The government wants to steal your money and they're floating changes to

capital gains tax. Property owners are panicking. And

that's not the scary part. At the exact same time, they

changed the rules on superannuation tax. Two separate

tax grabs hitting you from both sides. Most Australians

think they're safe because they're following the rules, but

the rules are changing. and the people who don't see

this coming are going to be absolutely screwed. They're

probably going to lose 30% to 50% of their wealth. So

in this video, I'm breaking down exactly what's coming, who's

getting hit the hardest, and the three strategies to protect yourself

before it's too late. All right, let's call it straight, guys. The Labor

Party is like the gift that keeps on giving to me, right? With

all this extra content. Ideally, I wouldn't want to talk about

it, but I have to because they're absolutely on a rampage, slapping

taxes on anything they can cover their epic incompetence

on, right? skyrocketing debt, union scandals, migration

chaos. They're bleeding the budget dry. So now they're

coming for your investments. Now remember, these are the

same clowns who promised no new taxes, then

hit us with the super raids, and now this capital gains rubbish

on rental properties. Now first, the current setup. If

you've held an investment property, and I mean a residential investment

property, for over 12 months, you can get a 50% discount

on the capital gains tax. So you only pay for tax

on half the profit, right, at the marginal rate. Now

that's been around since Howard in 1999, designed

to encourage long-term holding and boost the

market. but Labor's eyeing it as a fat

wallet, right? Speculation's rife, they're slashing the discount

in May this year in their budget, maybe to 25 or

even 33%, or maybe altogether, right, to address housing

inequality. And that's effectively doubling at

least the tax on your gains. So from half to most

of it taxable. And retrospectively, no. Whispers

say it could apply to existing investments, not just new

ones, right? Though some say grandfathering for old holdings is

on the table still. But if they go retro, it's

absolute theft. Like taxing gains you already

accrued under old rules. taxing your properties of

which you bought years and years ago, sometimes decades under old

rules. And you know what? That's just not fair, right? It's just not

fair play. It's punishing mum and dad investors with generally

one to two rentals who are just trying to build wealth, right?

They're just trying to get ahead like everybody. Now, why

would Labor be doing this? Because they're freaking useless. But

it's because they've blown the budget on all their rubbish green

scams, the union bailouts, aka corruption,

welfare, migration blowouts, ISIS brides, for

example, coming back into the country, net debts exploding to

$194 billion in Victoria alone. Interest bills, $10.5 billion a year. They're

desperate for revenue, so screw all the savers. This

isn't about helping first home buyers. It's a grab to fund

their absolute disastrous mess. And get this, they

did something similar to this in the 80s with Hawking Keating.

They quarantined negative gearing in 85 to 87, basically

removing the ability to offset losses against your income.

So what happened? Rent spiked in Sydney and Perth up

to 57% in two years in some spots as

investors bail out of the market. The market froze, supply

tanked, and they had to bring it back in 1987 because it was such a disaster. So

is this history repeating? You bet. You

know, the average Aussie plugs away and thinks, invest in property, build

my super, but Labor's turning it into an absolute trap.

It's like Fiat, controlled, inflated, designed to

keep you dependent. And don't think this capital gains

tax crap stops at property. Look at

what they've tried with Super. Now, remember just recently they had this division 296, which

was Labor wanted to tax unrealized gains

on balances over $3 million at an extra 15%, hitting

your retirement before you even sell assets like farms, shares,

or even, in our case, Bitcoin. Unrealized means

paper profits. So your super grows on valuation and

boom, tax bill without even cashing out. Critics

slammed it as double taxation. Liquidity nightmare for

the SMSS, right? Force sales to pay up for

these taxes. They backflipped though after the backlash. But

was it all by design? Because they scrapped the unrealized, delayed

to 2026, added tiers, so 30% on earnings between

$3 million to $10 million, and 40% over $10 million. No

indexation on the $3 million threshold. So inflation

drags more and more over time. And so the result? punishes

high savers, erodes confidence in the market, and the FSC

warned it hits Gen Z hardest long-term.

And the result, punishes high savers, erodes confidence, the

Financial Services Council warned it hits Gen Z the hardest long-term.

Could cost billions in lost revenue if people pull

out. Now, I've been so vocal on this because this

is theft of retirement savings by Labor. If you

or I had invested in Bitcoin, and we've got a massive bag in

super, why tax unrealized? Like, why

should we be punished for government failings? It's big

government control. Now, this all stems from Labor's toxic and

radical ideology. take from anyone trying to

get ahead. Workers, investors, savers, they're

the enemy if you're trying to build wealth. They love big

governments, unions, obviously, with all the corruption going

on, the handouts, they love ISIS brides, they love

all that woke bullshit, and over, wait for this, 50% of

adults now rely on government income, right? Creating dependency.

So why do you think they let this happen? It's all about control. If

you're sovereign, stacking stats, or perhaps you're someone stacking properties,

you're not begging for pensions, right? But for labor, they

punish success. Capital gains tax hikes, super

taxes, migration flooding the market to jack up the costs. It's

all class welfare rubbish. Intergenerational fairness.

That's bullshit. It's envy politics. And

if you've worked your guts out for like rentals or

super, they'll rate it to fund their mates. Who gives

a crap about inspiration? Not these fiat lovers.

It's why Bitcoin's the escape. Self-custody, no

government grab. And I'll be honest though, navigating this

mess on your own can be overwhelming. The crypto market

is complicated and staying up to date with macro trends and

how that influences the crypto markets can become like a second

job. I get great insights from Imperial Wealth.

They're a crypto education company that make it super

simple. They've helped over 500 Aussie clients build

real wealth. And what I love is that it saves me so

much time. If you want to understand how to position yourself in

this environment, check them out. And so speaking of

competence and incompetence, this incompetence from

this Labor government is fueling the tax grab. Look at

immigration. Labor's position? Pump it up. permanent

migration cap at 185,000 for 2526. But net overseas migration hitting 225,000 over the next years,

right? So too many important post COVID surge was 739,000. Now resetting, but it's still

really, really high. So

focus on skilled, but it's overwhelmingly housing,

wages, infrastructure. And Albanese spins it

as supply-side fix, but it's absolute chaos,

like record inflows. Again, more ISIS brides

funded by us taxpayers. It's a freaking joke. Now,

so what do the Liberals think under the new leader of

the Liberal Party, Angus Taylor? Well, they're tougher. Values-based filters

they want. They want a slash on net migration to

about 170,000. They want a ban from high-risk regions

like Gaza and Somalia, reportedly, we

shall see. They vet for Australian values, respect,

freedom, and or if they don't agree with that, they shut

the door. So strong borders, but fractured internally as

a party. Now asked on Sky News recently, will you

be cutting immigration to zero from the

countries that hate our way of life? Now, Jane

Hume, the deputy leader of the Liberal Party, she answered, oh

no, no, we won't. I was like, what? Wrong

answer, Jane. Now, Pauline Hanson with One

Nation criticised Hume on social media around

the same time, saying that Liberals won't cut immigration

from countries that hate Australian values. Now, positioning One

Nation as a stronger party on the issue, So

now, speaking of One Nation, well, they seem to be the

only party right now that is taking this net

migration or immigration seriously, hence why they've

surged so much in the polls. Now, One Nation's

core policy remains a cap at 130,000 visas a

year, a massive cut from the current levels and

an eight-year wait for citizenship, welfare,

refusing entry from nations fostering extremist ideologies incompatible

with Australian values, deporting 75,000 illegals who

are unlawful residents, which of course is a freaking

no-brainer, and withdrawing from the

UN Refugee Convention. Hanson has called Australia drowning

in unskilled migrants like Uber drivers. You know,

we need doctors and engineers, right, more so than Uber drivers. She's

blaming it for housing and rent spikes, wage

stagnation, infrastructure strain, and inflation. Now,

all this migration, directly ties to housing.

More people, less supply, higher prices. So labour

taxes investors, right, the mums and dads out

there, to fix it. And it becomes this vicious cycle. So

what will this capital gains tax proposal do? It'll crush

market and jack up renters, right? If they slash the 50% discount,

investors will bail. Especially mum and dad investors

with, you know, one to two rentals. Supply tightens, prices

might dip maybe a couple of percent short term, but long

term, I don't know, look, less new builds as

who invests with doubled taxes? Renters

get hammered. Experts warn an exodus could spike

rents like in the 80s. Dangerous backfire, says

Tom Panos, right? Tenants will pay more. And

if labor effectively doubles the capital gains tax, expected

rental increases could be significant. Potentially, wait

for this, if you're a renter you don't want to know about it, but 10 to 20% more

in short term to medium rental increases. Now that's

based on economic modelling, expert warnings and

historical precedents. So this isn't a guaranteed number,

it's speculative and depends on factors like how many investors actually

bail out, migration levels, new housing supply and

broader economic conditions. But here's a breakdown of

how much renters may need to pay in extra payments should

investors sell up. So if you're living in Brisbane, $730 could

jump to $800 to $880 a week. Gold Coast, currently about $850, could jump up to over $1,000 a week, which

is already tight because there's massive demand on the Gold

Coast. Sydney could hit up to a further $160 a week. Melbourne could be an increase of

another $120 a week. Milder

in those areas due to slower baseline growth. So

guys, we've absolutely torched Labor's tax

rampage. Capital gains tax proposal, super grab, toxic

ideology, migration mess, and a market fallout.

It's all rigged to destroy aspiration. But

what can you actually do about this? Well, considering Labor already

tried to pull this stunt back in the 2016 and 2019 federal

elections, remember when Bill Shorten ran? And it was a complete

failure, thank God. The people saw it for what it was worth, and

they rejected their tax grab. Now Labor are trying

to push this through without having even another election

on the topic, right? So the first thing you can do is write to

your Labor MP and tell them you will not be voting

for them ever again if this tax is implemented. But

honestly, I don't see how people can vote for these morons in

the first place. And then support the party that

supports your ideals. Donate money, donate your

time. Change won't happen if you just sit at home doing absolutely

nothing. If you like One Nation policies, call their

office, volunteer to help at election time. And all these

things matter and can make a difference. But here's

the real solution. It's Bitcoin. Because property,

they're taxing it to death. Super, they're raiding

it, fiat, inflating it away. But

Bitcoin, self-custody, no government grab,

no middlemen, no permission needed. This is the only

asset they can't control. The only life raft against

the commies and the socialists. And here's what most people don't

realize. You can hold Bitcoin in your superannuation. Tax

advantaged, fully compliant, you can roll over

super to a self-managed super fund, and you can allocate to

Bitcoin. Think about it. The average Aussie retires right

now with only $400,000 in super. Now that's a modest

retirement at best. It would be rubbish for me. But if you allocated even

a portion of your super to Bitcoin five years ago, you'd

be looking at millions. Not hundreds of thousands, millions.

Bitcoin has historically returned over 100% per year on average

since inception. Now, even if you're conservative and

assume a 30% annual returns going forward, $100,000 in

super balance today could be worth over a million dollars

in just 10 years, right? The maths is just simply undeniable. But

you have to act before they change the rules, before they

tax it, before they restrict it, because no doubt

they will. They always do. Now, when you're rolling

over your super to an SMSF and buying Bitcoin, you

need an exchange to actually do this. Now, most of them are clunky, they

have hidden fees or treat SMSF customers like an afterthought. My

recommendation would be CoinStash. I personally use them

for my crypto SMSF. They're 100% Aussie owned,

fully compliant, and they specialize in SMSF crypto.

So same day onboarding with a dedicated account manager. And

the link is in the description if you want to check them out. So

guys, stack Bitcoin as much as you

can in your SMSF, outside your SMSF, self

custody. This is the only way to escape their

grip. Now I've done a full breakdown on exactly how

to set up an SMSF, how to buy Bitcoin in it, how

to self custody, and how to navigate the banks who

will try to block you. They always do. Now if you want the

step by step, check out the video on screen right

now. It's everything you need to know. Come

and join the Crypto Collective school community for free. The

link is in the description. And in there, you'll see guides, strategies,

and a community of Aussies all doing the same thing to

help build generational wealth. Drop your comments. Do

you support a Labor's tax grab? Or are

you stacking stats? Let me know. All right. See you in the next episode. Take

care. Hey, thanks for tuning into Crypto Collective. If you enjoyed this

video, the best way to show your support is to subscribe to

the channel, or if you're listening on Spotify, leave a five-star review.

It really helps me to create more content just

for you. Also, if you're ready to level up your

crypto journey, make sure to check out CoinStash. It's

the platform that I trust to buy, sell, and hold

crypto with ease. You can also find more of me at

I'm Matthew Fraser on all social media platforms. Take