Okay, you guys, I'm not going to lie. I think this might be like my favorite. Episode yet to record, because this is one of my favorite topics to talk about and teach on and poor into you. Oh my goodness. Like, uh, the excitement, like if you could see the smile on my face right now, I'm like beaming ear to ear about what I'm about to share with you. Oh, okay. Get ready. Let's just dive right in cause I cannot wait. Having money versus making money, two different things, two completely different things. And yes, while I'm here help you make the mud knee, I'm here for that. I'm here to help you make all the money. I want to make all the monies. You wanna make all the monies. Here for all the monies! Cue all the money falling from the sky right now, as I'm saying this, and I'm here to help you make money. However, I am more here to help you make more than enough money. And I mean, have money. Like when you pay your bills in full and you're not even phased by the bank account dipping kind of money, you know what I mean? Literally I know, you know what I mean. You know, the first of every month or the end of every month, whenever your bills are due. Mine, for some reason are like, do I feel like all throughout the month, but getting to a place that when you pay your bills and sometimes it's those large amounts, you never know. Life happens, home ownership, investing in business, all the things, money is always going out, money's always going in, but you know what I mean? When you pay your bills and you pay them in full, because having money means you get to pay your bills in full and your account goes down because that's what happens, that's life, but it doesn't even phase you cause you're like I have so much money. Having money is where it's at. And so we're gonna dive into this today and like the money principles behind this and money mindset work, all the goodness that you need. Oh, Having money allows for so much more life to be lived, having money. I'm gonna say that again, and you can write it down somewhere if you want. I think that's a whole mantra in and of itself. Having money allows for so much more life to be lived. There's no shame in that. More money allows for more things, whatever you desire, having more money allows you to purchase, invest in, have, feel more of what you desire. So much goodness, so much freedom. So much of things that maybe you never experienced before in your life. However, we as humans, many of us, get very caught up in the belief that just having enough and just making enough is what we get. Like we get to just get by. We believe that we're like, oh, I just make enough. Like every month it's like I just make enough to cover my bills. And I'm like riding it by the skin of my teeth. I don't know if that's the right saying. You know what I mean? Like I'm just getting by just enough and it's become normal. It's a norm for many of us, this literally was ingrained in me for almost all of my life. I'm 31 years old now, literally I think up until, really up until I started my business at 25, this was ingrained in me that I made a just enough always just getting by and we settle for just enough money. And I see this happen all of the time in entrepreneurship. Women just settling for just enough month to month, year after a year. I'm like, that's exhausting. And I know what happens because it's happened for me. It's like, you're watching people make so much money, literally thousands beyond thousands. You're watching them, you're seeing them. And you're like, holy shit. Like, how is she making so much money? I wish I had that. And resentment comes in and you're like, this isn't going to happen for me. Okay. No more of that bullshit, okay? Because like, anything you want and desire is available for you, anything you want and desire is available for you. That's another money mantra. Put that somewhere, write it down, look at it every day. Everything you want and desire is available for you. If it's available for me, if it's available for her, it's available for you. And I need you to know that it's okay to admit that you want to make more money. First and foremost, if you want to make more money, if you desire more money, higher level income, you have to admit it to yourself. So many of us are so afraid to admit that because of our money trauma, our money baggage, our money mindset, the people in our life that have ingrained this money bullshit to us. Like we were like afraid to admit that we actually want to make money. That's first and foremost, like it's a safe space and that you want to make money. Secondly, to follow that. It's even safer to admit that you want to have money and that's like capital H a V E. You want to have money. Okay. And it's so okay to admit this, like beyond okay. And you actually have to admit this for things to shift. To be able to actually make more money and have money, you have to admit this to yourself. I can't admit it for you. Stop hiding this. Stop bearing it down. Stop telling yourself, I just want to help people. Yeah, you can get to help people and you can get to make a fuck ton of money doing so, it doesn't have to be one or the other and stop writing your struggle story. So, first you've got to admit this to yourself. Second thing you have to do is you have to admit how much money do you actually want to make? How much do you actually want to make? How much per month, how much per year? And I'm going to say something because I'm sure a number came up to your mind right away as it does for all of us. We have a safe number. We all have a safe number. Every single one of us have a safe number, stop playing small. Stop playing small. Literally guys, I I'm interrupting for a sec as I'm recording. Like literally in this moment, it's 11: 11. I just had something pop up on my phone that said it's 11: 11. And I just feel like this is like the most perfect moment that I'm recording this particular episode and what I'm saying in this moment. Ooh. So good. So good. So asking yourself how much per month and how much per year do you wanna make, and then that safe number that came up. That's great. I'm glad that you have a number that came up, but now I want you to stop playing small and I literally want you to stop picking the number that makes you feel safe. I want you to pick the number that makes you feel like holy shit balls. I'm scared to say this out loud, but this is actually what I want. That's actually what you want. Like maybe five K feel safe, maybe 10 K feel safe, maybe 20 K. I don't care what it is. 30 K 50 K. Maybe that feels safe. It feels like you've like, kind of worked yourself up to get behind that number. But like what number feels like, holy shit balls. I am scared to say this out loud. This is what I actually want. I want you to say that one and I want you to write that one down. Because now it's up to us to get behind that one, because what if you could make more money than like your brain can even comprehend right now? You got to get behind it. You got to get behind it. And if it does start small, that's fine. Like, I'm not like there's nothing wrong with starting small, but I also want you to know that you can start bigger. And I think that that in and of itself is a message because we start small because of where our money experiences are, and also what we believe to be true for us as far as how much we can actually make. And that's why I do want to challenge you to think bigger, to believe bigger, to get behind bigger, because that's available for you. If you desire, it's possible. If you desire it, it's possible. Okay, so next we're going to get into some quick and effective money mindset work, because I'm not just here to like spew money stuff at you. I'm here to help you do the work. And you guys know if you're listening to this like money mindset work, I'm going to say this til I'm blue in the face, like never goes out of style. Like never. Goes out of style. I know gen Z right now is like trying to knock on all the millennials styles. If you're a gen Z listening to me, I love you. I actually like these styles. However, like they're trying to knock out all the millennials styles, but for this money mindset work, literally never going to go out of style. Okay? So number 1, if you have a notebook during this episode, that's great. You're going to want one. If not, it's totally okay. Be present. Listen to me, absorb it in and you can always come back, look at the timestamp, take some notes and reel this in. Okay. Number one, gratitude. And we did an episode on this. There are a couple episodes back. I did talk about gratitude. So I'm not going to get too into this. If you miss that episode, be sure to go back to it. Um, lack and scarcity and abundance. That was really, really good. Anyway, number one, gratitude. You've got to be thankful for where you're at and what you have. I don't care if it's pennies. I don't care if it's dimes. I don't care if it's a hundred dollars. I don't care if it's thousands of dollars, you've got to have gratitude for what you have right now. Even the debt that you're in. If you're in debt, listening to me for years, if you know me well, if you've been following me for awhile, you know that I was in $28,000 of consumer debts and have student loans and business debt, all lumped into one. Um, I paid that off last year in full, so grateful. However, here's what I'm going to tell you. My business continued to grow. We continue to make so much money while I was in debt. And the reason for that is because I showed gratitude towards that debt. We tend to look at debt as such a bad thing. And like people tell you like, you're, you're a terrible person if you're in debt. That's not true. Like I looked at. Put out so much gratitude of what that debt got me. That debt allowed me to invest in mentors and grow my business. It allowed me to go to college and have a degree. It allowed me to pay for gifts for people, like it wasn't the smartest debt that I got myself into by any means. Um, what I go back and do it again? No, but I do firmly believe it happened for me. And that debt, I showed gratitude towards it every single day versus animosity because that debt was mine. And it also allowed me to move further along and have things in my life that I wouldn't have had had I not gone into debt. Okay? So gratitude for it all. Even if your bank account is somewhere you don't desire it to be gratitude for whatever little or high amount that you have right now, gratitude. Okay? Second thing with that. This is still tied into number one, check your bank accounts daily. Literally the best practice is when it comes to money, mindset and making more money and having money. You have to be honest with your money. So many of us avoid money. So many of us avoid looking at our money, knowing our numbers. I kid you not like my accountant and CFO, she thinks I'm so funny. Cause I asked so many questions, but I think it's so fascinating to understand my money and the business. It also makes me a better business coach and mentor. When I understand these things for myself, I can understand them more for my clients, but I love understanding, seeing the numbers being real with the numbers, because it also allows me to make more money. And that's the same for you. Check your bank accounts, look at your savings. Look at your investment accounts. Look at your portfolios. Look at your money. I check my QuickBooks three to four times a week. My accountant always giggles because she's like, we don't even have to like consolidate things you always do. And I'm like, cause I love it. I didn't always love it though. That's the thing I used to avoid my numbers like the plague. Like I would avoid, I would avoid, I would avoid. And the second I got honest with my money's, even though it wasn't where I wanted it to be yet, the second, I got honest and real and looked at it and like started planning money dates. Oh my goodness. Like my money, my prosperity, my income level, my receiving all increased. So that's number one. Okay. Gratitude and being honest with where your money's at checking those bank accounts. Number two, define your new core money beliefs. I'm going to give you mine as an example. Let me give you guys mine as an example. Okay. Mine for the longest time and it still is this, I firmly believe that when I spend money, when I invest money, I always make it back tenfold. Like I love spending money. Love it. And whenever I spend money for me, it has to be like a good feeling. I don't spend money on things that don't make me feel good, but I believe that when I spend money, when I invest money, I make it back 10 fold, of fucking course I do. Money always flows to me in all different ways, daily. Those two mantras, like those are mine. Like I'm not like coining them, but like, like I'm just putting them out there that those are things i, every time I spend money, like I just bought a fire pit for Khan and I, for our backyard, the other day was like $500. When I spent that, I was like, literally one, I'm so grateful to be spending this money. And it feels so good to like spend this $500 on this fire pit, something I want something I desire, but also like, I know I'm going to make this back tenfold because money always flows to me. And like, of fucking course, I always make money. Like, of course. So now create your own. Feel free to use these, if these feels so good, you're like, which I love these use them. I don't care. I didn't like make these up. I probably heard these somewhere and then made them feel good to me. Same for you, create your own, use these, whatever feels good, whatever you vibe with, create yours and like, believe them. You have to get behind them. And it's something you have to remind yourself of daily. Again, this work doesn't go out of style. It's like an everyday thing, like an every day thing. Number three, treat yourself good. Good. Even if you're not making the big bucks yet, you're on your way there, especially if you're listening to this episode. Do things that make you feel good. Do things that make you feel high vibe. Because here's the thing. When we feel like shit and like, we make ourselves feel like shit, meaning like, say you're in lack vibes, and then like you're doing things that like, don't make you physically feel good. It's just, it's not going to work. And I don't believe, like you need to be feeling 1000% every day to make money. Like, I don't believe that. I mean, I have mentors, like one of my mentors always says, you can feel like shit and make money, like 1000%. That is like the truth. But taking care of yourself is really important. It's a really important act of just receiving in general. If you can't receive goodness from yourself, like, and give to yourself, how can we expect others? To give to us, the universe. How can we expect more to come to us if we can't even receive from ourselves? So it starts with you and it could be anything like that makes you feel good. That makes you feel high vibe. It could be like washing your hair. Like maybe it's getting dressed and putting on makeup. Maybe it's taking a bath. Sometimes for me, it's going to target. I love target. I love target. Sometimes for me, it's ordering groceries instead of picking them up. I'm like also a big grocery orderer. It makes me feel high vibe, it makes me feel good. I'm like, Ooh, I'll spend that money. It makes me feel good. Doesn't have to be anything that you spend money on. It could be a manicure. It could be like at home date night, it could be anything. Could be pouring a bottle bottle, or a glass, to each their own of bubbly could be making a mocktail and cheersing with your significant other, your partner. Could be sitting in your backyard and reading a book. Whatever makes you feel good, feel high vibe, do it, do it, do it. I feel like that's a song somewhere. Next one, set up a savings account, money fund, money envelope, money jar of some sort. I literally don't care what it looks like. Could be a savings account. I recommend savings accounts, but like you could do this any way you want. Literally can be an envelope in your desk. It could be a money jar in the kitchen could be a Jean pocket. Doesn't I don't care. I don't care what it is. Set it up. Because here's the thing. If we want to have money, we have to be intentional about saving it. And I know you might be listening. Some of you might be like, well, Michelle, I don't have any spare, anything to save right now. Here's the thing. It doesn't have to be a ton. Literally, even if it's $10 a month, I don't care. It's 50 bucks a month. If it's 500, if it's thousands, you have to start somewhere. And I'm going to tell you this right now when I was in my nine to five I started this. I started, I think, at $50 a week. So it was $200 a month, which is a lot of money to save. I'm really proud of myself for that. When I started doing that, it allowed me to just feel this sense of ease and this sense of like, oh my gosh, if something happens, I have money. Literally you setting up some kind of savings, money fund or envelope, something you're contributing to consistently. Whether it's weekly, monthly, highly recommend consistency in it. You're not only signaling to the universe, but also to yourself that you're ready to hold space for more money. That's literally what that is. But also it's an active, starting to plan to have money. It literally will change your life. I promise you all of my clients that come into my world, if they don't have savings accounts, we set them up. Not a financial advisor, like full disclaimer, no. However, I want my clients, obviously you guys know I'm talking about this teaching on this right now to not only just make money, I want them to have money. And it starts with doing these things to prep yourself, to be able to have money and hold money and like save money. And my last one is a good one and sometimes can sound contradictory to like everything that we talked about, but you have to stop hoarding money. Money likes to be spent. Money loves to circulate. You've probably heard this before, especially if you've read any kind of money books before money loves to go in, money loves to come back. It's got to circulate. So stop holding onto it for dear life, because it's only putting you in lack and scarcity. And when you don't believe it will come back, it won't come at all. So spend the money, maybe make the investment you've been dying to make, you know, that, you know, I know you know. That desire, that gut feeling of like, oh, I want to invest in this, do it, do it because what if you made that investment? Like, what if you made your money back tenfold, like do it. What if there's something you want to give to donate, to lend money, put money in savings, whatever it is, moving money around, let it circulate because the moment you do that, you're opening yourself up to receiving more money. But when we hold on for dear life and we hoard it, it's really hard to actually make more. And here's the thing with like the money work you guys know it's never going to go out of style. And I just want to share with you because I, I know someone needs this, we do this work on such a deep level in my program, miracles and money. We just finished it live here in the spring and it's coming back in the fall. But if you're wanting to do the inner work, the money mindset work, and you're like, I know I need this program. Like everything you're saying, Michelle is speaking to my soul and I like want to master my money, my monies and I want to have money and I want to get ready to be able to receive more money. You can just message me on the socials, messaging me on Instagram and you can purchase the passive course. Currently it's passive. It will run live again in the fall, and then you can, you can do two things. You can buy it passively and just have access to that. Or you can buy it passively and bundle it with the fall cohort that's going to be run live with me. It's different contents. It's all the money mindset, all the inner work around money energetics, receiving more abundance. You name it, having money, all the goodness. Just message me. We'll chat about it because here's the thing. This work is unlike anything and it's really necessary for money growth in business and having money like, this it's necessary. That's why we're having this conversation today. And I've said, I don't know how many times now I lost count, that this, this never going to go out of style. Literally the money work is never going to go out of style. And there's a saying, you know, new level new devil. Every time, myself included every time I'm working towards, desiring, getting towards a higher income level for myself, it requires deeper work on this level. It's new territory. And that's why this work is it's just like unlike anything we could ever do. And it's necessary for money growth in life and business. And of course, again, having money. And I wanted to share with you guys an example that came up for me as I was planning out this episode. One of my clients, when she came to me, she came to me making 10 to 11 K months, like, which is amazing. It's amazing. She now is making it anywhere 20 to 30, 50 K months. Like I say, type this out. It was like, holy cannoli. Holy crap. So amazing. And it's just so powerful because here's the thing, she went from making money to now having money. And when I was saying before that, Making money like allows for like life to just be lived differently, and it's okay to admit that, for her, like she bought, she had just bought a new house when we started working together. And I'll never forget. She had said, you know, I don't know if you've ever bought a house, you know what I'm talking about? If you haven't and you're going to you'll you'll experience this. When you buy a house, you put down a down payment, which is it's depends on the house that you're buying. It's a chunk of money that you put into the house. It's cash that is leaving your bank account and you're putting into the house to then own the house, right? For your down payment. She had came to me and was like, Michelle, like my account was like almost at zero. And what's the most amazing thing is she had actually invested in me, like right after she bought her house, it was probably like the most impromptu, not perfect time to invest in me because she had just spent so much money. And then she was like, I am investing again in my business, but here's what happened. It was the most amazing thing because she went from like literally making money, spending, making money, spending, feeling like she couldn't hold on to money where she was just making it. She didn't have it, to now having money. She followed that gut. She followed that intuition. She invested and she got herself to that next level. And we did the work. She did the work and now she's currently, she went from buying her house, having barely any money in her account to now they're re, renovating and remodeling her whole kitchen. She paid cash for it. She hired an interior designer to help her style, her home. Like, she just has money now and it's so freaking cool. It is. That's what it is. It's just so freaking cool to have money. Like this is what I'm here for women buying homes, women, living lifestyles that they desire, how lavish or non lavish doesn't matter. Like I'm here. I love a fat, fat, fat savings account. That like gets me all excited. Whatever it is that you desire and the way in which you want to have money and to be able to freely spend your money like this is it. That's it. And so one last thing I want to pour into you from today. It's time to focus on our desires versus what's keeping us stuck a lot of the time when it comes to money mindset, we do tend to focus on all the money blocks and yes, while we want to work through them and acknowledge them and know like our deep money stories and rewrite our money stories, this is something that we do in miracles and money, we rewrite our money story. That it's like such a powerful, powerful exercise. And we work through, what's keeping us stuck, but here's the thing. What many of us do when it comes to money mindset is we, we focus on all the money blocks and then we keep ourselves stuck versus getting to where we want to be, go and what we actually desire and getting behind that. I see it happen all the time. People are doing the money mindset work, but they don't ever get to the place of like getting fully behind where they want to go and their desires and moving from that place. And when we can switch that, when we can get from just doing the money block, work to actually getting behind where we want to go and the desires that, that switch, the magic happens there, the magic happens there. So now your homework from today, because I felt like you couldn't leave today without homework. Okay. Cause it's like juicy juice, juice. I want you to go back to the money mindset principles that I shared earlier in this episode, go back, just rewind me. And I want you to write them down. And I want you to practice them. Because here's the thing it's great for you to like, hear me talk about this, but nothing will happen unless you take action. That's just the truth. Like nothing will happen unless you take action. You just hearing me talk about it isn't going to allow you to make more money or have money. It's up to you to take the necessary action to get to this place. And then I want you to write down your money desires. I want you to think bigger than the small goal, and I want you to really write down your money desires, what that amount would do for you, or take it a step further. And I want you to write down that money amount, that desire monthly, yearly, and what would that amount of money do for you? Because when you come from that place, you can really get behind. Feel into that excitement, that goodness, picture what your life would be like, what would you spend it on? How much would you save each month? Like what would that feel like? Who would you be? How would you act? What would your energy be? Like? What would your thoughts be? Like, how would you show up in your life and your business? How happy would you be? How would you feel about money? How would your relationships be? Because when you can picture that, when you can feel that, when you do this exercise, It this magic, like the vibes just start to increase, but also you can start to really get behind it when you start to feel it. So now girlfriend, it's time to make money. The more importantly, it's time to do the work to have money. It's both always. In my world, in your world, it's both always. Ooh. I love you so much. I love the money where mark. Lastly, we still have our amazing giveaway going on and you guys know like I'm just from the bottom of my heart, I can't stop saying thank you. I just love seeing your reviews, your five star reviews on this podcast. The love the shares tagging me when you're listening on Instagram, it just means the world to me. So thank you so much. And if you haven't left a five star review, please do it would just mean the world to me. It allows this podcast to be seen and get in front of more women that need these real deal conversations and this support. And it's just part of the impact. So please go ahead and leave us a five star review and the giveaway still going on. Screenshot it, DM it to me on the socials and your next Starbucks on me. Oh, this was so good. I can't wait for you to do your homework. I love you so much and I'll see you in the next episode.