Speaker:

Alright, hey friends. Welcome back to the trading book podcast.

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00:00:02,844 --> 00:00:06,947 I'm Rob Booker. Hey, the response to the atomic habits episode we did last

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00:00:06,948 --> 00:00:10,691 time was incredible. And I just want to say thank you very much.

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00:00:10,692 --> 00:00:14,095 I really appreciate that. So let's keep going. This is part two. This is

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00:00:14,096 --> 00:00:16,117 the final part to the atomic habits for traders podcast.

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My name is Rob Booker. You can find me at robbooker.com.

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Listen to the podcast from the homepage. I don't have anything to sell you.

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I'm not in it for that, right? I mean I could have a thing

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00:00:25,732 --> 00:00:28,891 to sell in the future, but I'm just producing a lot of content right

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00:00:28,892 --> 00:00:33,371 now to help all of you. I've been trading for 24 years and every

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00:00:33,372 --> 00:00:36,671 week I just pick a book and I and I study it and then

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00:00:36,672 --> 00:00:39,711 I apply the wisdom from that book to traders if applicable.

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So here we go, let's continue with the topic. Habits by James Clear,

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sold 15 million copies and it's just as applicable to traders,

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maybe more so than anybody else in any other profession.

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All right, um here let's talk about in the last episode we

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00:00:55,321 --> 00:00:59,540 finished off talking about identity and what you believe yourself to be will dictate

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00:00:59,541 --> 00:01:03,214 your habits. And so one of the fastest ways to get a lot of

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change is to identify yourself as the kind of person who gets those kind

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of results. I found this to be true even if you really don't actually,

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well let me give you an example. If you call yourself a risk manager

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who makes millions of dollars as a trader and you identify first as a

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risk manager. You will find yourself saying no to things that

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violate or contradict that identity.

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Even if you really don't even know what it takes.

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For example, it's easy to see that if you ten times your trade

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size, you're going to put yourself in a position where you're going to lose

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a lot of money potentially. And as a risk manager first,

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00:01:41,932 --> 00:01:45,675 you wouldn't do that. And so if you start to identify yourself first as

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a risk manager and second as a trader,

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there are dividends that are going to be paid from that,

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pun intended. Now where do cravings come from?

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So we know that there's a cue and a trigger and the one that

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00:02:00,001 --> 00:02:04,104 But you could also use as a cue that triggers bad habits or good

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habits for traders. Something like chat room explodes with

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one stock. So if you're a member of a chat room or a discord

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and then everybody starts talking about that one stock.

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00:02:20,019 --> 00:02:22,571 And that's a cue. And that can lead to a craving.

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00:02:22,572 --> 00:02:25,413 The craving could be I want to be a part of the crowd.

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I want to be accepted socially. So I want to go along with the

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Also greed kind of takes over which is driven by this fundamental desire to

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take good care of ourselves or at least support others.

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Our families. And so that's the craving side of it.

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So the cue is the event that happens.

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And then that leads to this craving that we have.

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So I'm going to read to you from page 129. Page 27 in James

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Every behavior has a surface level craving and a deeper underlying motive.

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I often have a craving that goes something like this.

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I want to eat tacos. If you were to ask me why I want

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But the truth is somewhere deep down, I am motivated.

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The underlying motive is to obtain food and water,

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even if my specific craving is for a taco.

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00:03:28,468 --> 00:03:32,471 Now, this kind of makes me laugh just talking about tacos like this,

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but I often have a craving as a trader that goes something

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like this. I want tacos.

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but there's an underlying human need that is driving

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that. Some of our underlying motives from the book include conserving energy,

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obtaining food and water. We're going to come back to that one,

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finding love and reproducing. We're going to come back to that.

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00:04:00,281 --> 00:04:04,905 Connecting and bonding with others, winning social acceptance and approval,

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something that we really needed when society was made up of tribes and smaller

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and prestige. Trading checks off every single one

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think about it, a chat room explodes with one stock.

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You desire to obtain food and water and pay your mortgage.

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You want to survive. And in order to do that,

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you need money. And so one of the underlying motives for getting excited

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about a trade is this desire to obtain money.

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finding love and reproduction. We know that if we are in a more secure

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position financially, we will be better able to find and

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support a family or reproduce.

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and we do and we want to be seen as contributing to the group

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or being a part of the group. And so we might go along with

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a trade and it's based on and it's generated from this underlying motive.

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Or win social acceptance and approval. Now if you associate with people.

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a good risk manager or preserving your assets.

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Well, then absolutely you're gonna find that it becomes much easier

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to have good habits. A craving according to James Clear is just a specific

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manifestation of a deeper understanding. Underlying motive.

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00:05:40,930 --> 00:05:43,852 So every single thing that we do as traders good or bad habits or

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good or bad results It really does start with some kind of trigger or

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cue stock pops up stock is mentioned in a chat room We're watching television

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and they're talking about Tesla or we go to an annual meeting or receive

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arises But there's an underlying reason there's a motive

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underlying even that and you'll

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but rather latches on to underlying motives of human nature.

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product that is habit forming like dating apps,

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right, finding love and reproduction,

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browsing Facebook, connecting and bonding with others,

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posting on Facebook, getting social acceptance and approval.

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So we can see that all most of what we do every day is

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actually motivated by some underlying human

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you're making your best guess of how to act given what you've just seen

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and what has worked for you in the past. You're endlessly predicting what will

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this is so true of us as traders.

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We see a stock popping up or mentioned in a chat room and we

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have this human need to have food and water,

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find love and reproduce, be accepted by others.

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And so we think, oh,

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if I do this trade and make a lot of money from it,

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I will have the potential to make all.

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So you're predicting what you will be able to accomplish by acting on

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that cue. So you've been sensing cues your whole life,

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triggers, you know, CNBC,

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watching television about stocks or getting in chat rooms.

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There's cues going on all around us all the time,

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appealing to those underlying motives.

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00:07:41,666 --> 00:07:45,092 So desire is the difference between where you are now and where you want

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he says, with the motivation to feel differently than you do in the moment.

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I can't emphasize this enough.

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Recently, I took an options trade on restoration hardware at earnings.

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in months, maybe even more than a year.

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I took an outsized position, I took a really big position size,

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and there's no good reason for it, at least initially.

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00:08:16,315 --> 00:08:18,877 Have you ever said that to yourself, I took a really big position size

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or made a really Big trading mistake, and there was quote-unquote no good reason

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for it. Well, sure there was. Sure there was.

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There was an underlying need to a,

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for me, look cool to my friends by taking this restoration hardware trade.

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That's an underlying need, human need,

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that maybe I was trying to meet, or maybe make a bunch of money,

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and this is where, as I was reading the, re-reading the book in preparation

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I wanted to make $9,000 from this restoration hardware trade so that I

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so, like, even a bad trade,

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or a stupid decision about a trade,

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came from a natural human need underlying

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it, and I thought, wow, I just need to reframe this.

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I need to reframe it next time around when a restoration happens.

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00:09:20,369 --> 00:09:23,241 trade comes along like that, and instead of saying,

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was saying, man, take this trade, you can pay off that other bad one,

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by reducing my risk on this trade, I have the potential to still make

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money, but if it goes wrong, I will conserve my account,

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and if I conserve my account, I will better be able to make money

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for me and my family in the future. So,

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00:09:53,842 --> 00:09:56,964 I can address it. Let's give the example of finances.

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Saving money is often associated with sacrifice,

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The money you save this month increases your purchasing power next month.

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I could have said, reducing my trade size actually

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makes me more money in the long run. These are the kinds of things

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we need to repeat to ourselves. We need to say,

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what's a good habit for traders? Reducing our trade size to protect our account.

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Okay, and then we need to associate that with an underlying human need.

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If I do that, I'll survive longer. If I survive longer,

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I'll make more money. If I make more money,

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I'll be able to have larger trade size.

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compound on top of itself. And we'll talk about compounding in just a minute.

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You never want to unnecessarily interrupt compounding.

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00:10:52,229 --> 00:10:55,832 You never see by taking small trade sizes over and over and over and

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No one trade can ever destroy you. No single one trade can ever make

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you rich, but the compound effect of all those trades that you take is

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net positive and that really becomes something ultra,

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super, giantly profitable and successful.

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The amount of time, says James Clear, that you have been performing

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you've performed it. And this was a really big insight for me.

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I've been running for two years isn't really important as a phrase because that

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might mean you ran once two years ago and once this year.

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What matters is the number of times you instinctively run.

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00:11:43,269 --> 00:11:46,632 the big three habits of successful traders that I think that will make a

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do them even when you don't feel like it. Well, let's talk about the

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three habits right now. Number one habit is reducing one's trade size.

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00:11:56,383 --> 00:11:58,645 I'm not going to tell you what the optimal trade size is for you,

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but for me it's two. So small that there's no way for my maximum

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loss or my stop-loss ever to get hit. Some people will say,

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oh place your stop-loss really close to the blah blah blah,

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you know really tight stop-losses. Well, I'm of the opinion actually that you can

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die, you can, you can kill yourself as a trader and have a death

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by a thousand paper cuts. Lots of really,

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really small stop-outs can just die. You could drain your total account.

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Instead what I do is trade a high probability system and I have stop-losses

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oh, he's an idiot. I'm not an idiot. Look it up on YouTube,

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Warren Buffett doesn't use stop-losses. He buys quality companies at fair prices and

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then he holds them fairly. It's forever and doesn't stop out if they go

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wrong. He'll close trades, but he doesn't have some like really immediate day trader

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focused type stop-loss. Well, I do the opposite.

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00:12:48,887 --> 00:12:52,470 I short terrible companies that don't make money that are destined to fall to

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I will take such a small position size that the stock can go a

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hundred percent, two hundred percent. Three hundred percent against me and it's not even

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going to hit my maximum loss number. You would believe how

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much peace and comfort and happiness comes in my life.

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00:13:10,699 --> 00:13:14,041 Every single time I take a trade, I'm no longer worried about the trade

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and the strategy can then just take care of itself. The stock might jump

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up a little bit and then crash. The stock might crash a immediately and

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I'm never gonna though, I'm never gonna drain my account or blow up my

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When I get to a hundred thousand dollars, my maximum loss would be about

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my stop loss dollar amount. This is so important and this habit,

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00:13:48,535 --> 00:13:51,557 this is habit number one and I want to make this habit easy.

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that it automatically enters my account. My minimum,

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my maximum, excuse me, small trade size automatically when I take the trade.

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So I'm not even entering my position size anymore.

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00:14:07,566 --> 00:14:13,330 So I can't even, I can't enter a position size larger

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than X. I can do one smaller than that. But imagine that,

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00:14:16,274 --> 00:14:20,334 it makes it easy. It prevents me from getting in my own way.

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00:14:20,335 --> 00:14:23,708 And it's so much better than having like automatic stop losses.

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I don't want to be automatically stopped out of a position.

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That's idiotic and stupid. I don't want,

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I don't want to have to worry about it when things go wrong.

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I want to think about it before things ever have a chance to go

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wrong. And so by doing that,

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00:14:37,423 --> 00:14:41,955 by implementing technology that puts me my trade size in there automatically,

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00:14:41,956 --> 00:14:45,275 I've made it easy to do that habit.

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And I think you see where I'm coming from here. You want to make

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00:14:47,996 --> 00:14:50,895 it as easy as possible. So the next best thing that I can do

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00:14:50,896 --> 00:14:55,055 is have an automatic, I can have a calculator spreadsheet on my computer that

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00:14:55,056 --> 00:14:59,035 says my maximum trade size based on the dollar value of the stock right

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00:14:59,036 --> 00:15:02,366 now. So if it's a $7 stock. That I'm shorting, my maximum trade size

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00:15:02,367 --> 00:15:05,906 is 120 shares and it's done for me.

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So I don't have to do the calculations in my head every single time.

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It's automatically done. So,

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how to achieve more with less effort. This is kind of on the same

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00:15:14,367 --> 00:15:17,506 topic. Imagine you're holding a garden hose that's bent in the middle.

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Some water can flow through, but not very much.

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00:15:19,856 --> 00:15:23,138 If you want to increase the rate at which water passes through the hose,

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you have two options. The first option is to crank up the valve and

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force more water out. The second option is to simply remove the bend

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in the hose and let water through naturally.

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This is what I'm talking about when I say I'm trying to build interfaces.

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00:15:39,767 --> 00:15:43,750 It's into my broker's platform. I'm just trying to make it easy to do

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the right thing and to make the right thing just naturally easy rather than

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struggling and efforting and working hard.

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00:15:50,718 --> 00:15:52,979 I'm just going to allow myself to make more money.

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James Clear refers to this strategy as addition by subtraction.

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The Japanese companies look for every point of friction.

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00:15:59,908 --> 00:16:02,640 In their manufacturing processes in the 1970s,

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as they subtracted wasted effort, they added customers and revenue.

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And as they added revenue, they could eliminate more and more things from the

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00:16:10,008 --> 00:16:14,011 production line that were causing problems. The better you become as a trader,

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the fewer things you're going to do, not the more things.

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You're not going to, in my opinion, you're not going to add more things.

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00:16:19,746 --> 00:16:22,708 You're more technology and add more systems and add more charts and add more

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00:16:22,709 --> 00:16:26,211 strategies. You're actually going to take away. Elon Musk is a big fan of

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this. If you read his biography by Walter Isaacson,

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he would tour the factory and say, let's eliminate this. Let's eliminate this.

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00:16:31,398 --> 00:16:34,179 Let's eliminate this. Let's eliminate this. And he keeps,

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keeps taking away. Nassim Taleb in Anti-Fragile and other places

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talks about similar. Success coming from eliminating the bad stuff.

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00:16:42,519 --> 00:16:46,462 So that's why I want to build a trading platform that has my trade

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00:16:46,463 --> 00:16:51,006 size automatically entered. I just want to eliminate steps from the process that are

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unnecessary for me to do or where I will typically screw myself up by

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doing something wrong in that step. All right.

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00:16:59,776 --> 00:17:04,350 So how can you design a world in which doing the right thing as

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a trader is easy to do?

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00:17:06,773 --> 00:17:10,396 I once upon a time met Mark Cook,

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yeah, Mark Cook in Ohio. He was featured in Stock Market Wizards by Jack

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Schwager. And I went out to visit him at his farmhouse in Ohio.

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00:17:20,025 --> 00:17:23,277 And he had a whole tractor museum that he built for his dad with

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00:17:23,278 --> 00:17:25,419 all of his bond trading profits.

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And he would sit in front of this amber colored monitor screen.

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And it would flash these numbers for this indicator that he used.

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00:17:32,308 --> 00:17:35,029 And there were no charts, just an, just a number that would flash on

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00:17:35,030 --> 00:17:37,872 his screen. And when the number got to a certain level,

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he knew it was time for a trade. And he would call out a

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00:17:41,207 --> 00:17:43,549 trade, and then Stacy,

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00:17:43,669 --> 00:17:46,392

who sat next to him at the same desk,

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would input the trade. And I said,

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00:17:49,776 --> 00:17:51,957 why are you, why aren't you just taking your own trades?

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00:17:51,958 --> 00:17:54,440 And he said, I learned that if I took my own trades,

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I would lose money. But if I called the trade,

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her only job was to input it correctly with the right trade size.

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And then that was done.

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And I thought, wow, that is a really,

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really honest,

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self-aware individual. No wonder he was a market wizard,

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right? All right. This section from chapter 13 is so important.

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Chapter 13 is titled how to stop procrastinating by procrastinating by using the two-minute

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00:18:20,306 --> 00:18:25,105 rule. Twyla Tharp is widely regarded as one of the greatest dancers and choreographers

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00:18:25,106 --> 00:18:27,625 of the more modern era. In 1992,

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she was awarded a MacArthur Fellowship, often referred to as the Genius Grant.

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And she has spent the bulk of her career touring the globe to perform

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00:18:36,366 --> 00:18:40,995 her original works. She also credits much of her success to the world.

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I begin each day of my life with a ritual,

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00:18:44,735 --> 00:18:47,655

she writes. I wake up at 5.30 a.m., put on my workout clothes,

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my leg warmers, my sweatshirt, and my hat. I walk outside my Manhattan home,

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hail a taxi, and tell the driver to take me to the Pumping Iron

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00:18:54,196 --> 00:18:56,835 Gym at 91st Street and First Avenue,

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where I work out for two hours. The rich will is not the stretching

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00:19:01,785 --> 00:19:05,249

and weight training I put my body through each morning at the gym.

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The ritual is the taxi.

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The moment I tell the driver where to go, I've completed the ritual.

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So, what can you do first that then cascading down

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from that are all good? Good decisions.

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What decision can you make early in the day that

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branches off and makes more and more of your decisions better and better

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and better? You see, and I can't emphasize this enough,

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every day, James Clear says, there are a handful of moments that deliver an

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outsized result. I defer to these,

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I refer to these little choices as decisive moments.

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The moment you decide between ordering takeout or cooking dinner.

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The moment you choose between driving your car or riding your bike.

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00:19:50,897 --> 00:19:55,781 Decisive moments set the options available

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to your future self. A good choice and a another good choice

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00:20:01,195 --> 00:20:03,577

followed by another good choice compound on each other,

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00:20:03,617 --> 00:20:07,581

small choices until you get to a really good result or a good day

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00:20:07,601 --> 00:20:09,903

of trading. A bad decision,

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too big of a trade size will then lead to emotions that creep in

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00:20:14,369 --> 00:20:17,891 when the trade is going wrong that can lead to doubling down because we

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don't want to realize the loss, which is an another bad choice,

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which can lead to turning off the computer and walking away from it and

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00:20:23,610 --> 00:20:27,813 avoiding it all together, which is another bad choice and another bad choice and

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00:20:27,814 --> 00:20:31,517

another bad choice. If you start the whole thing off with an ultra small

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trade size, you put yourself in a position that your future

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self has good choices.

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00:20:39,844 --> 00:20:43,277 and positive in a positive environment to make those choices from.

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James Clear says, we're limited by where our habits lead us.

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00:20:47,362 --> 00:20:50,985 This is why mastering the decisive moments throughout your day is so important.

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Each day is made up of many moments,

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but it is really a few habitual choices that determine the path you take.

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These little choices stack up, each one setting the trajectory for how you spend

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00:21:03,665 --> 00:21:07,424 the next chunk of time. Isn't that really cool?

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I'm going to read more of this because it's so important for us.

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The two-minute rule. Even when you know you should start small,

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it's easy to start too big. When you dream about making a change,

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like making $100,000 a year from trading,

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00:21:19,755 --> 00:21:22,677 it inevitably takes over and you end up trying to do too much,

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too soon. The most effective way I know to counteract this tendency is to

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use the two-minute rule which states when you start a new habit,

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it should take less than two minutes to do. You'll find that nearly any

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00:21:34,630 --> 00:21:36,691 habit can be scaled down into a two-minute version.

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00:21:36,692 --> 00:21:39,514 Read before bed each night becomes read one page.

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00:21:39,882 --> 00:21:42,362

Do 30 minutes of yoga becomes take out my yoga mat.

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Documenting my trades becomes save one chart every

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00:21:48,083 --> 00:21:50,282 day at 9 a.m.

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That's easy. It takes 10 seconds to do that.

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Sometimes we take on too much and then we become overwhelmed and that's what

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00:21:57,963 --> 00:22:00,714 we're trying to avoid. I just think that's so wrong. It's critically important.

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The three big habits by the way are number one,

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small trade size. Number two,

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documenting every trade you take with a chart marked up where your entry and

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exits were with a checklist that you filled in for the

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system that you trade and then observations about what you did wrong and where

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00:22:18,672 --> 00:22:23,267

you can improve. Third habit is sharing those trades transparently with others

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the moment you take them and then reviewing those trades and sharing your performance

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publicly with your team,

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with an individual, with a group, or with the whole world.

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You can't underestimate how much better you can get at trading immediately if you're

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going to share everything you do with the world. Secretive traders are unsuccessful

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00:22:42,526 --> 00:22:45,147 traders in every single, every single instance.

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I've never seen, I've never seen an exception to that rule.

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The ultimate way to lock in future behavior is to automate your habits.

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So to the, to an extent possible, you want to automate as much of

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00:22:55,819 --> 00:22:57,840 this as possible. That's why I said trying to,

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in the process of building an interface into my broker that enters my trade

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00:23:02,367 --> 00:23:05,009

size for me on the first trade and I can go no larger than

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00:23:05,029 --> 00:23:08,273

that, although I can go smaller than that. That automates a step that has

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such a huge difference on down the line.

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All right. The cardinal rule of behavior change in the next chapter comes

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00:23:15,981 --> 00:23:18,883 from, well, let's just talk about the three laws of behavior change.

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Make it obvious. Make it attractive,

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and make it easy. Those increase the odds that a behavior will be performed.

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00:23:27,661 --> 00:23:30,264

The fourth law of behavior change, make it satisfying,

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increases the odds that a behavior will be repeated next time it completes the

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00:23:33,669 --> 00:23:35,730 habit loop. To summarize this point,

399

00:23:35,731 --> 00:23:39,274 and it doesn't take long to do it, you take something as simple as

400

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trade sizing. My trade size should be no more than a $500 position

401

00:23:44,843 --> 00:23:49,502 size, or whatever you've decided that it's going to be, and if you adhere

402

00:23:49,503 --> 00:23:53,482 to that every day, you then do a couple of things maybe.

403

00:23:53,682 --> 00:23:55,822

Maybe you have a jar of marbles,

404

00:23:56,102 --> 00:23:59,964

and every day that you adhere to your risk management principles,

405

00:23:59,965 --> 00:24:03,877 and trade sizing principles, you take a marble out of one jar,

406

00:24:03,878 --> 00:24:06,119 and you put it in the other, and every day after that,

407

00:24:06,139 --> 00:24:09,623

you keep transferring a marble, or for every trade you do that on,

408

00:24:12,226 --> 00:24:13,962

you transfer a marble, and anytime you break the rule, you have to pour

409

00:24:13,963 --> 00:24:16,930 all the marbles out of the jar into the other one,

410

00:24:17,451 --> 00:24:19,761

and so you lose all the progress if you screw up one.

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00:24:19,762 --> 00:24:24,446 time, and over time, you you get motivated by the intrinsic

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00:24:24,626 --> 00:24:28,550

inner desire to see one jar of marble transfer over to the next,

413

00:24:28,551 --> 00:24:35,277 and maybe you reward yourself at the end of all of that with

414

00:24:35,278 --> 00:24:37,518 a massage, or um uh out on the lake on the kayak, or going

415

00:24:37,519 --> 00:24:40,513 for a run, or doing something with your friends, or binge drinking.

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00:24:40,493 --> 00:24:43,556

I'm just kidding, not binge drinking, but you get what I'm saying here.

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00:24:44,297 --> 00:24:47,400

A reward that is certain right now is typically worth more than than one

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00:24:47,401 --> 00:24:50,303 that is mere possible in the future. This is why,

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00:24:50,383 --> 00:24:53,266

well, let me just read. Why would someone smoke if they know it increases

420

00:24:53,326 --> 00:24:57,290

the risk of lung cancer? Why would someone have unsafe sex if they know

421

00:24:57,291 --> 00:25:01,804 it can result in disease? Once you understand how the brain prioritizes rewards,

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00:25:01,784 --> 00:25:05,969

the answer becomes clear. The consequences of bad habits are delayed while the rewards

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00:25:05,989 --> 00:25:10,854

are immediate. Hmm, so you want to have immediate rewards for

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00:25:10,855 --> 00:25:14,457 good behavior, as small as they are. You want to start doing that because

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00:25:14,938 --> 00:25:17,540

good habits don't generally,

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00:25:17,921 --> 00:25:22,255

good traits, trading habits don't generally produce riches quickly.

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00:25:22,916 --> 00:25:24,938

They produce riches over time,

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00:25:25,198 --> 00:25:28,361

wealth over time. But because that's so far in the future,

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00:25:28,802 --> 00:25:31,565

traders will give up on good habits. They'll just stop.

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00:25:32,165 --> 00:25:35,649

They just won't continue to do the good habits because there's no payoff and

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00:25:35,629 --> 00:25:38,401

there's no excitement to it. It's actually quite boring.

432

00:25:38,402 --> 00:25:42,165 So you've got to build in rewards every single time you complete a trade

433

00:25:42,166 --> 00:25:45,828 or a day where you do the right thing. As a general rule,

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00:25:46,269 --> 00:25:49,853

says James Clear, the more immediate pleasure you get from an action,

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00:25:50,273 --> 00:25:54,858

the more strongly you should question whether it aligns with your long-term goals.

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00:25:55,959 --> 00:25:59,293

Think about it. If it's immediately pleasurable or exciting,

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00:25:59,294 --> 00:26:03,136 it's probably not a good thing. The cardinal rule of behavior change,

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00:26:04,157 --> 00:26:08,102

what is immediately rewarded is repeated. What is immediately punished is avoided.

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00:26:08,122 --> 00:26:10,184

This is why I'm such a huge fan.

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00:26:10,664 --> 00:26:13,027

If you break your trade sizing rules,

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00:26:13,527 --> 00:26:16,470

if I break my trade sizing rules, I can't trade for three days,

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00:26:16,631 --> 00:26:18,655

sometimes four, sometimes a week.

443

00:26:18,656 --> 00:26:21,933 That's an immediate consequence.

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00:26:23,375 --> 00:26:25,557

And some traders just like, no, I'm not going to do that.

445

00:26:25,577 --> 00:26:27,739

I got to make my money back. And what's the purpose of that?

446

00:26:27,940 --> 00:26:31,523

Because there needs to be an immediate consequence to doing the wrong thing.

447

00:26:31,524 --> 00:26:33,625 Because if you screw up a trade size,

448

00:26:33,986 --> 00:26:36,508

a lot of times because it didn't decimate your trading account,

449

00:26:36,528 --> 00:26:38,781

maybe the trade came back and you got away with it.

450

00:26:38,782 --> 00:26:43,456 It ingrains this bad habit and you got the reward

451

00:26:43,457 --> 00:26:45,658 of the excitement and no consequence.

452

00:26:45,659 --> 00:26:48,701 And later on down the line, you end up just massively,

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00:26:49,082 --> 00:26:51,124

I've seen this happen. Traders tell me, well,

454

00:26:51,125 --> 00:26:53,807 I, you know, I have really big position sizes, but it always turns out

455

00:26:53,847 --> 00:26:58,432

okay. And then they make money for literally like two years.

456

00:26:58,433 --> 00:27:00,784 And then they blow the whole thing up. I've seen this recently,

457

00:27:00,825 --> 00:27:03,407

even this year with some traders, I just shocked at it.

458

00:27:04,288 --> 00:27:07,111

All right. Incentives can start a habit and identity sustains it.

459

00:27:07,112 --> 00:27:11,015 So give yourself incentives, like the jar of marbles or whatever you want to

460

00:27:11,016 --> 00:27:14,718 do, to do the right thing on each trade or each day.

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00:27:15,719 --> 00:27:20,370

And then become, start doing identifying yourself as the

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00:27:20,371 --> 00:27:23,670 kind of person who documents your trades, the kind of person who trades with

463

00:27:23,671 --> 00:27:26,010 a small trade size. Identify yourself in that way.

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00:27:26,990 --> 00:27:29,830

To keep a habit, you need to make some kind of,

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00:27:29,990 --> 00:27:32,670

you need to build in some kind of immediate appropriate reward.

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00:27:34,190 --> 00:27:38,290

All right. How to stick with good habits every day. In 1997,

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00:27:38,320 --> 00:27:40,340

James Clear in chapter 16,

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00:27:40,560 --> 00:27:44,540

a bank in Abbotsford, Canada hired a 23-year-old stockbroker named Trent.

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00:27:45,680 --> 00:27:47,820

Dersmond. I can't say his name correctly.

470

00:27:48,120 --> 00:27:51,420

Trent D. Abbotsford was a relatively small suburb,

471

00:27:51,740 --> 00:27:54,020

tucked away in the shadow of nearby Vancouver.

472

00:27:55,440 --> 00:27:57,900

Given the location and the fact that Trent was a rookie,

473

00:27:58,120 --> 00:28:01,550

nobody could expect too much of him, but he made brisk progress thanks to

474

00:28:01,551 --> 00:28:05,670 a simple daily habit. Trent began each morning with two jars on his desk.

475

00:28:06,130 --> 00:28:09,130

One was filled with 120 paperclips and the other was empty.

476

00:28:09,610 --> 00:28:12,030

As soon as he settled in each day, he would make a sales call.

477

00:28:12,150 --> 00:28:15,310

Immediately after, he would move one paperclip from the full jar to the empty

478

00:28:15,311 --> 00:28:18,720 jar and the process would begin again. Every morning I would start with 120

479

00:28:18,721 --> 00:28:22,960 paperclips in one jar and I would keep dialing the phone until I had

480

00:28:22,961 --> 00:28:26,820 moved them all to the second jar. He became a superstar at that company.

481

00:28:27,280 --> 00:28:32,060

Smart dude. Another man moved a marble from one bin to the next

482

00:28:32,061 --> 00:28:36,740 after each set of push-ups. I can imagine myself out here now

483

00:28:36,741 --> 00:28:40,613 having 47 jars of marbles. Marbles all over my house.

484

00:28:40,614 --> 00:28:44,457 Jerry Seinfeld reportedly uses a habit tracker to stick with his streak of writing

485

00:28:44,437 --> 00:28:46,579

jokes and the documentary comedian,

486

00:28:46,580 --> 00:28:49,782 he explains that his goal is to simply never break the chain of writing

487

00:28:49,783 --> 00:28:53,366

jokes every day. In other words, he's not focused on how good or bad

488

00:28:53,386 --> 00:28:56,009

a particular joke is or how inspired he feels.

489

00:28:56,029 --> 00:28:58,709

He's simply focused on showing up and adding to his streak.

490

00:28:58,710 --> 00:29:03,043 Don't break the chain is a powerful mantra.

491

00:29:03,684 --> 00:29:07,968

One other interesting thing about Jerry Seinfeld is he uses the same legal yellow

492

00:29:07,988 --> 00:29:12,293

pads and the same regular cheap Bic ballpoint pens.

493

00:29:12,294 --> 00:29:14,796 Those blue ones, the blue caps that everybody chewed on in high school.

494

00:29:15,396 --> 00:29:18,390

He uses those and he has those nearby all the time.

495

00:29:18,391 --> 00:29:21,593 That makes it easy and he does it every single day.

496

00:29:21,633 --> 00:29:23,795

Even one joke, even if it's midnight,

497

00:29:23,796 --> 00:29:25,938 if it's 1am and he just got into a city or whatever,

498

00:29:26,318 --> 00:29:29,081

he's still going to do that habit every day.

499

00:29:29,701 --> 00:29:31,703

I love that. So habit tracking,

500

00:29:31,683 --> 00:29:34,566

that's keeping track of your habits. It's satisfying,

501

00:29:34,567 --> 00:29:37,709 it's rewarding to mark an X off on every day that you do your

502

00:29:37,729 --> 00:29:39,941

habits and work on that habit.

503

00:29:40,021 --> 00:29:43,685

So that's So you have a habit breakdown,

504

00:29:43,705 --> 00:29:46,708

you stop doing it. Whenever this happens to James Clear,

505

00:29:46,788 --> 00:29:49,731

I try to remind myself of a simple rule, never miss twice.

506

00:29:50,091 --> 00:29:52,134

So if you miss documenting your trades one day,

507

00:29:52,194 --> 00:29:54,216

don't miss twice. Do it the next day.

508

00:29:54,636 --> 00:29:58,160

If I'm on trading time out, the days that I'm on trading time out,

509

00:29:58,180 --> 00:30:02,732

I'm I'm just documenting the trades that day that I missed because I'm on

510

00:30:02,733 --> 00:30:06,676 time out. That is so powerful because I want to get right back at

511

00:30:06,696 --> 00:30:11,141

it. It makes me really, really regret making a mistake that took trading away

512

00:30:11,142 --> 00:30:14,284 from me. We live in a, in a world now where there are no

513

00:30:14,344 --> 00:30:16,967

consequences. The consequences are almost like,

514

00:30:17,047 --> 00:30:20,381

oh, don't punish your kids. Don't have consequences.

515

00:30:20,782 --> 00:30:22,784

It's a free country. You can do whatever you want.

516

00:30:22,984 --> 00:30:26,308

No, you can't do whatever you want. The laws of physics don't allow that.

517

00:30:26,768 --> 00:30:31,032

Anyway, as Charlie Munger says, the first rule of compounding is to never interrupt

518

00:30:31,033 --> 00:30:34,436

it unnecessarily. So your habits compound over time.

519

00:30:34,437 --> 00:30:37,359 The more you do simple, small things as a trader,

520

00:30:37,379 --> 00:30:39,710

the three habits are going Reducing your trade size,

521

00:30:39,950 --> 00:30:43,750

documenting every trade, and sharing your trades transparently with others.

522

00:30:43,930 --> 00:30:46,570

Those will compound over time. There's no immediate reward.

523

00:30:46,710 --> 00:30:49,370

Actually, there's a lot of shame and embarrassment that can come from it at

524

00:30:49,371 --> 00:30:52,550 the beginning when you're like hanging out with friends and they're like,

525

00:30:52,610 --> 00:30:55,810

I just made $2,200 today.

526

00:30:55,890 --> 00:30:58,529

How much did you make? And you're like $22.

527

00:30:58,530 --> 00:31:01,983 But you know what? They're going to blow up and you're not. It's crucial

528

00:31:01,984 --> 00:31:04,425 to show up when you don't feel like it. Going to the gym for

529

00:31:04,445 --> 00:31:07,588

five minutes may not improve your performance, but it reaffirms your identity.

530

00:31:07,589 --> 00:31:12,153 Showing up for your habits every single day doesn't make you feel

531

00:31:12,154 --> 00:31:15,536 good and some days you will hate it. James says,

532

00:31:15,576 --> 00:31:18,279

we focus on working long hours instead of getting meaningful work.

533

00:31:18,580 --> 00:31:23,160

I know traders who work 12 hours a day who blow up their accounts.

534

00:31:23,540 --> 00:31:25,780

I know, I know, we all know people like this.

535

00:31:25,900 --> 00:31:29,200

My friend Chad and I, who trades together with me now,

536

00:31:29,440 --> 00:31:32,620

we reinforce good habits by sending our account statements to each other.

537

00:31:32,700 --> 00:31:35,080

He's the first person that sees all the trades that I take every day

538

00:31:35,081 --> 00:31:38,240 and the same for me and him together. And this is like super important.

539

00:31:39,818 --> 00:31:42,618

Also, Chad and I,

540

00:31:42,638 --> 00:31:46,218

we try to make sure that we're not just like doing busy work as

541

00:31:46,219 --> 00:31:50,318 traders. Like if, if I notice that a stock is jumping,

542

00:31:50,319 --> 00:31:52,858 that other people are shorting and it,

543

00:31:53,158 --> 00:31:57,578

I immediately go through my, my checklist routine and I see within 30 seconds

544

00:31:57,579 --> 00:32:01,031 that it's a cashflow short. So, I'm positive company, I'm done with that.

545

00:32:01,032 --> 00:32:05,876 I don't, I'm not going to waste time trying to justify taking a trade.

546

00:32:05,877 --> 00:32:08,304 So, anyway, that's all I want to say.

547

00:32:08,305 --> 00:32:11,127 let's just move on to a couple of things here. Oh, the habit contract.

548

00:32:11,128 --> 00:32:13,309 So later on, in the chapter, he talks about a habit contract.

549

00:32:13,329 --> 00:32:17,064

A habit contract is a very verbal or written agreement in which you state

550

00:32:17,065 --> 00:32:20,507 your commitment to a particular habit and the punishment that will occur if you

551

00:32:20,508 --> 00:32:23,771 don't follow through. Then you find one or two people to act as your

552

00:32:23,791 --> 00:32:26,133

accountability partners and sign off on the contract.

553

00:32:26,574 --> 00:32:31,198

You can actually see an example of a habit contract at atomichabits.com slash contract.

554

00:32:31,218 --> 00:32:35,022

I actually once upon a time had a website called traderscontract.com.

555

00:32:36,610 --> 00:32:39,790

I don't think it exists anymore, but it was a contract you would write

556

00:32:39,791 --> 00:32:42,310 up and promises you would make about your performance.

557

00:32:42,430 --> 00:32:46,830

I should probably bring that back. You can even automate this process,

558

00:32:47,030 --> 00:32:49,390

says James Clear. Thomas Frank, an entrepreneur in Boulder,

559

00:32:49,530 --> 00:32:52,770

Colorado wakes up at 5.55 each morning and if he doesn't,

560

00:32:52,850 --> 00:32:54,970

he has a tweet automatically scheduled that says,

561

00:32:55,081 --> 00:32:57,921

It's 6.10 and I'm not up cuz I'm lazy.

562

00:32:58,481 --> 00:33:00,681

Reply to this for $5 via PayPal.

563

00:33:00,921 --> 00:33:03,761

Limit 5. Assuming my alarm didn't malfunction.

564

00:33:04,481 --> 00:33:07,381

What a guy, he gave himself an out. What a loser.

565

00:33:07,701 --> 00:33:09,761

I'm just kidding. It's a pretty good idea actually.

566

00:33:10,481 --> 00:33:14,201

Alright, so I'm gonna move forward here and tackle some of the last subjects.

567

00:33:14,202 --> 00:33:18,817 Thank you. I'm gonna in this book. The Goldilocks rule states that

568

00:33:18,818 --> 00:33:22,020 humans experience peak motivation when working on tasks that are right on the edge

569

00:33:22,000 --> 00:33:24,283

of their current abilities, not too hard, not too easy,

570

00:33:24,303 --> 00:33:28,247

just right. Reducing your trade size is pretty much easy to do.

571

00:33:28,647 --> 00:33:31,310

Documenting your trades, that can be difficult to do.

572

00:33:31,311 --> 00:33:37,292 And so you're gonna stretch yourself and I find that traders become excited

573

00:33:37,293 --> 00:33:40,775 about the flow state they get in from documenting their trades.

574

00:33:40,795 --> 00:33:45,541

It's difficult at first and it requires some adjustment

575

00:33:45,561 --> 00:33:48,084

to one's schedule and the work they're willing to do,

576

00:33:48,085 --> 00:33:50,466 but it doesn't take very much time and it can be really rewarding.

577

00:33:50,847 --> 00:33:55,361

Anyway, so you don't want it to be too easy or too difficult.

578

00:33:55,362 --> 00:33:57,553 At some point, says James Clear,

579

00:33:57,554 --> 00:34:02,098 it comes down to who can handle the boredom of training every day and

580

00:34:02,099 --> 00:34:05,662 doing the same lifts over and over and over again.

581

00:34:06,322 --> 00:34:10,947

As Machiavelli noted, men desire novelty to such an extent that those who

582

00:34:10,948 --> 00:34:14,971 are doing well wish for a change as much as those who are doing

583

00:34:14,991 --> 00:34:18,906

well. The greatest threat to success is not failure,

584

00:34:19,667 --> 00:34:23,270

it's boredom. We get bored with habits because they stop delighting us.

585

00:34:23,271 --> 00:34:27,154 The outcome becomes expected. And as our habits become ordinary,

586

00:34:27,155 --> 00:34:30,077 we start derailing our progress to seek novelty.

587

00:34:30,758 --> 00:34:32,900

Perhaps this is why, in my words,

588

00:34:33,360 --> 00:34:36,752

traders who are successful will seek novelty. Before they master,

589

00:34:36,772 --> 00:34:41,877

master, master it, they will move on to some other habit or

590

00:34:41,917 --> 00:34:46,842

some other strategy because they are no longer interested in the strategy

591

00:34:47,503 --> 00:34:49,805

that works. In psychology,

592

00:34:49,806 --> 00:34:52,247 says James Clear, this is known as a variable reward.

593

00:34:52,248 --> 00:34:55,121 Slot machines are the most common real-world example.

594

00:34:55,122 --> 00:34:58,785 A gambler hits the jackpot every now and then, but not at any predictable

595

00:35:01,487 --> 00:35:05,992

The pace of reward varies. This variance leads to the greatest spike of

596

00:35:06,092 --> 00:35:08,615

dopamine, enhances memory recall,

597

00:35:09,195 --> 00:35:11,858

and accelerates bad habit formation.

598

00:35:11,859 --> 00:35:15,080 Variable rewards won't create a pattern.

599

00:35:15,081 --> 00:35:19,675 A craving, but they're a powerful way to amplify the cravings we

600

00:35:19,715 --> 00:35:24,479

already experience. Doesn't trading sound exactly like a variable reward?

601

00:35:24,480 --> 00:35:28,043 Can you see now why traders take, losing traders take hundreds of trades a

602

00:35:28,023 --> 00:35:30,265

day. They over trade, they trade too big.

603

00:35:30,946 --> 00:35:33,929

Sometimes it pays off and sometimes it doesn't. It's like a slot machine for

604

00:35:33,949 --> 00:35:38,884

them. That's the that's why if you find yourself compulsively

605

00:35:39,545 --> 00:35:41,927

trading, you need to stop and get help.

606

00:35:42,908 --> 00:35:44,970

And I don't think you're quite, I think you, I don't think you can

607

00:35:44,971 --> 00:35:47,092 call 1-800-GAMBLERS or whatever it is,

608

00:35:47,412 --> 00:35:49,695

but I do think you can go to GAMBLERS ANONYMOUS.

609

00:35:50,135 --> 00:35:52,698

And I know some people like now I just was a big let down.

610

00:35:53,358 --> 00:35:56,672

If you find yourself compulsively trading. You have a gambling problem,

611

00:35:56,652 --> 00:36:01,457

you have an addiction, and you need to stop trading completely

612

00:36:01,997 --> 00:36:05,160

until you deal with that, period.

613

00:36:05,641 --> 00:36:08,063

It's a job. It's not entertainment.

614

00:36:08,064 --> 00:36:10,065 And this is a,

615

00:36:10,066 --> 00:36:13,329

maybe the, maybe this is the most important point that I've made in this

616

00:36:13,349 --> 00:36:16,982

entire podcast. If you find yourself compulsively trading,

617

00:36:16,962 --> 00:36:19,224

you wake up and there's pizza boxes all over the floor,

618

00:36:19,264 --> 00:36:22,848

and there's clothing all over the place,

619

00:36:22,868 --> 00:36:25,310

and it's like you just had a giant party, but it was with your

620

00:36:25,311 --> 00:36:27,813 trading account, and you realize you're out of money,

621

00:36:28,473 --> 00:36:30,756

and you wake up, and you're like, what happened?

622

00:36:32,277 --> 00:36:35,385

You don't want that, right? You don't ever want to experience that.

623

00:36:35,386 --> 00:36:37,422 That's because of variable rewards.

624

00:36:37,803 --> 00:36:41,066

Trading can become addictive for people because of those variable rewards,

625

00:36:41,727 --> 00:36:45,450

and when you institute good habits, like let's say you don't,

626

00:36:45,430 --> 00:36:48,273

you can't, you can't, slot machines for example,

627

00:36:48,654 --> 00:36:52,337

you can solve the entire problem of gambling with slot machines if you will

628

00:36:52,437 --> 00:36:55,081

only play the nickel slot machines, if they even exist.

629

00:36:55,082 --> 00:36:58,304 Because you can never run out of money one nickel at a time,

630

00:36:58,504 --> 00:37:02,969

at least it's very difficult to do so. So you build protections in to

631

00:37:02,989 --> 00:37:05,652

prevent that. But gambling is just entertainment,

632

00:37:05,653 --> 00:37:10,336 it's not a way to make money. Imagine trying to document your slot machine

633

00:37:10,356 --> 00:37:12,518

playing, like there's a strategy to it.

634

00:37:12,839 --> 00:37:15,999

I know there's three of you out there that think there's a strategy.

635

00:37:16,000 --> 00:37:18,452 Fine, go make a living from that, come back to me when you're done.

636

00:37:19,473 --> 00:37:23,517

You see what I'm saying here, right? We've got to turn trading away from

637

00:37:23,558 --> 00:37:25,920

gambling and into formulaic,

638

00:37:26,120 --> 00:37:28,963

systematic, good habits, repeated over and over,

639

00:37:29,544 --> 00:37:32,567

and implementing a strategy that has a predictable outcome.

640

00:37:32,568 --> 00:37:35,820 You kind of have to fall in line love with boredom,

641

00:37:36,060 --> 00:37:39,400

as James Clear says. If you only do the work when it's convenient or

642

00:37:39,401 --> 00:37:42,640 exciting then you'll never be consistent enough to achieve remarkable results.

643

00:37:42,780 --> 00:37:45,640

If you only document your trades when you feel like it.

644

00:37:45,820 --> 00:37:49,120

I, I won't go to bed at night until I've documented my trades for

645

00:37:49,121 --> 00:37:52,400 the day, and if I don't document my trades for the day, I can't

646

00:37:52,401 --> 00:37:54,660 trade for 2,

647

00:37:54,760 --> 00:37:58,510

3, 4, 4 days depending on what other mistakes I made in combination with

648

00:37:58,511 --> 00:38:00,850 that. I can't, I know this sounds weird,

649

00:38:01,150 --> 00:38:03,510

I guess I'm telling you more than you need to know, I can't sleep

650

00:38:03,511 --> 00:38:07,150 with my favorite pillow, and I can't watch TV before bed.

651

00:38:07,430 --> 00:38:09,990

And the minute I take those things away from myself, I'm like,

652

00:38:10,030 --> 00:38:12,330

I don't want to make any more mistakes. I don't want to,

653

00:38:12,410 --> 00:38:16,300

I don't want to make those mistakes anymore. The only way to become excellent,

654

00:38:16,420 --> 00:38:20,140

says James Clear, is to be endlessly fascinated by doing the same thing over

655

00:38:20,141 --> 00:38:23,040 and over. You have to fall in love with boredom.

656

00:38:23,940 --> 00:38:28,000

Pretty great, right? Alright, one last concept I want to bring out of the

657

00:38:28,001 --> 00:38:31,780 book, and it's going to be a more extensive conversation here for the last

658

00:38:31,781 --> 00:38:35,610 5 minutes or so. How do we review your habits and make them adjustments?

659

00:38:36,090 --> 00:38:39,950

In 1986, the Los Angeles Lakers had one of the most talented basketball teams

660

00:38:39,951 --> 00:38:42,910 ever assembled, but they're rarely remembered that way.

661

00:38:43,030 --> 00:38:47,970

The team started the 1985-86 season with an astounding 29-5

662

00:38:47,971 --> 00:38:51,670 record. All the pundits were saying that we might be the best team in

663

00:38:51,671 --> 00:38:54,950 the history of basketball, head coach Pat Riley said after the season.

664

00:38:55,451 --> 00:39:00,111

Surprisingly, the Lakers stumbled in the 1986 playoffs and suffered

665

00:39:00,112 --> 00:39:03,291 a season-ending defeat in the Western Conference Finals.

666

00:39:04,171 --> 00:39:08,691

The best team in the history of basketball didn't even play for the

667

00:39:08,692 --> 00:39:11,871 NBA championship. And so they weren't the best team ever.

668

00:39:13,191 --> 00:39:16,849

After that blow, Riley was just tired of hearing about how much talent his

669

00:39:16,850 --> 00:39:19,989 players had. And how much promise his team held.

670

00:39:20,709 --> 00:39:24,209

He didn't want to see flashes of brilliance followed by a gradual fade in

671

00:39:24,210 --> 00:39:28,189 performance. He wanted the Lakers to play up to their potential night after night.

672

00:39:28,909 --> 00:39:32,709

In the summer of 1986, he created a plan to do exactly that.

673

00:39:33,129 --> 00:39:38,043

A system that he called the- the career best effort program

674

00:39:38,323 --> 00:39:42,027

or CBE. It's pretty awesome.

675

00:39:42,387 --> 00:39:45,911

When players first joined the Lakers he explained, we track their basketball stats all

676

00:39:45,891 --> 00:39:48,574

the way back to high school. I call this tracking their number.

677

00:39:49,114 --> 00:39:51,697

We look for an accurate gauge of what a player can do then build

678

00:39:51,737 --> 00:39:54,680

him into our plan for the team based on the notion that he'll maintain

679

00:39:54,660 --> 00:39:56,968

and then- improve- improve upon his averages.

680

00:39:58,068 --> 00:40:01,868

And then he said, this is- this is so awesome.

681

00:40:02,108 --> 00:40:06,388

Here we go. After determining a player's baseline level of performance,

682

00:40:06,728 --> 00:40:11,388

Riley added a key step. He asked each player to improve their

683

00:40:11,389 --> 00:40:16,181 output by at least 1% over the- course of the season.

684

00:40:17,182 --> 00:40:19,585

If they succeeded, it would be a career best effort.

685

00:40:20,946 --> 00:40:23,969

The teams went on to win not just the championship the next year,

686

00:40:24,610 --> 00:40:27,513

but the next year after that, back to back.

687

00:40:28,433 --> 00:40:32,457

Now the most important element of this is that he turned it into a

688

00:40:32,598 --> 00:40:36,991

number. Riley was careful to point- out that the career best effort was not

689

00:40:37,011 --> 00:40:41,415

merely about points or stats, but about giving your best effort spiritually and mentally

690

00:40:41,495 --> 00:40:44,979

and physically. Players got credit for allowing an opponent to run into you when

691

00:40:44,999 --> 00:40:48,583

you knew that a foul would be called against him. Diving for loose balls,

692

00:40:49,063 --> 00:40:51,746

going after rebounds, whether you're likely to get them or not.

693

00:40:51,966 --> 00:40:55,237

Helping a teammate when the player is guarding a surged past him in- other

694

00:40:55,238 --> 00:40:57,257 unsung hero deeds. As an example,

695

00:40:58,057 --> 00:41:00,917

let's say Magic Johnson the Lakers star player at the time had 11 points,

696

00:41:01,177 --> 00:41:03,517

8 rebounds, 12 assists, 2 steals and 5 turnovers.

697

00:41:04,817 --> 00:41:08,937

Magic also got credit for an unsung hero deed by diving after a loose

698

00:41:08,938 --> 00:41:12,597 ball plus 1. Finally he played a total of 33 minutes in this game.

699

00:41:13,417 --> 00:41:16,229

The positive numbers add up to 34. before. 7 7 then we subtract the

700

00:41:16,230 --> 00:41:20,309 5 turnovers to get 29 and then we divide 29 by the 33 minutes

701

00:41:20,310 --> 00:41:23,889 played and get 0.879. Why do I say all that?

702

00:41:24,289 --> 00:41:27,849

I think you can do something like this with trading. I think you can

703

00:41:27,850 --> 00:41:31,969 take give yourself a point for trade size.

704

00:41:32,769 --> 00:41:37,622

A point for documenting your trade size. A point for transparently showing everybody

705

00:41:37,642 --> 00:41:40,005

your trade before you take it telling them that you're going to take it

706

00:41:40,025 --> 00:41:44,309

and then afterwards publishing your trading account and doing whatever it is during the

707

00:41:44,329 --> 00:41:48,153

day. I think you can add up those numbers,

708

00:41:48,393 --> 00:41:52,446

subtract what you didn't do and divide it by the number of trades.

709

00:41:52,447 --> 00:41:55,349 As you took or whatever, there's a way to turn this into a number

710

00:41:55,350 --> 00:41:57,471 for yourself. It doesn't have to be complicated.

711

00:41:57,952 --> 00:42:01,375

It can be, I get a point for keeping my trade size at the

712

00:42:01,376 --> 00:42:04,878 trade level, the size that I said, documenting my trade as I do it

713

00:42:05,279 --> 00:42:09,043

and completing that after it's done and sharing it with the group before I

714

00:42:09,044 --> 00:42:12,366 take it and after it's done. A three out of three.

715

00:42:14,077 --> 00:42:16,437

And the more three out of three days you get, the better.

716

00:42:17,157 --> 00:42:21,357

Do you see where I'm going with this, right? Okay. You can give yourself

717

00:42:21,358 --> 00:42:23,797 one out of three, two out of three,

718

00:42:23,977 --> 00:42:26,537

three out of three, zero out of three for every trade you take for

719

00:42:26,538 --> 00:42:29,917 the day. And then you can add up those points and divide them by

720

00:42:29,918 --> 00:42:31,997 the number of trades that you took and get a score. 4.

721

00:42:32,197 --> 00:42:34,809

. 8 This is a really, see, and not,

722

00:42:34,909 --> 00:42:38,213

nowhere in that did I include a win or a loss.

723

00:42:39,094 --> 00:42:43,818

The score will take care of itself. Traders are always measuring the wrong

724

00:42:43,819 --> 00:42:46,601 thing. We're famous for measuring the wrong thing.

725

00:42:47,002 --> 00:42:49,844

We, we judge a trader by his overall,

726

00:42:49,864 --> 00:42:52,427

his or her overall profits and we brag about it.

727

00:42:53,117 --> 00:42:56,597

When that's practically irrelevant because you don't know if they got there by being

728

00:42:56,598 --> 00:43:01,237 a degenerate gambler who's gonna lose everything. We should track traders

729

00:43:01,238 --> 00:43:05,917 and judge them by their consistent implementation of good habits and the money

730

00:43:05,918 --> 00:43:10,477 will just take care of itself. I mean you could add a point in

731

00:43:10,478 --> 00:43:13,147 there for a win versus a loss. P s $9. 8% You get- you

732

00:43:13,148 --> 00:43:16,807 get one point for a win .5 for a loss if you followed your

733

00:43:16,808 --> 00:43:20,467 rules. Sustaining an effort said Pat Riley,

734

00:43:20,747 --> 00:43:24,027

coach of the Lakers back then. Sustaining an effort is the most important thing

735

00:43:24,028 --> 00:43:26,947 for any enterprise. The way to be successful is to learn how to do

736

00:43:26,948 --> 00:43:31,047 things right and then do them the same way every time.

737

00:43:31,847 --> 00:43:35,038

Now what you can- add in here as we conclude this episode.

738

00:43:36,319 --> 00:43:40,003

You can include a review process at the end of the week to a

739

00:43:40,023 --> 00:43:44,227

weekend review and write about your worst trade and your best trade and write

740

00:43:44,247 --> 00:43:47,430

about your habits and how well you did and what your end of week

741

00:43:48,331 --> 00:43:51,114

trading best effort TBE score is.

742

00:43:51,574 --> 00:43:54,607

You get a point for- trade size correct,

743

00:43:54,608 --> 00:43:59,733 you get a point for documenting your trades after the fact and transparently

744

00:43:59,734 --> 00:44:05,339 sharing your trades with others and then you get a point for- I don't

745

00:44:05,319 --> 00:44:07,881

want to give any points for profits or losses.

746

00:44:07,861 --> 00:44:11,725

I don't even want to do that. Then you add up all that for

747

00:44:11,765 --> 00:44:15,820

all the trades you took. That day and then divide that by the number

748

00:44:15,821 --> 00:44:18,683 of trades you took and you get a score and you can track that

749

00:44:18,723 --> 00:44:22,327

week to week. You don't want to try to at the end of each

750

00:44:22,407 --> 00:44:26,411

day, you don't want to say I learned today that I shouldn't use the

751

00:44:26,412 --> 00:44:30,075 volume weighted average price. One day of trading isn't going to tell you anything.

752

00:44:31,356 --> 00:44:33,467

One day of trading isn't going to- give you enough information.

753

00:44:33,827 --> 00:44:35,829

So you can review your trades at the end of the week.

754

00:44:36,350 --> 00:44:41,255

I think then doing a month end review is particularly helpful.

755

00:44:42,336 --> 00:44:47,121

That's the one. I think the month in review gives you enough

756

00:44:47,161 --> 00:44:51,845

perspective to start saying I've noticed all month long that my best trades

757

00:44:51,846 --> 00:44:55,360 had this in common- so you might think about that.

758

00:44:55,800 --> 00:45:00,445

James Clear talks about doing an end of year annual review

759

00:45:01,366 --> 00:45:03,768

and a mid-year integrity review,

760

00:45:04,269 --> 00:45:07,112

and the Android review is how did I do overall this year,

761

00:45:07,452 --> 00:45:09,934

and the integrity review mid-year says,

762

00:45:10,235 --> 00:45:12,926

how am I doing mid-year on the stuff that I've- I said it was

763

00:45:12,947 --> 00:45:15,209

very important. He says,

764

00:45:15,210 --> 00:45:18,612 I know of executives and investors who keep a decision journal in which they

765

00:45:18,592 --> 00:45:21,075

record the major decisions they make each week,

766

00:45:21,076 --> 00:45:23,237 why they made them, and what they expect the outcome to be.

767

00:45:23,537 --> 00:45:26,160

I don't want you to become a professional journal maker,

768

00:45:26,260 --> 00:45:29,443

okay? That's not what I'm trying to say here. You could- you could lose

769

00:45:29,483 --> 00:45:32,126

track of the big picture. You just want to do a little bit of-

770

00:45:32,435 --> 00:45:36,099

Documentation every day and then review it at the end of the week.

771

00:45:36,920 --> 00:45:39,642

Okay. that's all I want to say about atomic habits. You can find the

772

00:45:39,662 --> 00:45:42,365

book of course anywhere that books are sold. It's probably one of the most

773

00:45:42,405 --> 00:45:45,628

famous books written in the last five years. Ten years,

774

00:45:45,648 --> 00:45:49,312

whatever it is. It's still published in hardcover because it hasn't even had to

775

00:45:49,332 --> 00:45:52,044

go to paperback yet. Thank you for listening.

776

00:45:52,124 --> 00:45:55,548

Thanks for being here together with me. If this helped you in any way

777

00:45:55,549 --> 00:45:59,131 shape or form, please go to your favorite podcast provider,

778

00:45:59,271 --> 00:46:03,916

Apple or Spotify or whatever and subscribe to the podcast and leave a review.

779

00:46:04,336 --> 00:46:06,979

It's a great way to let other people know about the show.

780

00:46:07,319 --> 00:46:09,442

And like I said, I don't have any ulterior motive here.

781

00:46:09,443 --> 00:46:12,074 At least when I ha- I have something for sale,

782

00:46:12,254 --> 00:46:15,798

I will tell you and I will shake you awake in the middle of

783

00:46:15,799 --> 00:46:19,402 the night and say this is very important. But I don't have anything for

784

00:46:19,422 --> 00:46:22,304

sale right now. So I'm not here doing this to try to sell you

785

00:46:22,305 --> 00:46:25,368

anything. I just want you to succeed as a trader and I want you

786

00:46:25,348 --> 00:46:28,491

to be your best self. And I think when you become a better human,

787

00:46:29,252 --> 00:46:32,270

you become a better trader. Later. Not the other way around.

788

00:46:32,290 --> 00:46:33,979

Alright, I'll see you in the next one. Bye for now.