They don't understand every year they're losing 8% of their money just by

keeping in a bank. And this way you do the opposite, start compounding gains really fast.

I actually know people who have $300,000. These are

young people who have saved their whole life $300,000 in

the bank. Do you realize that is being debased? Your purchasing

This is a 21st century gold rush.

I think the thing that these people didn't realize is the price is already up

on gold. Wouldn't you think while it was doing nothing, you would run in

and get some gold then? It's like the old classic scenario where if it's super cheap,

they don't want it, they put the price up, then people want it, right? What are

these people like? Or sheeple or something. I'm Matthew Fraser, and this

is Crypto Collective. After making millions with Amazon and

e-commerce, I realized that if I was starting again today,

crypto would be my first choice. I'm here to help

you take your first steps and build real wealth. Ready

to set yourself up for life? Let's go. Hey guys, welcome

to Crypto Collective. This episode is all about reactions.

And I know I copped an absolute hiding from last week's

$1.75 million is now the median house price in Sydney. That

price point up 3.4% in

We saw house prices rise by almost $60,000 in

And what will it get you? With a buyer's guide just above, the

Harbour City's median is this three-bedder in Botany, billed

as having exciting potential with scope to

It's a great property. Look, it's a level block. It's big land.

I think it's got a lot of potential. And it's double brick,

While Sydney remains the country's most expensive market, real

estate in every capital city is off and

racing. Brisbane has just become the nation's second

most expensive city. Median house prices there

are now $1.1 million. Canberra, Melbourne and

Adelaide close behind, with experts predicting prices

will only further accelerate in the next few months.

I've got to stop it there. This is purely due to currency

debasement and inflation, right? This is the reason why these

properties are going up. And you could argue driven by demand

from immigration, where the Labor Party is just

letting in people as far as the eye can see. There's no stop to

it. But it's a combination of the both, right? There's money printing going on,

driving up inflation and also pushing

in demand from these overseas migrants. Is

it right? Absolutely not. The only way,

and I say this to everybody who wants to get into property right now, the only

way, if you do want to own your own property, is to allocate

to Bitcoin and save in Bitcoin. That's the only life

raft you're going to get. What is it with Australians in the property market? We've

been absolutely indoctrinated into thinking property is

the be-all and end-all of investments in this country.

And guess what, guys? Maybe once upon a time, it was. Not

anymore. The new kid on the street is

Bitcoin. The only way you're going to get ahead of these inflated

property prices is by allocating to Bitcoin. In fact, I'm

selling all of my properties. I've already started selling my properties. I'm

getting out of the property market. I wonder why. Maybe

If you tax people who work and you

pay people who don't work, Do not be

surprised if you had a lot of people not working. We

tax speeders on the highways to get them to

stop speeding. True? We tax cigarettes to

get people to stop smoking. Why then do we tax people

I like this guy already. Why do we tax people who

are working, but yet we give our money to people who are not working? Makes

Why do we tax companies that make wonderful products at

low cost and make lots of profits? Now, we don't tax

them to get them to stop earning income. We don't tax

them to stop employing other people. We don't tax them to make lousy

products at high cost. But don't for a

moment think that the same consequences don't befall

taxes on income, employment, and profits have

You know what, I really like what this guy has to say. In fact, I

was actually pushing for no taxes on superannuation.

That's something he didn't even touch on. But imagine you've saved up

your entire life. Then we had this proposal by the corrupt Labor

government who wanted to steal your retirement savings under unrealized

capital gains tax. Now, yes, you're going to say, they've wound that back.

Yes, they have. but you can see the insidious nature

of their mindset and how they want to steal your money. If

they won't stop at super, where will they

I gotta pull out. What pull out? You just went in. Too late. I lost like $9,000, but that could have

I gotta pull out. No, last time you did that, you lost $9,000. You're right. Oh, thank God.

I'm gonna take out a loan and buy the debt. No, don't do that. Too late. I'm gonna be

Actually, we're gonna put a 1,000% tariff on China. F***. Just

kidding. I'm not doing tariffs. It's back up. We're doing tariffs. It crashed. We're

You know what? I actually did lose a truckload of money only

just recently, the 10th of October. Maybe some of you lost

money as well. I lost $100,000 in the liquidation

when I had a trade going on. Now, some say it

was due to Trump's tariff announcement, but you know what? I

think it's smoke and mirrors. It's actually market manipulation, and

When it comes to investing, Philip Vassallo prefers to ride

As a young person, if you just have the money in the bank, you're never really going to get

The 24-year-old social worker, one of the growing number of Australians investing

Let me just stop it there. Well, the first mistake he's made

is he's a social worker, right? You're never going

to get ahead if you're a social worker. Now, they might do great work. I'm

not saying that they don't have a purpose in the world, but With

the median income right now of $1,400 in

Australia, that's $1,400 before tax, you're basically doomed,

okay? And having a job as a social worker, good

luck. Let's see though and dig a bit deeper. Maybe he

It's super easy, just transfer the money and it's automatically invested in

But does this guy have Bitcoin though? Instead

of betting on one stock, you get instant diversification, spreading

your risk. You can also get access to overseas companies

It's the convenience, accessibility, transparency and

And with soaring house prices putting property out of reach

Really open up access to wealth creation without having to be

Well, I don't know about what this guy's talking about because the

S&P 500 has an average of about 13% per annum,

a compounding growth rate, right? The hurdle rate right

now is like 14%. So if he's invested in like

one of the best performing stocks in the S&P 500, 13%, he's still going backwards,

right? Are

these people recommending to allocate to Bitcoin? My

guess is they're not. And why should they be allocating to Bitcoin? It's

basically doing over 50% compounding per year.

Hello? Hey, guys, just quickly, this episode is

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book a free call with the CoinStash team today. Now, back

Gold has suffered its worst single-day value decline in

12 years. The precious metals price had been soaring in recent weeks,

hitting record highs day after day. However, jitters

in the market overnight saw prices slump by as much as 6.3 per

Honestly, you wonder about these people who are buying things like gold, like the

jitters in the market. What are they? So basically, gold's at all-time highs.

And so everyone's now rushing in to buy. And then it

has a bit of a correction, and everyone jitters. I mean, are they planning just

Settling at just over $4,000 US an ounce. It

is bad news for the swath of new investors who had raced to

get their hands on blocks of gold through the retail market.

Stupid. Stupid, stupid people. Yeah. If you're going to hold

any, look, let me not be down on gold people, but if you're going

to hold an asset like gold, because you want to have it as a store of

value, you've really got to hold it for the long term, not thinking I'm

going to get in this week and hold it. You've got to be thinking like 10, 20, 30 years.

Stupid. This is a 21st century gold

rush. The people lining

up to buy Sydney CBD in 30 degree heat, mind you,

want to get their hands on some of the precious metal. There is a

line going around the corner. How

long's it taking you to get here? You've been here for four hours. What

brings you to the gold queue? See

I think the thing that these people didn't realize is the price is already

up on gold, right? It basically did nothing for forever. Now it's

gone up and now they're like, oh, now we should buy some. Wouldn't you

think while it was doing nothing, you would run in and get some gold then?

It's like the old classic scenario where if it's super cheap, they don't want

it, they put the price up, then people want it, right? What are these people like?

The price of an ounce of gold recently surging past US$4,300

an ounce. Analysts say it's related to so-called safe haven

I think it goes to the broader theme that there is this debasement

trade playing out here that people are worried about the

Now, that is something that I would agree with, the debasement trade, which

means the printing of the fiat currency. Now,

I can understand if you wanted to get out of the fiat and into

a hard asset such as gold. The problem with these people,

though, is they don't realize that the best asset, the best

store of value is actually Bitcoin. Okay, guys, look,

Son, it's been five years. It's still nowhere near that. This is

Oh, so true. I feel sorry for all the XRP holders. Really, I

do. But I've been seeing snippets around social media that

it's coming soon. It's going to have a blow off, and it's going to do

so well. It's coming to $10,000. Now, guys, please,

don't rush in and buy XRP. It could be setting

yourself up for absolute devastation. And maybe

How do you unfuck your life for the next five years? Right now, crypto

is a $4 trillion asset class. So if you think about the internet

when it rose, we couldn't invest in it. Here we can actually own the internet itself.

I think by about 2034, it's $100 trillion. So at only

4% of the journey, you can make a lot of money. And what's amazing is you

go and tell your parents or friends, they just think you're an idiot. They think it's too

risky. They don't understand. Every year they're losing 8% of their money

just by keeping it in a bank. And this way you do the opposite. You start compounding gains really

I actually know people who have $300,000. These are

young people who have saved up. When I say young, you know, 30-odd years

old, who have saved up their whole life $300,000 in

the bank. I said to the guy the other day, do you realize that

is being debased? Your purchasing power is going down. It

was like he couldn't believe it. He said, no, Matt, but I've still got $300,000. I said,

yes, but what you can buy now with that $300 is less. and

he just looked at me like oh he didn't realize that i said you

have to start allocating to the best performing hard asset

that there is and it's bitcoin all right guys thank you for joining me

on this episode of reactions please leave any comments good

or bad you know i love it when you when you're right in there and you say matt

you're an idiot for thinking that Gold's better

than Bitcoin. Look, give it to me. I'll see you on the next episode. Thanks

for tuning in to Crypto Collective. If you've enjoyed this episode, the

best way to show your support is to leave a five star review on

Apple podcast or Spotify and make sure to subscribe to

the YouTube channel so you don't miss an episode. You can also find more

of me at I'm Matthew Fraser on all