Foreign.

You're listening to the Master Passive Income Podcast Network.

Welcome to the Master Passive Income Show.

My name is Dustin Heiner, and I'm here to help you afford anything you want in life.

Create generational wealth and financial freedom by investing in real estate.

And in today's show, I'm super pumped to bring on a fantastic investor who went from zero to 29 units, multiple properties in just four short years.

And he's going to show us how he did it and how you can do it as well.

All right, let's start the show.

Welcome to the Master Passive Income Podcast where we talk about investing in real estate with a special focus on making enough money so you can quit your job and live the dream life.

And now, here is your host, Dustin Heiner.

Hey.

Hey.

What's going on?

Super blessed as always to have you here with me on the show.

Honestly, I just am so blessed, week in, week out, you coming back and listening to Master Passive Income.

Because our goal is to help you become a successful real estate investor.

Now, the roadmap that an investor takes, we start small, zero to five properties.

You're basically a beginner.

You're in the mom and pop phase where you're just trying to figure it out.

Then once you get that first property, you've proved it to yourself.

Like it.

Yes, it does work.

And I remember my very first property that I bought.

I remember getting that check from my property manager.

I remember as plain as day, it was $317.

I literally, that number is ingrained a check.

And where I'm standing, I was actually in one of my businesses that I had opened up, and I saw the check for $317.

And this was back in 2006.

It wasn't a lot of electronic payments.

But I remember standing there in my business.

I remember what the floor color was.

I remember what all the candy bars, because I had a convenience store candy bars and the soda machines, the fountain machines.

Like, I can see all that plain as day.

Because that was a time that I proved to myself that it was absolutely possible to invest in real estate.

Then I just kept buying property after property.

Eventually, I got into the scaler phase.

That's where you're a business owner.

You're actually buying more and more properties and having other people do all the work for you.

Eventually, you become financially independent, but before you get there, you have to stabilize your properties.

That's where you're making sure the money comes in so you can afford the things that you live on, like feeding your family, putting A roof over your heads.

You know, if you're having a lot of fluctuations in your income, not like a paycheck, paycheck just comes in.

It's the same amount almost every single time.

Well, this is not that.

So it fluctuates.

So what we do is we stabilize our properties so that we have a great amount of income that we can count on.

Then we're in the investor category.

That investor category, that's where we go after probably about 20 properties is usually where you can get to becoming financially independent.

Then once you're financ, then once you become financially independent, that's when you become the investor.

You're an investor category investor class where you now have much, much more money.

And then you need to figure out where to invest that hopefully you play a monopoly and you start putting it into apartment complexes, storage facilities, hotels and you start buying larger asset classes.

And this is what I'm seeing in the market right now.

I'm seeing that commercial properties are, are almost like on fire cell right now.

If you think about commercial properties, I usually think when I hear the word commercial properties, I'm thinking about an office facility, an office space where office workers are working right now.

Lots of people are working from home and buildings are sitting vacant.

Huge, huge buildings are sitting vacant.

And, and that is what is going to be the first domino that I see is going to be hitting in the real estate market where we're going to be able to buy these properties for so much cheaper.

Big reason why they're not being utilized, number one.

Meaning no employees are going into the office.

But the another thing, apartment complexes, commercial real estate, those are looking really good because people who got into bad loans, they also bought, bought way over market value because they, they're syndicators that basically just sell the deal to other investors and just try to get their money.

They are gone.

They're actually hurting really, really bad.

I've also seen another thing in the economy, I've been saying this for a while now, since 2019, that there will eventually be a correction or a crash.

Not saying there's gonna be a crash, but if there is, I am so excited because I'm gonna buy lots and lots of properties.

Now.

Another thing that I'm seeing on top of the commercial and apartment complexes, did you know that There are over 90,000 Airbnb or short term properties in the Arizona state of Arizona?

90,000.

Just think about that.

Those are long term homes that people would either buy to live in as a primary residence or they would buy as a rental to a long term tenant.

That's why rents have skyrocketed, because there are very few long term properties anymore.

And then the home prices have skyrocketed.

Well, with 90,000 Airbnb in Phoenix, hopefully you might be thinking the same thing as I am is like, oh my goodness, that is a glut of inventory that means so much supply.

There are so many properties that are Airbnb that there are so few travelers.

And so rents come down.

Places don't even get rented for, you know, more than two or three weeks out of the year or, sorry, out of the month, not the year out of the month.

And they're not able to make the mortgage payments.

I believe in the coming year, maybe year and a half, there's going to be a lot more foreclosures.

In fact, another thing I'm excited about, just talking to a buddy of mine.

He gets a list.

Not sure exactly how he gets it.

It's like a paid service, but he got a list that showed that there was like 19,000 foreclosures that just started in like Tennessee area, somewhere in Tennessee.

I was like, wow, that's a lot of foreclosures that have started.

I don't know what is going on, like if it's really going to be a crash or a correction.

I'm just seeing there's a lot of problems in the economy now with Trump getting in office.

He's trying to do a lot of things to stimulate the economy.

Not sure exactly how it's going to work or if it's going to work.

I just see a lot of trouble right now, which you might be thinking, oh, no, trouble, I should not invest.

No, no, no.

In fact, it's the absolute opposite.

When there's trouble in the economy, there are going to be great deals everywhere.

And that brings to my episode, my interview that I'm doing today with a fantastic investor who has in four years bought 29 units successfully and is financially independent and now is able to quit his job because he is working on his business.

He's built his business 29 units and he's going to be at the Real Estate Wealth Builders Conference that's coming up here in April.

You need to be at the Real Estate Wealth Builders Conference.

Let me tell you one more thing about Rubecon, the Real Estate Wealth Builders Conference.

There's going to be some or I not there.

I am actually going to be unveiling a new direction for rootcon as well as Master Passive Income.

I'm going to unveil so many amazing changes.

And when I say changes, I'm not just saying a couple things here and there.

No, everything is changing.

And when I say everything, you're going to see, if you come to Rubecon, I'm going to unveil what is going to happen.

And for those who have come to Rubecon, you're going to get some so much value that you're going to say, oh, my goodness, I can't believe all this value.

I want to come back next year.

But you have to actually be at Rubecon in order to receive all this great value.

Not just value in meaning.

Like, you're going to learn a lot at Rubecon, but the entire year I'm going to be helping you to invest in real estate.

Because I realized that people would come to rubcon and they wouldn't do anything the rest of the year.

They get pumped up, they want to do it, they're on top of the mountain and then they come back, life starts setting in, but they didn't have anything really helping them, pushing them along, accountability, coaching, all that sort of stuff.

And for those who come to Rubecon this year, you're going to see the changes as well as you're going to be able to take huge advantage of all the changes to help you succeed.

I want to have you come get 20% off your passive real estate wealth Builders conference.

Go to rubecon.com r e w b c o n.com and use a promo code, MPIPodcast.

And that will give you 20% off of your password.

I kid you not.

You need to be here for the community, for the connection.

Hang out with me.

I will literally hang out with you.

I'm three days of hanging out with all of our people from Master Passive Income, the audience, the students, as well as 40 plus expert investors.

You need to be there, Rubecon.com, use a promo code, MPIPodcast.

Now, this is a fantastic episode.

One quick thing too.

On this episode, I was interviewing my student who has now got 29 properties.

He's actually a coach here at Master Passive Income, but we were at a podcasting conference and we were recording in a sound booth.

But man, there's such a huge echo in there.

I had to run the audio through AI.

I had to have AI try to remove the echo.

So if it sounds weird or funny, that's the problem is because I had AI try to remove the echo.

So if it cuts out some words, I apologize.

It sounds decent.

Everything sounds pretty Good.

But occasionally it's going to sound kind of weird.

If it does, just think, oh, bummer, that's AI.

But in the end, this is a fantastic interview, showing you how even an international person, somebody who lives out of the country, can invest in America and do it successfully.

I'm bringing on my fantastic friend, former student, now friend and coach at Master Passive income, Charles Rose Jr.

To show you how he, in four years got 29 units.

All right, here we go.

Charles, it's super awesome to have you on the show.

It's been a little while since you've.

Been on the Master Passive Income podcast because you have your own podcast, the Breakthrough Investor.

And on top of that, you have an amazing family, your wife's pregnant, so that is super fun.

And you're doing your own investing that can.

Continuing that.

You bought six duplexes, you have lots of properties, and it's about time to have you on the show again because.

In the end, it's like people love.

Love seeing the track record or follow along with what we're doing.

So how you been, man?

Man, it's been amazing.

It's been an incredible journey.

Even, like, when I go through, you know, different challenges and everything, it's like I, I have the mindset of, like, okay, I get to go through this, right?

You know, you may not want to go through something, like you may not want to wash the dishes, but you get to wash them.

That means you have food.

But it's been incredible.

You know, I, I love my beautiful wife and my, my daughter and my, My next baby on the way.

So it's been, it's been awesome, man.

And I got to spend so much time with you.

Like last year, we saw each other maybe eight or nine times.

Like with events and everything.

At least what, two or three events from podfest, where you're talking about podcasts and learning, which was where we're recording now, and then Loop Con as well, group clubs.

It's so much fun.

I mean, I know.

So I remember you and I, we tried to connect in 2019.

So you started coaching with me.

You were one of the last, I think one on one coaching students.

Yeah.

Anyways, as you and I were coaching, I was driving through the east coast.

That was really good.

We tried to connect in North Carolina once.

We were driving through, my wife and I, we were the Billy Graham Museum.

Just because driving.

Right.

Let's go check it out.

We're seeing everything, but now we see each other so often.

I know, right?

It's crazy.

Like, from you Know just from like meeting you as a, as a, you know, coaching student from even before that, you know, listen to all your phenomenal, life changing books and podcasts and everything.

And I just considered myself so blessed to like, just be here right now.

Like, when I think of it, I'm like, you know, pinch me.

Am I dreaming?

And so Catherine, your wife has said this at least two or three times.

We have a celebrity like, like the first time she saw me, met me in person, she was like, I feel like starstruck.

She still says, yeah, but it's like, you know, he's like, but, but it's so amazing.

Like, you know, it didn't feel like that too to be.

And it still feels like that, but it's like, you know, just, just hanging around you is like, you know, you're just a, a regular guy trying to help as many people as possible.

And I love it, you know, it doesn't, you know, I'm not afraid to be around you anymore.

Yeah.

Yeah.

Now with all the work that we're doing here at roopcon, Root Club and Master Classification coaching people, I want to know where are you at in your invested?

Because I think the last time you came on, you definitely didn't have all the, you know, the 12 properties you just bought, the six duplexes that you, you are still growing and scaling.

And now as we go through the real estate investor roadmap that we have at Master Passive Income, where you start zero properties to five properties, and that's the beginner.

You're really just getting started.

Try to prove that it works to yourself.

And then the intermediate stage is where you're the business owner, you're trying to scale.

But the way to get out of that stage into the second one or the third one, which is to be an investor, you have to stabilize.

Yes.

So now you're on the trajectory, praise the Lord, where you're almost about ready to get your green card, which is super cool, you know, Kamara from the Bahamas.

But talk to us about that journey where you're past five now and you're now in the business.

Owner, scaler, stabilizer.

Oh, man.

Yes.

So it's, it's been, it's been an amazing journey, first of all, just to, just to see the growth.

Even from the last time I was on this podcast, I know, you know, we talk so much in between because we work on lots of cool stuff and groupcon and all these other cool events.

But right now, you know, we're at like, we being my wife and I, you know, we're at like 29 properties and 2019.

Yeah, so we're still night in 2019.

We have five now.

It's January now, huh?

20 from 2019.

And so, you know, we're still in that second phase of the investor journey because, you know, before you reach that third stage, you need to make sure you stabilize everything the way you graduate.

And you know, it is when you're financially independent.

That's exactly right.

Stabilize to where you can count on it.

And that's exactly right.

And so that's what we're working on right now.

And being able to buy those, you know, the six duplexes total in 12 units has put us there.

And we also purchased a property in the Dominican Republic too.

So it's gonna be a short term investment.

So I'm super like looking forward to grow that business.

But we're trying it out with just one first and then once we, you know, have a system in place, then we do intend to expand there as well.

Because you've actually most of our, if not, I think all of our international students, if I had, I stopped taking them because I don't do the one on one coaching.

But you take all of our international students because you've gone through all the trials and struggles to get things set up.

Now looking at you 29 properties, how does, how is that?

I mean, like, just genuinely, I'm just curious because we have a good amount of international students that you start helping out.

Is that, is it hard for them as opposed to somebody that lives in the United States?

So yeah, I mean, you know, depending on like, you know, I would use a different word than hard.

I would say is more hurdles that you have to jump over sometimes.

But you know, and to some people, and some people that can be hard.

Right?

But I, I just, the way I look at it is, you know, we just have to find a different path.

Right?

And so it's really like trying to find the best, the best path for international people.

And there are many, right.

That's why.

So are they each one different?

Like this path for like they're from Israel, one's from Baha, Bahamas.

Like they're, it, it's, it's different paths just, you know, based on where your country, where you're from, how much cash you have to invest.

And so, so it's really, really figuring out and, and sometimes it takes like calling up a bunch of lenders trying to figure out like which path may be the best for you and then like, you know, like, let's just say, you know, I have a international student in Singapore, right?

So he's living over there.

And so he had to take a different path than I did.

We were able to come up with a path, right?

And so for me, being in the US Because I'm on a work visa, transitioning a green card is a different path, right?

And so lenders, you know, I will say it is a bit more favorable, you know, if you are, if you want a work visa.

So.

But there are still methods that he could use, even not being on the work visa.

So it's really like trying to figure out, like, okay, what is the best path as an international person.

And just I think I mentioned this, I might have mentioned this a couple different podcasts.

Like, you know, I always believe in the same, don't make excuses, make adjustments.

And I hear so many people say, oh, you know, I can't even.

They're not international.

Like, oh, man, I can't invest.

I don't have enough money.

Or I didn't come from a rich family or, I mean, Dustin and I, we both didn't come from a rich family.

And so.

And we were able to, you know, find a way to make it work.

Making an adjustment is finding a way based on our situation.

So every student, just like all you always say, you know, think of it, I think you said think of it as like a tool box of tools and where each person has, you know, different tools in the box and you can use different tools to get the job done.

And I want to pause for a quick second and share that honestly, I really want you to invest in real estate.

Now.

My new goal is to help 1 million people invest in real estate.

So two things I would ask from you.

Number one, if you get anything out of this episode, please share it with somebody else.

Number two, I want to get you to invest in real estate.

Get my real estate investing course absolutely for free.

Text the word Rental R E N T A L 233777 rental to 33777 I'll literally give you my course, show you how to find the area of the country to invest, how to build the business first.

You know, I always talk about that and how to find the right properties, how to make sure you're getting experts do the work for you and scale the business to where you're making $250 or more in passive income.

Scale it to quit your job.

I'll literally get to you.

Or go to masterpassiveincome.com freecourse.

But I really, really want you to invest in real estate.

Because the more that actual, normal, everyday people own real estate that are good landlords, the better everybody's life gets.

And I found that whenever I have an obstacle coming in the way, it's an opportunity.

Now, in the past, I've also thought, oh, man, this is a bummer.

What was me and all that sort of stuff.

But I love the I guess quote, necessity is a mother of vengeance.

Like, you get to figure out what's going to make it work.

And honestly, like, I found when I have a lot of troubles and trials and stuff, the, like, I grow figuring out how to do it.

One thing I tell my kids, especially my boys, like, I tell them to do something, dad, I don't know how to do that.

Figure it out.

Because I know their capability.

I know they can.

It might be saying because they don't know, they actually don't know.

And I know they could figure it out or they're being lazy.

And so I just say they figure it out.

But that's what we do, we figure things out.

That's right.

And in the end, whatever roadblock comes your way right now with the properties you have, you're trying to refinance properties, your roadblocks are coming away, but if you just give up, then you're done.

Like, but why not try to figure it out?

That's exactly right.

And that's exactly what I had to done, had to have to do for, for those properties.

And, you know, the closing process was smooth.

I mean, everything lined up, got everything fixed up and like, boom.

Like, when it was time to, like, refinance it, it was like one problem after the next.

You know, some were immigration problems switching over from work visa to green card in that, you know, intermediate phase.

A lot of times the banks, they don't know what to do with the paperwork that guidelines don't have.

Like, their guidelines don't have, like any instructions on how do you handle an employment authorization document.

They just used to Visa, green card or citizenship, right?

So figuring out how to navigate that, you know, also figuring out how to navigate, man, and there's sometimes things like, you know, just as thrown at you that you couldn't even predict.

I had a collection on my report that I didn't even know about of $200, right.

It went to collections.

Yeah, $200 on something that I cleared up, you know, from like three years ago.

How to deal with.

It's one of the properties, right?

It was one of the prop.

It was a utility, you know, like 200 bucks.

I'm like, seriously?

I was like, I told Lynn, I was like, seriously.

I said, you see my, you know, you know, you see my bank accounts and every.

Do you really think I wouldn't like, pay like, you know, $200 bill?

You know, it just got missed.

It was just one thing after the next.

Yeah.

And, and when I, even when I called the utility company, they never posted that bill online.

What they did was they sent the bill paper copy to the property and the tenant never notified me about it.

And so anyway, so it's just one thing.

I can literally go on and on and on and on.

But, you know, we're getting close.

We've had to even change lenders get new appraisal reports.

So it's one thing after the next and it could be frustrating.

You know, I will say and, and especially like, you know, if you, you know, when you're dealing with hard money and private money, depending on how you structure that deal, you know, you might be paying more, how higher interest rates, penalties, and so it can hurt.

But you know, I believe in like not giving up.

Like, I, I firmly believe, like, even though no matter what I do and how much, you know, I believe like, you know, and I heard some other investors say this, like, don't give up.

Like, let the banks put the locks on the door before you give up.

And I've seen so many people, like, literally they do that and they persevere and it's super successful.

I mean, you went through so many stuff over the years.

Imagine if you gave up when, when you went through those hard times.

Yeah.

When you give up, you basically are.

You give up on yourself is really what it comes down to.

Yeah.

Honestly, one of my houses that I bought, I was this really, really close to giving up and saying, you know, I really don't want to continue this process because it takes forever.

Yeah.

AB Keep my hands down.

So never give up.

I mean, I, I love the idea of never stopping, never giving up.

Because yeah, I found that, man, life doesn't, does not get better if you just give up now as this roadblock, something can like literally something is absolutely, like you can't get past it.

Give you example, you're playing football.

We were talking about this at the walking in, but like as you're playing football.

Then I walked on to Fresno State, a D1 school.

I knew I could do it, but at the same time, I had to work hard.

I had to work my tail off.

And every single step that I took, it was with perseverance determination.

I didn't have the talent that everybody else's did, but I had the determination and I worked my tail off in order to play.

I played running back and it was because of my determination.

And now if the coach would have said, hey, Dustin, we're done, like, you're horrible, he probably would have said that.

But like, okay, we're done.

You don't need to come back anymore because you're not part of the team.

Then that's a robo.

Like, that's not your robo.

That's like closes everything, everything's done.

Because I can't before.

But I never got got.

So I kept pushing, kept pushing and eventually made the team.

Same thing.

Awesome.

Yeah, Same thing with the real estate testing thing.

There are, as you're walking through the process, there are little roadblocks or little hurdles that you're going to have to go over.

Oh yeah.

It's not like it's a closed door.

Like if it's a wall in your way, that's kind of different.

So moving forward, okay, so now you have your duplexes, you have the properties that you're trying to refinance.

You had hard money in it.

Now you're getting it out of hard money into a commercial loan.

I found personally that appraisers have been horrible.

And if there's any appraisers listening to this get better at being awesome, just so bad because they're saying, okay, the value of this house, let's say, you know, you know, 150 grand.

Oh, we think it's 60,000.

What are you talking about?

Fix it up, it looks good.

But then these just.

Because other homes just saw it for 60 grand.

So appraisal or another investor gets like happen to get a discount on it, you know, whether they're buying from family or, you know, maybe they got divorced and you know, so, so something you may have, you know, property selling for like 150 in the area and because somebody had like a quick fire sale and sold it for 80 and then, then you're trying to, you know, and I, and I know it's your opinion, but like, you know, crazy if you're listening, like you are literally hurting people's lives.

You are, you are literally.

And it's bad like that.

That's not helping people.

Same thing with underwriters who are crazy.

Like I've been some ridiculous underwriters, you know, I mean, like you are literally hurting people.

Telling answers.

What if that was telling you that.

Your LLC is in the wrong state you're buying out of state.

No, that's literally not the way it works.

You're just making this underwriting for some stupid reason because this is what you want.

I know.

And you know, what if that happens to you or listening, like, what have you up to deal with penalties and all these stuff to feed your family.

So just think about that before you make it a decision.

I'm not saying break the laws and break the rules, but it's like, you know, come on, like, be reasonable.

Well, then even when you point to an appraiser and say, appraiser, this comp is not good.

Yeah.

And here's a better comp because it's like property.

Yeah.

They're going to say, nope.

This is my opinion.

Exactly.

Yeah.

So you got to be humble.

You know, the scripture says, if my people.

Right.

Will be humble.

Right.

And it says, God opposes the proud.

But gives grace to the humble.

That's right.

When I read that, I was like, I don't want God opposing me.

He's the creator of the universe, right?

Everything.

He owns everything because it's all his.

If he opposes me, and that's absolutely.

Okay, well, what do I need to do?

What does it look like to be prideful and then how to be humble and so going down that path and really what it comes down to is being like Jesus.

Start serving other people, focusing on other people.

Because when you focus on yourself.

Yep.

Then.

Then you're pride faithful.

Because I love.

This is so terrific.

Whenever I try to explain to anybody what is pride, I ask them, okay, so tell me, what is more prideful?

Is it somebody that says or that thinks highly of himself, is that more prideful?

Or somebody that thinks lowly of themselves?

And they would say, usually every single person says, oh, it's more prideful.

Think highly of yourself and less prideful if you think lowly of yourself.

And I said, no, they're both the same.

Because when in the end you're both the both of them, you're thinking about yourself.

That's really what it comes down to.

So pride.

And pride is about thinking of yourself for whatever it is.

Because you could even say, well, what was me?

Look how bad everything is just to.

Try to get other people's attention.

I feel bad for you.

It does happen plenty of times.

So pride or, sorry, humility, is not thinking less of yourself, like bringing yourself down, but it's the thinking of yourself less.

So you're not even thinking about yourself.

You're thinking about other people.

That's right.

And I thought it should be.

Yeah, yeah.

And this is what Jesus shared.

And I.

After I realized that, I changed where I now focus on other people.

I'm so much more happy because when I focus on myself, I started thinking, I'm lacking this.

Or I wish this was, oh, this didn't go my way.

Because you're the only thing about yourself.

That's right.

And that reminds me of a conversation last night, right, where, you know, someone in the group was asking, you know, about, you know, how do you make a million dollars?

And I love your response.

You know, kind of, long story short, I love your response is, you know, for you, you realize that making a million dollars doesn't motivate you.

It's really helping a million people.

It's really about the people versus the money.

And when you focus it.

Because, you know, oftentimes, you know, when you focus on money, it's about you making that money.

Right.

You know, versus focusing on people.

And.

And it reminds me of that scripture, you know, God says in.

In Matthew 6 and 33, seek first the kingdom of God and his righteousness.

Right?

And all these other things will be added to you.

So all these other things, to me, when I hear that scripture, it's like those other things doesn't matter.

It's just seeking him first.

And part of seeking him first is, is putting people, like helping people around you.

Right?

Putting.

Putting them above self of self.

Right.

Take off your lanyard.

It's jingling trigger stuff.

Well, no, no.

Somebody listening, they're going to always be hearing that little jizz in the end and, yeah, okay, or pick it up.

And as I've been serving more people, I found I get just so much more joy because I see people change their lives like you.

You're really.

You're on the edge.

In fact, with you going through some.

The refinance and you're having to stabilize things, it's a challenge.

It's not.

It is easy because you're growing, you're buying more properties, you're refinancing, maybe eviction, rehab.

And like, a lot of money is coming out, but honestly, I don't know of an investor that doesn't go through that before they hit the investor category.

Bester, the third step in the process, and you become an investor because you have to stabilize all the properties.

Not just stabilize, but.

But you have to make sure that this money's gonna be flowing in.

That's right before you quit.

Like, I have a wife and at the time had four kids.

Praise the Lord.

I have five But I knew that my wife would very be very, very unhappy if I quit my job before we had money coming in that was gonna be able to cover all of our expenses.

Not everybody's the same way.

Like, some of the people can actually say, you know What?

I've got 20% of my income.

That or my, my expenses cover.

I'm gonna quit and do it.

That's great.

Some people do.

Yeah.

I need a little more safety net, but yeah.

Okay, so what are some struggles that you would like to share and the lessons that you've learned going through?

Because now you're in the stabilizer, you're almost in the next category, the next, the third step, which is the investor.

Man, there's so many lessons I could share, but, you know, off the top of my head, you know, one, one of the biggest ones, like I mentioned earlier, I'm gonna say it again.

I mean, it'll be a little bit repetitive, but don't make excuses.

Make adjustments, right?

There are so many times when things are going to happen in life, it's easy to just make an excuse, right?

When you make an excuse, that's a sign of defeat, right?

You're already.

And so make an adjustment.

Find a way to make it work.

Get a mentor and I and like even going.

Relating to this process with the duplexes and refinancing them.

I remember, you know, you know, just keeping, you know, my mentor, Dustin, updated through it.

And there's like, you know, have you tried this?

I've tried that.

You know, I was like, yeah, yeah, I've tried that.

But then, have you tried this?

I didn't think about that.

Right?

You know, so we were able to like, you know, cross some things out, right?

And so that leads me to say, like, you know, you know, just, just being humble through the whole process and being, being able to ask those questions because, you know, you might know 99% of the, of the process, but that 1%, right, that, that you might find from your mentor or even somebody who's went through that experience that can help you solve the problems.

Because, listen, I can tell you so much times and you met a lot of people, whereas you'll be talking to them.

And as you're talking, I know, I know they're completely not listening to you.

This, this.

So it's like, I guess I would sum it up and say, listen, right?

Be humble and listen so you can find the golden nuggets to help you through the situation, right?

And then a third one I'll say is because there's so many things I can talk about.

But.

But a third one I would say is sometimes you have to just go with your.

What would you call it?

Some people say trust your gut.

Some people say go with your intuition.

Some people call it discernment.

I'm more discernment.

I lean towards the ide.

But the Holy Spirit too.

Yes.

Holy Spirit gives us wisdom.

Book of James, it says, pray for wisdom.

And I've been praying ever since, in college, all the time for myself, kids, my family.

But it's that discern, discerning spirit, discerning the direction and what God would want us to do.

Absolutely, I agree with that.

And I would say, you know, going through this whole process, right.

I did not listen to the discernment.

Right.

The Holy Spirit was giving me the wisdom.

Right.

I knew in my heart, I felt like, you know, the right thing to do is a part of the process because I started the whole free finance process over in the middle and, and the discernment, the Holy Spirit started telling me like, you know, just, just go ahead and close and then you can refinance it, a stabilize, like something, you know, because, you know, the interest rate could jump all the way up to 18.

Right.

So it's like, like, do that.

Right.

And I didn't listen.

I was like, no, I'm going to get a lower interest rate.

So I started the whole process over and experienced these things after, you know, one after the next.

And so there was definitely a lesson learned for me through this whole process.

And we make mistakes sometimes, right?

And we all make mistakes.

But what you do after that, that, that makes a difference.

Right.

And one of the things too, I want to say, you know, like, even, like in order to discern, you have to eliminate distractions.

And I feel like, you know, I was at a point in my life where I was getting distracted with so many other things.

Right.

You have to learn how to eliminate distractions.

And sometimes you may be thinking, well, I'm doing a bunch of good things.

But it's not about doing a bunch of good things.

It's about doing what God told you, told you, tells you to do.

Right.

And so that's kind of.

And also going down the path that you're going with financial freedom.

Yes.

Other people might say, you know, like a business might be the financial freedom path.

Yeah.

Writing books or whatever.

It might be like your goal is to become financially independent so you don't have to work for somebody else.

Because I'm employed.

And in doing that, taking your eye off of that, yeah, it delays what you ultimately want.

So being able to focus on that.

Yeah, because I was distracted, you know, and I told you some of the things, you know, I was looking at crypto, I was looking at, you know, I was trying to start a virtual assisting company, trying to start a new, you know, a co hosted business.

At Dustin, you even gave me one of the conferences, you know, the midterm rental summit.

Yeah.

You know, so it was like I was just trying to do so many.

On top of all the stuff I was already doing.

My family, my church, this, that, my job.

And so it's like, you know, it was be, you know, learning how to be focused.

Just like what you went through with, you know, the, with some of the events and conferences, you're like, okay, you know, need to focus more on this versus trying to do all these other things.

Yeah, like right now or 2024.

Well, honestly, if I didn't have rootcon, I would have zero stress in my life.

Because you're always concerned about getting attendees and getting sponsors.

Those are the main things.

Everybody wants to speak, which is fine.

I love that we get great, amazing speakers.

A lot of my friends just come and have a great time speaking.

But I'm focusing on, okay, I want to make sure people had a great time.

Well, how do we have a great time?

We have enough people, you know, enough people.

So we're on track.

Hopefully, Lord willing to hit 450.

400, 450, 500 somewhere around there.

But in the end, that's the only stress that I like.

Master Passive Income.

I have zero stress because I don't want it if it gets to be a huge, huge business where we're getting lots and lots of people.

I mean, we have a good amount of people, you know, coaching and helping people.

But I just, I literally do it for fun.

And if I created a business that was just like a big machine moving, I don't know if it'd be fun.

Who knows?

It might be fun, but I like having my free time to go to the gym, travel whenever I want.

My family.

Yeah.

Because I think I might do real estate and then creating a business like Master Passive Income coaching and then Rubecon where we're connecting people.

But yeah, so now 2024, I worked really, really hard because I said my goal is to get where I have people helping me at Rubecon in the sponsors finding and you know, closing, getting them be a sponsor and attendees.

So I was really blessed.

Like 2044 is my, like, okay, this is my Focus.

We got some great people now.

So Lord willing, everything's going to go great.

April, you got three more months until Rubecon is going to be here.

But in the end, and you know this, and I don't think I've ever shared this on the podcast, but since I'm most people, unless they're listening to this right now, the first time, most people know, they know I'm a Christ follower.

So I christ follower, been 30 plus years being a Christ follower pastor interim.

I didn't want to be a full time pastor elder of a church, started dozens of ministries and in the end everything that I do in life from my rental properties, rubcon, Root club, master class of income, even just going to gym and talking to people, it's all a means to an end of sharing the gospel.

Also helping other people's lives better.

With my rental property, if I have a good property that people are, you know, it's a decent rent, good property, they're going to be taken care of and then I just like that they're taking care of.

Same thing with Master Passive Income.

And I even share the gospel on Master Passive Income.

That's right.

At rubcon, I share the gospel there because I started realizing like the only thing that really matters in life is not money, but it's what you do when you're around other people.

That's right.

People is really what it comes down to.

And so, yeah, so now with Roopcon, I'm bringing all that together where the main goal is to share the gospel.

That's the main goal is like, like, hey, if somebody had the cure to cancer and you had cancer and somebody didn't tell you, would that be loving or unloving?

Because you're just like, but you have the cure.

You didn't tell me.

Yeah, so I believe.

And obviously you were the believer as well.

Christ follower as well.

It's like, well, I believe I have something because it's a proven fact.

100 of the people die.

Everybody does, in fact.

And I have the cure to what that's going to be, which is eternal separation from God.

So I share it, bring all that together.

Worried about the events, worried about attendees and sharing the gospel.

It's like, you know what?

Whoever God brings is going to be the right people and not focus, you know this.

Not focus on who's not there.

Yes, Solely focus on the people there because they're the ones that give their time, money, energy.

We got to make sure that they are having a great time.

So let's say let's say maybe you get a hundred people there.

We already have over 100 people, but let's say it's only 100 people there.

Well, hey, we're going to do the best.

That's right.

I love that mindset.

It's just.

And the people who are there, they appreciate it so much, you know?

And, you know, we've done big events, we've done small events, but, man, like, when you refrigerate people for.

For showing up, it's.

It's just.

It's just amazing to see how much you, God, used you to change their life, man.

And I love connecting with people at groupcon.

It does help that I'm extra.

Yeah, it definitely helps.

You're extreme extrovert.

Like, I don't.

Is there a word for, like, beyond extrovert?

Extreme is probably extreme, but it's.

It's.

It's.

Well, here's what's also funny.

Even though I'm an extrovert, when I fly, I want to sit in my chair.

Yeah.

Just say, nod and say hi to the person sitting next to me.

I don't want to talk.

I literally don't want to talk.

I just want to, like, listen to my music and fall asleep.

I just want to, like, It's.

It's rather sad, I think, because I'm an extrovert.

But when I'm around people that have the same direction vision, like, oh, I want to invest in real estate.

I am getting so much energy running around talking to people and trying to help them because the focus is taken off of me and taken onto them.

I think it.

The reason why I get at the airport traveling and stuff is I have no clue who this person's sitting next to me.

And I don't know where they're going.

I don't know if I'm gonna help them.

But then gets to me.

I don't know unless I ask, you know, just start shocking them.

So the one thing.

So you.

You know Roger Wesley, who's taken over.

Successful on employee show.

Yeah.

Doing a great job seeing Matt Arub Khan.

So he was saying, I see him literally talk to every single person.

Yeah.

That he meets.

He does.

It's pretty awesome.

And comes, like, really great relationships out of just, hey, talking people.

Yeah.

And it's pretty friendly.

Tall, big black guy, really muscles.

Lots of muscles.

Like, he's very strong, but he's so pleasant.

So it's very disarming.

You should feel like Debo Friday.

So that gets me.

It's like I should at least Take.

The step and say, hey, how are you doing?

Uhhuh.

You know, what do you do for a living?

That's right.

And then share.

And if there's a mesh, you know, something goes further, then let's keep talking.

And if it's not, then.

Then we can move on.

That's so true.

It's like.

Like the guy at the restaurant who Surplus.

Right.

Like, you know, Roger started asking questions about him being a believer, and then even, you know, you know, he said.

Christ is my Lord and savior.

Like, yeah, praise the Lord, brother.

Yeah, yeah, that's right.

And then you were able to take it, Take his prayer request to pray for him too.

So it's just amazing when.

When you're able to do that.

Man, oh, man, I love it.

Well, when you take the focus off yourself and put it on other people.

Okay, so there is a.

Well, I guess you call it woke.

You call it victim mentality.

What it really comes down, not necessarily woke.

I'm not sure exactly.

I don't know exactly what that means, but like a victim mentality.

When somebody says, oh, what was me?

What was me?

Me, me, me?

You're really thinking about yourself.

And I found those type of people.

I would say it differently.

I.

When I'm only thinking about myself, oh, my goodness.

I started going down, down, down.

I started getting depressed, I started getting irritable, whatever.

But when I take it off myself, how can I help this person?

Yeah.

I don't think about myself.

My mood goes up, my energy level goes up, and I feel happier, more joyful.

That's so true.

I also, you know, as you're saying that, like, I thought about, like, my whole process of, you know, working with you more and getting more properties and different things like that.

Right.

It started with, like, not being about me.

Right.

Well.

Well, I would say, like, when I first started, you know, I think a lot when we all first started.

Yeah, I want to be financially free to take care of my family and me.

Right.

But then as I was, you know, in the group, I saw needs.

I saw students asking questions.

I saw these things.

And if I, you know, if I didn't know the answer, I was like, well, I don't know the answer, but Dustin recorded this video on it or check here in the course and, you know, things like that, like, you know, serving others.

Right.

And you saw that too, in the group.

And so I will say one of my.

I don't like to say.

I.

I.

First of all, I don't want to say, like, help someone.

So you can get.

Right.

I heard somebody say that, say the other, you know, the other day.

Yeah, don't be a go getter, be a go giver.

Right.

But as a result, what I realized is as a result of making it about others, God blesses you along the way in so many different ways.

And so like don't, like as I mentioned, like, don't worry about the money.

Like don't worry about these things.

Right.

You're well taken care of.

And so I, I would say, you know, as a result of, you know, helping others and just, you know, not making about me, it's also helped me to grow too, not only financially, but as a person, as a believer.

Yeah.

You know, I'm gonna be writing a book and you know this.

But so four of my books, they're like tactical, like, like X, Y and Z.

You wanna, you wanna invest in real estate, do X, Y and Z.

Because that's how my brain thinks.

And I don't necessarily need the mindset shift because I, I need a, I do need the mindset, but I've already gotten it meaning like a red ridge that bored out 20 years ago, however long ago.

And yeah, then my mindset shift, but I don't need to like continually go down the mindset.

And so I want to write another book.

And the book is going to be about mindset.

Even though.

And you told me this, he said, because I told you.

Yeah, I'm not really that good at mindset.

Yeah, you are.

That's right.

I was about to say that.

I was like literally, real quick.

It's like I remember like, you know, one of the things you mentioned is like, you have to shift your mindset.

Like you are an investor.

And I was thinking about Dustin.

But I still have a job.

No, Charles, you are an investor.

Right?

You're an investor with a side job.

And so I remember that that helped me shift my whole mindset.

I think it's.

Yeah, I think it's because I don't naturally jump into the mindset.

Like my.

In the teaching, in the coaching and stuff like that.

That's true.

Yeah.

But then it has like.

Because you've said that I was like, am I?

And then I start thinking through the normal things that I say.

Need to serve people.

You need to, you need to change your identity in instead of a.

You're j.

You're living just over broke and you.

Something else.

Because I would reply, I never.

When anybody say, Dustin, what do you do?

I would say, this is my job, but that's my identity.

Well, I have to change that.

So you helped me to realize that.

It's like, man, I am like, I do love the mindset.

You do that.

Now I need to start working on the way to better educate people on that, getting them there, because it's sprinkled everything that I share, it's always sprinkled with mindset.

Now I need to.

So I want to create a book called Before I get to what it's called, but I want to.

It's on mindset.

Getting Master Passive income takes people from zero to hopefully become an investor, become the third stage of the investing quadrant.

That's four things, but the third step being investors.

Then we don't have a book.

We don't have content that takes people that don't even know that they need to do this, that they're just going through life and they don't know that they need to change their mindset.

So I'm working.

I want to create a book and then a lot of content around mindset.

What would you say for you?

Like, what's the biggest mindset shift and maybe the second one, like, can you think of for you, Is it that you change your identity?

Like you just brought up like, like, but help me to understand or how would I say that?

Help me as I'm writing the book, what has helped you the most?

And could be something I've said or something somebody else.

Yeah, absolutely.

So as you, as you were talking it through, like, yeah, like, it's like really like showing them how to go from not necessarily from zero to one property, but from zero to ready to.

Get that first property.

Right.

From zero to ready.

Right.

And for me, like, the first step in order to shift my mindset was really learning how to kill or squash my limiting beliefs.

I don't have enough money.

Only rich people has these things or blah, blah, you know, those type of like, thoughts that, that I grew up, that was programmed in me from.

I was younger.

And so those type of things was able to help me to at least get from zero to ready to invest.

Right.

And you know, and, and I, and I went through this whole journey where I was reading a lot of books, a lot of different things, listening to videos, motivational things to try to get my mindset in the right place.

But, but I would sum it up and like, really all these like, mindset teachings helped me to get rid of my limiting beliefs, to believe.

To believe that I was ready to invest.

And then, you know, that's when I soon found you through master passive income and And I think, you know, like I said, you know, you really covered the mindset pieces too is like, okay, so now I squash the limiting beliefs and all these different things.

Right.

That I'm ready now what?

Right.

And then, you know, the mindset that you brought in was, you know, made me believe that I, that I am an investor.

You know, not that I can't be investor, but not that I may be investor, but I am an investor.

Right.

So it kind of changed my whole perspective, my whole, you know, my identity.

What I, what I truly, you know, identify as.

Right.

Not getting to the woke.

I identify as this.

Whatever woke me is right.

But you know, who you project out to the world of who people want.

You to see you as.

I like that better.

Yeah, you out to the world.

I like.

Yes, let's use project.

Project.

Not, not identify because I, because identify.

Get the wrong conception.

I 100% agree.

People have hijacked that term where just like.

But yeah, you're projecting out to the world of who you are.

Whereas like for me I had to just make it up in my, not make it up, confirm it in my mind.

I'm an investor.

And I realized that's what it took me in order to move forward.

It's like this is the direction that I'm going and I'm not necessarily burning the bridges as I go, but I'm actually not going to give up.

There's no way I'm gonna give up.

And that leads me to like, if I had a title, I don't know if it's the right one because every book that you write should have a purpose.

But I love the idea of never stop because that's, that's me.

You know, I could just, just, you know, play golf all day, just goof off if I wanted to.

I don't need money coming from real estate, but I don't feel fulfilled doing that.

I mean I just feel lazy.

I'll be, and I, I'll be completely honest and say, because I think I might say this last night.

But even out of all the things that I do, I feel lazy.

I still feel like I'm lazy.

And here's the reason why I would.

I would wake up at 4:30 every morning when I was not financially independent.

Wake up at 4:30 every morning, go to the gym from 5 to 6, do CrossFit, then go to my business, open up my business, get the employees, all the, you know, everybody running.

Then I would go to my job, work for nine.

It was like 10 hour shift.

So I do a 10 hour shift to the JLV.

Go back to my business, close it down.

Yeah.

Get home by 6:30ish.

Have dinner, you know, play with the kids for five minutes.

You know, hang out with my wife for a little while.

Go to sleep at like.

Or pass out at like 9, 9:30 and then do it all over again every single day.

So that is like I was hustling and I had other businesses.

You're like this.

That's just like what my day looked like.

But I had so many stuff in my brain, so I feel lazy.

But here's what's kind of fun too.

My.

The work that I do or I did back then, you know, working for somebody else, it was like a little task or a little.

Do one thing and the impact is very tiny.

Now the things I do, it feels like it's a little thing that I'm doing, but the impact is huge.

Yeah.

Like even just, you know, buying another house.

That happens.

Yeah.

By doing example.

We just signed a contract for 2026 Rubcon in Nashville.

Signed that contract.

That's a tiny little thing, but huge impact of what?

Huge impact.

Oh yeah.

So now it just feels like I'm lazy.

And.

But also that also does help me to say you do have a little extra time today that you could do something else.

And so write a book is a good one.

That's a definitely good one.

Yeah.

Even recording this podcast and all the other interviews you do.

Right.

You know, my same.

Like just, you know, 30 minutes, an hour, whatever.

But.

But it's still making a big impact.

Yeah.

How many people came to Dustin, your podcast changed my life.

I've listened to everything they say.

This.

I listen every single one.

Yeah.

Well, praise the Lord.

I know.

You even have people who have listened to your podcast and who started in successfully investing, you know, so it's like.

Juan is taking over the.

Or taken over.

Starting the master passive income smart span.

He started and I was like, I could.

I can't.

I mean, we could try it.

It's not going to work.

Just take my voice, have AI turn into Spanish and all that sort of stuff.

We need somebody that knows.

Yeah.

Spanish as native.

Like definitely want.

And on top of that has a good personality that like he's stayed in the Airbnb with us at this conference we're at.

That's right.

Last four or five days.

Like he's pits in.

Great.

He does.

And he's also invested.

He just took the basics course.

Phenomenal.

Every single episode.

He did.

He did.

Yeah.

So this Is, this is awesome.

Like, so these impacts, you know, it.

It may seem small.

Right.

But it's like a, It's a small step toward a big impact.

Yeah.

Right.

So what, what do you think?

I also have an idea.

Yeah.

Of something I do.

So I've seen Joe Rogan, other cultural type of shows, Master passive income, breakthrough investor, their finance, their investing their money.

But I've seen the impact because that's what it really comes down to, the impact.

And serving people that show like Joe Rogan, other ones that are the cultural pbd, I think is another one.

But anyways, yeah, it's a good one.

Yeah.

So looking at those, I'm like, I think I want to start a brand new show that's going to be around culture.

Yes.

And because you and I are friends, as I'm saying this, I'm like, nobody's listening.

It's just me and you.

But obviously we're putting it out now.

So Joe Rogan, secular Christian pbd.

I don't know if he's Christian, but at least it doesn't come across.

Like the worldview doesn't in what he says a little bit, but not necessarily.

But anyways, I was thinking, you know what, it would be great if the Lord blesses me to have a cultural podcast that has a Christ follower.

I'm such a Christ follower that I literally feel like the presence of the Holy Spirit is always with me.

Like, absolutely never without the Holy Spirit.

I talked to some other Christians, like, yeah, I don't know how to feel that.

I'm like, I don't think you're not a Christian, but you just gotta be.

Sensitive to the spirit.

You gotta be praying, having God.

So getting back to.

I just think it'd be awesome.

We can make an impact in a cultural type of podcast.

Absolutely.

Where interviewing people.

And I'm interjecting with like, okay, this is what the Bible says.

Yeah, I'll try to beat down the person or anything like that, but just bring in a worldview, a Christian worldview into it.

Just because I found the more Christianity has helped my life or is incorporated in my life, the better my life gets.

That's right.

Like, we have the cure, why not share it?

Amen.

Right.

And.

And I believe that we are called to take this cure and infuse it into culture.

That's the best enlight salt at night.

I mean, like, you know, without going to too much details, you know, you and I being part of big churches, big ministries, we've done it all and we're not knocking anyone down, you know, But I think you realize that you've impacted so many people outside of the walls of the church, in the culture.

Right.

Where did Jesus had his most impact, in the church or in the culture?

As a matter of fact, he was criticized for hanging out with the sinners.

And when he was in the synagogue, they weren't able to stone him.

He had to stone him through their.

In order to.

Yes, and I want to be very clear, like, you know, hang out, you know, doesn't mean, you know, you're doing what they're doing.

Like he was being addict difference.

Right.

Like, you know, we are.

We're not thermometers, we're thermostats.

Right.

Thermometers.

The temperature change based on the.

The area.

We're thermostats.

We change the atmosphere through Christ.

Amen.

In us, the hope of glory.

I love it.

Yeah.

So I.

I'm trying to think of, like, never stop is also another term, but I don't know if that fits.

It could be just be the Dustin Heiner.

It's just like Joe Rogan.

I wouldn't do that, you know, Dustin Heiner show.

But like I said, the idea is to bring mindset, not like, really, it's not going to be much about money.

Now somebody comes on, they want to talk about how they invest in stuff.

Yeah, maybe we'll talk about that.

But I'm probably going to quickly get away from that because it's like, well, we have that other show.

This.

I want to know more about you as a person.

I want to learn from you at the same time, you know.

Well, I mean, we can even talk politics on that, like, anything in culture.

Because I think a lot of people, they try to, you know, you know, there's a separation of church and state.

Right.

They try to.

They try to separate everything.

Right.

But if you look at so many, like, there's so many lessons in life, so many things we can learn from the word of God in every situation.

So I just.

I don't think we should separate.

No.

And when I first started Master Passive Income, I was praying because my normal conversation, what I say, I say things all this, all the time, like, praise the Lord this happened.

And like, if something that didn't happen well or didn't go over very well, I say, well, God's good.

He's going to take care of it.

And I always like, praise the Lord, he's good.

If somebody gives me credit, God is good.

He's blessed me to be able to help and so I was praying like God, should I tone that down?

And God said, no, be yourself.

That's right.

Number one, it's hard to be somebody else.

It's exhausting.

Just be yourself.

And what's great is you found me.

William says, I, William Palmer, another one of our coaches, was a student, became coach now.

And he said, that's because you are.

I know what I'm getting.

So much more so than just a random person.

Absolutely.

And then at Roopcon, because I had a captive audience of like 200 people.

Like, I'm an evangelist, or I believe every Christ follower should be an evangelist, but, like, we should have the ability to evangelize, share the gospel.

As I have 200 captive people there, I can't not share the gospel because I literally have gone to college campuses many times.

I go in, like on a Friday and see the college students sitting at a table, having a lunch or something, and I would literally ask them, hey, can I ask you some big questions about life?

They're a really captive audience because, number one, they're there waiting for the next class, but number two, they're there to learn, there to debate.

So it's really open.

And I would ask the question, well, what's the purpose of life?

What's the meaning of life?

And they would give their answer, and that would help me to understand their worldview, where they're coming from.

I say, well, what happens when you die?

They would tell me and I get more worldview.

And I say, well, can you.

Is there a heaven in hell?

Anyways, and then I would start sharing the gospel.

And same thing with roopcon.

I was like, this is a great opportunity out of that, though.

So whenever you share the gospel, you always.

It's always a thought of somebody who has never heard it or hasn't heard in a while or whatever, that they would hear it, respond in a positive way.

That didn't happen.

But what did happen was even much more encouraging for me.

I had at least a dozen men come up to me and say, dustin, I came here for an investing conference, but you brought in God into this.

You give me so much information, encouragement.

Yes, I'm going to start doing that.

I need to do that.

Praise the Lord.

Praise the Lord.

It was something.

I didn't even think that was going to happen, but just encouraging other Christ followers to say, hey, we don't separate.

Like, Christ is in me.

I'm not of the world.

I'm in the world, but I'm not of it.

My citizenship is in heaven.

And so as best I can, I got the cure to cancer.

At least I believe.

So somebody might not believe, which is totally fine.

But that was such an eye opener for me.

It was like, man, I can encourage other godly men to do the same thing.

Because a lot of us.

Well, quickly, a lot of us think, let's take somebody to church and let the pastor take care of her.

No, no, no.

Paul says to every single person reading the Bible, imitate me as I imitate Christ.

That's right.

Every single person.

Not just the person from a pulpit, just, you know, talking to you.

Every single person.

Every single person.

Yeah, that's right.

It's not about just the person who's preaching, you know, up there on stage.

And.

Yeah, and what I was.

As you were saying that too, I was realizing, like, you know, you mentioned about a dozen people.

Right.

But I believe that God used that stage, used that event to impact even more.

Right.

Because you know, that seed was sown.

Right.

And so you find a couple years later, one of them, you know, one of our mutual friend of ours, you know, he's the only one.

Yeah, yeah, sure.

The story.

Because this was like.

Like, I had no idea that I was negatively affecting him in that.

Well, I want you to share.

But like, when you say everything was fully finished and he told me about it, I was like, wow.

Oh, my goodness.

Okay, I want you to share it.

Yeah.

So, yeah, after, you know, the first rubcon, this friend of ours.

Yeah, he.

He was insulted.

He was mad.

He was like, I can't believe that Dustin brought Christ in this.

He said, I didn't pay to hear this.

You know, he said, I paid to learn how to invest.

And he was.

So this was two full days of thoughts.

And at the very end, after like five minutes, I shared just five minutes.

Yeah.

He was so mad.

I'm hearing everybody.

I'm laughing because it's an amazing story.

Yes.

And where it ends up.

So keep going.

Yes.

And so.

So I remember that.

And I was able to talk to him and I thank God for giving me the words to say and let him calm down.

And he also had a relationship with you that could and confide in you.

You can confide in me, too.

But you see how.

But it's not just about me.

It's a team.

Like, we're working, you know, so it was a team where God used me and Dustin as team.

And so anyway, so this was amazing.

So Dustin mentioned he didn't know.

So the same individual.

He kept coming back to the conference.

So I.

And he's even traveled with us in some other events and trips and everything.

And just last year he called me.

I remember calling.

It was the first Rubcon.

Yeah.

It came to 2023 and into 2024 is when this started coming out.

Are you talking started?

Yeah, I started told Dustin right after our friend, you know, because he kept.

He kept coming.

He called me.

And I remember I was right in the Dominican Republic and I picked up the phone.

I was waiting on my wife while she was getting her hair done, right.

And so I picked up the phone and he.

And he was like out of nowhere.

He was like, he's like, man, I really appreciate Dustin sharing that message on and just the person he is and spreading Christ.

He said, it's make it.

It made my life better and it's making other people's lives better.

That's what this individual say from going mad completely wanting to like, not come back to any events and everything.

Say he's still not a Christian, I mean, agnostic.

And he would, sure, he would still say that.

But it, but it's like he, he grow.

He's grown in that area.

So he went, so he went from not want to hear anything Christian, not even heard your word, God, to like.

The things that happened when it's past all that sort of stuff.

To now, like, being open.

Like, he's like, you know, he doesn't get mad when we talk about Jesus anymore.

And I always, you know, when we talk, you know, talking about, can I pray for you?

You know, and, and he's open.

It versus the beginning, he wasn't at all.

But now he's open to prayer.

He's open.

And so there was a scripture that says, son, you know, some are called to reap, some are called to harvest, right?

And so the God produces the growth.

God produces the growth.

And so sometimes, you know, and, and I want to, you know, I believe there, there are some believers listening to this podcast is like, don't give up on, like, that's say never stop.

Never stop with whoever it is that God place on your heart or even if you don't know that, that you're ministering to them, never stop sharing the gospel because you know, the words you're saying.

It's so.

And seeds is making impacts, you know, the problem in life.

And I'm guilty of it too.

Like, when I sow a seed, I want.

I want that harvest the next day.

We're patient.

You, I mean, you, you know, but that's one thing I had to learn is Patience.

I remember you show me so many times when I was investing.

Be patient, be patient.

Same, same thing with the, you know, ministering to people.

The gospel is like, I want to see this right away.

But.

But sometimes God, God is the one who decides, as you say.

You know, I had to remind myself, not about me.

You know, again, that's both me, me.

Charles wanted this to happen.

No, God will make it work.

Amen.

We just have to do our part.

So to let God do his.

Yeah.

And one thing that when you told me about our friend, that he just kept coming and what he.

And because I even called him, I said, hey, I really appreciate that.

Like Charles shared with me and he, you knew I was going to hear it, but I just wanted to, you know, thank you that you stayed and stuck around.

He said, yeah, he told me that it's because I see you literally living every single, for the last three, four years, everything that you've been preaching, you live it.

And you're goal is to help the people.

And that has helped.

Like not saying, not at all saying that like whatever negative stuff has happened in the past, but it helped him to realize not everybody is a hypocrite.

Not everybody.

What if that was the problem?

But like, yeah, there are people that are genuine.

Yeah.

That are Christ followers.

And so, yeah, that was just really, really encouraging.

He said, I just been watching you and you don't deviate from.

And now it's all by the glory of God, because if it was left up to me, I'd be so much like, I'm very prideful person, but with the Holy Spirit, I don't act prideful.

And I try not to think about myself.

I try to think about others.

And that makes my life better.

And then it also shines.

Christ, the Bible says, let your light shine so bright that others will see your good deeds and praise your father in heaven.

Amen.

So if we do that, how much better is it that people are seeing God in a better light as opposed to, oh my goodness, that guy says he's a Christian, what he's doing over there.

And you beseech, beseech, besmirch the name.

I've never been with that.

Yeah.

And I want to say, you know, another thing too is like, you know, you know, should we do like, we have to, like, I don't know if you realize, like, okay, so the first part, you know, we were talking more open investing and we are having a good time.

But when we started talking about Christ influencing culture, like, man, I just felt the shift.

Because that's who we truly are.

So we, you know, we've got to do it.

Amen.

Literally, like, it's.

There's not Is.

The question is not if we should.

The question is when will we.

Yes.

Right.

Yeah.

So I'm so glad you're a part of Master Passive Income.

And I know I.

I pray for you guys, and I pray for you and your family and everything you guys doing.

It's such a blessing to have you be a part of it.

And you asked me, okay, we started group, which roof club is fantastic.

I love it.

A monthly meetup.

Lord willing, we're going to keep doing them all over the country.

And with Root Club, you asked me the question, well, why?

We talked about this a year or two ago, like, we should start up a monthly meetup.

And you asked me, why are we doing it now?

And I said, it's you.

I don't have the time.

I'll be completely honest.

The desire to do those meetups.

Yeah.

Because I have so many other things that.

And so many things you've worked on.

Even, like, putting out an extra podcast episode.

That's going to reach a lot of people.

But the root club reaches people in a different way.

It sure does.

And it connects people.

And so, like, with Root Club, it's because of you and where you're at now.

We don't want shiny object syndrome.

Like, you still need to keep going the path.

Yeah.

Praying.

I'm praying.

And hopefully everybody listening.

You should be praying for Charles to get his green card because it's approved and everything.

You just don't physically have in your hands.

So until that happens, it's like, wait, we got to keep going.

We got to keep praying.

Yeah.

And.

And even after it happens, we gotta still keep on praying.

Keep going.

I think we're gonna get your citizenship.

That's right.

That's another next step.

So I'm gonna go, you know.

Yeah, I'm all in.

Okay.

I'll get a little political.

I don't know why you should.

You should.

Legals get so much more than US Citizens.

We go.

We get stepped on.

Hey, I.

I love all of my friends, and some of.

Some of them, you know, came illegal and already have the paperwork, you know, so I'm like, you know, I'm like, okay, yeah.

God's amen reward.

I'm going to say God is pleased that you're doing the right way.

Amen.

Absolutely.

Yes.

Because, you know, you could do the not right way and maybe get the same result, but you Felt the Lord directing you to do this way.

That's right.

And I, well, let me tell you this, if you came here illegally, did everything illegally, I'd be like, oh hey.

Charles, nice to meet you, I'll help you.

And then boom, we're done.

Because I want somebody has the same values working with me, connecting with Lee.

And if somebody is deceitful, not saying that people have done this, but like in my mind I want people just like me.

I don't want to deceive, I don't want to break laws, I don't know all that sort of stuff.

And so in the end I'm like, man, I love that the people around us have we pray.

That's right.

For Roopcon meetings.

And Ray, another Christ follower, I've known him 20, 30 a long time, he's a part of rootcon and we pray, we pray for each other, we pray for the event, we pray for the people that are coming.

Because in the end it's all about serving people.

We literally like.

And prayer works, Prayer is powerful.

Like, and sometimes we don't see the results right away.

Like even if right on situation every time customers like can I pray for you?

Right.

And we're seeing approvals after approvals, you know, just you know, God's word working like so we believe in the power.

Of prayer, you know, in fact I know that it's sad that I would say almost 100% of the churches, maybe less, maybe 99% of the churches in America, they pray maybe a minute, if that like before message pray, then after message pray like a formality.

Whereas In Acts chapter 2, verse 42 in the Bible, the first church, the first gathering of the science churches, just a word.

But what the word actually is is ecclesia, the called out ones, the gathering of the saints.

That first gathering of the saints, not an organization, not a business, but a gathering of saints.

It says they devoted themselves, the people, the Christ followers, the body of believers devoted themselves to four things.

The ministry of the word or preaching the gospel, ministry of the word, of amongst each other.

Not somebody, but teaching or talking to them, but them all during scalar fellowship.

Yeah, ministry, breaking bread and prayer.

So those are the four things, the four.

So ministry of the word, breaking bread, fellowship and prayer.

And if you pray for 30 seconds before and after a message, but you give a 30 minute message or 40 minute sermon, you're not making prayer priority.

So that's right, prayer so important.

Love prayer.

It's.

Prayer is just absolutely amazing, life changing.

So have you ever Let me ask you kind of deviate a little bit because I just actually curiously want to know, when you pray, have you ever felt a not necessarily audible voice, but like, have you felt, okay, I was thinking this one thing, but now through prayer, this is now almost like God spoke to your conscience and helped you to realize something different.

Oh, I never saw that.

That's interesting then.

Okay, go ahead.

Absolutely.

And, and I've seen it so much.

You know, I will say, like sometimes when I pray for something, you know, I don't, they don't always happen like immediately.

Right.

But, and, and that's why I tell people, don't get like, keep praying.

Right.

Don't stop praying no matter if a 3 second break press says, you know, pray without ceasing.

Yeah, right.

Continually pray.

And sometimes, you know, you might be, you know, you might pray for something on you.

You might have prayed for three, four hours that night.

Right.

Maybe you didn't get the revelation.

Sometimes it's quick, next day you drive into work, boom, it hits you like it gives you exactly clear instructions what you should do so many times.

And then sometimes God use, you know, brothers and sisters in Christ to pray.

Right.

Like I believe God used you to pray through this whole, you know, process, like with a refinance.

And we're seeing, you know, we're seeing movement, we're seeing approvals, you know, so we, we have all the approvals, you know, and it wasn't, it wasn't just like a one time thing.

Like, you know, God put on your heart to pray multiple times.

Like you even called me last week, Saturday, right before my daughter's birthday party.

I, I was thinking, you know, maybe, you know, maybe that does do.

Maybe I missed something for R or something that was like, you know, because I was like, oh shoot, I probably missed something.

But no, he's like, no, I just, you know, it's on my heart to call you and ask you how's this process going?

And then you say, can I pray for you?

Right.

So I believe that prayer works.

And it's not about getting something, but it's about, you know, Dustin literally put it, whatever he was doing with family, everything going on, he, he put himself down.

Not put himself down, but like, it wasn't about him.

It was like God is leading me to check on Charles and pray from the situation.

I appreciate that.

And the same way, you know, God's calling us to do the same thing.

For others, you know, it's also being a Christ follower.

I've been a Christmas for a Very, very long time.

And then prayer, when you get like an affirmative, like a yes and this is the direction you thought you were going to go and you get a yes.

Like that's so great.

I prayed and gotten had God speak to my conscience through the Holy Spirit.

Because the Bible says, who knows the mind of the person if it's not for that spirit of that person?

Well, we have the mind of Christ because we have the spirit of God inside of us so we can know God's will with that.

There's a couple times there have been like really not big decisions, like things that I need to do that I think it's one thing.

Yeah.

And I think doing the opposite would be bad or wrong.

Not wrong, not sinful at all.

But like I shouldn't do that.

That's just dumb.

Why would I do that?

Yeah.

And as I'm praying, I'm praying to do this thing.

But then God helps me by speaking my conscience, changes me to think, oh my goodness, he wants me, the Lord wants me to do this thing that I thought like that didn't come to mind.

That's something I needed to do and I don't want to do it.

But he said, no, you have to do this.

Yeah.

And then I don't just take it, say, okay, I'm doing it.

What I do is the next day.

Or the next time I pray.

God, this is what I heard.

It's confusing to me.

Do you really want me to do this?

Clear as day, yes.

Yeah.

And then the next day.

So they're.

I'm not gonna give too much detail, but it was like, I don't know, two months out from something that I needed or that was going to happen.

That anyways.

So I started praying then.

And then I got the God giving me a new direction to go.

I was like, that just sounds okay.

That's what you want to do.

But every day I would pray and eventually until like a month out, I just felt like God's like, stop asking me, already told you.

Yes.

This is the direction I want you to go.

Yeah.

Okay.

God, I'm doing.

You know what I mean?

But yeah, prayer is absolutely amazing because it is.

I mean people think that it can be or it's a one way communications.

Definitely it's a two way communication.

Two way communication.

Yes.

Because we have the Lord speaking our cr.

We have the Holy Spirit inside us, man.

Charles, you and I could go on forever, right?

Yeah, you know it.

But I want to get.

You got to fly out soon.

But you have the breakthrough Investor Podcast, which is absolutely.

And so, well, let me just do this.

How can we pray for you?

Yeah, absolutely, man.

Yeah.

First of all, definitely check out the Breakthrough Investor.

We're praying for it to reach more lives.

And it's really like the things we talk about, you know, Dustin actually, like, what was the, you know, what was it that caused you to get started?

What was it, you know, that he said?

And it was really like breaking through, limiting beliefs.

And I always just tell Dustin over the years, I said, yeah, we need something more mindset.

Dustin's like, I'm more of a doer.

And then you, like, finally it's like, okay, yeah, well, you do it.

Yeah, you and William, you know, so William and I, we hit on that with lots of amazing people.

So great.

But, yeah, so, absolutely, for me, my biggest prayer right now and.

And is.

Is to.

Is to be, you know, to stabilize everything and truly get to that investor phase.

That's really what I'm pushing and working towards right there.

And that's kind of like, you know, that's kind of like the top.

Both my wife and I, you know, get.

Get stabilizing.

Getting into the investor stage is not easy.

And the fact is there's a lot of trials, a lot of issues that come up.

That's right.

And financially, too, it's not the easiest part, because once you get stabilized, my.

Goodness is totally different.

Absolutely, Absolutely.

And, you know, and.

And so for God to always, you know, keep.

Keep me, you know, as I'm getting everything stabilized, you know, as at the end of the day, all that matters is is his kingdom and his way, his righteousness.

Right.

And so that's.

I'm not.

That's the most important thing.

Right.

And so.

But yeah, those are kind of the two things.

Just like, you know, that for me, it's important and powerful.

Love it.

I love it.

Yeah.

Well, Chad, check out the Breakthrough Adventure podcast and follow Charles on Instagram.

What's your handle on the Instagram?

Yeah, so just search Charles Rose Jr.

Don't forget the Junior on the end.

Charles Rose.

Like the flower Junior.

You'll find me with that same handle on all the social media networks.

Well, let me pray.

Dear Father, thank you so much for this time we can come together as Christ followers, as brothers.

Thank you so much that you blessed us with each other.

But, Lord, also your son, Jesus Christ, how his death on the cross has blessed us with righteousness, his imputed, his righteousness given to us.

Lord, his blood spent or shed on the cross covers us, cleanses us from all unrighteousness, but at the same time bonds us together.

Christ followers together in fellowship.

So, Lord, we thank you so much for his blood.

We thank you so much for his sacrifice.

He didn't want to do it.

It was not his desire.

He didn't volunteer.

You told him to do it, father.

And he was obedient.

Obedient to dying on a cross.

And so we thank you so much that he was obedient.

Help us to be obedient because we know that as a slave to righteousness, we have so much, we have life, but we can also, if we don't, we're not a slave to righteousness.

You have to be either one a slave to righteousness or a slave to sin.

And slim leads to death.

So Lord, bless us and bless our families to be a slave to righteousness only doing what you tell us to do.

Charles, he's doing all this, is all this work with his family, helping them get the green card.

I pray that that goes through very, very fast.

We pray that the new baby coming be just another huge blessing for their family.

We know that children are a blessing from you, father.

I pray that you bless Charles to raise them up in the fear and admonition of the Lord.

We also pray, father, that as he is getting to the investor stage where he's stabilizing properties, refinancing properties and it's definitely can be really trying and financially really tough at times.

I pray that you bless him through this, Lord.

I pray that these properties refinancing, Lord, that you would bless him to have these clothes and be a fantastic blessing for he and his family and have it closed very, very soon.

If not, you know, Monday or Tuesday of next week because of your goodness.

So thank you for my brother, elder Charles.

Thank you so much for bringing him in my life and vice versa, my in his life and our families as well.

So help us to be more and more like your son.

We thank you for your work.

Jesus name.

Amen.

Amen.

Awesome.

There we go.

Yeah, that was good.

I know, right?

How long we did?

Oh, 1142.

And that is it for today.

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