Foreign.
Speaker BWelcome to around the house with Eric G. Your trusted source for all things home improvement.
Speaker BWhether you're tackling a DIY project, hiring it out, or just trying to keep your home running smoothly, you're in the right place.
Speaker BWith over 30 years of remodeling experience, certified kitchen designer Eric G. Takes you behind the scenes with expert advice, industry trends, and the latest innovations for your home.
Speaker AHome.
Speaker BIt's everything you need to know without the fluff.
Speaker BNow let's get this show started with our host, Eric G. And John Dudley.
Speaker AWelcome to the around the House show, your trusted source for home improvement information.
Speaker AI'm Eric G. And we got Johnny D over here in the co pilot seat today.
Speaker AGood to see you, my friend.
Speaker CHello, sir.
Speaker CGood to see you.
Speaker AGood to see you.
Speaker AYou know, here's the interesting thing.
Speaker AYou and I have been talking about this for a while, but we've been trying to figure out how to all of you guys out there that listen to the show every week and really be able to answer your questions even better and even easier.
Speaker ASo Johnny and I have been talking about some stuff.
Speaker AWe got some new stuff coming up in the future.
Speaker ABut right now if you have a question you're trying to figure out, maybe you're like, I don't know where to go from here.
Speaker AI got a project.
Speaker AOr I've been trying to track down this noise in my house or what does my toilet do this whatever it is you've got a question with.
Speaker AThe easy way to get a hold of us is to head over to around the house online.com and just head over to the contact us page there and you can reach out and send us a message.
Speaker AIt runs right into my email box and that way I can get back to you and maybe we can cover it on an upcoming show.
Speaker AMaybe we'll even have you come on the show.
Speaker ASo we'd love to hear your questions, ideas for things, any of that stuff.
Speaker AWe're here to communicate with you as well as on social media and you can find all that over@aroundthehouseonline.com.
Speaker Awhat do you think, Johnny?
Speaker CYeah, I think, I think, you know, just getting the audience involved is exciting for us.
Speaker CWe tired of talking to each other all the time and we provide as much value and information as we can.
Speaker CBut you know, it's for you all, it's for the audience.
Speaker CAnd so you've got a new product you're not sure about.
Speaker CMy mom just did this to us the other night.
Speaker CHey, guys, what does this stuff work?
Speaker CRight?
Speaker CThis is you Know, pour some gravel, spray some glue on it.
Speaker CThat's what we're up doing at 11 at night looking at, you know, glued gravel products.
Speaker CSo, you know, you're starting a new project, you're thinking about buying a new appliance, you're thinking about doing a remodel, you're trying to pick a contractor.
Speaker CHit us up.
Speaker CWe love talking about this stuff and we want to help you the best we can with our 70 plus years collective knowledge and, and help you get it done right with the least amount of problems for the best amount of money.
Speaker CAnd yeah, don't be shy man, open up to us.
Speaker CWe're here to talk to you guys.
Speaker AYeah.
Speaker CSo yeah, we really encouraging that lately and may have been brief on it in the past and just kind of mentioning it at the end, but you guys are the show, so hit us up, please.
Speaker AAbsolutely.
Speaker AAnd if you got that domestic dispute, how do you load the dishwasher?
Speaker ADo you pre rinse it, whatever that is, you know, whatever those questions are.
Speaker AWe're here to help.
Speaker AWe're here to help.
Speaker AToday is going to be a little more of a rant filled episode of Johnny and I talking about some latest stuff that's in the news and there's been some interesting stuff out of there.
Speaker AAnd the cool thing is I haven't talked to Dudley here about this stuff.
Speaker ASo we're kind of keeping this fresh to see what the pluses and minuses are of this topic.
Speaker AAnd the first one I wanted to talk about was hitting the news this last week and it was the Here in the US the Trump administration exploring the idea of having a 50 year home loan, not the 25 or the 30, but a 50 year home loan to try to help people get into homes.
Speaker AAnd I think it's an interesting topic, but there's some things that really scare me with that as well.
Speaker AIf you do the math, and I have the math here, it does help a little bit.
Speaker AAs long as you're not counting the interest of what that is 50 years later.
Speaker AYeah, what's your take on that, Johnny?
Speaker CMan, I'll tell you what, if they do it on sailboats, I'm in.
Speaker CWell, that being said, property I legit.
Speaker CRaj and I legit got a 30 year amortized loan on the catamaran we bought.
Speaker CReally years, years back.
Speaker CYep.
Speaker CGod bless credit unions.
Speaker CActually Boeing Credit Union.
Speaker ANice bcu those guys.
Speaker AGotcha.
Speaker AYeah.
Speaker CSo our payment was like, you know, I don't know, ridiculous.
Speaker C200, $300 a month or something.
Speaker APerfect.
Speaker CWas it great?
Speaker CAbsolutely.
Speaker CWe were young, we could afford it, and we were riding around the catamaran.
Speaker ANice.
Speaker CIs it the smartest financial decision?
Speaker CAbsolutely not.
Speaker CLike if you could pay your house off in 15 years, pay it off.
Speaker CAnd again, now here's another rule.
Speaker CLike I'm a guy that.
Speaker CI'm a guy that will not pay off a loan one day early if it's amortized for 15, 30, 500 years.
Speaker CIf it's got me at 3% and I can go make 13, right?
Speaker CSure, depends.
Speaker COkay, it's 50 year mortgage, but interest rate's 12%.
Speaker CWell, I'm going to lose money.
Speaker AYeah.
Speaker CYou know, so here's 30 at 7% and then I can actually not pay that mortgage a day early.
Speaker CUse the other 7% or make the other 7% by using the money.
Speaker CI'm not.
Speaker CYou get it?
Speaker CYou know, absolute general rule, you know, put it in the market, make 12 to 13%, don't make extra payments on your house.
Speaker CThat's my take.
Speaker CPlenty of people argue against it.
Speaker CDave Ramsey, I think he falls with me on that one.
Speaker CBut I can't remember kind of.
Speaker AYeah, you know, he's, he's the heat.
Speaker AYou know, Ramsey's rules are at least.
Speaker AYeah.
Speaker APay off everything as soon as you can and then you have all the money that's yours.
Speaker AYou're not paying anybody else for money.
Speaker ARight.
Speaker AAnd he does that unless you can.
Speaker CUse other people's money to make more money.
Speaker AAnd that falls under that.
Speaker ASo.
Speaker AWell, here's the impact here on a 50 year loan.
Speaker ASo we're gonna use some general numbers here.
Speaker AIn my house, in my neighborhood here or my metro area, I couldn't buy a house for this.
Speaker ASo it's just a kind of cool thing anyway.
Speaker ABut if you had a $300,000 loan at 4% interest over 30 years, you got a monthly payment of about 1432.
Speaker ASo 1,432 bucks on that, on the same loan over 50 years, that takes it down to $1,100.
Speaker ASo it takes your payment down by 23%.
Speaker ASo by adding the extra 20 years to it.
Speaker ASo the benefit that I see is that it could get more people into entry level homeownership.
Speaker ABecause now you're starting to get under there where it's cheaper to buy a house than it is to rent an apartment in many places and you get something back out of that.
Speaker ASo that could help, you know, so you get the lower monthly payments on that, and that's good.
Speaker AAnd that extra what, 332 bucks could free up money that you're investing or paying off other stuff with as well.
Speaker CSo that's what you do.
Speaker AThat's what you do.
Speaker AAnd I like that.
Speaker AI like that.
Speaker CThat's the real question.
Speaker CWhat kind of discipline do you have?
Speaker CLike if your grandpa, my grandpa, you're gonna pull that off.
Speaker CIf you're me, I'm buying extra guitars every couple of months.
Speaker AExactly, exactly.
Speaker AIt's not gonna go where it should.
Speaker ANow they've been doing this in Japan for a while.
Speaker ASo this isn't like some new thing.
Speaker ABut like in Japan they allow prepayments without penalties, giving borrowers that flexibility to pay off early if they're making more money, you know, if they're five years into it.
Speaker AAnd like, wow, I got a huge raise.
Speaker AI was in a first time home buyer and now I got a better career.
Speaker AI'm not flipping burgers, I'm actually working at the, you know, working for the government or got something going on.
Speaker AThey can go, oh, I'm going to pay it off earlier.
Speaker AThey make it a 30 year, but it still has a 50 year if I want to.
Speaker AOkay.
Speaker CI see that.
Speaker CYou know, penalty free.
Speaker CGreat.
Speaker AYeah, absolutely.
Speaker ANow when we come back here and.
Speaker CThat, I mean that's ideal situation, right?
Speaker CNo really need a home right now.
Speaker CCan't afford it like that.
Speaker CBut if I could get it for this, just for the first five years, you know, almost kind of a balloon payment.
Speaker CIdeal.
Speaker CAlthough no balloon payment.
Speaker CBut yeah, I mean that, that's great.
Speaker AYeah.
Speaker ASo Johnny, we're gonna watch a break here.
Speaker ACome back.
Speaker AI want to talk about the costs of this.
Speaker AWhat's it going to cost you to do this?
Speaker AHow much extra does it cost you?
Speaker AWe'll do that just as soon as around the House returns don't change that dial instrument.
Speaker CWhat's up?
Speaker CThis is sticks it in you and.
Speaker ASatchel from Steel Panther and you are.
Speaker CListening to around the House with Eric.
Speaker BG. Yeah, we love Eric G. And you should too.
Speaker A1987.
Speaker AWelcome back to the around the House show.
Speaker AYour trusted source for home improvement information.
Speaker AJohnny, if anybody out there has questions for us, where do you think they should go?
Speaker AAroundthehouse online.com hit us up in the.
Speaker CContact form, let us know where.
Speaker CYeah, give us your opinion on this particular subject.
Speaker CLet us know what kind of loan you're in or, or if you're having a bad time with a reverse mortgage or if you wish there was a 50 year loan because what would you do with the extra money?
Speaker CThere's always been this whole life this is a, whatever lifelong question, right?
Speaker CPay off your mortgage early, don't pay off your mortgage early.
Speaker CAnd there's definitely two divided sides.
Speaker CAnd not that anybody has the right answer.
Speaker CIt's what makes you comfortable.
Speaker CAnd I'd be curious to see, please somebody, some folks out there listening to.
Speaker ATax deductions if you're itemizing.
Speaker ASo where's that land?
Speaker AThere's a complex question.
Speaker CIt is and it affects a lot of things in your life, including comfort of living.
Speaker CSo love to hear some stories out there.
Speaker CWe took a 15 year mortgage because we wanted to pay it off early because we wanted to do X, Y and Z.
Speaker CThat can make perfect sense.
Speaker CWe got a settlement and paid off our mortgage first thing and then took what we got from that house and built a house free and clear.
Speaker CThere's a million different situations, but no, it'd be a hoot to hear about some of you alls and bring them up on the next episode and revisit this because this has always been a fight I've had with friends.
Speaker CNot a fight, but always been a no, you're a fool.
Speaker CNo, you're a fool.
Speaker CIncluding my mother.
Speaker AIt's a hot subject, brother.
Speaker CLove to get some outside opinions.
Speaker AYeah, absolutely, man.
Speaker AWhen we went out to break, I tell you what, we told the good part of the story.
Speaker ANow here's the more expensive part of the story.
Speaker AThe cons of what a 50 year loan would be and total higher interest costs.
Speaker AOf course that seems obvious, but there is a serious number to that.
Speaker ABefore we were talking about like a what a $300,000 loan of 4% would be.
Speaker ANow at a 30 year loan, your total interest would be $215,600.
Speaker ABut at a 50 year loan, adding 20% of that onto that, you're at 360,000 in total interest, a 67% increase of interest.
Speaker ASo to me that kind of reduces long term wealth accumulation off of that because you're paying a lot more on that.
Speaker AYou're taking another 150 off the top basically in round numbers.
Speaker AAnd so that's interesting.
Speaker AAlso I see that you could be building slower equity, right?
Speaker AIf you've got a 50 year loan and you're not accounting for, you know, the real estate market right now is not booming here in the States.
Speaker AAcross the country you have places that are doing okay.
Speaker AMany places are getting better or falling behind.
Speaker AIf you got a slow roll over 50 years of equity making those payments, you could be five years into that.
Speaker AAnd if you've been just making the Minimum payments.
Speaker AYou're not going to see much of a difference on what your equity is from your payments because a lot of that's going to interest on the front end.
Speaker CAll but $2.
Speaker AYou go to sell it, you could be a wash or even upside down in it.
Speaker CYeah.
Speaker AYou know what I mean?
Speaker AIt's kind of like having a five year car loan.
Speaker AYou go to trade it in two years and they're like, man, you still owe more than this, this thing's worth.
Speaker AAnd you're like, what are you talking about?
Speaker AI've done that math before and it didn't work.
Speaker CSo that's actually a really good point.
Speaker CThat can be super dangerous because yeah, you're really not making a dent in, in what would show as equity in your home for a lot of years when it's amortized out so long.
Speaker CYeah.
Speaker ASo you're doing fundamental math.
Speaker CEven at just 30 years.
Speaker CThe first five years is just interest.
Speaker CYou go to sell and unless the market's gone crazy, you're like, we didn't, we haven't made a dime because we've just been paying the interest down.
Speaker CWhich is why a lot of people make that extra payment.
Speaker CAnd it is effective.
Speaker AYeah.
Speaker A10 years on a 50 year.
Speaker AOn a 50 year loan, the borrowers probably paid down 10% of the principal where it would be 20% on a 30 year loan.
Speaker ABig difference.
Speaker CIt makes a big difference.
Speaker CAnd especially, first of all, I don't, I don't know anybody that stayed in a house for 50 years.
Speaker CMy grandparents stayed in that one house for 35 or maybe 40.
Speaker CBut point being is that the odds are pretty good you're going to move anyway.
Speaker CAnd when you move, you want the biggest amount of equity you can possibly have in there.
Speaker CIf it takes that to get into a house for the first, like you said, Eric, the first five years or so or three years and there's no penalties to adjust and bump it down to a 30.
Speaker COkay, maybe that's the plan.
Speaker CBut I think the bigger topic is you have to consider all these different situations and what they look like.
Speaker CRun them out, run them through your head and go, if we're just paying interest for the first five years, you're going to walk out with nothing.
Speaker CYeah, it's a lot, it's a lot of math, a lot to consider.
Speaker AWhen you think about Japan.
Speaker ASo they have 50 year loans.
Speaker AThey also have hundred year multi generational ones.
Speaker AOh geez, I can't imagine that.
Speaker AHey kids, by the way, welcome to college.
Speaker AYou get the mortgage in 10 years.
Speaker CYeah.
Speaker AI don't want to live in this house.
Speaker AToo bad.
Speaker CYeah.
Speaker CI don't how the numbers even make sense on things like that.
Speaker CThat just keeps naughty.
Speaker AAll right, let's wrap a bow around that one.
Speaker AAnd again, if you guys have comments on that one, you want to say something about it, make sure and email us or send us a Message over to roundthehousonline.com on the contact Us page.
Speaker ALike to hear your take on it.
Speaker CNow then it's a great one to send out the audience because there's so many different situations and so many different reasons for doing it a multitude of ways.
Speaker AAbsolutely.
Speaker CAnd they all could make sense.
Speaker CIt's just I love hearing about the options and how people have utilized that and what they regret accomplished.
Speaker AAbsolutely.
Speaker ANow, the next one here is something that I ran into here, and this is just over the last couple months.
Speaker AI didn't even realize it because I'm not in an hoa.
Speaker AWe're seeing a huge trend in the States where large builders, these are those big national builders that are putting in townhome projects or residential communities where the houses are pretty tight together, that kind of stuff.
Speaker ALarge builders are running the HOAs for the communities they build.
Speaker CYeah, We've touched on this before.
Speaker AYeah.
Speaker AAnd I want to go off on this because the more I see, the more I go, wow, this is incredible.
Speaker CMonkeys running the zoo.
Speaker AWhat's going on now is you're getting a community being built, and the home builders retain control of the HOA board during the initial phases of community development, sometimes for years, until a certain percentage of homes are sold.
Speaker ABut the crazy part is that if you're complaining about it, you're complaining to the builder.
Speaker AAnd the builder goes, yeah, HOA board said no.
Speaker AThey hired the HOA board.
Speaker CYeah.
Speaker AThey're their employees.
Speaker ATheir interest is, number one, where the residence is number two.
Speaker AAnd that's kind of interesting.
Speaker ABut here's what I'm seeing.
Speaker AAnd before we're heading out to break here in a second, what I'm seeing is they're staying on board still.
Speaker ASo the one here where my girlfriend's house is, they're still in control of this thing seven years later.
Speaker AThey're the kind of ghost company behind it.
Speaker CI want to understand how that works.
Speaker CI'll let you go.
Speaker ABut, yeah, it's crazy.
Speaker ANow, what happens, though, when you have a builder that built things incorrectly, or what you and I would call defects in construction of materials.
Speaker AThey make sure the HOA covers it and charges the homeowner for it because they don't want to get sued.
Speaker ABut if they deal with that through the HOA and it gets fixed, you're eliminating the liability of the builder.
Speaker AThe HOA is not going to sue the builder for defects in materials, siting, falling off.
Speaker AWe're going to have some issues.
Speaker ANow when we come back, I want to talk about some of the other stuff that we're seeing with this and stuff that you need to look for as a homeowner.
Speaker AWe'll do that just as soon as around the House returns.
Speaker ADon't change that dial.
Speaker AWelcome back to the around the House show, your trusted source for home improvement information.
Speaker AYou want to get a hold of us, send us a message over to Roundthe House online dot com.
Speaker AI'd love to hear your HOA stories because I know you've got them.
Speaker AYou know, there's people out there that have dedicated YouTube channels for this subject.
Speaker ASo you gotta have some out there.
Speaker AAnd I've never really been in one.
Speaker AJohnny, you've never really been in one.
Speaker AI am in one now and I tell you what it is.
Speaker AThe one I'm in is really scammy.
Speaker AAnd it's a national home builder that if I name the name, which I won't.
Speaker ABut for instance, what they do here is they'll send out a message on Sunday or Monday or whatever and go, all right, we've got an HOA meeting on Tuesday at 2 o'.
Speaker CClock.
Speaker AYeah, everybody's work.
Speaker AThanks.
Speaker CYeah, nobody's coming to that.
Speaker ANobody's coming to that.
Speaker ASo I think what I'm going to start doing is I'm going to be a little proactive in this.
Speaker AI think when that happens, I'm going to surprise and I'm going to start showing up and then I'm going to bring my camera and record it to make sure that it's shared with everybody.
Speaker CI think that's a fantastic idea.
Speaker CAnd I'll tell you, I've had my buddy Bryce, he bought a condo in Arizona.
Speaker CThey had an hoa.
Speaker CI didn't know much about it.
Speaker CI just listened to him bitch about it like everybody does.
Speaker CAnd my mom is also involved in one up in Lake Taps.
Speaker CBut I guess the confusion I wanted to ask you about because I myself have never been involved in one, is it's a homeowners association.
Speaker CSo a.
Speaker CWouldn't there be a direction that you have to be a homeowner there?
Speaker CNot counting.
Speaker CI'm a builder that hasn't sold a home, so I technically own that empty home that should not Count.
Speaker CAnd secondly, some kind of regulation that says you can't be the general contractor on the job.
Speaker CThey said it's a.
Speaker AThere should be no relation.
Speaker CIt's a total conflict of interest.
Speaker CRight.
Speaker CThe homeowner station association should be a voted group of actual homeowners that live there and monitor situations and rectify them accordingly, whether that's going out and getting bids on the jobs that need done.
Speaker CI've worked for several of them as a contractor.
Speaker CWorked for plenty of them.
Speaker CI don't remember any of them being.
Speaker CYeah, I'm the general contractor that built this whole complex.
Speaker CAnd I honestly, I can't see how that's feasibly legal, even it seems.
Speaker CI'm sure there's plenty of loopholes.
Speaker CIt's just an hoa.
Speaker CBut come on, guys, that doesn't seem fair.
Speaker CDoesn't seem right, doesn't seem just.
Speaker AAnd these guys are crazy here because the streets out in front are the city.
Speaker AThey're the city streets.
Speaker AThey're not the homeowners association.
Speaker CYeah.
Speaker AThey're not a private drive.
Speaker ABut like the neighbor, he was getting fined because he had too many cars parked on the street, which has nothing.
Speaker CTo do with the housing complex.
Speaker ANo, it's city street.
Speaker AThat's.
Speaker ACall the police, have them, ticket them.
Speaker AYeah, I'd be fighting that one in court.
Speaker AThey used to come by and give my girlfriend a hard time because dogs, she.
Speaker AIf you walk from one direction, there's all this landscaping stuff, and the first green grass is her yard.
Speaker AIf she was getting brown spots from dogs peeing in the grass, they would try to find her for spots in the grass from the dog, pee from.
Speaker ANot her dog.
Speaker CI get super.
Speaker CWell, I get vigilant over stuff like that.
Speaker AI'm like, man, that's why I'm getting involved.
Speaker CBreak open.
Speaker CLet's break open the books here.
Speaker CYou've.
Speaker AYeah, I think it's time to honestly see what's going on.
Speaker CLet's see what's going on.
Speaker CLet's see your relationships to the contractors that you are hiring to come in and repaint and fix these things.
Speaker CAnd.
Speaker CAnd let's see whose cousin's getting paid from who and how much is going back into your coffers.
Speaker CAnd I mean, that's legit concern this.
Speaker CI would have an HOA member that is not one from the general contractor.
Speaker CGo talk to an attorney and go, how are they getting away with this?
Speaker AOh, yeah.
Speaker CSeriously.
Speaker AYeah.
Speaker AAnd the crazy thing is, too, is that now the homeowners in the homeowners association under These warranties, especially on buildings like this, the developments, it's usually not just a one year warranty.
Speaker AYou can get them years later for defects in material and stuff like that.
Speaker ARight now the homeowners association is paying stuff for what?
Speaker AEspecially on condos in these places.
Speaker AThe homeowners association is now paying for what the builder should be on the hook for.
Speaker CThey're able to shirk that responsibility somehow.
Speaker CThis just gets so crooked and I don't understand.
Speaker CHer place is what, 10 years old or something?
Speaker ASeven.
Speaker CYeah, seven.
Speaker AAnd you're having to repaint it and the paint's falling off and the wood's rotten and it's their responsibility to take care of the exterior of the building.
Speaker CHow is nobody pitching a fire around this camp?
Speaker CLike, seriously?
Speaker AOh yeah.
Speaker AGuess what I'm going to be doing, brother?
Speaker CDo it.
Speaker CDo it.
Speaker CWe'll have tons of fodder for the show.
Speaker CI'm curious.
Speaker CI'm really curious.
Speaker CAnd again, please speak to the audience.
Speaker CLike if you've got any kind of experiences like this with HOA stuff, please share the wealth with us.
Speaker CBecause it's something I'm not real knowledgeable in, but I'm also no dummy to do the math to go, that's the horse run and the trainer, that's the monkey run in the zoo.
Speaker CThat's okay.
Speaker CAnd you know, that's people's hard spent money that's going to waste and going into pockets where it shouldn't go on.
Speaker CNo.
Speaker AYeah.
Speaker AIt's crazy.
Speaker AIt's.
Speaker CI want to come out there and get busy.
Speaker AYeah.
Speaker AI'm going to have some fun with that one.
Speaker AThat's going to be my sport for the winter and fall and spring here is going to be starting a little bit of a battle, brother.
Speaker AI wanted to transition now over to another subject which is going to be probably even more controversial from that point of view.
Speaker AI want to talk about style and hot things that are out for 2026.
Speaker CNot a big fashion guy, but let's go.
Speaker AAh.
Speaker AAnd you might agree with some of this stuff.
Speaker AOne of the big ones that are going away in most homes is the Chip and Joanna Gaines Shiplap.
Speaker CThat's been done with respect to wall covering or wall coverings in floor.
Speaker AYou know where you come in, you take the white MDF boards, you paint it wire, you paint it gray and you put it up on the wall and it's that kind of minimalist, 50 shades of gray inside the house.
Speaker CWainscoting of sorts or full wall cover, planks of boards.
Speaker AYou've been out of the country, so you haven't seen that as much here.
Speaker AIt's been just, you know, it here.
Speaker AIt's been.
Speaker ASheesh.
Speaker AAs popular as rooster wallpaper in the 90s.
Speaker AIt was just everywhere.
Speaker CHuh.
Speaker ASo that's a big one.
Speaker AThat started in about 2015.
Speaker AIt's been going for a decade.
Speaker AIt's done now.
Speaker CAnd is that going for a rustic vibe or a modern vibe?
Speaker CYou say 50 shades of gray.
Speaker AModern Farm out is what I would call.
Speaker COkay, yeah, that's what I'm thinking.
Speaker CI mean, great in a beach cabin, but yeah.
Speaker AAnd that's the thing.
Speaker AI still think that it has its place.
Speaker AThat's one of the exceptions.
Speaker CThe beach cabin not in a downtown.
Speaker AYou're not putting in the loft.
Speaker CHigh rise townhome.
Speaker AYeah, not at all.
Speaker ASo you're seeing that basically being gone.
Speaker ASorry, Chip and Joanne, I got nothing against you, but that's just a style you brought in, and it's definitely worked its way, like almost every style does 10 years ago.
Speaker AIt's a great run.
Speaker AWhat's replacing it?
Speaker AYou're seeing a lot of more wall treatments with more depth, sophistication.
Speaker AYou're actually seeing stuff right now, like new kinds of lime wash or plaster finishes.
Speaker AThere are some people out there that do really good artisan work where it looks like it's.
Speaker AAnd we're not talking the 2000s Venetian plaster, but we're talking about the crazy cool stuff that you're seeing where it looks like it makes the wall look like concrete or it makes it look like some kind of stone.
Speaker AIt looks really cool.
Speaker AIt's good for that kind of Mediterranean or modern look, even rustic.
Speaker AAnd it's all done with plaster and painting, which is really cool.
Speaker AI don't know if you've seen.
Speaker AI put it at my last house.
Speaker AIt's that vertical wall slat where you've got a slat of walnut, a micro slat of felt flower black behind it.
Speaker AAnd so it gives you that striped wood look.
Speaker AAcoustical panels.
Speaker CYeah.
Speaker ABrings back that 70s vibe.
Speaker AThat's a great one right there.
Speaker CSo good for a pool room.
Speaker AAbsolutely.
Speaker AThat stuff is super cool.
Speaker ANow we come back, we got a lot more to go through, so we're gonna have to lightning round through these so we can get them touched on, because there's a lot more that's out for next year.
Speaker ASo if you're starting that project right now, you might want to think about this stuff a little bit around the house.
Speaker AWe return after these important messages.
Speaker AKeep an Eye out for those sponsors.
Speaker AThey're the ones that keep the show going.
Speaker BFor more information on the show, head to aroundthe house online.com around the house show will be right back.
Speaker AAll right, welcome back, guys, to the around the House Show.
Speaker AYour trusted source for home improvement information, Johnny Dudley and I have been sitting here talking about a lot of different things this hour, but if you have a comment on these, if you didn't like my shiplap comment earlier, send us a message over to roundthehouse online.com we're here to help.
Speaker AAnd if you have one that you think is out that we didn't talk about, love to hear it for next week's episode.
Speaker AMight be able to slide you in the show.
Speaker AThat might be something cool we could do.
Speaker AJohnny, would be to sit there and have a comments from last week's show section.
Speaker CWe absolutely need to.
Speaker CWe haven't done enough of that, in my opinion.
Speaker CSo, yeah, y' all are going to hear us pushing, prodding a lot more to get more of your input.
Speaker CMake sure we're staying on the beam and giving you what you want and always getting better, always finding new ideas, always hearing new opinions.
Speaker CThat only helps us to help you.
Speaker CSo please reach out.
Speaker CWe love it.
Speaker CWe love it.
Speaker CLove it.
Speaker AAbsolutely.
Speaker AAll right, here's my next one.
Speaker AWe've talked about this a few episodes ago, but that vinyl plank flooring, the click together vinyl plank flooring, I think that has finally run its course and I think a lot of it is because it promised a lot of great things and it has been pretty durable out there.
Speaker ABut they'll give you a 30 year warranty on the floor.
Speaker ABut you can walk through a stair transition and wear the edge of that off in 10 months.
Speaker AOr you walk across an older floor or a floor that's got a little spring to it.
Speaker AMaybe when the builder built it, they didn't block it out well.
Speaker AAnd so it's got a little bit of spring to it and it just makes everything come unconnected and you have to remove the floor and relay it down again.
Speaker AI think there's been enough of that that the vinyl plank floor I think is on the way out.
Speaker AI think this 2025 is the last year of that being hot.
Speaker AAnd I know there's a lot of people, even John and I were talking before we came on going, but the stuff was so easy to lay.
Speaker AYeah.
Speaker ABut when he had to come back and fix it six months later, it wasn't so cool.
Speaker CYeah.
Speaker ANobody likes warranty claims, Nobody likes warning claims.
Speaker AAll right, ready for the next one, Johnny?
Speaker CWhat do we got?
Speaker AAll white or all gray interiors?
Speaker AThat stark minimalist look of all white or gray on gray spaces.
Speaker ASuper popular.
Speaker A2010, 2020s has now gone cold and impersonal.
Speaker CYeah.
Speaker CSame thing happened in 89.
Speaker AYeah.
Speaker AThink about in the 90s how everything was like brass doorknobs, just bright brass.
Speaker ABright brass, Bryce brass.
Speaker AAnd you got into the 22 thousands and everybody went fresh bronze, rub bronze, all that kind of stuff.
Speaker AIt was just.
Speaker AIt's always like a big sweep.
Speaker ASo what's hot now?
Speaker AWarmer neutrals.
Speaker AYou're seeing those creamy beiges.
Speaker ABeiges like a taupe, even a terracotta sage.
Speaker AAll these different colors are dominating.
Speaker AIt's almost like the 70s, mid to late 70s colors.
Speaker AOur back.
Speaker CYeah.
Speaker CI think the world's looking for a little comfort.
Speaker AYeah.
Speaker COn the horse we get all mechanical and I don't know how to say it exactly, but minimalist and super modern.
Speaker CAnd I think society as a whole, just people cycle with things start getting awry and getting a little crazy in the world.
Speaker CWe're like, we're looking for that comfort food and it comes in paint colors.
Speaker AAbsolutely, absolutely.
Speaker AAnd the other thing I'm seeing too is stainless steel appliances in some kind of contexts are going away as well.
Speaker AYou're seeing in higher end products, like higher end kitchens, you're seeing much more of a paneled look.
Speaker AYou're seeing where they're built in flush.
Speaker AEven the oven front of the oven is flush with the cabinetry.
Speaker AYou're seeing a lot of that stuff.
Speaker AYou're seeing bold colored ranges where it's a avocado green or a yellow or a red or a purple.
Speaker AYou're seeing that where the ranges that way.
Speaker ABut really stainless steel appliances have now gone to where white appliances used to be, where you walk in and go up.
Speaker AThat's the builder basic ones where you.
Speaker CSounds like it speaks to the same point we were just talking about back to like we need color and color brings emotion and senses.
Speaker CAnd we look for comfort in our homes as a general rule.
Speaker CAnd when the world feels scary, ah, it makes sense that we go back to some comforting, soothing mel.
Speaker CNot metal.
Speaker CCold, white, steep.
Speaker CLike you want a little apple pie in there.
Speaker CYeah.
Speaker AWarm.
Speaker CAll right, man, the whole world's beating me up.
Speaker CI want to come home to a nice warm yellow stove or whatever.
Speaker AWhatever.
Speaker CYeah.
Speaker AHere's the other thing, too.
Speaker AAuthentic spaces are big.
Speaker AWhat I mean by that is not using all the fake plastic stuff in there, using real wood, using Real stone.
Speaker ASometimes when you go into your Home Depot's or Lowe's or some of those more builder basic places, those finishes are inauthentic in a way you can.
Speaker AOh, that looks like plastic.
Speaker AThat's not real.
Speaker CYeah.
Speaker AYou know where outside things are going to composite for durability.
Speaker AInside, it's going back into wood warmth, which is awesome.
Speaker AAnd that's a big one.
Speaker AWarmth is big.
Speaker AThat's what's in.
Speaker ASo you're seeing those earthy neutrals, kind of like those bold jewel tones or natural woods to really create inviting spaces.
Speaker AAnd so I think that's big.
Speaker ANow, one of the things that I'm seeing, and we're going to run out of time here pretty soon, but one of the things that I'm seeing too is you're seeing designers flip this way.
Speaker AMany designers aren't onto what the current trends would be.
Speaker AAnd I wanted to talk about this since we're talking trends.
Speaker AWhat, how trends change so fast.
Speaker ANow, Johnny, when you and I started out in construction, if we grabbed the latest Architectural Digest magazine at the grocery store, for instance, we knew that project was designed probably four or five years ago.
Speaker AIt was built the next year and a half.
Speaker AIt got completely done.
Speaker AThen they took pictures and it took nine months to a year before that hit a magazine.
Speaker ASo that project could have been done for four or five years before the public saw it.
Speaker AHeck, now if you and I had a construction meeting showing drawings to a client with textures and pieces of samples, they'd have it on Internet on their Pinterest board within 10 minutes of the meeting being out.
Speaker AAnd it's out in the public.
Speaker CYeah, huge difference.
Speaker AStyles would change almost by the decade.
Speaker AThere was a 70s look, there was an 80s look, there was a 90s look.
Speaker ANow that's a, yeah, 2005 look.
Speaker AThere's a 2000.
Speaker ASo it really can change on a dime.
Speaker AAnd it was funny.
Speaker AWhen I was designing higher end projects, I knew a style was starting to die in those days.
Speaker AWhen it showed up at Home Depot or Lowe's, they were the last to get there because they had to pivot.
Speaker AThis big ship might take them four or five years to believe that's a style.
Speaker AThen it comes out and the new one's coming in.
Speaker CBack when we were going at it together, you could walk in nine out of 10 kitchens and you knew it was cherry cabinets, shaker doors, granite countertops, Viking range.
Speaker CLike it just it.
Speaker CWe printed them out like Volkswagens.
Speaker AYeah.
Speaker CAnd yeah, you're right, it's way quicker.
Speaker CThe Quickening has become.
Speaker CAnd a large part of that's Internet and accessibility and people making their own decisions and not relying on stuff.
Speaker CFor the last four years, it's been this, so it must be this.
Speaker CIt's just.
Speaker CIt's a different world, different game, and it's changing yearly, which is.
Speaker CCan be unfortunate because you're like, no, I love this year.
Speaker CAnd then next year it's gone where you at least used to get a good 5 years before your kitchen look dated.
Speaker CAfter you spent 50k on that, you're like, what do you mean it's dated?
Speaker AYeah, brother.
Speaker AIn our last minute here, the way to prevent that is if you pick a good natural wood.
Speaker ANatural woods tend to be in no matter what, to some extent.
Speaker AAnd then if you do knobs on the hardware in the kitchen so you can change those out to the next hottest color, right?
Speaker CYep.
Speaker AAnd you do a tile backsplash that you're not sold on, that maybe in five to 10 years you can swap out and you stay on top of paint colors and hopefully pick something kind of natural for the countertop.
Speaker AYou're probably going to be good to go.
Speaker AAnd you can slide it into places.
Speaker CYeah.
Speaker CYou can fudge stuff around where just like you said, swap out all the drawer pulls in the cabinet handles, paint it a different color, and you'll probably get in the ballpark, maybe change an appliance after three years or something.
Speaker CBut, yeah, generally speaking.
Speaker CYeah, generally speaking, it's more about decoration at that point than it is about.
Speaker CMore about aesthetics than it is about the actual products that are in the kitchen at that point.
Speaker CLike, how do you keep up with.
Speaker CPretend it's Christmas, but it's for the whole year.
Speaker AAbsolutely.
Speaker CDecorate accordingly.
Speaker AAnd by the way, when you're working with a designer out there, the last thing I want to say before we get a break is your personal taste matters.
Speaker AYour designer is the person you hired for that project.
Speaker ASo make sure that what you're getting what you want.
Speaker ABut maybe they're steering you to make sure that you're not making any glaring mistakes, that you're picking something that's either outdated or is going to be outdated or is not going to last for you.
Speaker APay attention to that designer because they are there to help.
Speaker AYou're paying for their expertise.
Speaker ADefinitely lean in because you've already hired them.
Speaker COr if you have any doubts, you email Eric G. And he'll dial you in.
Speaker AThere we go over to Roundthe House online dot com.
Speaker AAll right, guys, end of the show.
Speaker AThanks for tuning in.
Speaker AFeel free to reach out to us.
Speaker AWe got a great show coming up next week as well.
Speaker AThat excited?
Speaker AWe're coming up towards Thanksgiving already.
Speaker AI don't know what's going on, what other alternative universe we're in, but it's creeping up, and we got to get ready for it.
Speaker CCrazy.
Speaker AAre you ready, Johnny?
Speaker CYeah, I don't.
Speaker CI miss it down here.
Speaker CWe don't really have it, so.
Speaker AYeah, there we go.
Speaker AThere we go.
Speaker CNo, no panic.
Speaker CNo stress for me.
Speaker CI like it.
Speaker AEasy, easy.
Speaker AAll right, guys.
Speaker AI'm Eric G. Exactly.
Speaker CAnd I'm Johnny D. You've been listening.
Speaker ATo around the House.
Speaker AEnjoy your taco.
Speaker CWith.