1 00:00:00,000 --> 00:00:06,210 Ralph: Do you sometimes get so caught up in the busy-ness of life that you forget to stop and be thankful? 2 00:00:06,720 --> 00:00:13,290 What if cultivating an attitude of gratitude could transform your outlook and impact your finances. 3 00:00:13,590 --> 00:00:15,300 That's what we're gonna talk about on today's show. 4 00:00:17,080 --> 00:00:36,180 Welcome to the Ask Ralph Podcast, where listening to an experienced financial professional with over 30 years of experience can help you make sense of confusing questions, current headlines, and industry trends about taxes, small business, financial decision making, investment strategies, and even the art of proper budgeting. 5 00:00:36,480 --> 00:00:43,270 Ask Ralph makes the complex simple by sharing his real world knowledge from a Christian perspective with all things financial. 6 00:00:43,510 --> 00:00:46,059 Now here's your host, Ralph Estep, Jr. 7 00:00:46,693 --> 00:00:48,703 Ralph: Welcome to our spiritual Sunday show. 8 00:00:48,733 --> 00:00:51,103 I am so glad that you chose to join us. 9 00:00:51,373 --> 00:00:54,073 I just want to thank you for listening and supporting the program. 10 00:00:54,673 --> 00:00:57,343 Our listeners are truly a blessing to me. 11 00:00:57,343 --> 00:01:02,593 I'm coming to you from the Estep Farm and Saggio Accounting today on this beautiful Sunday. 12 00:01:03,013 --> 00:01:08,263 Let me put on my podcaster hat put down the overalls and pushed that, adding machine to the side. 13 00:01:08,533 --> 00:01:12,373 And let's get into some financial wisdom from a Christian perspective. 14 00:01:12,803 --> 00:01:15,433 Today, we're talking about living in gratitude. 15 00:01:15,703 --> 00:01:19,633 It's a big word, but it means the most to each of us. 16 00:01:20,263 --> 00:01:24,763 It's so easy in our fast paced culture to constantly strive for more. 17 00:01:25,243 --> 00:01:29,683 Focusing on what we don't have rather than all that we've already been given. 18 00:01:30,583 --> 00:01:36,193 Financial hardship or strain can also breed Discontentment it can breed anxiety. 19 00:01:36,613 --> 00:01:39,433 And it fosters a sense of discouragement. 20 00:01:40,243 --> 00:01:43,183 But living from a place of gratitude shifts, everything. 21 00:01:43,933 --> 00:01:49,573 It realigns our perspective to see God's abundant blessings already surrounding us. 22 00:01:50,053 --> 00:01:55,483 Developing a grateful mindset reminds us that everything we have comes from God. 23 00:01:56,023 --> 00:01:59,173 And gratitude overflows in generosity. 24 00:01:59,683 --> 00:02:02,173 Empowering us to freely bless others. 25 00:02:02,173 --> 00:02:06,313 Now, before we get started, don't forget to subscribe to the show and join our email list. 26 00:02:06,643 --> 00:02:11,233 You do that at askralphpodcast.com . So you don't miss tomorrow show tomorrow. 27 00:02:11,233 --> 00:02:15,853 We'll be talking about social security benefits for ex spouses. 28 00:02:16,153 --> 00:02:17,413 We've got a question from a listener. 29 00:02:17,443 --> 00:02:19,183 We're going to cover that on tomorrow show. 30 00:02:19,963 --> 00:02:25,813 Well, let's ground our discussion today in the book of Colossians chapter two, verse seven, and it says this. 31 00:02:26,473 --> 00:02:29,203 Let your roots grow down into him. 32 00:02:29,833 --> 00:02:31,993 And let your lives be built on him. 33 00:02:32,533 --> 00:02:36,433 Then your faith will grow strong in the truth you were taught. 34 00:02:36,793 --> 00:02:39,613 And you will overflow with thankfulness. 35 00:02:39,853 --> 00:02:42,403 We all need to be overflowing with thankfulness. 36 00:02:42,888 --> 00:02:48,403 So today let's explore some practical ways that you can cultivate daily gratitude. 37 00:02:48,763 --> 00:02:53,203 And allow it to transform your outlook as well as your financial life. 38 00:02:53,863 --> 00:02:57,073 There's so many compelling reasons to nurture a grateful mindset. 39 00:02:57,313 --> 00:03:00,253 First of all gratitude draws us closer to God. 40 00:03:00,973 --> 00:03:04,693 When we pause to intentionally acknowledge the blessings in our life. 41 00:03:05,173 --> 00:03:08,533 From finances to health, to relationships. 42 00:03:09,013 --> 00:03:11,503 Our awareness of God's provision grows. 43 00:03:12,193 --> 00:03:15,103 We recognize that he is the giver of every gift. 44 00:03:15,703 --> 00:03:18,823 Gratitude helps anchor our identity in him. 45 00:03:19,753 --> 00:03:23,023 Secondly gratitude, combats, negative emotions. 46 00:03:23,713 --> 00:03:28,003 Choosing gratitude in place of envy in place, a frustration. 47 00:03:28,663 --> 00:03:33,523 In place of greed or resentment, powerfully transform our emotional state. 48 00:03:34,303 --> 00:03:37,333 Studies show that grateful people experience increased joy. 49 00:03:38,023 --> 00:03:41,923 They experienced more enthusiasm, more love, more happiness. 50 00:03:42,373 --> 00:03:44,323 And most of our more optimism. 51 00:03:45,013 --> 00:03:48,382 Thirdly gratitude, boosts physical and emotional health. 52 00:03:49,072 --> 00:03:53,212 By replacing toxic emotions like bitterness and anxiety with gratefulness. 53 00:03:53,722 --> 00:03:55,732 Our stress levels decrease. 54 00:03:56,122 --> 00:03:59,212 And happiness hormones, abound and increase. 55 00:04:00,052 --> 00:04:08,157 This better health , directly impacts finances through lowered healthcare costs, lower stress also empowers clearer money management. 56 00:04:09,087 --> 00:04:11,517 Fourthly gratitude, facilitates contentment. 57 00:04:12,327 --> 00:04:15,867 When we stop constantly striving for more and status. 58 00:04:16,347 --> 00:04:18,687 We can finally enjoy what we already have. 59 00:04:19,467 --> 00:04:26,217 Gratitude fueled contentment liberates us from the financial strains of keeping up with culture's definition of success. 60 00:04:26,517 --> 00:04:28,767 It's so easy to get trapped in that. 61 00:04:29,727 --> 00:04:34,107 Financial strain of keeping up with the Joneses or keeping up with the culture of today. 62 00:04:35,187 --> 00:04:38,937 We need less when we gratefully appreciate more. 63 00:04:39,417 --> 00:04:43,047 And finally gratitude empowers generosity. 64 00:04:43,647 --> 00:04:49,639 Recognizing that all we have comes from God grows our motivation to freely bless others. 65 00:04:50,149 --> 00:04:52,819 And we gratefully share our finances. 66 00:04:53,149 --> 00:04:55,459 Our talents our time. 67 00:04:55,789 --> 00:04:59,419 We tangibly walk out Jesus's command to love our neighbor. 68 00:05:00,529 --> 00:05:04,579 Now that we've explored some key reasons to nurture a grateful mindset. 69 00:05:04,999 --> 00:05:09,019 Here are some simple ways to incorporate gratitude in your daily life. 70 00:05:09,319 --> 00:05:12,889 You know, I always want to give you something that you can use for action. 71 00:05:13,369 --> 00:05:15,619 Because without action, you'll never grow. 72 00:05:16,369 --> 00:05:17,839 Start your day with a morning. 73 00:05:17,839 --> 00:05:18,919 Gratitude, prayer. 74 00:05:19,279 --> 00:05:22,699 I start each morning by thanking God for the gift of a new day. 75 00:05:23,089 --> 00:05:25,519 And bringing my needs and blessings before him. 76 00:05:26,119 --> 00:05:32,299 This truly kick-starts my day from a place of humble dependence instead of my own limited strength. 77 00:05:32,329 --> 00:05:33,019 Listen, folks. 78 00:05:33,439 --> 00:05:37,639 When you finally let go and realize that you don't have the strength on your own. 79 00:05:38,029 --> 00:05:40,189 Ask God for that every morning. 80 00:05:40,969 --> 00:05:48,529 You may consider a gratitude journaling, many financial experts recommend recording two or three things that you're grateful for every day. 81 00:05:49,129 --> 00:05:51,139 This documentation reminds you of blessings. 82 00:05:51,169 --> 00:05:53,089 You may have otherwise overlooked. 83 00:05:53,629 --> 00:05:59,599 And listen folks, the added bonus is you can go back and read your past, journal entries when you need perspective. 84 00:05:59,959 --> 00:06:02,659 Or you need encouragement those days when you're feeling down. 85 00:06:02,989 --> 00:06:06,649 Go back and look at your gratitude journal and realize how much you truly have. 86 00:06:07,249 --> 00:06:08,869 I certainly encourage mealtime. 87 00:06:08,899 --> 00:06:09,409 Thanks. 88 00:06:10,069 --> 00:06:15,859 Take the time to pause before each meal to offer a quick prayer of gratitude, whether you're home alone. 89 00:06:16,259 --> 00:06:18,799 with family at a restaurant or a work luncheon. 90 00:06:19,489 --> 00:06:22,909 Give, thanks for the gift of food and provision in front of you. 91 00:06:23,209 --> 00:06:23,929 It's right there. 92 00:06:23,929 --> 00:06:25,519 God has provided it for you. 93 00:06:26,469 --> 00:06:28,369 End your day with bedtime reflection. 94 00:06:29,089 --> 00:06:32,689 As you power down those screens around you and rest your body at night. 95 00:06:33,079 --> 00:06:36,139 Reflect on the small joys and kindness from your day. 96 00:06:36,859 --> 00:06:37,739 Recall a loved one's. 97 00:06:37,759 --> 00:06:38,569 Smile. 98 00:06:39,079 --> 00:06:40,309 The warmth of the sun. 99 00:06:40,999 --> 00:06:43,699 The feeling of productivity from work accomplished. 100 00:06:44,209 --> 00:06:47,449 Fall asleep, meditating on the goodness that filled your day. 101 00:06:48,109 --> 00:06:54,619 Start your day in prayer end your day in prayer and just live in the realization that God has provided all of this. 102 00:06:55,339 --> 00:06:58,669 How about creating a gratitude jar or a gratitude box? 103 00:06:59,269 --> 00:07:04,279 Decorate a container to collect reminders of blessings and joys throughout the previous weeks and months. 104 00:07:04,859 --> 00:07:07,219 Write them on little slips of paper and enjoy reminiscing. 105 00:07:07,509 --> 00:07:09,799 by occasionally reading notes from past seasons. 106 00:07:09,799 --> 00:07:12,229 Listen, we all go through seasons. 107 00:07:12,439 --> 00:07:15,229 We're all going to have those peaks and valleys in our lives. 108 00:07:15,739 --> 00:07:16,519 This documents. 109 00:07:16,549 --> 00:07:18,919 God's steadfast goodness, over time. 110 00:07:19,129 --> 00:07:21,709 And he is so good to us every day. 111 00:07:21,709 --> 00:07:22,759 He's good to us. 112 00:07:23,599 --> 00:07:26,689 Another thing you can do is embrace the outdoors with nature walks. 113 00:07:27,409 --> 00:07:31,219 Deliberately observing beauty and wonder in the natural world. 114 00:07:31,219 --> 00:07:33,949 God created shifts our focus away from life stresses. 115 00:07:34,189 --> 00:07:35,179 Back to all. 116 00:07:35,659 --> 00:07:43,309 There are many days when I'm feeling overwhelmed here in my practice that I just go out there and stand by the pasture and watch the cows for a little while. 117 00:07:43,819 --> 00:07:45,409 And it really helps humble me. 118 00:07:45,409 --> 00:07:48,589 It puts me back in a good place where I can just look at God's wonder. 119 00:07:49,409 --> 00:07:52,159 Try weekly nature walks to nourish gratitude. 120 00:07:52,369 --> 00:07:59,509 It's another thing you can do get out in nature, get away from those devices and the TV and the internet and all those things. 121 00:08:00,289 --> 00:08:03,949 I also want to offer a special invitation to our entrepreneurial listeners. 122 00:08:04,609 --> 00:08:11,419 Take time this week to thank God for the unique gifts and talents he placed within you and make sure you're stewarding them. 123 00:08:12,139 --> 00:08:15,529 Whether you're in a season of building a business or ministry. 124 00:08:16,339 --> 00:08:24,459 A dream or simply developing your skills, Recognize that every positive human interaction through your work is an opportunity to greatly reflect. 125 00:08:24,879 --> 00:08:26,109 The heart of Jesus. 126 00:08:26,709 --> 00:08:34,059 Now, before we wrap up I want to remind all of our listeners to visit our podcast page, you do that at askralphpodcast.com . There you can leave a review. 127 00:08:34,329 --> 00:08:39,429 Share your thoughts, or even sending us a message with questions for future episodes While you're there. 128 00:08:39,459 --> 00:08:40,899 Make sure you join our email list. 129 00:08:40,899 --> 00:08:44,169 So we can send you are a daily email with what's going on with this show. 130 00:08:44,619 --> 00:08:47,379 And if you have a specific financial need. 131 00:08:47,739 --> 00:08:50,919 You can schedule a consultation with me right there from the website. 132 00:08:51,369 --> 00:08:53,049 And here's one of the things I want you to do. 133 00:08:53,499 --> 00:09:02,739 If you know, someone who would benefit from hearing an uplifting message encourage them to subscribe to our show either through our website or also on YouTube and rumble. 134 00:09:02,739 --> 00:09:05,617 As you know, we're doing a video podcast every day as well. 135 00:09:06,487 --> 00:09:08,107 So let's close today in prayer. 136 00:09:08,797 --> 00:09:14,827 Lord, we pause now to recognize that every single blessing has flowed freely from your kind hand. 137 00:09:15,607 --> 00:09:17,047 Our financial provision. 138 00:09:17,887 --> 00:09:19,777 Our treasured relationships. 139 00:09:20,257 --> 00:09:21,127 Our health. 140 00:09:21,817 --> 00:09:23,377 Our talents we develop. 141 00:09:23,767 --> 00:09:25,207 Our meaningful work. 142 00:09:25,777 --> 00:09:28,597 The beauty across this earth and so much more. 143 00:09:29,617 --> 00:09:36,547 Forgive us God, for the countless times, we've accepted these gifts with entitlement with ingratitude and with distrust. 144 00:09:37,357 --> 00:09:40,747 Reshape our hearts to default to gratitude in each moment. 145 00:09:41,597 --> 00:09:45,337 Awaken us to small daily wonders that point to your love and generosity. 146 00:09:46,327 --> 00:09:52,777 Inspire generosity through us in response, may our grateful praise echo your goodness to everyone around us. 147 00:09:53,617 --> 00:09:56,077 We choose joyful thankfulness today. 148 00:09:56,287 --> 00:09:58,147 In Jesus's powerful name. 149 00:09:58,597 --> 00:09:58,987 Amen. 150 00:09:59,737 --> 00:10:07,027 In closing, I pray this discussion inspires you to take small, but powerful steps toward nurturing daily gratitude. 151 00:10:07,737 --> 00:10:14,587 May thankfulness spring up, abundantly in our hearts, in our families, in our businesses, in our churches, in communities. 152 00:10:15,007 --> 00:10:19,327 As we learn to receive and then freely give the blessings of God. 153 00:10:19,837 --> 00:10:23,647 Again, visit askralphpodcast.com to continue this conversation. 154 00:10:23,977 --> 00:10:28,357 And share it with others who may need encouragement on their journey towards financial freedom. 155 00:10:29,077 --> 00:10:35,857 As I always say, stay financially savvy and may the almighty Lord bless you on this sunday. 156 00:10:37,557 --> 00:10:40,407 outro: Thank you for joining us on the AskRalph podcast. 157 00:10:40,537 --> 00:10:44,177 And with a simple click to subscribe, we'll invite you back to our next episode. 158 00:10:44,357 --> 00:10:47,427 And remember, financial issues don't have to be complicated. 159 00:10:47,727 --> 00:10:48,767 Just AskRalph. 160 00:10:49,187 --> 00:10:54,797 The information contained in this episode of AskRalph is based on data available as of the date of its release. 161 00:10:54,857 --> 00:10:57,767 Saggio Accounting Plus and AskRalph Media Inc. 162 00:10:57,927 --> 00:11:01,277 is under no obligation to update this content if changes occur. 163 00:11:01,367 --> 00:11:12,017 Applying this information to your specific situation requires careful consideration of all facts and circumstances, and any information provided is not to be considered as financial, tax, or legal advice. 164 00:11:12,157 --> 00:11:16,107 Please consult your tax advisor or attorney before acting on any material covered.