":332.27,"body":"that"},{"startTime":332.43,"endTime":332.75,"body":"the"},{"startTime":332.75,"endTime":333.03,"body":"bank"},{"startTime":333.03,"endTime":333.31,"body":"you're"},{"startTime":333.31,"endTime":333.79,"body":"choosing"},{"startTime":333.87,"endTime":334.19,"body":"is"},{"startTime":334.19,"endTime":334.47,"body":"an"},{"startTime":334.47,"endTime":335.39,"body":"FDIC"},{"startTime":335.71,"endTime":336.23,"body":"insured"},{"startTime":336.23,"endTime":336.47,"body":"bank."},{"startTime":336.47,"endTime":336.59,"body":"Now,"},{"startTime":336.59,"endTime":336.75,"body":"I'm"},{"startTime":336.75,"endTime":336.83,"body":"going"},{"startTime":336.83,"endTime":336.91,"body":"to"},{"startTime":336.91,"endTime":337.07,"body":"throw"},{"startTime":337.07,"endTime":337.19,"body":"one"},{"startTime":337.19,"endTime":337.35,"body":"more"},{"startTime":337.35,"endTime":337.75,"body":"caveat"},{"startTime":337.75,"endTime":337.95,"body":"into"},{"startTime":337.95,"endTime":338.27,"body":"this"},{"startTime":338.43,"endTime":338.83,"body":"or"},{"startTime":338.99,"endTime":339.35,"body":"a"},{"startTime":339.35,"endTime":340.35,"body":"ncua,"},{"startTime":340.35,"endTime":340.55,"body":"which"},{"startTime":340.55,"endTime":340.71,"body":"is"},{"startTime":340.71,"endTime":340.83,"body":"the"},{"startTime":340.83,"endTime":341.07,"body":"National"},{"startTime":341.07,"endTime":341.47,"body":"Credit"},{"startTime":341.47,"endTime":341.71,"body":"Union"},{"startTime":341.71,"endTime":342.19,"body":"Administration"},{"startTime":342.97,"endTime":343.29,"body":"Insured"},{"startTime":343.29,"endTime":343.53,"body":"bank."},{"startTime":343.53,"endTime":343.73,"body":"What"},{"startTime":343.73,"endTime":343.93,"body":"that"},{"startTime":343.93,"endTime":344.21,"body":"means"},{"startTime":344.21,"endTime":344.73,"body":"basically"},{"startTime":344.97,"endTime":345.29,"body":"is"},{"startTime":345.29,"endTime":345.49,"body":"the"},{"startTime":345.49,"endTime":345.77,"body":"government"},{"startTime":345.85,"endTime":346.21,"body":"is"},{"startTime":346.21,"endTime":346.53,"body":"saying"},{"startTime":346.53,"endTime":346.89,"body":"These"},{"startTime":346.89,"endTime":347.45,"body":"banks,"},{"startTime":347.45,"endTime":347.65,"body":"these"},{"startTime":347.65,"endTime":347.97,"body":"credit"},{"startTime":347.97,"endTime":348.33,"body":"unions"},{"startTime":348.33,"endTime":348.69,"body":"are"},{"startTime":348.69,"endTime":349.13,"body":"safe"},{"startTime":349.77,"endTime":350.09,"body":"when"},{"startTime":350.09,"endTime":350.41,"body":"that."},{"startTime":350.41,"endTime":350.65,"body":"And"},{"startTime":350.65,"endTime":350.77,"body":"what"},{"startTime":350.77,"endTime":350.93,"body":"that"},{"startTime":350.93,"endTime":351.09,"body":"means"},{"startTime":351.09,"endTime":351.25,"body":"to"},{"startTime":351.25,"endTime":351.41,"body":"you"},{"startTime":351.41,"endTime":351.57,"body":"is"},{"startTime":351.57,"endTime":351.73,"body":"that"},{"startTime":351.73,"endTime":352.33,"body":"deposits"},{"startTime":352.33,"endTime":352.73,"body":"remain"},{"startTime":352.73,"endTime":353.29,"body":"protected"},{"startTime":353.45,"endTime":353.85,"body":"within"},{"startTime":353.85,"endTime":354.45,"body":"insurance"},{"startTime":354.45,"endTime":354.77,"body":"limits."},{"startTime":354.77,"endTime":355.09,"body":"There's"},{"startTime":355.09,"endTime":355.21,"body":"a"},{"startTime":355.21,"endTime":355.37,"body":"certain"},{"startTime":355.37,"endTime":355.65,"body":"limit."},{"startTime":355.65,"endTime":355.85,"body":"I'm"},{"startTime":355.85,"endTime":355.93,"body":"not"},{"startTime":355.93,"endTime":356.05,"body":"going"},{"startTime":356.05,"endTime":356.17,"body":"to"},{"startTime":356.17,"endTime":356.25,"body":"get"},{"startTime":356.25,"endTime":356.41,"body":"into"},{"startTime":356.41,"endTime":356.61,"body":"that"},{"startTime":356.61,"endTime":356.85,"body":"today."},{"startTime":356.85,"endTime":357.13,"body":"It's"},{"startTime":357.13,"endTime":357.25,"body":"a"},{"startTime":357.25,"endTime":357.49,"body":"big"},{"startTime":357.49,"endTime":357.85,"body":"number."},{"startTime":358.01,"endTime":358.37,"body":"It's"},{"startTime":358.37,"endTime":358.49,"body":"not"},{"startTime":358.49,"endTime":358.61,"body":"what"},{"startTime":358.61,"endTime":358.849,"body":"we're"},{"startTime":358.849,"endTime":359.089,"body":"talking"},{"startTime":359.089,"endTime":359.29,"body":"about"},{"startTime":359.29,"endTime":359.61,"body":"today,"},{"startTime":359.77,"endTime":360.05,"body":"but"},{"startTime":360.05,"endTime":360.29,"body":"it's"},{"startTime":360.29,"endTime":360.81,"body":"basically"},{"startTime":360.81,"endTime":361.13,"body":"saying"},{"startTime":361.13,"endTime":361.41,"body":"that"},{"startTime":361.41,"endTime":361.65,"body":"no"},{"startTime":361.65,"endTime":361.85,"body":"matter"},{"startTime":361.85,"endTime":362.13,"body":"what"},{"startTime":362.13,"endTime":362.73,"body":"happens,"},{"startTime":363.13,"endTime":363.49,"body":"your"},{"startTime":363.49,"endTime":364.21,"body":"deposits"},{"startTime":364.21,"endTime":364.49,"body":"are"},{"startTime":364.49,"endTime":364.85,"body":"safe."},{"startTime":364.85,"endTime":365.05,"body":"So"},{"startTime":365.05,"endTime":365.17,"body":"the"},{"startTime":365.17,"endTime":365.37,"body":"first"},{"startTime":365.37,"endTime":365.57,"body":"thing"},{"startTime":365.57,"endTime":365.77,"body":"you've"},{"startTime":365.77,"endTime":365.85,"body":"got"},{"startTime":365.85,"endTime":366.01,"body":"to"},{"startTime":366.01,"endTime":366.33,"body":"do"},{"startTime":366.49,"endTime":366.89,"body":"is"},{"startTime":366.97,"endTime":367.37,"body":"research"},{"startTime":367.53,"endTime":367.89,"body":"those"},{"startTime":367.89,"endTime":368.57,"body":"institutions"},{"startTime":368.57,"endTime":368.93,"body":"before"},{"startTime":368.93,"endTime":369.41,"body":"opening"},{"startTime":369.41,"endTime":369.57,"body":"an"},{"startTime":369.57,"endTime":369.81,"body":"account."},{"startTime":369.81,"endTime":370.05,"body":"Like"},{"startTime":370.05,"endTime":370.17,"body":"I"},{"startTime":370.17,"endTime":370.29,"body":"said,"},{"startTime":370.29,"endTime":370.57,"body":"there's"},{"startTime":370.57,"endTime":370.69,"body":"a"},{"startTime":370.69,"endTime":370.85,"body":"lot"},{"startTime":370.85,"endTime":371.05,"body":"of"},{"startTime":371.05,"endTime":371.57,"body":"scams"},{"startTime":371.57,"endTime":371.73,"body":"out"},{"startTime":371.73,"endTime":372.01,"body":"there."},{"startTime":372.17,"endTime":372.49,"body":"The"},{"startTime":372.49,"endTime":373.13,"body":"FTC"},{"startTime":373.13,"endTime":373.33,"body":"is"},{"startTime":373.33,"endTime":373.61,"body":"putting"},{"startTime":373.61,"endTime":373.77,"body":"these"},{"startTime":373.77,"endTime":374.05,"body":"out"},{"startTime":374.05,"endTime":374.29,"body":"all"},{"startTime":374.29,"endTime":374.45,"body":"the"},{"startTime":374.45,"endTime":374.72,"body":"time."},{"startTime":375.67,"endTime":375.79,"body":"So"},{"startTime":375.79,"endTime":376.03,"body":"don't"},{"startTime":376.03,"endTime":376.19,"body":"let"},{"startTime":376.19,"endTime":376.39,"body":"the"},{"startTime":376.39,"endTime":377.47,"body":"unfamiliarity"},{"startTime":377.47,"endTime":377.67,"body":"with"},{"startTime":377.67,"endTime":377.91,"body":"them"},{"startTime":377.91,"endTime":378.19,"body":"create"},{"startTime":378.19,"endTime":379.03,"body":"unnecessary"},{"startTime":379.03,"endTime":379.51,"body":"fear."},{"startTime":379.51,"endTime":379.79,"body":"You"},{"startTime":379.79,"endTime":379.95,"body":"can"},{"startTime":379.95,"endTime":380.11,"body":"go"},{"startTime":380.11,"endTime":380.27,"body":"out"},{"startTime":380.27,"endTime":380.47,"body":"and"},{"startTime":380.47,"endTime":380.71,"body":"do"},{"startTime":380.71,"endTime":380.91,"body":"a"},{"startTime":380.91,"endTime":381.19,"body":"deep"},{"startTime":381.19,"endTime":381.47,"body":"dive"},{"startTime":381.47,"endTime":381.71,"body":"on"},{"startTime":381.71,"endTime":381.99,"body":"each"},{"startTime":381.99,"endTime":382.19,"body":"of"},{"startTime":382.19,"endTime":382.43,"body":"these"},{"startTime":382.43,"endTime":382.99,"body":"banks,"},{"startTime":382.99,"endTime":383.15,"body":"each"},{"startTime":383.15,"endTime":383.31,"body":"of"},{"startTime":383.31,"endTime":383.51,"body":"these"},{"startTime":383.51,"endTime":383.87,"body":"credit"},{"startTime":383.87,"endTime":384.31,"body":"unions"},{"startTime":384.55,"endTime":384.83,"body":"to"},{"startTime":384.83,"endTime":385.07,"body":"know,"},{"startTime":385.07,"endTime":385.31,"body":"are"},{"startTime":385.31,"endTime":385.51,"body":"they"},{"startTime":385.51,"endTime":386.15,"body":"FDIC"},{"startTime":386.15,"endTime":386.71,"body":"insured?"},{"startTime":386.87,"endTime":387.15,"body":"Do"},{"startTime":387.15,"endTime":387.31,"body":"they"},{"startTime":387.31,"endTime":387.47,"body":"have"},{"startTime":387.47,"endTime":387.59,"body":"a"},{"startTime":387.59,"endTime":387.75,"body":"good"},{"startTime":387.75,"endTime":388.03,"body":"track"},{"startTime":388.03,"endTime":388.35,"body":"record?"},{"startTime":388.35,"endTime":388.59,"body":"Go"},{"startTime":388.59,"endTime":388.75,"body":"look"},{"startTime":388.75,"endTime":388.95,"body":"for"},{"startTime":388.95,"endTime":389.39,"body":"reviews"},{"startTime":389.39,"endTime":389.59,"body":"on"},{"startTime":389.59,"endTime":389.91,"body":"them."},{"startTime":390.15,"endTime":390.55,"body":"Because"},{"startTime":390.629,"endTime":390.95,"body":"as"},{"startTime":390.95,"endTime":391.11,"body":"a"},{"startTime":391.11,"endTime":391.31,"body":"good"},{"startTime":391.31,"endTime":391.75,"body":"steward,"},{"startTime":392.07,"endTime":392.39,"body":"it"},{"startTime":392.39,"endTime":392.95,"body":"includes"},{"startTime":392.95,"endTime":393.27,"body":"doing"},{"startTime":393.27,"endTime":393.59,"body":"due"},{"startTime":393.59,"endTime":394.23,"body":"diligence."},{"startTime":394.71,"endTime":395.11,"body":"That"},{"startTime":395.11,"endTime":395.59,"body":"wisdom"},{"startTime":395.59,"endTime":395.79,"body":"that"},{"startTime":395.79,"endTime":395.95,"body":"we"},{"startTime":395.95,"endTime":396.11,"body":"have"},{"startTime":396.11,"endTime":396.27,"body":"to"},{"startTime":396.27,"endTime":396.47,"body":"work"},{"startTime":396.47,"endTime":396.79,"body":"with"},{"startTime":397.19,"endTime":397.51,"body":"says"},{"startTime":397.51,"endTime":397.71,"body":"to"},{"startTime":397.71,"endTime":397.87,"body":"us"},{"startTime":397.87,"endTime":398.15,"body":"we've"},{"startTime":398.15,"endTime":398.27,"body":"got"},{"startTime":398.27,"endTime":398.43,"body":"to"},{"startTime":398.43,"endTime":398.71,"body":"ask"},{"startTime":398.79,"endTime":399.43,"body":"questions"},{"startTime":399.43,"endTime":399.83,"body":"before"},{"startTime":399.91,"endTime":400.35,"body":"moving"},{"startTime":400.35,"endTime":400.71,"body":"money."},{"startTime":401.33,"endTime":401.49,"body":"Which"},{"startTime":401.49,"endTime":401.77,"body":"leads"},{"startTime":401.77,"endTime":401.89,"body":"me"},{"startTime":401.89,"endTime":402.01,"body":"to"},{"startTime":402.01,"endTime":402.29,"body":"this."},{"startTime":402.85,"endTime":403.25,"body":"Don't"},{"startTime":403.25,"endTime":403.73,"body":"chase"},{"startTime":403.73,"endTime":404.09,"body":"every"},{"startTime":404.09,"endTime":404.41,"body":"rate"},{"startTime":404.41,"endTime":404.73,"body":"change."},{"startTime":404.73,"endTime":404.97,"body":"We"},{"startTime":404.97,"endTime":405.13,"body":"are"},{"startTime":405.13,"endTime":405.49,"body":"living"},{"startTime":405.49,"endTime":405.77,"body":"in"},{"startTime":405.77,"endTime":405.97,"body":"an"},{"startTime":405.97,"endTime":406.29,"body":"interest"},{"startTime":406.29,"endTime":406.65,"body":"rate"},{"startTime":406.65,"endTime":407.21,"body":"changing"},{"startTime":407.21,"endTime":407.57,"body":"environment"},{"startTime":407.97,"endTime":408.25,"body":"right"},{"startTime":408.25,"endTime":408.49,"body":"now"},{"startTime":408.49,"endTime":408.77,"body":"and"},{"startTime":408.77,"endTime":409.05,"body":"interest"},{"startTime":409.05,"endTime":409.41,"body":"rates"},{"startTime":409.41,"endTime":409.53,"body":"are"},{"startTime":409.53,"endTime":409.97,"body":"changing."},{"startTime":410.21,"endTime":410.49,"body":"And"},{"startTime":410.49,"endTime":410.65,"body":"I"},{"startTime":410.65,"endTime":410.93,"body":"see"},{"startTime":411.01,"endTime":411.25,"body":"so"},{"startTime":411.25,"endTime":411.45,"body":"many"},{"startTime":411.45,"endTime":411.81,"body":"people"},{"startTime":411.81,"endTime":412.29,"body":"chasing"},{"startTime":412.37,"endTime":412.73,"body":"after"},{"startTime":412.73,"endTime":412.97,"body":"that."},{"startTime":412.97,"endTime":413.13,"body":"I"},{"startTime":413.13,"endTime":413.29,"body":"see"},{"startTime":413.29,"endTime":413.57,"body":"people"},{"startTime":413.81,"endTime":414.25,"body":"moving"},{"startTime":414.25,"endTime":414.57,"body":"from"},{"startTime":414.57,"endTime":414.89,"body":"this"},{"startTime":414.89,"endTime":415.21,"body":"bank"},{"startTime":415.21,"endTime":415.45,"body":"to"},{"startTime":415.45,"endTime":415.69,"body":"this"},{"startTime":415.69,"endTime":415.97,"body":"bank"},{"startTime":415.97,"endTime":416.17,"body":"to"},{"startTime":416.17,"endTime":416.37,"body":"this"},{"startTime":416.37,"endTime":416.69,"body":"bank"},{"startTime":417.009,"endTime":417.37,"body":"every"},{"startTime":417.37,"endTime":417.73,"body":"single"},{"startTime":417.73,"endTime":417.97,"body":"month"},{"startTime":417.97,"endTime":418.33,"body":"chasing"},{"startTime":418.33,"endTime":418.69,"body":"just"},{"startTime":418.69,"endTime":419.17,"body":"tiny"},{"startTime":419.17,"endTime":419.65,"body":"differences."},{"startTime":420.69,"endTime":420.97,"body":"I"},{"startTime":420.97,"endTime":421.17,"body":"think"},{"startTime":421.17,"endTime":421.41,"body":"you've"},{"startTime":421.41,"endTime":421.53,"body":"got"},{"startTime":421.53,"endTime":421.73,"body":"to"},{"startTime":421.73,"endTime":421.97,"body":"find"},{"startTime":421.97,"endTime":422.17,"body":"a"},{"startTime":422.17,"endTime":422.85,"body":"trustworthy"},{"startTime":422.85,"endTime":423.49,"body":"institution."},{"startTime":424.13,"endTime":424.41,"body":"I"},{"startTime":424.41,"endTime":424.57,"body":"love"},{"startTime":424.57,"endTime":424.69,"body":"the"},{"startTime":424.69,"endTime":424.89,"body":"fact"},{"startTime":424.89,"endTime":425.09,"body":"that"},{"startTime":425.09,"endTime":425.21,"body":"you"},{"startTime":425.21,"endTime":425.37,"body":"said"},{"startTime":425.37,"endTime":425.53,"body":"your"},{"startTime":425.53,"endTime":425.81,"body":"parents"},{"startTime":425.81,"endTime":426.01,"body":"have"},{"startTime":426.01,"endTime":426.17,"body":"been"},{"startTime":426.17,"endTime":426.57,"body":"banking"},{"startTime":426.57,"endTime":426.73,"body":"here"},{"startTime":426.73,"endTime":427.09,"body":"forever."},{"startTime":427.09,"endTime":427.33,"body":"But"},{"startTime":427.33,"endTime":427.65,"body":"here's"},{"startTime":427.65,"endTime":427.77,"body":"the"},{"startTime":427.77,"endTime":428.05,"body":"thing,"},{"startTime":428.43,"endTime":428.59,"body":"that"},{"startTime":428.59,"endTime":429.03,"body":"doesn't"},{"startTime":429.03,"endTime":429.23,"body":"mean"},{"startTime":429.23,"endTime":429.51,"body":"they're"},{"startTime":429.51,"endTime":429.67,"body":"the"},{"startTime":429.67,"endTime":429.91,"body":"most"},{"startTime":429.91,"endTime":430.59,"body":"effective"},{"startTime":430.67,"endTime":430.95,"body":"for"},{"startTime":430.95,"endTime":431.23,"body":"you."},{"startTime":431.39,"endTime":431.67,"body":"That"},{"startTime":431.67,"endTime":431.87,"body":"doesn't"},{"startTime":431.87,"endTime":431.99,"body":"mean"},{"startTime":431.99,"endTime":432.23,"body":"they're"},{"startTime":432.23,"endTime":432.39,"body":"most"},{"startTime":432.39,"endTime":432.83,"body":"effective"},{"startTime":432.83,"endTime":433.07,"body":"for"},{"startTime":433.07,"endTime":433.39,"body":"your"},{"startTime":433.63,"endTime":434.35,"body":"savings."},{"startTime":434.75,"endTime":435.07,"body":"But"},{"startTime":435.07,"endTime":435.27,"body":"on"},{"startTime":435.27,"endTime":435.43,"body":"the"},{"startTime":435.43,"endTime":435.63,"body":"other"},{"startTime":435.63,"endTime":435.83,"body":"side"},{"startTime":435.83,"endTime":435.95,"body":"of"},{"startTime":435.95,"endTime":436.11,"body":"this,"},{"startTime":436.11,"endTime":436.31,"body":"you"},{"startTime":436.31,"endTime":436.43,"body":"got"},{"startTime":436.43,"endTime":436.55,"body":"to"},{"startTime":436.55,"endTime":436.71,"body":"keep"},{"startTime":436.71,"endTime":436.87,"body":"your"},{"startTime":436.87,"endTime":437.15,"body":"financial"},{"startTime":437.23,"endTime":437.59,"body":"life"},{"startTime":437.59,"endTime":438.11,"body":"simple."},{"startTime":438.59,"endTime":438.91,"body":"I'm"},{"startTime":438.91,"endTime":439.03,"body":"going"},{"startTime":439.03,"endTime":439.15,"body":"to"},{"startTime":439.15,"endTime":439.27,"body":"say"},{"startTime":439.27,"endTime":439.39,"body":"it"},{"startTime":439.39,"endTime":439.51,"body":"on"},{"startTime":439.51,"endTime":439.67,"body":"the"},{"startTime":439.67,"endTime":439.87,"body":"show"},{"startTime":439.87,"endTime":440.11,"body":"today,"},{"startTime":440.11,"endTime":440.35,"body":"I'm"},{"startTime":440.35,"endTime":440.43,"body":"going"},{"startTime":440.43,"endTime":440.51,"body":"to"},{"startTime":440.51,"endTime":440.63,"body":"say"},{"startTime":440.63,"endTime":440.79,"body":"it"},{"startTime":440.79,"endTime":440.99,"body":"many"},{"startTime":440.99,"endTime":441.23,"body":"more"},{"startTime":441.23,"endTime":441.51,"body":"times"},{"startTime":441.51,"endTime":441.79,"body":"because"},{"startTime":441.79,"endTime":442.11,"body":"it's"},{"startTime":442.11,"endTime":442.31,"body":"so"},{"startTime":442.31,"endTime":442.67,"body":"true."},{"startTime":442.91,"endTime":443.87,"body":"Consistency"},{"startTime":444.029,"endTime":444.51,"body":"usually"},{"startTime":444.51,"endTime":444.91,"body":"wins"},{"startTime":444.91,"endTime":445.23,"body":"over"},{"startTime":445.23,"endTime":445.79,"body":"constant"},{"startTime":445.79,"endTime":446.43,"body":"switching."},{"startTime":446.91,"endTime":447.19,"body":"I"},{"startTime":447.19,"endTime":447.39,"body":"talk"},{"startTime":447.39,"endTime":447.59,"body":"on"},{"startTime":447.59,"endTime":447.71,"body":"the"},{"startTime":447.71,"endTime":447.83,"body":"show"},{"startTime":447.83,"endTime":447.99,"body":"all"},{"startTime":447.99,"endTime":448.11,"body":"the"},{"startTime":448.11,"endTime":448.27,"body":"time"},{"startTime":448.27,"endTime":448.59,"body":"about"},{"startTime":448.75,"endTime":449.15,"body":"financial"},{"startTime":449.39,"endTime":449.87,"body":"peace."},{"startTime":451.07,"endTime":451.39,"body":"A"},{"startTime":451.39,"endTime":451.95,"body":"peaceful"},{"startTime":451.95,"endTime":452.35,"body":"financial"},{"startTime":452.35,"endTime":452.71,"body":"life"},{"startTime":452.71,"endTime":453.03,"body":"is"},{"startTime":453.03,"endTime":453.39,"body":"often"},{"startTime":453.47,"endTime":453.79,"body":"a"},{"startTime":453.79,"endTime":454.35,"body":"profitable"},{"startTime":454.35,"endTime":454.67,"body":"one."},{"startTime":455.59,"endTime":455.71,"body":"But"},{"startTime":455.71,"endTime":455.87,"body":"over"},{"startTime":455.87,"endTime":456.03,"body":"and"},{"startTime":456.03,"endTime":456.27,"body":"above"},{"startTime":456.27,"endTime":456.43,"body":"all"},{"startTime":456.43,"endTime":456.63,"body":"those"},{"startTime":456.63,"endTime":456.83,"body":"things,"},{"startTime":456.83,"endTime":456.99,"body":"and"},{"startTime":456.99,"endTime":457.11,"body":"I"},{"startTime":457.11,"endTime":457.23,"body":"hope"},{"startTime":457.23,"endTime":457.43,"body":"I've"},{"startTime":457.43,"endTime":457.71,"body":"answered"},{"startTime":457.71,"endTime":457.83,"body":"your"},{"startTime":457.83,"endTime":458.03,"body":"question"},{"startTime":458.03,"endTime":458.27,"body":"today,"},{"startTime":458.27,"endTime":458.39,"body":"I"},{"startTime":458.39,"endTime":458.51,"body":"feel"},{"startTime":458.51,"endTime":458.63,"body":"like"},{"startTime":458.63,"endTime":458.75,"body":"I"},{"startTime":458.75,"endTime":459.03,"body":"have."},{"startTime":459.11,"endTime":459.43,"body":"High"},{"startTime":459.43,"endTime":459.67,"body":"interest"},{"startTime":459.67,"endTime":459.99,"body":"rate,"},{"startTime":460.31,"endTime":460.59,"body":"high"},{"startTime":460.59,"endTime":460.83,"body":"yield"},{"startTime":460.83,"endTime":461.15,"body":"savings"},{"startTime":461.15,"endTime":461.47,"body":"accounts"},{"startTime":461.47,"endTime":461.63,"body":"are"},{"startTime":461.63,"endTime":461.83,"body":"great"},{"startTime":461.83,"endTime":462.15,"body":"things."},{"startTime":462.71,"endTime":462.99,"body":"But"},{"startTime":462.99,"endTime":463.11,"body":"the"},{"startTime":463.11,"endTime":463.23,"body":"thing"},{"startTime":463.23,"endTime":463.43,"body":"that"},{"startTime":463.43,"endTime":463.63,"body":"really"},{"startTime":463.63,"endTime":464.11,"body":"encouraged"},{"startTime":464.11,"endTime":464.39,"body":"me"},{"startTime":464.39,"endTime":464.63,"body":"most"},{"startTime":464.63,"endTime":464.91,"body":"about"},{"startTime":464.91,"endTime":465.27,"body":"this"},{"startTime":465.75,"endTime":466.07,"body":"is"},{"startTime":466.07,"endTime":466.39,"body":"you've"},{"startTime":466.39,"endTime":466.59,"body":"been"},{"startTime":466.59,"endTime":467.03,"body":"saving."},{"startTime":467.75,"endTime":467.99,"body":"So"},{"startTime":467.99,"endTime":468.11,"body":"if"},{"startTime":468.11,"endTime":468.31,"body":"you're"},{"startTime":468.31,"endTime":468.63,"body":"listening"},{"startTime":468.63,"endTime":468.91,"body":"today,"},{"startTime":468.91,"endTime":469.19,"body":"you're"},{"startTime":469.19,"endTime":469.43,"body":"watching"},{"startTime":469.43,"endTime":469.67,"body":"me"},{"startTime":469.67,"endTime":469.99,"body":"keep"},{"startTime":469.99,"endTime":470.39,"body":"saving."},{"startTime":470.39,"endTime":470.71,"body":"That's"},{"startTime":470.71,"endTime":470.869,"body":"a"},{"startTime":470.869,"endTime":471.35,"body":"beautiful"},{"startTime":471.35,"endTime":471.67,"body":"thing."},{"startTime":472.07,"endTime":472.39,"body":"The"},{"startTime":472.39,"endTime":472.71,"body":"interest"},{"startTime":472.71,"endTime":473.07,"body":"rate"},{"startTime":473.07,"endTime":473.39,"body":"does"},{"startTime":473.39,"endTime":473.75,"body":"matter."},{"startTime":473.83,"endTime":474.11,"body":"But"},{"startTime":474.11,"endTime":474.31,"body":"what"},{"startTime":474.31,"endTime":474.71,"body":"matters"},{"startTime":474.71,"endTime":474.91,"body":"more"},{"startTime":474.91,"endTime":475.11,"body":"than"},{"startTime":475.11,"endTime":475.43,"body":"that"},{"startTime":475.67,"endTime":475.99,"body":"is"},{"startTime":475.99,"endTime":476.27,"body":"that"},{"startTime":476.27,"endTime":476.87,"body":"habit,"},{"startTime":477.03,"endTime":477.35,"body":"that"},{"startTime":477.35,"endTime":477.67,"body":"decision"},{"startTime":478.07,"endTime":478.43,"body":"every"},{"startTime":478.43,"endTime":478.67,"body":"time"},{"startTime":478.67,"endTime":478.87,"body":"you"},{"startTime":478.87,"endTime":479.07,"body":"get"},{"startTime":479.07,"endTime":479.31,"body":"paid"},{"startTime":479.31,"endTime":479.47,"body":"or"},{"startTime":479.47,"endTime":479.67,"body":"once"},{"startTime":479.67,"endTime":479.83,"body":"a"},{"startTime":479.83,"endTime":479.99,"body":"month,"},{"startTime":479.99,"endTime":480.31,"body":"whatever"},{"startTime":480.31,"endTime":480.43,"body":"that"},{"startTime":480.43,"endTime":480.63,"body":"looks"},{"startTime":480.63,"endTime":480.71,"body":"like"},{"startTime":480.71,"endTime":480.83,"body":"for"},{"startTime":480.83,"endTime":481.11,"body":"you,"},{"startTime":481.19,"endTime":481.55,"body":"you're"},{"startTime":481.55,"endTime":481.75,"body":"doing"},{"startTime":481.75,"endTime":482.07,"body":"it"},{"startTime":482.78,"endTime":482.94,"body":"because"},{"startTime":482.94,"endTime":483.14,"body":"a"},{"startTime":483.14,"endTime":483.42,"body":"higher"},{"startTime":483.42,"endTime":483.74,"body":"rate"},{"startTime":483.74,"endTime":483.98,"body":"is"},{"startTime":483.98,"endTime":484.22,"body":"never"},{"startTime":484.22,"endTime":484.38,"body":"going"},{"startTime":484.38,"endTime":484.5,"body":"to"},{"startTime":484.5,"endTime":484.9,"body":"replace"},{"startTime":484.9,"endTime":485.58,"body":"consistent"},{"startTime":485.58,"endTime":486.3,"body":"deposits."},{"startTime":486.86,"endTime":487.14,"body":"You"},{"startTime":487.14,"endTime":487.26,"body":"know,"},{"startTime":487.26,"endTime":487.38,"body":"I"},{"startTime":487.38,"endTime":487.54,"body":"talk"},{"startTime":487.54,"endTime":487.7,"body":"about"},{"startTime":487.7,"endTime":487.82,"body":"it"},{"startTime":487.82,"endTime":487.94,"body":"on"},{"startTime":487.94,"endTime":488.06,"body":"this"},{"startTime":488.06,"endTime":488.22,"body":"show."},{"startTime":488.22,"endTime":488.42,"body":"I"},{"startTime":488.42,"endTime":488.58,"body":"use"},{"startTime":488.58,"endTime":488.7,"body":"the"},{"startTime":488.7,"endTime":488.86,"body":"word"},{"startTime":488.86,"endTime":489.1,"body":"preach"},{"startTime":489.1,"endTime":489.3,"body":"about"},{"startTime":489.3,"endTime":489.46,"body":"it"},{"startTime":489.46,"endTime":489.62,"body":"on"},{"startTime":489.62,"endTime":489.74,"body":"the"},{"startTime":489.74,"endTime":489.86,"body":"show"},{"startTime":489.86,"endTime":490.02,"body":"all"},{"startTime":490.02,"endTime":490.18,"body":"the"},{"startTime":490.18,"endTime":490.46,"body":"time."},{"startTime":490.78,"endTime":491.42,"body":"Automate"},{"startTime":491.42,"endTime":491.7,"body":"your"},{"startTime":491.7,"endTime":492.3,"body":"savings"},{"startTime":492.86,"endTime":493.18,"body":"and"},{"startTime":493.18,"endTime":493.5,"body":"let"},{"startTime":493.5,"endTime":493.86,"body":"time"},{"startTime":493.86,"endTime":494.1,"body":"do"},{"startTime":494.1,"endTime":494.3,"body":"the"},{"startTime":494.3,"endTime":494.62,"body":"work."},{"startTime":495.18,"endTime":495.46,"body":"I"},{"startTime":495.46,"endTime":495.58,"body":"know"},{"startTime":495.58,"endTime":495.7,"body":"you"},{"startTime":495.7,"endTime":495.9,"body":"didn't"},{"startTime":495.9,"endTime":496.06,"body":"ask"},{"startTime":496.06,"endTime":496.3,"body":"this"},{"startTime":496.3,"endTime":496.58,"body":"question,"},{"startTime":496.58,"endTime":496.82,"body":"but"},{"startTime":496.82,"endTime":496.98,"body":"the"},{"startTime":496.98,"endTime":497.34,"body":"biggest"},{"startTime":497.34,"endTime":497.86,"body":"contributor"},{"startTime":497.86,"endTime":498.02,"body":"to"},{"startTime":498.02,"endTime":498.18,"body":"your"},{"startTime":498.18,"endTime":498.699,"body":"savings"},{"startTime":498.699,"endTime":498.98,"body":"isn't"},{"startTime":498.98,"endTime":499.18,"body":"the"},{"startTime":499.18,"endTime":499.5,"body":"interest"},{"startTime":499.58,"endTime":499.98,"body":"rate."},{"startTime":500.94,"endTime":501.3,"body":"It's"},{"startTime":501.3,"endTime":501.5,"body":"your"},{"startTime":501.5,"endTime":502.3,"body":"consistency."},{"startTime":503.42,"endTime":503.7,"body":"But"},{"startTime":503.7,"endTime":503.86,"body":"I"},{"startTime":503.86,"endTime":503.98,"body":"want"},{"startTime":503.98,"endTime":504.06,"body":"to"},{"startTime":504.06,"endTime":504.18,"body":"get"},{"startTime":504.18,"endTime":504.3,"body":"a"},{"startTime":504.3,"endTime":504.42,"body":"little"},{"startTime":504.42,"endTime":504.74,"body":"deeper"},{"startTime":504.74,"endTime":505.02,"body":"because"},{"startTime":505.9,"endTime":506.46,"body":"sometimes"},{"startTime":506.46,"endTime":506.66,"body":"we"},{"startTime":506.66,"endTime":506.9,"body":"think"},{"startTime":506.9,"endTime":507.14,"body":"being"},{"startTime":507.14,"endTime":507.3,"body":"a"},{"startTime":507.3,"endTime":507.5,"body":"good"},{"startTime":507.5,"endTime":507.9,"body":"steward"},{"startTime":507.98,"endTime":508.34,"body":"only"},{"startTime":508.34,"endTime":508.66,"body":"means"},{"startTime":508.66,"endTime":509.02,"body":"working"},{"startTime":509.02,"endTime":509.58,"body":"harder."},{"startTime":510.62,"endTime":510.78,"body":"But"},{"startTime":510.78,"endTime":511.38,"body":"stewardship"},{"startTime":511.38,"endTime":511.7,"body":"also"},{"startTime":511.7,"endTime":512.02,"body":"means"},{"startTime":512.02,"endTime":512.34,"body":"making"},{"startTime":512.34,"endTime":512.74,"body":"wise"},{"startTime":512.74,"endTime":513.5,"body":"decisions"},{"startTime":513.82,"endTime":514.14,"body":"with"},{"startTime":514.14,"endTime":514.34,"body":"what"},{"startTime":514.34,"endTime":514.54,"body":"we've"},{"startTime":514.54,"endTime":514.7,"body":"already"},{"startTime":514.7,"endTime":514.9,"body":"been"},{"startTime":514.9,"endTime":515.18,"body":"given."},{"startTime":516.06,"endTime":516.34,"body":"Now"},{"startTime":516.34,"endTime":516.58,"body":"here's"},{"startTime":516.58,"endTime":516.74,"body":"what"},{"startTime":516.74,"endTime":517.02,"body":"faith"},{"startTime":517.02,"endTime":517.34,"body":"doesn't"},{"startTime":517.34,"endTime":517.74,"body":"promise"},{"startTime":517.74,"endTime":518.06,"body":"us."},{"startTime":518.3,"endTime":518.58,"body":"It"},{"startTime":518.58,"endTime":518.86,"body":"doesn't"},{"startTime":518.86,"endTime":519.14,"body":"promise"},{"startTime":519.14,"endTime":519.34,"body":"us"},{"startTime":519.34,"endTime":519.58,"body":"that"},{"startTime":519.58,"endTime":519.82,"body":"money"},{"startTime":519.82,"endTime":520.06,"body":"will"},{"startTime":520.06,"endTime":520.62,"body":"multiply"},{"startTime":520.62,"endTime":520.94,"body":"without"},{"startTime":520.94,"endTime":521.22,"body":"our"},{"startTime":521.22,"endTime":521.5,"body":"effort."},{"startTime":521.5,"endTime":521.7,"body":"We"},{"startTime":521.7,"endTime":521.94,"body":"can't"},{"startTime":521.94,"endTime":522.38,"body":"pray"},{"startTime":522.46,"endTime":522.78,"body":"big"},{"startTime":522.78,"endTime":523.26,"body":"returns"},{"startTime":523.26,"endTime":523.42,"body":"on"},{"startTime":523.42,"endTime":523.62,"body":"our"},{"startTime":523.62,"endTime":523.9,"body":"money."},{"startTime":524.62,"endTime":524.9,"body":"It"},{"startTime":524.9,"endTime":525.18,"body":"doesn't"},{"startTime":525.18,"endTime":525.46,"body":"promise"},{"startTime":525.46,"endTime":525.699,"body":"us"},{"startTime":525.699,"endTime":525.98,"body":"that"},{"startTime":525.98,"endTime":526.26,"body":"every"},{"startTime":526.26,"endTime":526.62,"body":"financial"},{"startTime":526.7,"endTime":527.1,"body":"decision"},{"startTime":527.1,"endTime":527.42,"body":"is"},{"startTime":527.42,"endTime":527.58,"body":"going"},{"startTime":527.58,"endTime":527.66,"body":"to"},{"startTime":527.66,"endTime":527.82,"body":"be"},{"startTime":527.82,"endTime":528.26,"body":"obvious"},{"startTime":528.26,"endTime":528.54,"body":"to"},{"startTime":528.54,"endTime":528.86,"body":"us."},{"startTime":529.74,"endTime":530.02,"body":"And"},{"startTime":530.02,"endTime":530.78,"body":"unfortunately,"},{"startTime":531.34,"endTime":531.66,"body":"it"},{"startTime":531.66,"endTime":532.02,"body":"doesn't"},{"startTime":532.02,"endTime":532.42,"body":"promise"},{"startTime":532.42,"endTime":532.62,"body":"us"},{"startTime":532.62,"endTime":532.82,"body":"that"},{"startTime":532.82,"endTime":533.14,"body":"you'll"},{"startTime":533.14,"endTime":533.34,"body":"never"},{"startTime":533.34,"endTime":533.66,"body":"make"},{"startTime":533.66,"endTime":534.3,"body":"mistakes."},{"startTime":535.1,"endTime":535.46,"body":"Because"},{"startTime":535.46,"endTime":535.78,"body":"guess"},{"startTime":535.78,"endTime":536.06,"body":"what?"},{"startTime":536.79,"endTime":536.99,"body":"You're"},{"startTime":536.99,"endTime":537.15,"body":"going"},{"startTime":537.15,"endTime":537.27,"body":"to"},{"startTime":537.27,"endTime":537.39,"body":"make"},{"startTime":537.39,"endTime":537.91,"body":"mistakes."},{"startTime":538.55,"endTime":538.83,"body":"But"},{"startTime":538.83,"endTime":539.11,"body":"here's"},{"startTime":539.11,"endTime":539.27,"body":"what"},{"startTime":539.27,"endTime":539.63,"body":"fate"},{"startTime":539.63,"endTime":539.91,"body":"does"},{"startTime":539.91,"endTime":540.39,"body":"promise"},{"startTime":540.39,"endTime":540.71,"body":"us."},{"startTime":541.43,"endTime":541.71,"body":"We"},{"startTime":541.71,"endTime":541.87,"body":"have"},{"startTime":541.87,"endTime":542.03,"body":"a"},{"startTime":542.03,"endTime":542.27,"body":"God"},{"startTime":542.27,"endTime":542.47,"body":"that"},{"startTime":542.47,"endTime":543.11,"body":"delights"},{"startTime":543.11,"endTime":543.35,"body":"in"},{"startTime":543.35,"endTime":543.75,"body":"faithful"},{"startTime":543.75,"endTime":544.27,"body":"stewardship."},{"startTime":544.27,"endTime":544.51,"body":"He"},{"startTime":544.51,"endTime":545.07,"body":"relishes"},{"startTime":545.07,"endTime":545.31,"body":"in"},{"startTime":545.31,"endTime":545.55,"body":"when"},{"startTime":545.55,"endTime":545.75,"body":"he"},{"startTime":545.75,"endTime":546.03,"body":"gives"},{"startTime":546.03,"endTime":546.23,"body":"us"},{"startTime":546.23,"endTime":546.47,"body":"things,"},{"startTime":546.47,"endTime":546.67,"body":"he"},{"startTime":546.67,"endTime":546.91,"body":"lets"},{"startTime":546.91,"endTime":547.15,"body":"us"},{"startTime":547.15,"endTime":547.43,"body":"use"},{"startTime":547.43,"endTime":547.63,"body":"these"},{"startTime":547.63,"endTime":547.79,"body":"things."},{"startTime":547.79,"endTime":547.95,"body":"And"},{"startTime":547.95,"endTime":548.11,"body":"we"},{"startTime":548.11,"endTime":548.39,"body":"steward"},{"startTime":548.39,"endTime":548.63,"body":"him"},{"startTime":548.63,"endTime":548.95,"body":"well."},{"startTime":549.51,"endTime":549.79,"body":"And"},{"startTime":549.79,"endTime":549.95,"body":"when"},{"startTime":549.95,"endTime":550.19,"body":"we're"},{"startTime":550.19,"endTime":550.83,"body":"intentional"},{"startTime":550.83,"endTime":550.99,"body":"with"},{"startTime":550.99,"endTime":551.27,"body":"even"},{"startTime":551.27,"endTime":551.67,"body":"small"},{"startTime":551.67,"endTime":552.31,"body":"resources,"},{"startTime":553.43,"endTime":553.75,"body":"friend,"},{"startTime":553.75,"endTime":554.03,"body":"we're"},{"startTime":554.03,"endTime":554.43,"body":"honoring"},{"startTime":554.43,"endTime":554.55,"body":"the"},{"startTime":554.55,"endTime":554.67,"body":"one"},{"startTime":554.67,"endTime":554.87,"body":"who"},{"startTime":554.87,"endTime":555.39,"body":"entrusted"},{"startTime":555.39,"endTime":555.59,"body":"them"},{"startTime":555.59,"endTime":555.83,"body":"to"},{"startTime":555.83,"endTime":556.15,"body":"us."},{"startTime":557.51,"endTime":558.27,"body":"Stewardship"},{"startTime":558.27,"endTime":558.55,"body":"in"},{"startTime":558.55,"endTime":558.83,"body":"your"},{"startTime":558.83,"endTime":559.19,"body":"financial"},{"startTime":559.19,"endTime":559.55,"body":"life"},{"startTime":559.55,"endTime":560.07,"body":"includes"},{"startTime":560.07,"endTime":560.47,"body":"learning"},{"startTime":560.47,"endTime":560.71,"body":"new"},{"startTime":560.71,"endTime":561.03,"body":"things."},{"startTime":561.839,"endTime":561.999,"body":"That"},{"startTime":561.999,"endTime":562.399,"body":"wisdom"},{"startTime":562.399,"endTime":562.599,"body":"that"},{"startTime":562.599,"endTime":562.799,"body":"you're"},{"startTime":562.799,"endTime":563.039,"body":"gaining"},{"startTime":563.039,"endTime":563.239,"body":"is"},{"startTime":563.239,"endTime":563.399,"body":"going"},{"startTime":563.399,"endTime":563.519,"body":"to"},{"startTime":563.519,"endTime":563.679,"body":"grow"},{"startTime":563.679,"endTime":563.919,"body":"over"},{"startTime":563.919,"endTime":564.239,"body":"time."},{"startTime":564.239,"endTime":564.559,"body":"And"},{"startTime":564.559,"endTime":564.839,"body":"those"},{"startTime":564.839,"endTime":565.159,"body":"small"},{"startTime":565.159,"endTime":565.839,"body":"improvements"},{"startTime":565.839,"endTime":566.239,"body":"matter."},{"startTime":567.919,"endTime":568.399,"body":"Remember"},{"startTime":568.399,"endTime":568.719,"body":"this"},{"startTime":569.519,"endTime":570.279,"body":"faithfulness"},{"startTime":570.279,"endTime":570.719,"body":"isn't"},{"startTime":570.719,"endTime":571.119,"body":"measured"},{"startTime":571.119,"endTime":571.319,"body":"by"},{"startTime":571.319,"endTime":571.479,"body":"the"},{"startTime":571.479,"endTime":571.759,"body":"account"},{"startTime":571.919,"endTime":572.479,"body":"size."},{"startTime":573.599,"endTime":573.959,"body":"It's"},{"startTime":573.959,"endTime":574.279,"body":"measured"},{"startTime":574.279,"endTime":574.519,"body":"by"},{"startTime":574.519,"endTime":575.199,"body":"obedience."},{"startTime":576.239,"endTime":576.479,"body":"So"},{"startTime":576.479,"endTime":576.639,"body":"don't"},{"startTime":576.639,"endTime":577.159,"body":"underestimate"},{"startTime":577.159,"endTime":577.359,"body":"the"},{"startTime":577.359,"endTime":577.519,"body":"power"},{"startTime":577.519,"endTime":577.799,"body":"of"},{"startTime":577.799,"endTime":578.118,"body":"small"},{"startTime":578.118,"endTime":578.479,"body":"wise"},{"startTime":578.479,"endTime":578.999,"body":"decisions"},{"startTime":578.999,"endTime":579.399,"body":"repeated"},{"startTime":579.399,"endTime":579.759,"body":"over"},{"startTime":579.759,"endTime":580.079,"body":"many"},{"startTime":580.079,"endTime":580.279,"body":"years."},{"startTime":580.279,"endTime":580.439,"body":"And"},{"startTime":580.439,"endTime":580.639,"body":"you're"},{"startTime":580.639,"endTime":580.839,"body":"already"},{"startTime":580.839,"endTime":581.119,"body":"doing"},{"startTime":581.119,"endTime":581.439,"body":"that."},{"startTime":582.319,"endTime":582.639,"body":"Your"},{"startTime":582.639,"endTime":583.159,"body":"savings"},{"startTime":583.159,"endTime":583.359,"body":"have"},{"startTime":583.359,"endTime":583.519,"body":"a"},{"startTime":583.519,"endTime":583.999,"body":"purpose."},{"startTime":584.639,"endTime":584.959,"body":"Give"},{"startTime":584.959,"endTime":585.159,"body":"them"},{"startTime":585.159,"endTime":585.319,"body":"a"},{"startTime":585.319,"endTime":585.479,"body":"place"},{"startTime":585.479,"endTime":585.719,"body":"where"},{"startTime":585.719,"endTime":585.919,"body":"they"},{"startTime":585.919,"endTime":586.079,"body":"can"},{"startTime":586.079,"endTime":586.559,"body":"quietly"},{"startTime":586.559,"endTime":586.879,"body":"grow."},{"startTime":587.61,"endTime":587.77,"body":"Make"},{"startTime":587.77,"endTime":588.01,"body":"those"},{"startTime":588.01,"endTime":588.21,"body":"small"},{"startTime":588.21,"endTime":588.73,"body":"improvements"},{"startTime":588.73,"endTime":589.05,"body":"today,"},{"startTime":589.45,"endTime":589.81,"body":"because"},{"startTime":589.81,"endTime":590.13,"body":"those"},{"startTime":590.13,"endTime":590.37,"body":"can"},{"startTime":590.37,"endTime":590.65,"body":"become"},{"startTime":590.65,"endTime":591.09,"body":"huge"},{"startTime":591.09,"endTime":591.65,"body":"blessings"},{"startTime":591.65,"endTime":592.25,"body":"tomorrow."},{"startTime":592.65,"endTime":592.89,"body":"So"},{"startTime":592.89,"endTime":593.13,"body":"here's"},{"startTime":593.13,"endTime":593.25,"body":"your"},{"startTime":593.25,"endTime":593.45,"body":"win"},{"startTime":593.45,"endTime":593.69,"body":"for"},{"startTime":593.69,"endTime":593.93,"body":"today."},{"startTime":593.93,"endTime":594.13,"body":"I"},{"startTime":594.13,"endTime":594.25,"body":"want"},{"startTime":594.25,"endTime":594.37,"body":"you"},{"startTime":594.37,"endTime":594.53,"body":"to"},{"startTime":594.53,"endTime":594.81,"body":"review"},{"startTime":594.81,"endTime":595.09,"body":"your"},{"startTime":595.09,"endTime":595.37,"body":"current"},{"startTime":595.37,"endTime":595.81,"body":"savings"},{"startTime":595.81,"endTime":596.05,"body":"account"},{"startTime":596.05,"endTime":596.37,"body":"rate."},{"startTime":596.37,"endTime":596.57,"body":"A"},{"startTime":596.57,"endTime":596.65,"body":"lot"},{"startTime":596.65,"endTime":596.73,"body":"of"},{"startTime":596.73,"endTime":596.85,"body":"people"},{"startTime":596.85,"endTime":597.05,"body":"don't"},{"startTime":597.05,"endTime":597.17,"body":"know"},{"startTime":597.17,"endTime":597.33,"body":"what"},{"startTime":597.33,"endTime":597.49,"body":"that"},{"startTime":597.49,"endTime":597.77,"body":"is."},{"startTime":598.01,"endTime":598.37,"body":"Check"},{"startTime":598.37,"endTime":598.53,"body":"the"},{"startTime":598.53,"endTime":598.81,"body":"interest"},{"startTime":598.81,"endTime":599.21,"body":"rate,"},{"startTime":599.69,"endTime":599.97,"body":"go"},{"startTime":599.97,"endTime":600.13,"body":"look"},{"startTime":600.13,"endTime":600.25,"body":"at"},{"startTime":600.25,"endTime":600.37,"body":"the"},{"startTime":600.37,"endTime":600.53,"body":"bank"},{"startTime":600.53,"endTime":600.69,"body":"and"},{"startTime":600.69,"endTime":600.85,"body":"see"},{"startTime":600.85,"endTime":601.01,"body":"what"},{"startTime":601.01,"endTime":601.17,"body":"is"},{"startTime":601.17,"endTime":601.33,"body":"it"},{"startTime":601.33,"endTime":601.57,"body":"paying"},{"startTime":601.57,"endTime":601.85,"body":"me"},{"startTime":602.09,"endTime":602.37,"body":"and"},{"startTime":602.37,"endTime":602.57,"body":"then"},{"startTime":602.57,"endTime":602.93,"body":"compare"},{"startTime":602.93,"endTime":603.05,"body":"it"},{"startTime":603.05,"endTime":603.249,"body":"with"},{"startTime":603.249,"endTime":603.85,"body":"reputable"},{"startTime":603.85,"endTime":604.09,"body":"high"},{"startTime":604.09,"endTime":604.37,"body":"yield"},{"startTime":604.37,"endTime":604.77,"body":"savings"},{"startTime":604.77,"endTime":605.05,"body":"accounts."},{"startTime":605.05,"endTime":605.17,"body":"Now,"},{"startTime":605.17,"endTime":605.37,"body":"your"},{"startTime":605.37,"endTime":605.69,"body":"particular"},{"startTime":605.69,"endTime":606.05,"body":"bank"},{"startTime":606.05,"endTime":606.29,"body":"might"},{"startTime":606.29,"endTime":606.49,"body":"even"},{"startTime":606.49,"endTime":606.81,"body":"offer"},{"startTime":606.81,"endTime":607.21,"body":"these."},{"startTime":607.77,"endTime":608.05,"body":"It"},{"startTime":608.05,"endTime":608.21,"body":"might"},{"startTime":608.21,"endTime":608.37,"body":"be"},{"startTime":608.37,"endTime":608.53,"body":"as"},{"startTime":608.53,"endTime":608.81,"body":"simple"},{"startTime":608.81,"endTime":609.01,"body":"as"},{"startTime":609.01,"endTime":609.29,"body":"setting"},{"startTime":609.29,"endTime":609.53,"body":"up"},{"startTime":609.53,"endTime":609.85,"body":"another"},{"startTime":609.85,"endTime":610.21,"body":"account"},{"startTime":610.21,"endTime":610.45,"body":"at"},{"startTime":610.45,"endTime":610.69,"body":"your"},{"startTime":610.69,"endTime":611.05,"body":"bank"},{"startTime":611.21,"endTime":611.53,"body":"and"},{"startTime":611.53,"endTime":611.77,"body":"then"},{"startTime":611.77,"endTime":612.17,"body":"decide"},{"startTime":612.17,"endTime":612.41,"body":"which"},{"startTime":612.41,"endTime":612.65,"body":"one"},{"startTime":612.65,"endTime":612.93,"body":"makes"},{"startTime":612.93,"endTime":613.37,"body":"sense."},{"startTime":614.25,"endTime":614.45,"body":"But"},{"startTime":614.45,"endTime":614.69,"body":"if"},{"startTime":614.69,"endTime":614.85,"body":"you"},{"startTime":614.85,"endTime":615.05,"body":"don't"},{"startTime":615.05,"endTime":615.17,"body":"hear"},{"startTime":615.17,"endTime":615.41,"body":"anything"},{"startTime":615.41,"endTime":615.65,"body":"else"},{"startTime":615.65,"endTime":615.85,"body":"I"},{"startTime":615.85,"endTime":616.17,"body":"say,"},{"startTime":616.65,"endTime":616.97,"body":"maybe"},{"startTime":616.97,"endTime":617.21,"body":"you've"},{"startTime":617.21,"endTime":617.33,"body":"got"},{"startTime":617.33,"endTime":617.45,"body":"a"},{"startTime":617.45,"endTime":617.61,"body":"great"},{"startTime":617.61,"endTime":617.89,"body":"rate"},{"startTime":617.89,"endTime":618.25,"body":"already."},{"startTime":618.73,"endTime":619.33,"body":"Automate"},{"startTime":619.33,"endTime":619.53,"body":"that"},{"startTime":619.53,"endTime":619.93,"body":"monthly"},{"startTime":619.93,"endTime":620.37,"body":"savings"},{"startTime":620.37,"endTime":620.53,"body":"if"},{"startTime":620.53,"endTime":620.69,"body":"you"},{"startTime":620.69,"endTime":620.93,"body":"haven't"},{"startTime":620.93,"endTime":621.17,"body":"already"},{"startTime":621.17,"endTime":621.41,"body":"done"},{"startTime":621.41,"endTime":621.69,"body":"it."},{"startTime":622.89,"endTime":623.21,"body":"The"},{"startTime":623.21,"endTime":623.57,"body":"knowledge"},{"startTime":623.57,"endTime":623.77,"body":"that"},{"startTime":623.77,"endTime":624.01,"body":"you're"},{"startTime":624.01,"endTime":624.25,"body":"building"},{"startTime":624.25,"endTime":624.57,"body":"is"},{"startTime":624.57,"endTime":624.77,"body":"going"},{"startTime":624.77,"endTime":624.97,"body":"to"},{"startTime":624.97,"endTime":625.17,"body":"lead"},{"startTime":625.17,"endTime":625.37,"body":"to"},{"startTime":625.37,"endTime":625.65,"body":"better"},{"startTime":625.65,"endTime":626.33,"body":"stewardship."},{"startTime":626.97,"endTime":627.25,"body":"Well,"},{"startTime":627.25,"endTime":627.45,"body":"let's"},{"startTime":627.45,"endTime":627.57,"body":"get"},{"startTime":627.57,"endTime":627.77,"body":"into"},{"startTime":627.77,"endTime":627.97,"body":"our"},{"startTime":627.97,"endTime":628.21,"body":"Bible"},{"startTime":628.21,"endTime":628.45,"body":"verse"},{"startTime":628.45,"endTime":628.65,"body":"today."},{"startTime":628.65,"endTime":628.81,"body":"It"},{"startTime":628.81,"endTime":628.93,"body":"comes"},{"startTime":628.93,"endTime":629.09,"body":"from"},{"startTime":629.09,"endTime":629.21,"body":"the"},{"startTime":629.21,"endTime":629.33,"body":"book"},{"startTime":629.33,"endTime":629.53,"body":"of"},{"startTime":629.53,"endTime":629.929,"body":"Luke,"},{"startTime":629.93,"endTime":630.41,"body":"chapter"},{"startTime":630.41,"endTime":630.73,"body":"16,"},{"startTime":630.81,"endTime":631.21,"body":"verse"},{"startTime":631.21,"endTime":631.45,"body":"10."},{"startTime":631.45,"endTime":631.65,"body":"It"},{"startTime":631.65,"endTime":631.85,"body":"says"},{"startTime":631.85,"endTime":632.05,"body":"if"},{"startTime":632.05,"endTime":632.25,"body":"you"},{"startTime":632.25,"endTime":632.49,"body":"are"},{"startTime":632.49,"endTime":632.97,"body":"faithful"},{"startTime":632.97,"endTime":633.21,"body":"in"},{"startTime":633.21,"endTime":633.49,"body":"little"},{"startTime":633.49,"endTime":633.85,"body":"things,"},{"startTime":634.57,"endTime":634.97,"body":"you'll"},{"startTime":634.97,"endTime":635.13,"body":"be"},{"startTime":635.13,"endTime":635.61,"body":"faithful"},{"startTime":635.61,"endTime":635.85,"body":"in"},{"startTime":635.85,"endTime":636.17,"body":"large"},{"startTime":636.17,"endTime":636.73,"body":"ones."},{"startTime":637.13,"endTime":637.41,"body":"And"},{"startTime":637.41,"endTime":637.57,"body":"I"},{"startTime":637.57,"endTime":637.77,"body":"just"},{"startTime":637.77,"endTime":637.97,"body":"love"},{"startTime":637.97,"endTime":638.17,"body":"this"},{"startTime":638.17,"endTime":638.49,"body":"verse"},{"startTime":638.49,"endTime":638.81,"body":"because"},{"startTime":638.89,"endTime":639.13,"body":"I"},{"startTime":639.13,"endTime":639.33,"body":"think"},{"startTime":639.33,"endTime":639.65,"body":"God"},{"startTime":639.65,"endTime":639.81,"body":"is"},{"startTime":639.81,"endTime":639.97,"body":"just"},{"startTime":639.97,"endTime":640.25,"body":"telling"},{"startTime":640.25,"endTime":640.45,"body":"us"},{"startTime":640.45,"endTime":640.73,"body":"something"},{"startTime":641.13,"endTime":641.53,"body":"so"},{"startTime":641.69,"endTime":642.09,"body":"important"},{"startTime":642.17,"endTime":642.57,"body":"here."},{"startTime":643.78,"endTime":644.02,"body":"That"},{"startTime":644.02,"endTime":644.34,"body":"act"},{"startTime":644.34,"endTime":644.58,"body":"of"},{"startTime":644.58,"endTime":645.3,"body":"stewardship"},{"startTime":646.02,"endTime":646.54,"body":"starts"},{"startTime":646.54,"endTime":646.82,"body":"small"},{"startTime":647.78,"endTime":648.06,"body":"and"},{"startTime":648.06,"endTime":648.22,"body":"it"},{"startTime":648.22,"endTime":648.66,"body":"grows"},{"startTime":648.66,"endTime":648.86,"body":"from"},{"startTime":648.86,"endTime":649.1,"body":"there."},{"startTime":649.1,"endTime":649.38,"body":"Every"},{"startTime":649.38,"endTime":649.82,"body":"dollar"},{"startTime":649.82,"endTime":649.98,"body":"that"},{"startTime":649.98,"endTime":650.14,"body":"you"},{"startTime":650.14,"endTime":650.38,"body":"have"},{"startTime":650.38,"endTime":651.14,"body":"matters"},{"startTime":651.86,"endTime":652.18,"body":"and"},{"startTime":652.18,"endTime":652.46,"body":"that"},{"startTime":652.46,"endTime":653.06,"body":"faithfulness"},{"startTime":653.06,"endTime":653.26,"body":"that"},{"startTime":653.26,"endTime":653.46,"body":"you're"},{"startTime":653.46,"endTime":653.66,"body":"growing"},{"startTime":653.66,"endTime":653.94,"body":"towards,"},{"startTime":653.94,"endTime":654.22,"body":"that"},{"startTime":654.22,"endTime":654.58,"body":"financial"},{"startTime":654.66,"endTime":655.02,"body":"peace"},{"startTime":655.02,"endTime":655.26,"body":"you're"},{"startTime":655.26,"endTime":655.5,"body":"looking"},{"startTime":655.5,"endTime":655.86,"body":"for,"},{"startTime":656.26,"endTime":656.58,"body":"it"},{"startTime":656.58,"endTime":657.02,"body":"grows"},{"startTime":657.02,"endTime":657.26,"body":"through"},{"startTime":657.26,"endTime":657.9,"body":"everyday"},{"startTime":657.9,"endTime":658.66,"body":"decisions."},{"startTime":659.54,"endTime":659.9,"body":"That"},{"startTime":659.9,"endTime":660.74,"body":"consistency"},{"startTime":661.46,"endTime":661.74,"body":"and"},{"startTime":661.74,"endTime":661.9,"body":"let"},{"startTime":661.9,"endTime":662.02,"body":"me"},{"startTime":662.02,"endTime":662.1,"body":"tell"},{"startTime":662.1,"endTime":662.22,"body":"you"},{"startTime":662.22,"endTime":662.38,"body":"right"},{"startTime":662.38,"endTime":662.62,"body":"now,"},{"startTime":662.62,"endTime":662.98,"body":"God"},{"startTime":662.98,"endTime":663.46,"body":"values"},{"startTime":663.46,"endTime":664.26,"body":"consistency."},{"startTime":664.9,"endTime":665.18,"body":"How"},{"startTime":665.18,"endTime":665.34,"body":"about"},{"startTime":665.34,"endTime":665.5,"body":"we"},{"startTime":665.5,"endTime":665.74,"body":"pray"},{"startTime":665.74,"endTime":666.02,"body":"together?"},{"startTime":666.58,"endTime":667.18,"body":"Heavenly"},{"startTime":667.18,"endTime":667.42,"body":"Father,"},{"startTime":667.42,"endTime":667.58,"body":"I"},{"startTime":667.58,"endTime":667.74,"body":"want"},{"startTime":667.74,"endTime":667.86,"body":"to"},{"startTime":667.86,"endTime":668.06,"body":"thank"},{"startTime":668.06,"endTime":668.22,"body":"you"},{"startTime":668.22,"endTime":668.46,"body":"for"},{"startTime":668.46,"endTime":668.78,"body":"every"},{"startTime":668.78,"endTime":669.26,"body":"resource"},{"startTime":669.26,"endTime":669.54,"body":"you've"},{"startTime":669.54,"endTime":670.02,"body":"entrusted"},{"startTime":670.02,"endTime":670.22,"body":"us"},{"startTime":670.22,"endTime":670.34,"body":"to"},{"startTime":670.34,"endTime":670.46,"body":"us."},{"startTime":670.46,"endTime":670.7,"body":"Lord,"},{"startTime":670.7,"endTime":670.86,"body":"you"},{"startTime":670.86,"endTime":671.02,"body":"are"},{"startTime":671.02,"endTime":671.18,"body":"so"},{"startTime":671.18,"endTime":671.34,"body":"good"},{"startTime":671.34,"endTime":671.54,"body":"to"},{"startTime":671.54,"endTime":671.86,"body":"us."},{"startTime":672.61,"endTime":672.85,"body":"Teach"},{"startTime":672.85,"endTime":673.05,"body":"us"},{"startTime":673.05,"endTime":673.21,"body":"to"},{"startTime":673.21,"endTime":673.53,"body":"steward"},{"startTime":673.53,"endTime":673.77,"body":"our"},{"startTime":673.77,"endTime":674.25,"body":"savings"},{"startTime":674.25,"endTime":674.65,"body":"wisely,"},{"startTime":674.65,"endTime":674.89,"body":"Lord,"},{"startTime":674.89,"endTime":675.13,"body":"and"},{"startTime":675.13,"endTime":675.37,"body":"help"},{"startTime":675.37,"endTime":675.57,"body":"us"},{"startTime":675.57,"endTime":675.85,"body":"make"},{"startTime":675.85,"endTime":676.41,"body":"thoughtful"},{"startTime":676.41,"endTime":677.01,"body":"decisions"},{"startTime":677.01,"endTime":677.33,"body":"instead"},{"startTime":677.33,"endTime":677.49,"body":"of"},{"startTime":677.49,"endTime":677.61,"body":"the"},{"startTime":677.61,"endTime":678.13,"body":"emotional"},{"startTime":678.13,"endTime":678.41,"body":"ones"},{"startTime":678.41,"endTime":678.57,"body":"that"},{"startTime":678.57,"endTime":678.77,"body":"we"},{"startTime":678.77,"endTime":679.01,"body":"find"},{"startTime":679.01,"endTime":679.33,"body":"our"},{"startTime":679.49,"endTime":679.89,"body":"flesh"},{"startTime":679.89,"endTime":680.21,"body":"in."},{"startTime":680.93,"endTime":681.21,"body":"Give"},{"startTime":681.21,"endTime":681.37,"body":"us"},{"startTime":681.37,"endTime":681.89,"body":"discernment"},{"startTime":681.89,"endTime":682.09,"body":"as"},{"startTime":682.09,"endTime":682.25,"body":"we"},{"startTime":682.25,"endTime":682.45,"body":"plan"},{"startTime":682.45,"endTime":682.65,"body":"for"},{"startTime":682.65,"endTime":682.81,"body":"the"},{"startTime":682.81,"endTime":683.05,"body":"future,"},{"startTime":683.05,"endTime":683.37,"body":"Lord,"},{"startTime":683.37,"endTime":683.61,"body":"and"},{"startTime":683.61,"endTime":683.93,"body":"may"},{"startTime":683.93,"endTime":684.29,"body":"every"},{"startTime":684.29,"endTime":684.69,"body":"financial"},{"startTime":684.77,"endTime":685.13,"body":"decision"},{"startTime":685.13,"endTime":685.41,"body":"we"},{"startTime":685.41,"endTime":685.73,"body":"make"},{"startTime":686.29,"endTime":686.77,"body":"reflect"},{"startTime":686.77,"endTime":686.97,"body":"our"},{"startTime":686.97,"endTime":687.25,"body":"trust"},{"startTime":687.25,"endTime":687.45,"body":"in"},{"startTime":687.45,"endTime":687.73,"body":"you"},{"startTime":688.13,"endTime":688.409,"body":"and"},{"startTime":688.409,"endTime":688.57,"body":"our"},{"startTime":688.57,"endTime":688.93,"body":"desire"},{"startTime":688.93,"endTime":689.17,"body":"to"},{"startTime":689.17,"endTime":689.53,"body":"honor"},{"startTime":689.53,"endTime":689.89,"body":"you,"},{"startTime":690.45,"endTime":690.81,"body":"Lord."},{"startTime":690.81,"endTime":690.97,"body":"Help"},{"startTime":690.97,"endTime":691.13,"body":"us"},{"startTime":691.13,"endTime":691.29,"body":"to"},{"startTime":691.29,"endTime":691.65,"body":"remain"},{"startTime":691.65,"endTime":692.01,"body":"faithful"},{"startTime":692.01,"endTime":692.25,"body":"with"},{"startTime":692.25,"endTime":692.61,"body":"little"},{"startTime":693.73,"endTime":694.01,"body":"so"},{"startTime":694.01,"endTime":694.13,"body":"you"},{"startTime":694.13,"endTime":694.25,"body":"can"},{"startTime":694.25,"endTime":694.49,"body":"trust"},{"startTime":694.49,"endTime":694.69,"body":"us"},{"startTime":694.69,"endTime":694.89,"body":"with"},{"startTime":694.89,"endTime":695.13,"body":"even"},{"startTime":695.13,"endTime":695.49,"body":"more."},{"startTime":696.21,"endTime":696.49,"body":"And"},{"startTime":696.49,"endTime":696.65,"body":"we"},{"startTime":696.65,"endTime":696.85,"body":"ask"},{"startTime":696.85,"endTime":697.13,"body":"this"},{"startTime":697.13,"endTime":697.41,"body":"in"},{"startTime":697.41,"endTime":697.81,"body":"Jesus"},{"startTime":697.81,"endTime":698.21,"body":"name."},{"startTime":699.45,"endTime":700.01,"body":"Amen."},{"startTime":701.21,"endTime":701.53,"body":"Friend."},{"startTime":701.53,"endTime":701.77,"body":"Today"},{"startTime":701.77,"endTime":701.97,"body":"you"},{"startTime":701.97,"endTime":702.21,"body":"learned"},{"startTime":702.21,"endTime":702.37,"body":"a"},{"startTime":702.37,"endTime":702.61,"body":"very"},{"startTime":702.61,"endTime":703.09,"body":"valuable"},{"startTime":703.09,"endTime":703.61,"body":"lesson"},{"startTime":703.93,"endTime":704.25,"body":"where"},{"startTime":704.25,"endTime":704.53,"body":"your"},{"startTime":704.53,"endTime":704.97,"body":"saving"},{"startTime":704.97,"endTime":705.37,"body":"sit"},{"startTime":705.61,"endTime":706.25,"body":"matters."},{"startTime":706.89,"endTime":707.17,"body":"So"},{"startTime":707.17,"endTime":707.37,"body":"keep"},{"startTime":707.37,"endTime":707.57,"body":"your"},{"startTime":707.57,"endTime":707.85,"body":"money"},{"startTime":707.85,"endTime":708.33,"body":"safe,"},{"startTime":708.73,"endTime":709.01,"body":"let"},{"startTime":709.01,"endTime":709.17,"body":"it"},{"startTime":709.17,"endTime":709.41,"body":"earn"},{"startTime":709.41,"endTime":709.57,"body":"what"},{"startTime":709.57,"endTime":709.73,"body":"it"},{"startTime":709.73,"endTime":710.17,"body":"reasonably"},{"startTime":710.17,"endTime":710.41,"body":"can"},{"startTime":710.41,"endTime":710.65,"body":"and"},{"startTime":710.65,"endTime":710.93,"body":"stay"},{"startTime":710.93,"endTime":711.57,"body":"consistent"},{"startTime":711.57,"endTime":711.73,"body":"with"},{"startTime":711.73,"endTime":711.93,"body":"those"},{"startTime":711.93,"endTime":712.57,"body":"deposits."},{"startTime":712.57,"endTime":712.89,"body":"Because"},{"startTime":713.13,"endTime":713.73,"body":"trusting"},{"startTime":713.73,"endTime":714.17,"body":"God"},{"startTime":714.41,"endTime":714.729,"body":"while"},{"startTime":714.729,"endTime":715.29,"body":"practicing"},{"startTime":715.29,"endTime":715.61,"body":"wise"},{"startTime":715.61,"endTime":716.17,"body":"stewardship"},{"startTime":716.17,"endTime":716.41,"body":"is"},{"startTime":716.41,"endTime":716.61,"body":"the"},{"startTime":716.61,"endTime":716.97,"body":"goal."},{"startTime":717.61,"endTime":717.85,"body":"So"},{"startTime":717.85,"endTime":718.09,"body":"here's"},{"startTime":718.09,"endTime":718.21,"body":"my"},{"startTime":718.21,"endTime":718.61,"body":"takeaways"},{"startTime":718.61,"endTime":718.77,"body":"for"},{"startTime":718.77,"endTime":719.05,"body":"today."},{"startTime":719.05,"endTime":719.45,"body":"Understand"},{"startTime":719.45,"endTime":719.73,"body":"how"},{"startTime":719.73,"endTime":719.89,"body":"those"},{"startTime":719.89,"endTime":720.09,"body":"high"},{"startTime":720.09,"endTime":720.37,"body":"yield"},{"startTime":720.37,"endTime":720.73,"body":"savings"},{"startTime":720.73,"endTime":720.97,"body":"account"},{"startTime":721.05,"endTime":721.45,"body":"work."},{"startTime":721.85,"endTime":722.13,"body":"Make"},{"startTime":722.13,"endTime":722.37,"body":"sure"},{"startTime":722.37,"endTime":722.61,"body":"that"},{"startTime":722.61,"endTime":722.85,"body":"you're"},{"startTime":722.85,"endTime":723.53,"body":"prioritizing"},{"startTime":723.53,"endTime":723.97,"body":"safety"},{"startTime":723.97,"endTime":724.21,"body":"first,"},{"startTime":724.21,"endTime":724.49,"body":"don't"},{"startTime":724.49,"endTime":724.73,"body":"chase"},{"startTime":724.73,"endTime":724.97,"body":"those"},{"startTime":724.97,"endTime":725.45,"body":"rates,"},{"startTime":726.13,"endTime":726.33,"body":"build"},{"startTime":726.33,"endTime":726.61,"body":"that"},{"startTime":726.61,"endTime":727.21,"body":"consistent"},{"startTime":727.21,"endTime":727.61,"body":"saving"},{"startTime":727.61,"endTime":728.13,"body":"habit"},{"startTime":728.69,"endTime":729.05,"body":"and"},{"startTime":729.05,"endTime":729.29,"body":"by"},{"startTime":729.29,"endTime":729.53,"body":"all"},{"startTime":729.53,"endTime":729.89,"body":"means"},{"startTime":730.53,"endTime":731.05,"body":"practice"},{"startTime":731.05,"endTime":731.57,"body":"faithful"},{"startTime":731.57,"endTime":732.21,"body":"stewardship."},{"startTime":732.85,"endTime":733.13,"body":"What"},{"startTime":733.13,"endTime":733.25,"body":"a"},{"startTime":733.25,"endTime":733.41,"body":"great"},{"startTime":733.41,"endTime":733.73,"body":"question"},{"startTime":733.73,"endTime":734.05,"body":"today"},{"startTime":734.05,"endTime":734.25,"body":"and"},{"startTime":734.25,"endTime":734.37,"body":"if"},{"startTime":734.37,"endTime":734.53,"body":"you've"},{"startTime":734.53,"endTime":734.65,"body":"got"},{"startTime":734.65,"endTime":734.81,"body":"a"},{"startTime":734.81,"endTime":735.05,"body":"question"},{"startTime":735.05,"endTime":735.29,"body":"for"},{"startTime":735.29,"endTime":735.45,"body":"the"},{"startTime":735.45,"endTime":735.73,"body":"show,"},{"startTime":735.97,"endTime":736.25,"body":"I"},{"startTime":736.25,"endTime":736.41,"body":"would"},{"startTime":736.41,"endTime":736.61,"body":"love"},{"startTime":736.61,"endTime":736.77,"body":"for"},{"startTime":736.77,"endTime":736.89,"body":"you"},{"startTime":736.89,"endTime":737.01,"body":"to"},{"startTime":737.01,"endTime":737.13,"body":"tell"},{"startTime":737.13,"endTime":737.29,"body":"me"},{"startTime":737.29,"endTime":737.45,"body":"about"},{"startTime":737.45,"endTime":737.65,"body":"it."},{"startTime":737.65,"endTime":737.81,"body":"You"},{"startTime":737.81,"endTime":737.97,"body":"can"},{"startTime":737.97,"endTime":738.21,"body":"leave"},{"startTime":738.21,"endTime":738.33,"body":"me"},{"startTime":738.33,"endTime":738.45,"body":"a"},{"startTime":738.45,"endTime":738.97,"body":"voicemail"},{"startTime":738.97,"endTime":739.41,"body":"message"},{"startTime":739.57,"endTime":739.85,"body":"by"},{"startTime":739.85,"endTime":740.05,"body":"going"},{"startTime":740.05,"endTime":740.33,"body":"to"},{"startTime":740.33,"endTime":744.21,"body":"financiallyconfidentchristian.com/voicemail"},{"startTime":744.37,"endTime":744.73,"body":"we'll"},{"startTime":744.73,"endTime":744.85,"body":"put"},{"startTime":744.85,"endTime":744.97,"body":"that"},{"startTime":744.97,"endTime":745.17,"body":"link"},{"startTime":745.17,"endTime":745.25,"body":"in"},{"startTime":745.25,"endTime":745.33,"body":"the"},{"startTime":745.33,"endTime":745.49,"body":"show"},{"startTime":745.49,"endTime":745.77,"body":"notes."},{"startTime":745.77,"endTime":745.89,"body":"You"},{"startTime":745.89,"endTime":746.01,"body":"just"},{"startTime":746.01,"endTime":746.21,"body":"click"},{"startTime":746.21,"endTime":746.29,"body":"on"},{"startTime":746.29,"endTime":746.37,"body":"the"},{"startTime":746.37,"endTime":746.57,"body":"link"},{"startTime":746.57,"endTime":746.77,"body":"and"},{"startTime":746.77,"endTime":747.09,"body":"it's"},{"startTime":747.09,"endTime":747.33,"body":"super"},{"startTime":747.33,"endTime":747.73,"body":"easy."},{"startTime":747.73,"endTime":747.93,"body":"Just"},{"startTime":747.93,"endTime":748.17,"body":"record"},{"startTime":748.17,"endTime":748.41,"body":"your"},{"startTime":748.41,"endTime":748.65,"body":"voice"},{"startTime":748.65,"endTime":748.81,"body":"and"},{"startTime":748.81,"endTime":748.97,"body":"I"},{"startTime":748.97,"endTime":749.13,"body":"will"},{"startTime":749.13,"endTime":749.29,"body":"hear"},{"startTime":749.29,"endTime":749.57,"body":"it"},{"startTime":749.57,"endTime":749.85,"body":"and"},{"startTime":749.85,"endTime":750.01,"body":"I"},{"startTime":750.01,"endTime":750.17,"body":"might"},{"startTime":750.17,"endTime":750.37,"body":"even"},{"startTime":750.37,"endTime":750.57,"body":"play"},{"startTime":750.57,"endTime":750.69,"body":"it"},{"startTime":750.69,"endTime":750.81,"body":"on"},{"startTime":750.81,"endTime":750.93,"body":"the"},{"startTime":750.93,"endTime":751.17,"body":"show."},{"startTime":751.78,"endTime":752.02,"body":"That's"},{"startTime":752.02,"endTime":755.7,"body":"financiallyconfidentchristian.com/voicemail"},{"startTime":756.02,"endTime":756.34,"body":"thank"},{"startTime":756.34,"endTime":756.5,"body":"you"},{"startTime":756.5,"endTime":756.7,"body":"so"},{"startTime":756.7,"endTime":756.86,"body":"much"},{"startTime":756.86,"endTime":757.06,"body":"for"},{"startTime":757.06,"endTime":757.42,"body":"joining"},{"startTime":757.42,"endTime":757.58,"body":"me"},{"startTime":757.58,"endTime":757.82,"body":"today."},{"startTime":757.82,"endTime":758.06,"body":"As"},{"startTime":758.06,"endTime":758.22,"body":"I"},{"startTime":758.22,"endTime":758.46,"body":"always"},{"startTime":758.46,"endTime":758.66,"body":"say,"},{"startTime":758.66,"endTime":758.78,"body":"I"},{"startTime":758.78,"endTime":758.9,"body":"want"},{"startTime":758.9,"endTime":758.98,"body":"to"},{"startTime":758.98,"endTime":759.3,"body":"encourage"},{"startTime":759.3,"endTime":759.5,"body":"you"},{"startTime":759.5,"endTime":759.74,"body":"today,"},{"startTime":759.74,"endTime":760.1,"body":"especially"},{"startTime":760.26,"endTime":760.66,"body":"today,"},{"startTime":761.38,"endTime":761.78,"body":"stay"},{"startTime":761.78,"endTime":762.5,"body":"financially"},{"startTime":762.5,"endTime":763.06,"body":"savvy,"},{"startTime":763.62,"endTime":763.94,"body":"get"},{"startTime":763.94,"endTime":764.14,"body":"more"},{"startTime":764.14,"endTime":764.7,"body":"knowledge,"},{"startTime":764.7,"endTime":764.98,"body":"get"},{"startTime":764.98,"endTime":765.22,"body":"more"},{"startTime":765.22,"endTime":765.7,"body":"wisdom"},{"startTime":766.34,"endTime":766.62,"body":"and"},{"startTime":766.62,"endTime":766.78,"body":"be"},{"startTime":766.78,"endTime":766.9,"body":"a"},{"startTime":766.9,"endTime":767.06,"body":"good"},{"startTime":767.06,"endTime":767.38,"body":"steward"},{"startTime":767.38,"endTime":767.579,"body":"of"},{"startTime":767.579,"endTime":767.7,"body":"what"},{"startTime":767.7,"endTime":767.82,"body":"you"},{"startTime":767.82,"endTime":768.02,"body":"have."},{"startTime":768.02,"endTime":768.26,"body":"May"},{"startTime":768.26,"endTime":768.54,"body":"God"},{"startTime":768.54,"endTime":768.78,"body":"bless"},{"startTime":768.78,"endTime":769.06,"body":"you"},{"startTime":769.46,"endTime":769.78,"body":"and"},{"startTime":769.78,"endTime":769.98,"body":"you"},{"startTime":769.98,"endTime":770.14,"body":"have"},{"startTime":770.14,"endTime":770.26,"body":"a"},{"startTime":770.26,"endTime":770.54,"body":"truly"},{"startTime":770.54,"endTime":770.74,"body":"great"},{"startTime":770.74,"endTime":771.06,"body":"day."},{"startTime":783.36,"endTime":783.6,"body":"Ra."}]}