Is your phone blowing up with hot deals and can't miss sales?
Ralph:Feels harmless, right?
Ralph:That's until your bank account starts bleeding.
Ralph:What if those nonstop buzz isn't just noise, but it's really a sinister trap?
Ralph:Well stick around because I'm about to hand you the secret to shutting it
Ralph:down and shutting it down for good.
Ralph:That's what I'm gonna talk about on today's show.
Ralph:Hey there and welcome back to your Daily, financially Confident Christian.
Ralph:I'm Ralph and it's always great to be with you, and I just thank you
Ralph:again for honoring me with just a little bit of your time each day.
Ralph:We're still in pursuit of answering that big question, how can I become
Ralph:a financially confident Christian?
Ralph:And we're deep in our series beyond the budget, really working to find
Ralph:that financial freedom through what I call intentional living.
Ralph:And if you've been following along, you know, yesterday we talked about
Ralph:the power of delayed gratification.
Ralph:Hey, we called it your superpower.
Ralph:If you missed it, I'm gonna encourage you to go check it out.
Ralph:Today we're gonna talk about how to unsubscribe from that constant
Ralph:consumer culture that might be making your bank account bleed.
Ralph:Hey, that's no joke.
Ralph:Think about it for a second.
Ralph:You open up your email and then flash sale.
Ralph:Listen, I'm just gonna go on a rant right now for a second.
Ralph:' cause as I was preparing for this episode.
Ralph:The truth is, in many ways our email has just become that new junk mail.
Ralph:I remember when I was a kid, my mom would get home from work and there'd be a stack
Ralph:of mail, and it seemed like half of the mail just went right in a trash can.
Ralph:Well, our email's becoming that as well, but I get off my ran now.
Ralph:But maybe you're scrolling Instagram, you see those targeted ads, or
Ralph:maybe you're like me, you're just reading the news or you're checking
Ralph:out what's going on around you.
Ralph:You've got what I call the sidebar of temptation, mean
Ralph:just add after, add after add.
Ralph:This is just a constant barrage coming at you from all directions.
Ralph:And what is it doing?
Ralph:If you really think about what it's doing, if you, if you pull up
Ralph:the hood on that, look under the hood, it's just slowly training
Ralph:us to want more and more and more.
Ralph:And there's a couple of big things.
Ralph:It does three things.
Ralph:It really does right away it steals our focus.
Ralph:If you're out there looking at the news, you wanna focus on what you're looking at,
Ralph:and then you got this sidebar temptation.
Ralph:Or maybe you're trying to go through your email, you got some
Ralph:important emails that get packing.
Ralph:Now you got these popups from Amazon and Target and all the other retailers.
Ralph:That's the first thing.
Ralph:It does it.
Ralph:It steals your focus.
Ralph:And then over time, that bleeding, it's just draining your budget.
Ralph:And as your budget gets drained, what is really happening behind the scenes,
Ralph:it just absolutely sabotages the peace that you're working so hard to get to.
Ralph:And see, here's the thing.
Ralph:You gotta understand.
Ralph:This is like a Ralph truism.
Ralph:This is the truth bomb of all truth bombs.
Ralph:This is the megaton bomb.
Ralph:The digital world is engineered for consumption.
Ralph:That's the whole point of it.
Ralph:It's engineered for consumption.
Ralph:So we have a choice.
Ralph:We can either accept that consumption and let it slowly drain us and train us into
Ralph:spending all of our hard earned money.
Ralph:Or we can draw some boundaries.
Ralph:'cause if we don't.
Ralph:We're just gonna get drowned in that noise.
Ralph:Well, let's look to the word for some assistance here.
Ralph:Let's go to the book of Romans.
Ralph:You know, I mentioned on the show, Romans is probably my favorite verse
Ralph:of the Bible, but this particular one is chapter 12, verse two.
Ralph:It says this, do not conform to the pattern of this world.
Ralph:It's, it's pretty straightforward, but be transformed by the renewing of your mind.
Ralph:What are two things that say there do not conform to the pattern of this world.
Ralph:Well, I, I've said it.
Ralph:The pattern of this world is more, more, more.
Ralph:If you've been listening for the last couple days, more and more and
Ralph:more consumption, buy now, pay later.
Ralph:But scripture is warning us about something very sinister in that, but be
Ralph:transformed by the renewing of your mind.
Ralph:We've got to make that a profitable verse for us.
Ralph:Look at first John chapter two, verse 16.
Ralph:The lust of the eyes, the pride of life.
Ralph:You might be saying, Ralph, okay, you do this Christian finance show.
Ralph:I don't get the connection.
Ralph:Well, here's the thing you gotta understand.
Ralph:Unsubscribing isn't just digital.
Ralph:It's spiritual because it's guarding your heart and choosing God's peace
Ralph:rather than being bombarded with the constant consumer messages.
Ralph:'cause here's the deal, you choose the inputs.
Ralph:If you're choosing the inputs that shapes your financial output, you
Ralph:want to take control of your finances.
Ralph:That's the ultimate level of control.
Ralph:You choose what comes into it.
Ralph:the old adage is garbage in, garbage out.
Ralph:If you're filling your mind with garbage, what do you think's gonna come out of it?
Ralph:So now you might be saying, Ralph, okay, great.
Ralph:I agree with you.
Ralph:I'm trapped in this cycle of this consumerism.
Ralph:You know that all those things are all around me.
Ralph:What can I do?
Ralph:How do I break free?
Ralph:I've kind of already alluded to it.
Ralph:The big solution is to create some digital boundaries and listen to me
Ralph:unsubscribe from unnecessary messaging.
Ralph:The digital marketers are not gonna be happy with me today.
Ralph:But the big thing you're doing is you're choosing peace over
Ralph:being constantly under pressure.
Ralph:So I wanna give you an action item for today.
Ralph:Step one, declutter your inbox.
Ralph:This can be a fun game for you to play.
Ralph:Unsubscribe to marketing emails that tempt you.
Ralph:For example, you realize every morning you're tempted by a 50% off.
Ralph:Today only email from your favorite clothing store, unsubscribe.
Ralph:Pretty simple.
Ralph:Or maybe you get that daily email from Amazon, even when
Ralph:you're not looking for anything.
Ralph:Unsubscribe.
Ralph:Or maybe that home decor website sends the weekly inspiration emails that
Ralph:always lead to those impulse buys.
Ralph:Gone.
Ralph:That's your email.
Ralph:Second step, filter our social media.
Ralph:I'm gonna encourage you right now, mute or unfollow those influencers,
Ralph:those brands or those accounts that trigger spending or envy.
Ralph:For example, maybe you've got this luxury lifestyle influencer who are constantly
Ralph:posting beautiful designer bags and vacation getaways that they make you
Ralph:feel like you're being left behind.
Ralph:Unfollow that you don't need that, you don't need that input of that negativity.
Ralph:Or maybe you've got a home renovation account that that makes, you wanna
Ralph:just keep completely doing those, those new two new projects that,
Ralph:oh, I'm gonna redo our kitchen.
Ralph:But you look around, there's nothing wrong with your kitchen,
Ralph:but you saw this home renovation.
Ralph:You, oh, this is great.
Ralph:I gotta do this.
Ralph:Look at these pictures you say to your husband or your wife,
Ralph:Hey, look at these pictures.
Ralph:No, get rid of it.
Ralph:Or maybe unfollow a fitness brand that posts nonstop about their
Ralph:supplements and their gear and they, they're constantly tempting you
Ralph:to buy things that you don't need.
Ralph:Third thing I'm gonna encourage you to do is what I'm gonna
Ralph:call the no browse challenge.
Ralph:That's why it might take a little effort, because if you're like me,
Ralph:you're kind of addicted to that browsing.
Ralph:You just say to yourself, look for the next 48 or 72 hours, no browsing retail
Ralph:sites unless it's a planned specific need.
Ralph:It'll help you resist that urge to scroll.
Ralph:Amazon just, Hey, I just wanna see what's new.
Ralph:72 hours.
Ralph:Nope.
Ralph:You gonna save time and money?
Ralph:Let's get browsing that target app, unless you've already decided you need
Ralph:laundry detergent or, or paper towels.
Ralph:Hey, the, the paper towels are running low.
Ralph:That's fine.
Ralph:Go get the paper towels, but don't look at the sidebars and all the
Ralph:other stuff that you gotta have.
Ralph:And instead of op opening that shopping app out of just boredom,
Ralph:we talked about that the other day.
Ralph:Why are you doing this?
Ralph:What are your triggers?
Ralph:So instead of opening up that shopping app, 'cause you're just bored, you're
Ralph:laying around, you got nothing to do, go take a walk, read a book, read my
Ralph:book, organize a drawer, do something.
Ralph:You can break this cycle.
Ralph:'cause here's the deal, fewer triggers leads to less impulse.
Ralph:This, it, it's, it's a simple equation.
Ralph:What's coming in.
Ralph:If you reduce the inputs, if you have fewer triggers, there's gonna be less
Ralph:decisions and less impulse to go do it.
Ralph:Less noise.
Ralph:I said that clatter going around you from all different sides.
Ralph:That's more peace and it lets you focus back to what truly matters.
Ralph:You break free of that cycle of that noise all around you.
Ralph:How about we pray together?
Ralph:Father God, we just thank you for technology and access.
Ralph:We do really appreciate it, Lord.
Ralph:But we confess, honestly, that we're easily swayed by all this digital
Ralph:noise coming to us from all directions.
Ralph:So Lord, right here, right now, we ask you to help us take a stand, help us
Ralph:filter that with wisdom, strengthen our discipline, Lord, and restore the
Ralph:peace that we so eagerly search for.
Ralph:And Lord, we're gonna feel a void there, so just fill our lives with your purpose
Ralph:and not this lie of constant consumption.
Ralph:And we ask this in confidence.
Ralph:In Jesus name.
Ralph:Amen.
Ralph:I wanna say something.
Ralph:Decluttering digitally helps you spend wisely and live freely.
Ralph:Do you wanna spend wisely?
Ralph:Do you wanna live freely?
Ralph:Then unsubscribe.
Ralph:Unfollow, and if you have to just completely unplug, you're
Ralph:moving towards real peace.
Ralph:And if today's episode has been impactful, you like, Hey, I know a
Ralph:bunch of people that need to disconnect.
Ralph:Do me a huge favor, share this episode with them.
Ralph:Point 'em to our website, financially confident christian.com.
Ralph:Hey, make a game of it.
Ralph:Go onto your text list and text every single person you know and say, Hey,
Ralph:you gotta listen to this episode.
Ralph:It's all about how to break that cycle of that, of that stuff that's
Ralph:coming at you from all directions.
Ralph:I also wanna give you a copy of my book.
Ralph:I mentioned it a few minutes ago.
Ralph:This is something if you're bored.
Ralph:I'm not gonna encourage you to read just if you're bored, but it
Ralph:will really be impactful to you.
Ralph:It's called Mastering Your Finances.
Ralph:You can get to it for free, no strings attached financially
Ralph:confident christian.com/master.
Ralph:Now, tomorrow we're gonna talk about, and I love this topic.
Ralph:I'm really excited about tomorrow's topic.
Ralph:We're gonna talk about why experiences and relationships always.
Ralph:In bold here.
Ralph:Always beat possession.
Ralph:So I'm gonna encourage you not to miss it.
Ralph:Now, let's go out there today and be those financially confident Christians.
Ralph:You can do this.
Ralph:I believe in you now.
Ralph:Believe in yourself.
Ralph:Stay financially savvy.
Ralph:God bless you, and you have a great day today.
Ralph:I.