Foreign.
Speaker BHello and welcome to beyond the.
Speaker CDesk, the podcast where I take a deep dive into the careers of some of the most influential and inspiring leaders in the technology transformation and operations space within global insurance and Insurtech.
Speaker CI'm your host, Mark Thomas, and every week I'll be sitting down with industry trailblazers who are driving innovation and modernization within the insurance sector.
Speaker CWe'll explore their personal journeys, from their early backgrounds and the pivotal moments that shape their careers to the challenges they've had to overcome, the lessons they've learned along the way, and of course, the big wins that have defined their professional journey so far.
Speaker CBut it's not just about their successes.
Speaker CIt's about what you and I can take away from their experiences and the advice they have for anyone wanting to follow in similar footsteps.
Speaker BWhether you're just starting out or looking.
Speaker CTo level up your career in the insurance or insuretech world, this podcast is packed with valuable insights and inspiration.
Speaker CSo grab your headphones, get comfortable, and let's jump into beyond the Desk.
Speaker BMatt, welcome to the podcast.
Speaker BHow you doing?
Speaker AYeah, I'm good, thank you.
Speaker AHow are you?
Speaker AYou good?
Speaker BGood stuff?
Speaker BYeah, yeah, really good, thanks.
Speaker BWe're recording this first week of Jan, so Happy New Year.
Speaker BI don't know when it will probably go out for a few weeks yet, but look, great to have you on the podcast and I always start with kind of.
Speaker BEventually we'll go all the way back to the start of your career and stuff, but as a kind of quick intro, introduce yourself, bit of background and then we'll go back from there.
Speaker AOriginally from up north, so from Doncaster in South Yorkshire.
Speaker AYou know, I'll talk about a little bit about this later on.
Speaker ASo the move to London for me was, you know, quite a big cultural change certainly.
Speaker ABut yeah, you know, grew up, went to school there, then I went off to university in newcomer Newcastle and then when I came out of university went into a banking grad program.
Speaker AStarted off in retail banking and at that point in time more in customer facing roles and tech roles.
Speaker AI didn't really have a particular draw to tech in early life, didn't do a computer science degree or anything like that.
Speaker ASo really my interest in tech came more over time and more organically.
Speaker ASo did various roles in the retail banking space within that employer via a grad rotation.
Speaker AAnd then as I touched on before, made the leap to come to London and join the insurance market about.
Speaker AWell, it's about 13 years ago now and it's been a really good move since then.
Speaker AI've Sort of pivoted more towards those technical roles, grown organically more in that direction.
Speaker AIn part driven by the way that tech has evolved and emerged over that time, but I think also just driven by career opportunities and things that have really come up along the way.
Speaker AReally going back to the growing up bit, like I say, wasn't really a techie growing up, was more into sport.
Speaker AThat was really a thing.
Speaker AI was pretty good at a lot of things, but not good enough at anything to make anything of it.
Speaker ASo that's really why I ended up in that career in sort of financial services.
Speaker AIn it, yeah.
Speaker BAnd current role.
Speaker ACurrent role.
Speaker ASo I work for a company called Phoenix Group.
Speaker AI often say to people, one of the biggest companies you might never have heard of actually, you know, FTSE 100 company or close to the FTSE 50 now.
Speaker ABut Phoenix has been an acquisitional business historically.
Speaker ASo things like Standard life reassure brands from a life and pensions point of view are actually owned by Phoenix.
Speaker ASo, you know, you may even have a pension with Phoenix Group and you may not know it.
Speaker AAnd again, it's, you know, obviously, obviously still an insurance company as such, but in a different sector to where I was previously, which was more in the PNC London market space.
Speaker BOkay, cool.
Speaker BSo let's go right back to the start.
Speaker BAnd you touched on it briefly.
Speaker BSo grew up in Doncaster.
Speaker BI think you mentioned then briefly that you weren't really into tech or anything like that.
Speaker BAnd I know we've spoke about it before, about your career.
Speaker BIt was not really kind of very heavily and tech, we're definitely getting to that.
Speaker BBut talk to me a little bit about what the kind of university days looked like, what the, what the plan was at that point and then kind of where it went from there.
Speaker AYeah, no, I mean, I think, you know, when I was at school and I think a lot of this comes back to, you know, friends, family and things like that, you know.
Speaker AYou know, my mum and dad are still, I won't say technophobes, that's harsh.
Speaker AYou know, they're still a bit more into it now, but we just weren't really a very technology centric family.
Speaker AAnd I think that sort of, you know, rubs off on you a little bit.
Speaker ABut yeah, school I say quite a lot of time spent on sport.
Speaker AAnd when I actually picked university, picked Newcastle, a lot of it was driven by wanting to stay in the north of England.
Speaker AYou know, that was a driver for me at that point in time.
Speaker AI'll talk a little bit about how that's maybe changed as things have evolved.
Speaker ABut really a lot of it was driven by social aspects.
Speaker AMy kids are both looking at universities at the moment and I find it quite interesting that they're looking at courses and going into all this detail.
Speaker AFor me it was more of the social aspects and a lot of the sources.
Speaker AThe course side of things was secondary and I guess I sort of found my way into financial services really over time.
Speaker AIn part.
Speaker AIt's quite an obvious career path.
Speaker AI think when you've done.
Speaker AI did an economics and accountancy degree, sort of fell in that direction.
Speaker AI've never really used my accountancy degree in particular.
Speaker AFor me I think it's just being open minded and looking at what opportunities are out there and, you know, really following fate, I guess.
Speaker BYeah, yeah, yeah.
Speaker BI mean, I can totally resonate with that.
Speaker BI mean I was quite big into sport and I went to uni and did sport at uni, but.
Speaker BAnd that was the kind of main driver for me, the social part.
Speaker BThe degree was kind of almost a secondary one.
Speaker BBut that's interesting you say about kids actually kind of now, because you're not the first person that said that to me.
Speaker BI think kids now are probably a little bit more into the detail of kind of courses and stuff like that, whereas possibly not always the way in the past.
Speaker BSo banking straight after, did you go into kind of like a grad scheme type thing or something like that?
Speaker BIs that how you.
Speaker AYeah, exactly that.
Speaker AAnd it was one of those grad schemes where we didn't rotate around business areas really.
Speaker AIt was like literally you had an induction and then you were doing a job on like your second week.
Speaker ABut I really enjoyed that because, you know, I was on the phone to customers dealing with escalations and complaints right from the start.
Speaker AAnd I think, you know, a lot of the roles I had, you know, in banking, which were customer facing, set me up in good stead in terms of appreciating the customer side of it, thinking about the technology side of it.
Speaker ABut I think it really laid a great foundation for me in terms of what was important and what you needed to be successful.
Speaker BSo what was that role?
Speaker BWhat were those first early roles that you did?
Speaker AWell, the bank was Northern Rock as well, I should say at some point.
Speaker AI'll come into that a little bit because it's one of the challenges I'll speak about later on.
Speaker ABut yeah, I worked in some roles then, predominantly in the savings function at Northern Rock.
Speaker ALike I say, initially it was around, you know, customer calls, customer complaints, you know, dealing with A lot of that sort of thing.
Speaker ADid various other roles, a bit more around tech and imaging.
Speaker AAlso did some stuff around deposits processing.
Speaker AAnd I'll talk a little bit about this more maybe later on, but when the run on the bank with Northern Rock happened, my role was actually running the function that dealt with all the deposits and withdrawals from head office accounts at Northern Rock.
Speaker ASo that was a pretty frantic few weeks and months, it's fair to say.
Speaker BYeah, yeah, let's talk about a little bit about that now then because I kind of, I feel like I know a bit about the Northern Rock thing from, from the news.
Speaker BI'm not sure if I was.
Speaker BI mean it may have been around when I first started working, so.
Speaker BBut I don't know, I don't know in detail.
Speaker BWas it Virgin something?
Speaker BYeah, something to do with that.
Speaker ASo, so what happened is, you know, the, you know, the kind of crisis situation happened with Northern Rock and you know, the government stepped in and out fund it and then was that off.
Speaker BThe back of the kind of credit crunch era, was it not associated?
Speaker AYeah, not exactly that.
Speaker AAnd so Northern Rock's business model was it basically raised, raise capital, raise funding on the securitization market.
Speaker AAnd so its savings book was relatively small in relation to its mortgage book.
Speaker ASo when that credit crunch kicked in, that securitization funding wasn't there anymore.
Speaker AIt basically meant that a business model that a bank had just couldn't really be sustained at that point in time.
Speaker ASo I said the government stepped in and I did some really interesting work at that point in time it was really difficult work, really challenging work where we kind of separated the bank into two parts.
Speaker AAt the time it was known as the good bank and the bad bank because there was various mortgages that got hived off to a company money called UK Asset Resolution.
Speaker AAnd then it, Virgin Money acquired what was, you know, called the good bank at the time, which was, you know, that side of it which was, you know, the savings book, elements of the mortgage book.
Speaker AAnd so, you know.
Speaker AYeah, I then became an employee of Virgin Money, you know, as part of that.
Speaker ASo.
Speaker BYeah.
Speaker BSo at what point throughout the.
Speaker BSo did you, did you do those kind of more business related roles for a long time or.
Speaker BAnd when did that kind of start to transition into, to more kind of strategic tech kind of because you were more in the business analysis kind of business architecture, space.
Speaker BThat was the kind of evolution, wasn't it?
Speaker AYeah, no, so I did maybe five or six years in like I say, more people management, customer facing roles and then when a lot of the, you know, I guess the, you know, the difficult situation happened there, I then got involved more in the change and transformation side of it.
Speaker ASo we did a lot of the project delivery work, you know, when we did the stuff where we, you know, kind of split the bank and, you know, I was involved in a lot of that work, which was when I really started pivoting away from those customer facing roles and then into that.
Speaker ASo it was like a business architecture role effectively.
Speaker AAlthough I did do a bit of delivery management as part of that.
Speaker AAnd then the flip from when I left Virgin Money and came down to London and joined Catlin at the time, that was as an enterprise business architect.
Speaker ASo that was the initial pivot into insurance.
Speaker BYeah.
Speaker BOkay, cool.
Speaker BAnd so where is that?
Speaker BYou mean in regards to kind of that architecture, business architecture role?
Speaker BDid you kind of actively seek to kind of do that type of role?
Speaker BWas that, how did that evolve?
Speaker BI guess I'm trying to understand how that, that kind of you got to that point.
Speaker BIt seems to be quite a change from what you were doing before.
Speaker AYeah, no, and I think it was me being somewhat opportunistic in the sense that we had, you know, a load of consultants came in to help us deliver this, you know, big change program.
Speaker AThere was quite a lot of people who'd previously been at Barclays who came in either on fixed term contracts or, you know, or as contractors to support a lot of the, you know, the sort of complex work that was being done.
Speaker AAnd I was one of the permanent people who was involved in that.
Speaker AAnd we had a couple of people who came in and helped do a lot of the operating model design, process design.
Speaker AAnd I just found it really interesting.
Speaker ASo I just organically moved towards that.
Speaker AAnd then as opportunities came up to move in that direction, I just sort of jumped on them really, and thought, this is something I'm interested in.
Speaker AI think I'm pretty good at it as well.
Speaker AAnd that's really how the involvement came about.
Speaker BOkay, and so first role in insurance?
Speaker AYeah, so it was an enterprise business architect at Catlin.
Speaker ASo obviously Catlin isn't there anymore and Catlin became XL Catlin and then XL Catlin became Axaxel.
Speaker ASo, you know, that had quite a bit of M and A type activity.
Speaker BWere you there throughout all of those transitions?
Speaker AI was there throughout all of those transitions, yeah.
Speaker ASo, you know, when I joined Catlin, I think it was just under a thousand people.
Speaker AObviously it started off under Steven Catlin's leadership as a, you know, Predominantly well, as a London market insurer and became a global organization.
Speaker AAnd then when I left, when it was AXA XL, you know, I think, I mean 160, 180,000 people working at AXA.
Speaker ASo you know, very, very different organization.
Speaker AYou know, both really, you know, interesting organization, shall we say, but very different.
Speaker BSo yeah, and so, and how did your, so how did your role evolve throughout that period then?
Speaker BAnd, and because I'm interested like you obviously focus more so on the kind of cloud space in more recent years.
Speaker BSo I'm really interested to understand how that went from kind of customer facing roles to, to what is in essence quite technical focus roles and how that evolution kind of happened, came about what it looked like.
Speaker AYeah, and I think I've probably maybe planned one step ahead, maybe two steps ahead at points in time, but it's just been like I say, more of an organic growth thing.
Speaker AAnd like I say, I was in the architecture team in the enterprise architecture team at Catlin and started off as a business architect, but then did get involved in some of the more technical architecture topics around data applications, et cetera.
Speaker AAnd then the opportunity came up to, to run our solution architecture function.
Speaker ASo sort of asked if I wanted to do that and I'm there like, yeah, why not, you know, give that a go.
Speaker ASo did that for a period of time and then that obviously meant I was more involved on the application architecture side of things rather than business.
Speaker ASo that was maybe a bit of a segue into a more technical role.
Speaker AWhat happened after that is a maternity cover position became available on our, on our IT lead team.
Speaker AThe CIO at the time asked me if I was interested in doing it and that was doing something, something completely different.
Speaker ASo that was doing IT procurement, release management, change management.
Speaker ASo you know, almost the opposite end of the spectrum to architecture in many respects.
Speaker ASo he said, would, you know, would you like to take that role on?
Speaker AAnd I'm there like, well, yeah, why not?
Speaker AYou know, I'll give it a try.
Speaker AIt's something interesting, it's a stretch for me and a lot of that really when I talk about that next step role, you know, my goal for some time has been to get to that sort of cto, CIO type role.
Speaker ASo I was really trying to develop that rounded experience in different types of roles in it.
Speaker AYou know, as that came about, whilst I was doing that role that was focused on IT, procurement, et cetera, cloud, DevOps, agile were really starting to emerge as significant topics.
Speaker AObviously banks and other tech companies had been adopting them for a couple of years already.
Speaker ABut that's when they started to become a lot more prevalent for insurance companies.
Speaker AAnd again it was, I really, I guess saw an opportunity, stepped into it, took some things on really as extra responsibilities as side of desk and that then really turned into a permanent role that was focused on cloud.
Speaker AI always do say though, cloud isn't just about cloud.
Speaker AI think for me it's all about the supporting capabilities around it because otherwise it is just doing data centers in a different way.
Speaker ASo I think for me a lot of that has to come with the working practices.
Speaker ACloud is a software defined data center effectively.
Speaker ASo I think it's just really making sure that you can get the value from that.
Speaker ASo it's the working practices that go with that, the enablement, the working with key parties like security, data protection to make sure that, you know, the business can really benefit from cloud in the way that it needs to.
Speaker BYeah, yeah, let's touch, let's go into that a bit more detail on that though.
Speaker BSo because I think I'm ultimately a tech recruiter by trade.
Speaker BSo I've said the cloud, cloud stuff's been around for a while.
Speaker BIt seems like now it's kind of widely adopted as the kind of the standard way of doing things.
Speaker BBut is there still a way to go around like kind of the adoption of that slightly more deeper way of thinking around processes and stuff like that?
Speaker BWhere do you think you mean?
Speaker BBecause obviously you've now seen it in two different, kind of semi similar industries, but also I guess some different differences as well.
Speaker AYeah, and I think it varies a little bit by organization on the type of workload.
Speaker ASo I think net new things.
Speaker ASo if we're looking at digital capabilities, we're looking at anything AI related.
Speaker AI think that's the first AI check.
Speaker AI'm sure there'll be more before the end of the session.
Speaker AIt kind of has to be in the cloud and I think people that's what's happening and I think you're right.
Speaker AI think there is adoption of those capabilities and recognition that that is really the to do those things.
Speaker AI think where there's still challenges, I think across the piece and I think this exists even in companies that have been using cloud for 10 years.
Speaker ASome of those legacy workloads as 400 mainframe type stuff, yes you can move them to cloud, but are they cost effective?
Speaker AAre they resilient?
Speaker ADo you want to spend the money to move them there?
Speaker ASo it's really that balance between where companies that have got a history on premise, how long do they keep that running for?
Speaker AHow do they manage that?
Speaker AAnd I think a lot of companies have still got a strategy where they do have an on premise footprint for certain workloads, predominantly driven by cost regulation, those sorts of things.
Speaker ABut there's a clear preference to leverage cloud as much as possible, wherever we can.
Speaker AThe only thing that's coming in a little bit with AI, though, and cost has always been a focus with cloud, because cloud is great, the austerity is brilliant, but it also means you can spend money really, really quickly.
Speaker ASo the cost control aspect is important.
Speaker ABut if I look at things like AI, data analytics capabilities as an example, they're very hungry.
Speaker AIt starts to pull on things like environmental impact because you're pooling and using so many resources.
Speaker ASo there's some considerations that are coming in as we're starting to use huge amounts of tech and huge amounts of capacity in the cloud.
Speaker ASo it's not without its challenges.
Speaker AStill.
Speaker BThere's still food for thought there on that AI piece.
Speaker BThen when you say they're hungry, as in hungry for capacity in cloud.
Speaker BAnd so what are the considerations there for businesses as they.
Speaker BBecause obviously where we're at with AI at the moment, if we're talking 12 months down the line, it's going to be like, who knows what we'll be talking about in that sense.
Speaker BSo what are the considerations and what are the kind of potential snags for something in that kind of arena?
Speaker AYeah, so I think the two things I see is, I think there's this temptation to almost use AI for everything.
Speaker AThat's probably the first thing.
Speaker AAnd it's really good for some things and it's maybe not so good for others.
Speaker AAnd to your point, that'll evolve and I'm sure it'll become good for other things in the future.
Speaker ABut I think there's this temptation to use it as like a quick fix, which isn't necessarily a quick fix for everything.
Speaker ASo I think you do have to think carefully about the use cases and also because that there is that impact on humans and their jobs as well.
Speaker AI think it's just using it considerately and taking into account your workforce and the impact it might have on them.
Speaker AYou'll hear from the big AI companies when they're selling the benefits to us.
Speaker AThey'll talk about, oh, it makes people's lives better, they don't have to do menial tasks.
Speaker ABut what CFOs are going to want to see is how much money can I save with this technology that's what's going to drive it.
Speaker ASo I think that's point one, I think being considerate about where we use it.
Speaker ABut point two is it's almost sometimes how you're parameterizing your models and how you're building them out because the temptation is you can just pull in like all the data in the world basically.
Speaker ABut is that adding value?
Speaker ASo I think it's just making sure that you're doing that in the right way to ensure that there's an efficiency angle to it as well.
Speaker ABecause a lot of data is great, but how much of the data is adding value to the actual LLM or model or whatever that you've actually built to support what you're doing?
Speaker BFrom taking that into a cloud perspective, is that, is the consideration there that you're actually putting in loads of data, you're storing that stuff and actually a whole load of it is potentially a very little use.
Speaker APotentially.
Speaker AYeah, exactly.
Speaker AAnd you know, while storage is pretty cheap in the cloud, it still costs something and if you've got a compute to move that around as well, there's still a cost associated with that.
Speaker ASo I think it's just, you know, it's the same as any technology solution.
Speaker AAnd I think, you know, you know, there's, there's so much data around at the moment in general that, you know, I think the temptation becomes to just, you know, get the biggest data set possible.
Speaker BSo yeah, and what's your kind of view on.
Speaker BOn where you mean, I appreciate that you spent the last most recent time outside of the London market, but what's your kind of view that you see around the market?
Speaker BOn.
Speaker BOn where that kind of impact, especially from a cloud perspective with AI, where, where do you see the, the kind of challenges coming over the, over the next kind of 12, 18 months or so?
Speaker AI mean, I think it's going to be the same as adoption of any sort of newish technology really.
Speaker AI think it's going to be the, you know, the compliance it for one, in terms of making sure that the relevant things are managed, the regulatory aspect of it as well, in terms of how it's being managed and where the data's going and what it's going to be about.
Speaker ABut I think probably most importantly it's the people side of it.
Speaker AI touched on the right use cases before.
Speaker AI think it's making sure that we're using it in the right way to I guess, build that employee experience, build that customer experience.
Speaker AAnd it's not just being used as tech for the sake of tech.
Speaker AI think that's the piece that I think will be one that we have to tackle.
Speaker ASo it's nothing new or unique.
Speaker AUnique for AI compared to any other technology solution, really.
Speaker AI think there'll obviously be a few things that are a bit, you know, bit niche to AI, but it's really the same considerations that you would have, you know, for anything.
Speaker BYeah, yeah, okay, interesting.
Speaker BSo obviously did a long stint, then in, in.
Speaker BIn kind of one stroke, three companies, whichever way you look at it, and then, and then more recently made the decision to, to kind of flip over to the life and pension side.
Speaker BSo, so talk, talk us through kind of what that, what that looked like, why you made that decision, and then we can go into a bit more detail about how it's been.
Speaker AYeah, and I mean, again, being frank, it wasn't one that had loads of thought, really.
Speaker AIt was a case of looking for a new role.
Speaker AIt came up, had a really good connection with the recruiting manager.
Speaker AThe role sounded really interesting.
Speaker AIt was something that I could add value to.
Speaker BWhat was the role initially?
Speaker ASo it was a group head of cloud role that really encompassed everything from technical architecture, engineering through to the operational management of all the cloud cloud services.
Speaker ASo that concept of really running cloud as a product, as a platform, you know, rather than having, you know, separate ops teams and, you know, separate, separate engineering teams.
Speaker ASo now it appealed to me and I think, yeah, again, going and working in a different industry, in a different sector, you know, like I say, you know, you know, I think, you know, PNC and insurance, London market is, you know, is great, but I think, you know, again, it's, you know, going and seeing what else is out there, really.
Speaker AAnd, you know, you know, as I've already touched on already, I think for me it's.
Speaker AThere's an element of, you know, be brave, take a chance.
Speaker AYou know, more often than not, it'll work out, you'll learn something new, you'll meet some new people and it'll help you develop as an individual and how.
Speaker BHave you found it?
Speaker BAnd I'd be really interested to kind of understand the differences, if there have been any.
Speaker AYeah, no, and I think there's a difference in terms of.
Speaker ASo the London market itself is quite unique in terms of that sort of square, half a mile and that sort of ecosystem that exists.
Speaker AAnd the broker, carrier relationship, Lloyds of London relationship and all of that, that doesn't really translate and transcend into life and pensions, but almost everything else does, to be honest with you.
Speaker AYou know, there's A similar sort of dynamic between a lot of the organizations that are out there.
Speaker ASimilar challenges in terms of tech disruption, the people side of it in source, the outsourced challenges.
Speaker ASo beyond that London market bit, there's a lot of similarities there.
Speaker ALike I say, the tech disruption regulation piece in particular and the, the desire for that digitization and that online customer journey.
Speaker AI guess pensions is a little bit different and I guess it's somewhat like, you know, big, big policy insurance in that people don't go online and look at their pension every day and don't look at their annuity policy every day.
Speaker AWell, some people do, but you know, the vast majority of people don't.
Speaker ASo it's not quite as transactional as banking or even as insurance, really.
Speaker BLong term.
Speaker AYeah, it's a bit more long term.
Speaker ABut you know, I think the, obviously the desire is to, you know, there's a project going on at the moment called Pensions Dashboard, which is a government initiative which is to give people that visibility of what pensions holdings they have.
Speaker AAnd I think one of the things that really resonates me about Phoenix and what Phoenix is about is everyone wants to retire, everyone wants to have those good later years in life.
Speaker ASo for me, the goal that the organization have is to make sure that people can retire and have a really good quality of life at retirement.
Speaker AI actually think really resonates with me in terms of something that is actually societally adding quite a lot of value.
Speaker BSo yeah, yeah, it's interesting actually because I mean I always, and I'll ask it to you at the end, but the.
Speaker BI always ask people what kind of what they love about insurance and the overarching thing about people who work in kind of PNC or general insurance or anything like that is that.
Speaker BOr the most common answer is something along the lines of the fact that it's there for people in their kind of time of need or whatever it may be, which kind of really resonates with me.
Speaker BAnd actually I always say insurance does a really bad job of selling.
Speaker BI mean, it's got a bad rep in a lot of areas.
Speaker BBut actually if they really kind of bottled that sales pitch up and managed to market it a bit better, it does a hell of a lot of good.
Speaker BWe're right slap banging the kind of LA fires and stuff like that that happen in early Jan now.
Speaker BYeah, if it wasn't for insurance, there'd be a hell of a lot of people and businesses that are in a whole load of trouble right now.
Speaker AYeah, absolutely.
Speaker BBut I guess it's slightly different with life and pensions, isn't it?
Speaker BIt kind of, they're not.
Speaker BWell, I suppose it's not on the life side that, that kind of solves a problem for people when the worst thing happens to a family member or whatever it might be.
Speaker BBut certainly on the pensions and annuities side that I've never really thought about it like that.
Speaker BIt's actually kind of making sure that people are in a, a good spot.
Speaker BNot necessarily when they kind of urgently need help, but, but they're in the, in their kind of final years, they can actually enjoy a bit of life and work kind of stuff.
Speaker BSo there's a, there's a, there's, there's a kind of.
Speaker AYeah, exactly.
Speaker AAnd a lot of it is about, I don't want to say customer education, but it's awareness really in terms of what are the things you can do and the little things you can do to make those retirement years more comfortable.
Speaker AWhat are the things that you can put in place to help with that?
Speaker AAnd again, there's a lot of focus on things like vulnerable customers and how we make that work.
Speaker ABut what tends to happen, it's a bit of a microcosm of all financial services in that the wealthy are served very, very well, they're well educated, they have good plans and policies in place to support them.
Speaker ABut you know, it's the, you know, the, you know, the everyday person who maybe doesn't have that, you know, in place.
Speaker ASo.
Speaker AAnd I think, you know, that's what companies like Phoenix are trying to change in terms of promoting that and, you know, helping people to be, to make better decisions and more informed decisions for them so they can achieve their life goals ultimately.
Speaker ASo.
Speaker BYeah.
Speaker BIs that, is that kind of the, like since, since you've, you've been there a couple of years now from a, from a kind of the big stuff that's going on.
Speaker BLike my, my knowledge of the life and pension space is a lot more limited than the insurance side things.
Speaker BSo like in London market blueprint too and kind of modernization and all that kind of stuff is like front and center from a tech perspective.
Speaker BAnd now probably AI.
Speaker BWhat are the big, Is that the kind of big deal things in LNP now?
Speaker AYeah, I mean there are a few, you know, sort of big, you know, regulatory pieces going on.
Speaker AYou know, I touched on pensions dashboard before being one of them, but you know, that we did.
Speaker AYou know, there's been work on vulnerable customer before.
Speaker AThere's other initiatives like that that are out there again.
Speaker AThey're A little bit different to things like Blueprint 2, because Blueprint 2, the London market is that sort of slightly unique ecosystem, but then beyond that, I mean, I've touched on this before.
Speaker APhoenix historically has been quite an acquisitional organization in terms of how it's operated.
Speaker AIt's now a go to market business.
Speaker ASo it is selling products, it's not just consolidating back books, it's selling products too.
Speaker ASo that means there's capability build out there.
Speaker ASo there's quite a lot of focus on that as well.
Speaker ASo there's a number of different areas.
Speaker AIt's a pretty diverse, diverse, you know, range of, you know, projects and changes going on, to be honest with you.
Speaker AYeah, but a lot of them are along the same themes as what we're seeing insurance in terms of the type of technology, the types of solutions.
Speaker ASo.
Speaker BYeah, yeah, yeah.
Speaker BOkay, cool.
Speaker BSo I wanted to kind of take that on to kind of some of the, the, the kind of learnings you've had from your career.
Speaker BOne of the, the kind of themes that I think is like really interesting about your, your career is, is the, is that kind of fairly drastic change from heavy business focus, not a technical background, moving in and transitioning to that.
Speaker BSo what are the things that you've, you've kind of learned and like the key takeaways you've got that.
Speaker BBecause I'm, I guess what I'm thinking now is if the listener who is, who is maybe done a business degree, done a little bit of those types of roles, maybe in insurance, maybe in banking, and wants to make a transition into something that's possibly a little bit more innovative, a bit more technology focused, etc.
Speaker BEtc.
Speaker BEtc.
Speaker BHow, how did you, you mean any advice or like what are the learnings you've had from, from kind of doing that, taking on that journey?
Speaker AI think there's a couple of things, right.
Speaker AI think, I think the first thing is you have to sort of invest in your own learning and development.
Speaker ASo I've probably been less good at this in recent years.
Speaker AI probably shouldn't admit to that out loud, but historically I've, you know, gone out, read a lot, researched a lot, done qualifications, you know, done things off my own back to learn, you know, and develop my understanding of how things happen.
Speaker ASo I think, you know, no one else is going of your career and your personal growth.
Speaker ASo if there's something you're interested in, go and find out about it, ask people questions and take that forward on your own.
Speaker AI think the second thing it really is good practices in management and leadership are no different in more technical roles than they are in more business facing roles.
Speaker AThere's so much in terms of transferability and I think in all of the roles that I've been in over the years, the key to success is good operation within teams, across teams, really clear and strong communication.
Speaker AEven if that communication isn't necessarily good news or bad news, it's just been really clear about that.
Speaker ASo all of those messages regarding of the sort of role you're in and ways of working are kind of the same really.
Speaker AAnd I think the thing that I found is probably maybe there's more emphasis on the people management side outside of technology.
Speaker AI think if you can go into an IT role and you can have emphasis on that people management side, you know, you listen to people, you help coach them and develop them, I think it means you can be really successful.
Speaker ASo I think there's an element of thinking about what you're good at and what you can bring to the party.
Speaker ABut yeah, go out there and absorb the information that's out there.
Speaker AYou know, learn, read, ask questions.
Speaker ALike I say, be inquisitive, be curious and I think that'll stand you in really good stead.
Speaker BIt's interesting you say about the managerial thing, are there any different?
Speaker BBecause I guess now you're managing technical people people.
Speaker BYeah, in the past you were, you were not managing technical people.
Speaker BSo what are some of the challenges or the, or the kind of differences that you found in, in having to do that?
Speaker BOr are they or, or are they actually limited?
Speaker ASo, so I think there are some differences but a lot of it comes down to I think on when you're managing technical people, I think they want you to have a level of understanding of what they're doing now.
Speaker AThey don't want you to be the expert, they don't want you to come and take over for them.
Speaker ABut you at least need to be able to and understand what they're going through and be able to do that.
Speaker AI guess the same if you're in a contact center role or in a business role, you would still need to have a level of technical knowledge about the role that was being done, even if it wasn't about technology.
Speaker ABut I think technology people, I think if you're a leader or a manager who doesn't understand their role and what they're doing, I think sometimes it's more difficult to get people on side and aligned.
Speaker AAnd I think that's where I think you have to have a level of knowledge Yourself, but I'm not a techie.
Speaker AI got broad, shallow knowledge rather than any, you know, real, you know, deep areas of understanding on anything particular.
Speaker ASo can turn my hand to a lots of different things.
Speaker ABut I, you know, I don't have deep knowledge on, you know, any topics really.
Speaker AThat's why I have, you know, engineers and really good technical people in my team, you know, to worry about that and do that on my behalf.
Speaker AReally?
Speaker BHow have you found kind of, Bridget, because I think that's a, that's a really interesting point in the fact that you're not a deep technical expert and therefore you're not going to be able to critique what a cloud engineer or something like that does.
Speaker BBut how have you managed to kind of bridge that gap from someone who didn't really know probably anything 10, 15, 20 years ago, whenever it was that about any specific tech, to now having enough knowledge to be able to challenge and manage those people and kind of actually get the job done without necessarily knowing the deep technical stuff?
Speaker AYeah, and I mean, I think part of the answer is what I said before in terms of having that education, yourself being well read, understanding things.
Speaker AThings.
Speaker AI think one of the other things that's really valuable for me is that sort of peer network.
Speaker ASo I think understanding what other people are doing, what's going to work and what's not going to work.
Speaker ABut I think a lot of it is just about good rigor, good process, the right controls in how things are done.
Speaker ABecause, yeah, you're right, you know, I can't necessarily go in and critique someone's code quality and, you know, and validate that.
Speaker ABut I think a lot of it then comes down to judgment calls as a manager and how you're working with people, you know, working with people that you trust who and know what you're going to do.
Speaker AAnd I think that becomes your kind of superpower, in a way, is having that team around that you can trust.
Speaker ATrust knowing that whilst you might not be able to do a detailed review on your work, you know, you can read their body language, you can read the signals and you know, whether things are okay or they're not okay.
Speaker AOff the back of that, and I think that just comes, that's just management leadership skills in my mind.
Speaker BSo, yeah, okay.
Speaker BOne of the things I like to get into people is the kind of the big wins and the big failures and the learnings from them.
Speaker BSo have you got an example of like kind of the kind of big wins that you've had throughout your career and the Positive stuff and the what, what you learned from that and equally the, the kind of things that maybe didn't go quite so well and because sometimes you learn just as much, if not more from, from them than you do from the good stuff.
Speaker AAnd maybe let me sort of almost start with the question and I think for me, you know, you know, there's a lot of focus on agile ways of working and cross functional ways of working.
Speaker ABut for me, you know, it does really work if done well.
Speaker ASo I think that the sort of secret sauce and when things have gone well or not well in my career has been, you know, where you've had a team or a group of people or a group of teams who are pulling in the same direction with a really clear mantra and they're working together to solve a particular problem together.
Speaker ACommunication is really good.
Speaker AEveryone's really clear about what the outcome is you're trying to achieve.
Speaker AAnd that can be small or that can be huge in terms of what you're doing.
Speaker AAnd if I look at splitting a bank in half, pretty significant undertaking.
Speaker ABut that could be building out a new team that could be opening an office, that could be delivering a new product, whether that's in the insurance market or the pensions and savings market.
Speaker ABut that for me is it.
Speaker AAnd it's amazing how often we forget to do that.
Speaker AIn terms of making sure that you've got, you know, that team aligned around, you know, a common set of goals, you know, the comms are good, you've got the right change management around them and you know, and that, you know, that's really where I've had my biggest successes and probably where, you know, biggest, biggest, you know, failures as well.
Speaker AReally.
Speaker AWhere that hasn't been right and that hasn't been in place and maybe you've not had people pulling in the same direction.
Speaker AIt just sounds really obvious.
Speaker ABut it's amazing how often it doesn't happen, happen in either small projects or major changes.
Speaker BSo what, what are the, what are the kind of takeaways that you have there?
Speaker BLike?
Speaker BSo I guess I'm trying to get into like a bit more of the, the advice and how you say.
Speaker BBecause I look, I completely agree.
Speaker BI mean, I think that transcends into, into everything from, from football teams to work to everything.
Speaker BIf you've got everybody singing from the same hymn sheet, working together, pulling in the same direction, you can, you can achieve some great things.
Speaker BLeicester City Football Club are pretty, pretty much the modern example of that.
Speaker BRight.
Speaker BWhat are the kind of key learnings from that and I guess the kind of pointers into making sure we get that right moving forward.
Speaker AYeah.
Speaker ASo I think there's probably a couple of things, and a lot of it comes down to the team makeup as much as anything else.
Speaker ASo I think fundamentally, you need to have the right culture and the right sort of behaviors in the team.
Speaker AYou can have people are fantastically good at their job, but if they're not necessarily generally pulling in the same direction, that can be quite disruptive.
Speaker ASo I think that team culture side, and it's the management strategy theory that culture eats strategy for breakfast.
Speaker AIt is true, though, generally, I think if you get that right, it really makes a difference.
Speaker AI think then the other thing for me is, and often I look at this when I'm building out a team or putting a team together for a project, is the different personalities and characters you have in there.
Speaker AI think you need to have a variety.
Speaker ASome of that is down to, like, diversity as well.
Speaker ALike, you know, if you've got a load of, you know, white blokes in their 40s, you're probably not going to get diverse opinions.
Speaker ASo I think, you know, making sure you've got a diverse team is good, but you want people who are maybe a bit more outspoken, some people are a bit more reserved.
Speaker AI think, you know, having that, you know, variety in your team is really needed, so you get those different perspectives and viewpoints.
Speaker AAnd then I think also if you're delivering to a particular customer or an outcome, your customers or your, you know, whether they're internal or external are going to be different too.
Speaker ASo that will also foster those different opinions.
Speaker ASo I think the culture bit, and like I say, having a team with diverse views, I think is really important.
Speaker BDo you almost kind of put that kind of synergy of getting the right team and the combination of different personality types, different sets of skills, bit of diversity of thought, all that kind of thing.
Speaker BIs that kind of like the secret for, like, if you get that right, the rest of it kind of fits into place, generally speaking?
Speaker AYeah, I think so.
Speaker BYeah.
Speaker AAnd again, that's where I sort of go back to where things have gone really well, or maybe not as well in the past, where maybe we haven't got that formula right.
Speaker AObviously, sometimes that's challenging, though, right?
Speaker ABecause if you've got budget constraints, you can't hire people, you can't get a.
Speaker BTeam, I guess, or whatever.
Speaker AYeah.
Speaker ASo sometimes you might have to shape what you've got and work with what you have, which I think is fine too.
Speaker AAnd I think developing Internal colleagues, I think just something really rewarding as a manager in terms of helping them on that career journey and them developing.
Speaker BYeah, yeah, okay.
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Speaker BSo I guess taking that onto kind of slightly broader picture is what are the kind of two or three absolutely key things that you would, you would say if there was someone further back in the career ladder than you trying to look to do similar things.
Speaker BLike what are the two or three kind of key bits of advice that you would, you would give someone?
Speaker AYeah, so, so I think the first one is, and maybe a little bit of repetition of what I said before.
Speaker AI think, you know, be open minded and embrace change.
Speaker AI think, you know, you've heard about, you know, my, I've done, you know, lots of different things, you know, and I think that's just because I've just been up for doing different things, you know, as they come along.
Speaker AI think, you know, it's a good thing.
Speaker AYou learn a lot about yourself and you learn a lot about the people around you, but just be really open minded to that.
Speaker AThe second thing is really, you know, make sure there's something in what you're doing that you enjoy and that you like.
Speaker AThat could be the people around you, that could be the industry in which you're working.
Speaker ABut I think it is important that you come to work and there's, you know, something that's giving something back to you, you know, so I Think that's something that's also important.
Speaker ASo you know, if you, if you really don't believe in the industry or the company that you're working for or you hate your team or your boss and things like that, the chances are, you know it's not going to be a good fit.
Speaker ASo making sure those things are in place and are right for you are also quite important.
Speaker AAnd I think the third thing is just what I said before is, you know, research, read, ask questions like take control of things yourself.
Speaker AYou know, I think that's just something that is just so important for me and it's something like I say, you know, I've historically done a, a lot of.
Speaker ABut I think it just keeps you educated and aware.
Speaker BYeah.
Speaker BYeah.
Speaker BI mean, I think that point that you, you said about making sure you, you kind of take opportunities and, and, and, and kind of jump it, that, that for me is like the, the, the kind of overarching thing about your career journey that you've, you've, you've obviously there's been, there's obviously been some junctures that, where you've taken a risk and done something completely different and it's, it's probably taking you off in a, in a, a whole different route that you probably, probably wouldn't have necessarily planned.
Speaker BAnd do you find that like, has that been difficult to do that although did that kind of organically happen for you?
Speaker BI'm always interested in the kind of decision making process when that comes around.
Speaker ASo I think there's points where it's difficult, but I think, you know, there's always points in work where it's difficult and often a lot of those challenges are things that are non controllables.
Speaker ABut I don't know for me if I'm going into a new role or doing something new or working with a new group of people.
Speaker AIt's really exciting.
Speaker ASo I, I think for me any sort of difficulty and any challenge was always really overcome by that excitement and that appetite for learning really and desire to do something a little bit different.
Speaker ASo yeah, we'd spoken a little bit before about moving between architecture roles and other roles.
Speaker AThe only real main difference is around being an individual contributor versus a manager.
Speaker ABecause when you're a manager and you're coaching and looking after people and it's a line management responsibility, you know, that, you know, takes up quite a lot of time.
Speaker AI think when you're an individual contributor in a more senior role, you're obviously providing leadership and coaching to people naturally anyway, but that's really the main difference other than that for me, I think, you know, if, you know, whether I'm doing architecture role or a delivery role or whatever, it's so important that those things are in sync.
Speaker AAnyway, for me it's just, you know, you're part of the same value chain, just maybe in a different part of it.
Speaker ASo.
Speaker AYeah.
Speaker BYeah.
Speaker BOkay.
Speaker BAnd so what's the ambition for you?
Speaker BLike where do you.
Speaker BMaybe not quite next week or anything, but what's the North Star that kind of keeps you going and motivated?
Speaker AYou see, it's an interesting one because I touched on it before.
Speaker AMy, you know, my oldest is, you know, off to university next year.
Speaker AMy youngest is only a year behind that.
Speaker ASo, you know, in theory, empty, you know, empty nesters in a couple of years time.
Speaker ASo that doesn't give you a lot of reflection and thought.
Speaker ASo I think for me it's about doing something that I enjoy doing and that motivates me and helps me get up in the morning, but then also just really allows, you know, me and the family to do what we want to do from a home perspective as well.
Speaker AAnd I think, you know, like I say, I enjoy what I do at the moment.
Speaker AYou know, I really enjoy the people that I work with.
Speaker AIf you'd asked me that question, you know, when I, when I took the role at Phoenix, I probably would have said, oh, you know, next natural step is, you know, cio, you know, COO eventually.
Speaker ABut, you know, now for me it's more about that satisfaction, that motivation and what I get from it that's probably going to maybe come from that sort of multifaceted role.
Speaker ABut I think, you know, it served me well so far to be a bit more opportunistic.
Speaker ASo I think I'm sticking with the more opportunistic approach for now, providing, like I say, it allows me to do, you know, what I've just really talked about before, do something that I enjoy doing, you know, have the quality of life at home that, you know, that I want to have, you know, be able to, you know, support the kids and my other half in the way that I want to be able to support them.
Speaker ASo it's that bigger picture really.
Speaker AAnd I think life and home coming together is just so important.
Speaker BSo, yeah, I mean, it's interesting, I had a conversation with someone actually earlier today about I've got someone who is a, like, I've known for a very long time who's got, who is a cio, who, who's got real ambitions to be A CEO.
Speaker BSo quite lofty ambitions.
Speaker BI have no doubt that she would achieve it.
Speaker BShe's one of those kind of people.
Speaker BBut I always remind her, like, make sure you enjoy the journey, because if you can become very focused on this kind of role, and actually, one, it may never happen, but two, you may actually get to a point in your life where you realize that actually enjoying what you do.
Speaker BAnd not everyone has to be a CIO or a CEO and not everyone ever will be.
Speaker BThere's lots of kind of fulfillment around that.
Speaker BAnd I think lots of people underestimate that or they get too channel focused because society kind of pushes them and says, you must.
Speaker BYou must go for the big.
Speaker BThe big job.
Speaker BYeah.
Speaker BWhen actually a lot of the time, a lot of people get there and probably don't enjoy it quite so much as they do the journey before.
Speaker AYeah, absolutely.
Speaker BFor.
Speaker BSo the journey is just as important.
Speaker AYeah.
Speaker BWell, look, we're kind of coming towards the end, but I always.
Speaker BWe do a bit of a quick fire round at the end.
Speaker BSo this is kind of the.
Speaker BJust for a bit of fun.
Speaker BBut the first question I've got is, what is the one company or brand that you admire most and why?
Speaker ASo I'm gonna go a little bit sort of off in a different direction here.
Speaker ASo I'm gonna say Hawks more so.
Speaker BAs in the steak restaurant.
Speaker AThe steak restaurant.
Speaker AAnd let me just sort of explain my answer a little bit.
Speaker ASo, I mean, you know, I like eating out.
Speaker AI like good food and good wine.
Speaker AI think the thing that I admire about Hawksmoor is they've grown from being, you know, they started off as a, you know, as one restaurant.
Speaker AThey've now got multiple restaurants in London, across the uk.
Speaker AThey've also opened restaurants in America.
Speaker BI was gonna say.
Speaker BI didn't know if it.
Speaker BI didn't know.
Speaker BI knew there was a small chamber.
Speaker BI didn't know if it was.
Speaker BYeah.
Speaker ASo they got one in Chicago and one in New York.
Speaker ASo a British company has gone and opened a restaurant in New York and Chicago and is doing really well.
Speaker BThere's also loads of other state restaurants.
Speaker AWell, there's also, like, you know.
Speaker ASo what they've done is, you know, they've kept, you know, a lot of their focus on what their customer proposition was at the start.
Speaker AThey've pivoted their business model or their product a little bit to suit the market that they moved in towards.
Speaker ASo I just think you look at it, and it's just really a lesson in how to grow a business.
Speaker AI just.
Speaker AWe still go there all the time and in New York later on in the year and plan to check out their restaurant in Manhattan as well.
Speaker ABut I just think it's really good what they've done in terms of how they've grown and kept true to what they believed in at the start.
Speaker BIs it still.
Speaker BI guess it started as one restaurant.
Speaker BRestaurant kind of probably family owned or something like that.
Speaker BIs it.
Speaker BIs it still owned by the same people?
Speaker AYeah, the original people are still involved.
Speaker AYou know, I.
Speaker AI don't know the exact situation.
Speaker AI'm sure they've got investment from various different, you know, various different places, but, yeah, now the original people are still there and still in charge, so.
Speaker BAmazing.
Speaker BYeah, that's a good one.
Speaker BIt's the first one that no one's ever gone for a restaurant before, but.
Speaker BSo what's the one piece of advice that you wish someone had given you when you were starting out?
Speaker AI think probably the thing that I feel like I haven't done is go and work outside the uk.
Speaker AYou know, I touched on, you know, I went to university in Newcastle, moved to London and when I moved to London and joined Catlin, it was, you know, suddenly in this international organisation, there was this whole world out there.
Speaker ASo I think, you know, maybe do that, you know, if I'd had the opportunity to do that.
Speaker AI think as soon as you have, you know, kids, so it comes back to that, you know, grabbing opportunities while they exist.
Speaker AThat's maybe the one that I haven't done that I wish I had done.
Speaker ABut I think, you know, I think it just comes back to that broadening of mind, you know, you know, being aware of, you know, different cultures and things that are out there.
Speaker AYeah.
Speaker AAnd I think that's probably maybe call it a little bit of regret of something that I haven't done so far.
Speaker BSo we did.
Speaker BI didn't actually.
Speaker BI meant to ask you at the start, like, you.
Speaker BWhat was it like when you could.
Speaker BBecause, like, where was your first role that came.
Speaker BTook you from the north of England into London?
Speaker AYeah, so that was.
Speaker AYeah, that was when I went from virgin money into Catlin.
Speaker ASo as well as.
Speaker AAs well as moving industry, that was a, you know.
Speaker AYeah, it was a big move because it was moving the family down.
Speaker BSo you, you.
Speaker BI was going to ask actually, were you what?
Speaker BBecause I guess you'd been at Northern Rock Stroke Virgin for.
Speaker AIt would have been like.
Speaker AYeah, nine, ten years.
Speaker AYeah, yeah, something like that.
Speaker AYeah.
Speaker ANo, so, yeah, it was quite a big move for us.
Speaker AI mean, my wife's originally from the southeast, so from Surrey originally.
Speaker ABut it was like you're looking for a house to rent.
Speaker AAnd we like, you know, it was a bit like, right, we want somewhere we can get to London.
Speaker AThere's good schools for the kids, so you sort of put a dot in a map.
Speaker AWe looked at a couple of houses and, you know, we ended up in Kent in the sort of Tunbridge, Tunbridge Wells area.
Speaker ASo.
Speaker ABut it was, it was just, you know, we made a quick decision and it's all worked out.
Speaker ASo.
Speaker ABut for me as well, being a northerner, moving to the south, that was like, that in itself was quite a big change for me.
Speaker BWell, you also, I guess lots of people do that, but lots of people would probably do it when they're kind of in their twenties completely.
Speaker BRather like.
Speaker BRather than kind of when they've got married with kids.
Speaker BBecause you come down to London at kind of 25 or something like that, you make mates pretty easily and everything's kind of.
Speaker BYou've got a lot less things to worry about.
Speaker BWhereas actually coming down and, yeah, that must have been a big move.
Speaker BHow did you find it?
Speaker AYeah, I mean, you know what it is.
Speaker AIt was difficult at points and the kids were at separate schools and there was stress factors.
Speaker ABut from a career perspective, you know, it's worked out really well for me.
Speaker AYou know, no regrets whatsoever.
Speaker AWhatsoever.
Speaker AYou know, we really like where we are at the moment, you know, so.
Speaker BI think stayed in the same place.
Speaker AThat we stayed in the same area, but we've moved house a few times, so.
Speaker ABut yeah, no.
Speaker ASo, you know, it's been really positive.
Speaker ANo regrets about it at all.
Speaker AYou know, I wouldn't say we wish we'd done it sooner, but it's just, it's worked out really well.
Speaker BDo you go back home much?
Speaker AA little bit, yeah.
Speaker ABut, you know, now, you know, a lot of time I have friends come down and stay with us or come down to London and see us.
Speaker ASo that tends to be more of that than me going back, you know, back to Doncaster and back to Newcastle.
Speaker BYeah, yeah, yeah.
Speaker BOkay.
Speaker BIf you could swap jobs with anyone for the day, who would it be?
Speaker ASo, you know, what is this is this might be quite a boring answer.
Speaker ASo, as you've heard from me already, I've always been on the kind of buy side and I've never been on the sell side.
Speaker AAnd you know, when I was looking at a role at Phoenix, I was, you know, thinking about that and I just, I'd love to go in whether It's a tech company consultancy and see what it's like, see if it, you know, if maybe, you know, that's, that's an area where I could maybe work in the future and tied to your point around career ambition, is that something that would be a good fit for me?
Speaker AI think there's always, you know, that comfort.
Speaker AYou've been on the buy side for so long.
Speaker ABut yeah, I just really love to, you know, be a fly on the wall and see what happens.
Speaker BWell, that's possible, right?
Speaker BYou could do that at some point.
Speaker AYeah, yeah, yeah.
Speaker BAt least it's not like Donald Trump or something like that, which is probably not, not, not doable.
Speaker AYeah, yeah, yeah, no, exactly.
Speaker AYeah.
Speaker ASo maybe it is more achievable.
Speaker ABut yeah, I think it's getting that sort of warts and all view really of what it's actually like.
Speaker ASo.
Speaker BYeah, okay, good.
Speaker BBest non fictional kind of work related book.
Speaker BYou mentioned actually quite a few times about kind of reading and stuff like that.
Speaker BIs there any.
Speaker ASo a lot of the.
Speaker AI guess when I say reading, that's more kind of research papers, etc.
Speaker ASo from, I guess from a non fiction book.
Speaker AI'm not a massive non fiction fiction reader in general.
Speaker AI'll go for a book called Sapiens by Ambari.
Speaker AI just find it really interesting in terms of that intersection between, you know, how humankind has evolved, social sciences, human sciences and how that's come together and even.
Speaker AI mean I think he published a book in many.
Speaker AMaybe late sort of maybe 2008, 2009.
Speaker BI've heard it.
Speaker BYeah, I don't know much about it.
Speaker AA lot of the things that he spoke about are kind of, you know, I wouldn't say they're all coming true but some of the figures he expressed around some of the impact of tech and what it's going to do to humankind, you know, do feel like they're coming true.
Speaker ASo it's just a really interesting read.
Speaker BSo yeah, I mean I like those books.
Speaker BI made a bit of a commitment this year.
Speaker BI was going to read twat.
Speaker BA lot of.
Speaker BI'm not a big reader but I was going to read 12 books this year.
Speaker BOne a month was kind of my, my, my aim.
Speaker BBut yeah, those books where they're written quite a while back and they predict stuff in the future and then it happens, they're quite, they're quite interesting, aren't they?
Speaker AYeah, absolutely.
Speaker BIs that, is that, is that kind of what that book's ultimately about?
Speaker BIs it like kind of.
Speaker AI Mean, it goes right back to early human history in terms of, you know, talking about, you know, you know, initial industrial revolutions, what impact that then had on the human species, what it means to them.
Speaker AIt talks a lot about why, why mankind is almost a dominant species on Earth and the reasons for that.
Speaker AAnd it comes back to, I mean, I did history at A level, I did an economics degree.
Speaker AIt brings a lot of those theoretical aspects together and I just found it really interesting.
Speaker AI can remember when I read it the first time, I just couldn't really put it down.
Speaker ASo I just found it really compelling.
Speaker BGood.
Speaker BWell, I'll definitely add it to the list.
Speaker BThe next one is what's the best career decision you've ever made?
Speaker AI've spoken about it a little bit already, but I think that move, when we made the move from Newcastle, from banking down to London, I'm not just saying that because it's an insurance podcast in terms of when I joined insurance, but I just think that's been a really good move.
Speaker AIt was a, you know, at the time, I think, you know, a couple of our friends said, wow, that's really brave.
Speaker AYou're moving location, you're moving industry, doing loads of different things all at the same time, but, you know, it's worked out really well.
Speaker AYeah, I think, you know, that's really informed a lot of my decisions since in terms of take a chance and you'll work it out.
Speaker BWas that, was that a job based decision?
Speaker BI essentially moved because the job was a good opportunity, community or was it a kind of a lifestyle thing that you actually wanted to do that.
Speaker BSo therefore you found the job in London off the back of it or this could be a bit.
Speaker BRight.
Speaker AIt was a bit of both really.
Speaker AYou know, I think there was an element of, you know, we'd lived in Newcastle for quite a long time.
Speaker AWe were maybe.
Speaker BOh, so you were living in Newcastle.
Speaker AAfter leaving Newcastle, left university.
Speaker ASo he stayed there.
Speaker ASo, you know, we were maybe looking for a change of scenery.
Speaker AYou know, the role just kind of came along, you know, so that was really more opportunistic.
Speaker ABut I think, you know, you're starting to think about, you know, things like schools and education for the children and a number of different factors.
Speaker ASo it just, it kind of all came together really by fluke in many ways.
Speaker ABut yeah, and I just, you know, it's just, it's worked out really well for us.
Speaker ASo no regrets and no looking back.
Speaker BYeah.
Speaker BDid you meet your wife at university?
Speaker AI did, yeah.
Speaker AYeah, yeah, yeah.
Speaker ASo yeah, I'VE been together since, so.
Speaker AAnd actually, when I took my job in Newcastle at Northern Rock, one of the drivers for that was staying in Newcastle because she still had a year left.
Speaker BYeah.
Speaker BBecause my brother's a big Newcastle football fan, which is a bit of a random.
Speaker BI won't bore you with the random story of how old guy from Wiltshire managed to support Swindon from just outside Swindon manages to support Newcastle, but he does.
Speaker BIt's a bit warmer down here as well.
Speaker AYeah, there is that.
Speaker BSo.
Speaker BAnd then the final one is if what is the kind of one person that you admire most or kind of role model?
Speaker ASo I am gonna go to sport for this.
Speaker AI'm gonna say Kevin Sinfield.
Speaker AI mean, I grew up in a, you know, northern English town, so, you know, wasn't a rugby league player myself growing up, but, you know, a number of my friends were.
Speaker AAnd, you know, so Kevin Sinfield's about my age, you know, so he grew up, very successful career.
Speaker AAnd I think if I just look at what he's done since then in terms of, you know, he's forged a successful career, but, you know, what he's done in terms of, you know, fundraising, you know, for his friend.
Speaker AI don't know if he had a.
Speaker BBackground coming to him.
Speaker BI thought that was.
Speaker BI'm not into rugby at all, but funnily enough, I saw it.
Speaker BDid you see the Martin Johnson post?
Speaker BYeah, yeah.
Speaker BAbout.
Speaker BAbout Gary, about Gareth Southgate kind of stuff.
Speaker BYeah, that's where I see.
Speaker BRemember his name.
Speaker BBut.
Speaker BBut yeah, Like, I mean, I.
Speaker BI'm not.
Speaker BI.
Speaker BI've seen a fair bit of stuff, but he's done some incredible stuff.
Speaker ACompletely.
Speaker AIt's just that resilience.
Speaker AAnd he says, you know, he's so humble.
Speaker AHe just says, I'm doing it for my mate, you know, who passed away last year, actually.
Speaker AAnd it's just, you know, quite inspiring.
Speaker BBurrows.
Speaker ARob Burrows.
Speaker AYeah, yeah.
Speaker AMake with neuron disease.
Speaker AAnd I think the thing is, like.
Speaker ALike I say, he's done all of that.
Speaker AHe's forged a successful career.
Speaker AHe's got a family life.
Speaker AHe keeps his sort of family out of spotlight.
Speaker AAnd I just, you know, he's just an amazing individual.
Speaker AYou know, it's just hard not to be in awe of the guy.
Speaker ASo.
Speaker BYeah.
Speaker BYeah, yeah, yeah.
Speaker BI mean, what.
Speaker BI mean, I've only seen bits and pieces of what he'd done, but even the stuff that I've seen, I mean, didn't he do.
Speaker BDidn't he do like an iron man with Rob Burrow as well?
Speaker BLike kind of pushing him around for some of it and like, it's like crazy stuff.
Speaker AYeah, all kinds.
Speaker BIs he still playing rugby?
Speaker AHe's a coach.
Speaker AHe's a coach.
Speaker AHe's actually one of the England rugby union coaches now.
Speaker ABut yeah, various different challenges, like a marathon every day for power.
Speaker AYeah, just it's, it's incredible.
Speaker BYeah, yeah, yeah.
Speaker BWhat a guy.
Speaker BOkay, well, look, and then, I mean like I said at the kind of earlier on, like the overarching question I ask everyone at the end is what is it you love about insurance?
Speaker BAnd I know you're not quite in the London market space now, but the kind of insurance, life and pension space, what is it you love about it most?
Speaker AYeah.
Speaker ASo you kind of partly stole one of the things I was going to say about how, you know, it's there for people in their time of need and it, you know, it's something that does, you know, genuinely add human value and it works.
Speaker AAnd I agree insurance has this sort of kind of negative perception of.
Speaker ABut you know, that's one thing, but I think the people.
Speaker AAnd again, that's maybe the second cliched answer as well.
Speaker ABut I think the passion you see, you know, for insurance, for something that maybe not the average person, you know, might not see as that exciting and interesting.
Speaker AInteresting.
Speaker APeople love it.
Speaker AThey genuinely do.
Speaker AThey're really passionate about it.
Speaker AAnd you know, I think that, you know, rubs off in the people that you're working with, you know, and what's actually being done and what's actually being delivered, you know, whether that's people, you know, more on the business side, people in insuretech, you know, different facets to it.
Speaker ASo.
Speaker AAnd it just feels like a community, I think because of that, which I think is, you know, is really nice.
Speaker ASo.
Speaker BYeah, it's interesting you say that like no one cares what.
Speaker BI love insurance but, but, but I stay down in London, so I stayed down in London last night and, and I was walking in this morning about 7:30.
Speaker BIt was just getting light and the, the fact that you can.
Speaker BI never really, I mean I kind of always knew it, but the fact that you can walk to one area and everyone be there and you know that everyone walking around you is potentially a kind of a customer, a colleague, a client or whatever this.
Speaker BI've.
Speaker BI think people underestimate how cool that is because I do some work in the US and it's like it's all over the place.
Speaker AYeah, it's very spread out.
Speaker BYeah.
Speaker BI mean even the new stuff that's in New York is still pretty spread out.
Speaker BIt's not like.
Speaker BSo yeah, that community thing I think is not really.
Speaker BI think people maybe not necessarily take it for granted, but they don't realize quite how unique that is.
Speaker BAgreed.
Speaker BWell, look great way to finish.
Speaker BThanks very much.
Speaker BReally appreciate your time.
Speaker BI'm sure there'll be some people that maybe want to connect and stuff like this.
Speaker BOff the back of it, I know we started speaking on LinkedIn, so is that.
Speaker BAre you cool with people doing that, reaching out and please do and ask any questions.
Speaker BWell, well yeah.
Speaker BAs I say, thanks for your time.
Speaker BIt's really appreciated.
Speaker BThanks everyone for listening.
Speaker BThere's plenty more episodes coming.
Speaker BKeep listening, keep liking, subscribe and connect with me.
Speaker BConnect with Matt and we'll catch you all soon.
Speaker BCheers Matt.
Speaker ARight, thanks for having me.
Speaker BPleasure.
Speaker CAnd that's it for today's episode of beyond the Desk.
Speaker BI really hope you enjoyed hearing from.
Speaker CToday today's guest and that you've taken away some valuable insights to fuel your own career journey.
Speaker CIf you liked what you heard, don't forget to hit like and make sure you subscribe so you'll never miss an episode.
Speaker CThere are plenty more to come every single Monday and if you're feeling really generous, please leave us a review and share it with your colleagues.
Speaker CIt really helps others find the show.
Speaker CIf you're hungry for more stories from the leaders shaping the future of insurance and insuretech, be sure to stay connected with me on LinkedIn, where I'll be sharing upcoming guest info and more behind the scenes footage from this episode and all the others coming up.
Speaker CThanks again for tuning in and I'll catch you next time for another inspiring conversation.
Speaker CUntil then, take care and keep pushing the limits of what's possible in your own career.
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Speaker CTo guide you in finding the best insurance leadership talent globally.
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