Speaker:

Melbourne CBD zero out of ten. You're looking at an apartment. Do you not? Who, honestly is staying

Speaker:

in the Socialist Republic of Victoria? I didn't get it, man. How do you have 34 investment

Speaker:

properties? You bought it in your own name, didn't you? You need a trust with a corporate trustee. Not

Speaker:

as easy as it looks. And that poses a whole host of other issues. What? More than $16 billion into

Speaker:

Australian real estate with China leading the charge? You can't have 500,000 people coming into

Speaker:

this country in a single year and expect things to just be as per normal. We don't want any more

Speaker:

people in this country. Congratulations. You just paid $1 million for a 400 K home. So sorry. What

Speaker:

did you get me? My money. Yes. Hey, hey! Excuse me. Who are you? Me? I'm the taxman, bitch.

Speaker:

Imagine putting $1 million into a $400,000 house. That's literally what it's like. You take all the

Speaker:

risk, the ATO takes all the reward. Hey, guys. Welcome to this episode of The Crypto Collective.

Speaker:

Today we're doing reactions and this episode is going to be highly, highly controversial

Speaker:

because it's all about property. Do I think that you should still be buying into the property

Speaker:

market in 2026? Let's check it out. And if you could just sign here. Oh my god. Okay. There you

Speaker:

go. Congratulations. You just paid $1 million for a 400 K home, so. Yeah. Sorry. What

Speaker:

did you get me? My money? Yes. Hey, hey. Excuse me. Who are you? Me? I'm the tax man,

Speaker:

bitch. Yeah, he takes about 40% off the top for all new homes. Build stuff like infrastructure levies,

Speaker:

GST approvals and stamp duty. It's a great scheme. $400,000. Yeah, and then we make about

Speaker:

1,020% profit. If the build costs and the labour don't increase too much. So 400 K in taxes and 200

Speaker:

K in profit. Yeah roughly. So you're paying about 400 K for the land labour and bricks. Oh my God

Speaker:

you greedy fucked. Don't forget, you still have a stamp duty. What? Didn't you already sting him for

Speaker:

that when he bought the land? Yeah, yeah, but you bought it from him. So we get another taste, baby.

Speaker:

Oh. Oh, you gotta love. I love this guy. And I love the episodes that he does. Because they highlight

Speaker:

the fact of how corrupt our system is. Imagine putting $1 million into a $400,000

Speaker:

house. That's literally what it's like. And the ATO puts in no risk whatsoever. You take all the

Speaker:

risk, the ATO takes all the reward. Now, what's interesting is I just looked at houses the other

Speaker:

day in Dubai and guess how much taxes are in Dubai? How much do you think stamp duty is zero?

Speaker:

Why can Dubai have zero taxes? And Australia wants to continually screw people over.

Speaker:

Do you like 25? Okay, we work with a 250 if you like it, at 225 million. But that's

Speaker:

1920 5257 50, 255 52 956. Personal life. Thank you sir. Thank

Speaker:

you. Two 1957 you stand straight to the top. Go to the right. Go easy going.

Speaker:

Wow. Just another day in Sydney where your average house now is $3.2 million. Now, by the looks

Speaker:

of it, this house looks like it was pretty nice. Probably not the average house. Honestly, I don't

Speaker:

know how people afford $3.2 million for a house in Sydney. No

Speaker:

wonder people are livid about the fact that the housing prices are absolutely through the roof.

Speaker:

The housing crisis is crippling people, and that's why people are now, if they're smart, are turning

Speaker:

to Bitcoin to save, to eventually buy property if they want to. But I think for some people, once

Speaker:

they get to $510 million in bitcoin value, they're probably not even going to bother with attaching

Speaker:

themselves or anchoring themselves down to a property. Certainly not in Australia.

Speaker:

Houses are becoming cheaper in Bitcoin for sure. Look at the numbers on this 2016.

Speaker:

A house is going to cost you 664 Bitcoin, and in 2024 it was only six bitcoin. I think the numbers

Speaker:

are even better now in 2026. I think it's about 4 or 5 bitcoin to get the average

Speaker:

house which is absolutely incredible. That's why I say to people all the time, don't bother saving in

Speaker:

fiat dollars. That is being debased. You'll never catch up to property whatsoever. The only way,

Speaker:

if you're serious about getting into the property market, is actually to save in something that's

Speaker:

not being inflated into infinity. And that, of course, is Bitcoin. But more than $16 billion into

Speaker:

Australian real estate. With China leading the charge despite a federal ban on foreign investors

Speaker:

buying established homes. Experts say the crackdown is doing little to slow demand,

Speaker:

especially in Melbourne's luxury market. Industry leaders warned tougher rules could worsen the

Speaker:

housing crisis. This is the thing. You've got so many immigrants now coming into Australia through

Speaker:

this massive migration system which to, to be honest with you, is what I call managed

Speaker:

decline. You can't have 500,000 people coming into this country in a single year and expect things

Speaker:

to just be as per normal. The average Aussie would just like a chance to get into the property

Speaker:

market, please, without being completely screwed over. Albo, if you're listening,

Speaker:

please just put a just put a cap. Just stop the bleed, mate. We don't want any more people in this

Speaker:

country. Look, to be honest with you, if I was running the country, I would just put a blanket

Speaker:

stop on all migration right now and get things back in order before we even let a single person

Speaker:

into this country. Right. Let's look after Australia first. Hey, guys, real quick, if you're

Speaker:

ready to take your crypto investments to the next level, check out Imperial Wealth. They'll show you

Speaker:

their entire portfolio, share tips from their most successful moves, and their 35 person

Speaker:

team watches the market 24 over seven and recently tipped a coin that five XT in four

Speaker:

days. Click the link in the show notes to learn more. Now back to the episode. I didn't get it, man.

Speaker:

How do you have 34 investment properties? I buy one investment property and now the bank is like,

Speaker:

sorry Dave. You're done mate. You bought it in your own name, didn't you? Yeah. What else was I supposed

Speaker:

to do? Biting my dog's name? Nope. Not the dog I trust. You need a trust with a corporate trustee?

Speaker:

Yeah, that sounds like a bit of a scam. That comes with a free webinar in about 120 follow up emails.

Speaker:

No, no, no. It's legal. Let me explain. When you buy it in your own name, the bank goes, oh, look, Dave's

Speaker:

carrying all this debt. No more debt for you. Which is what they said to me after the first one. But

Speaker:

when you buy in a trust with a corporate trustee that sits in its own little box like a Tupperware

Speaker:

of liability. It's not without its risk, but it's legitimate strategy. So the banks don't see it. Oh,

Speaker:

they see it. But some banks don't treat it like it's your debt. It's the trust problem. And as long

Speaker:

as the trust is running profitably, they can ignore it for future borrowing. That's court.

Speaker:

You're telling me that's how you got the 34 properties? Yep. Spread across seven trusts. Bro, I

Speaker:

am wigging out here. You're signing contracts like their bloody birthday cards? Yep. Plus, the trust

Speaker:

helps with tax. They can distribute the income to my wife and children. What I want to know is, why

Speaker:

aren't they teaching this stuff in school? Because learning how to calculate the volume of a cone is

Speaker:

more important. In my opinion, there's a little bit of a falsehood here. If you're acquiring this many

Speaker:

properties, they've got to be positive cash flow properties, because if they're negative cash flow

Speaker:

properties, the money has to come from somewhere. And if you're putting these properties into a

Speaker:

separate trust, and that trust isn't generating any income per se. and if the rent is less than

Speaker:

the outgoings, the difference has to come from somewhere. And generally speaking, it's going to be

Speaker:

from your Afterpay tax dollars or perhaps your company. But then that poses a whole host

Speaker:

of other issues like like seven, a division seven, eight loans and things like this. And so it gets

Speaker:

super, super complicated, not as easy as it looks. And in fact, that's why I ultimately sold all of

Speaker:

my investment properties. I was like, you know what? This is a joke because they just don't tell you

Speaker:

this type of stuff. What did I invest in then? Because it's super simple with better growth.

Speaker:

Bitcoin Melbourne CBD zero out of ten. You're looking at an apartment. Do not buy their

Speaker:

Melbourne crime well eight out of ten love it Cranbourne. Who's

Speaker:

who's moving to Melbourne. It doesn't have a lot of like granny flat or people are getting the

Speaker:

hell out of Melbourne that's for sure. That's why so many people come into the Gold Coast and lots

Speaker:

of growth. Frankston. Frankston. Eight out of ten. There is so much. Let me just pause it here. Who

Speaker:

honestly is staying in the Socialist Republic of Victoria? I actually want to know, can you leave

Speaker:

some comments below and tell me if you're actually staying there? Because the choice right

Speaker:

now is stay in the crime capital and I would say tax capital of Australia or move. Right. You know,

Speaker:

and I'm saying move internationally. Just move out of the state. Tell me in the comments. West Meadows,

Speaker:

West Meadows similar to Gladstone Park okay, guys, get the hell out of Victoria. That's all I'm going

Speaker:

to say. I can't see any more of this crap. Hey. Nice place. We paid 700 for it and it's probably worth

Speaker:

eight now, so. Pretty good, right? Yeah. That is. Have you been? Yeah. So what you could get for a two

Speaker:

bedroom in Sydney, you could buy a whole house from Brisbane. Honestly. It's crazy. Wow, that is

Speaker:

crazy. And you know, it is a decent area and good coffee, but there's mould in all the rooms, so it's

Speaker:

sort of like, that's really bad. Do you want to like, go see a movie or something with my parents

Speaker:

do and just say, are you even? Are you listening to me? I wish I bought five years ago, to be honest,

Speaker:

but Sydney is just cooked now. Yeah, and I had a friend who just bought Newcastle. Apparently

Speaker:

that's going to be the next big thing. Even this big thing. Big thing. It's a great place. So cool.

Speaker:

What was that, like 700 grand, 707 hundred now worth eight. I paid for mine. But here's the thing.

Speaker:

You're on the main road. No, I still look on the thing like that. I hate to tell you this, guys, but

Speaker:

there are literally five cities that are in the top 20 of the most expensive real

Speaker:

estate in the world, right? Including Sydney, Adelaide, Brisbane, Melbourne

Speaker:

and some other places. I kind of remember. I think it may even be Perth. Right. It's an absolute joke,

Speaker:

right? No wonder people are just doing it so tough. They're like, how the hell do we get into the

Speaker:

property market? They've got to be asking the politicians, please help us. We're just the average

Speaker:

obviously want to get into the property market. Please. We just want a place to live. Now here's my

Speaker:

advice. Forget about the property market. In fact, what I would say to these guys, if you possibly

Speaker:

can stay living with your parents. It's the cheapest thing to possibly do. And I. What I would

Speaker:

also be doing is stacking. And I know you're going to turn away now. Stacking as much bitcoin as you

Speaker:

possibly can. That is your life raft. All right guys that was a really interesting episode of

Speaker:

reactions to do with predominantly the property market. And what I would say in closing is hey

Speaker:

look if you want to buy a house and have a roof over your head, for sure, do it. But I also

Speaker:

understand it's extremely difficult to do, and that's why you've got to look at other

Speaker:

alternatives to perhaps break into the property market. And one of those things could be saving in

Speaker:

Bitcoin. Don't discount it. Research it. Find out for yourself. Until next time. Take care. Thanks for

Speaker:

tuning in to Crypto Collective. If you've enjoyed this episode, the best way to show your support is

Speaker:

to leave a five star review on Apple Podcast or Spotify, and make sure to subscribe to the YouTube

Speaker:

channel so you don't miss an episode. You can also find more of me at I'm Matthew Fraser on all

Speaker:

social media platforms.