Foreign.
Speaker BWelcome to Ditch the Suits podcast, where we share insights nobody in the financial services industry wants you to know about.
Speaker BWe're here to help you get the most from your money in life.
Speaker BSo buckle up and welcome to Ditch the Suits.
Speaker CAll right, so there are 3 million or so federal workers or federal employees, and it seems like most of them are stressed out, according to USAFacts.org some website.
Speaker CI haven't vetted the website, but this is their studies that they've put together.
Speaker CAbout 3 million people make the federal government the nation's 15th largest workforce.
Speaker CSo not necessarily employer, but kind of workforce, think industry.
Speaker CAnd this number is varied.
Speaker CAnd I found this very interesting.
Speaker CIn 2014, there were 2.7 million, and then in 1990, there was actually 3.4 million.
Speaker CSo there's been a fluctuation of federal workers kind of throughout history.
Speaker CIt's pretty common for a shrinkage of the federal workforce and an expansion.
Speaker CIf you search how many jobs are at least partially paid for by the federal government, Google will actually spit back at you.
Speaker CThis is one of those things where AI gets in the way, and it doesn't actually let you, like, look yourself, but Google will spit back.
Speaker CWell, we have a study that found that 35% of all jobs are funded in some way by the government, which includes state and local governments and private contractors.
Speaker CAnd this is kind of where this is really affecting people, because it doesn't necessarily matter if you're just a federal worker, you could be affected by federal funding cuts.
Speaker CAnd kind of how that is kind of matriculating on through the economy is an interesting thing.
Speaker CSo I think there's a good chance that if 35% of all jobs in the United States are somehow affected by federal funding, that pretty much every single one of our clients and anybody listening to this podcast knows at least one person or maybe even has a family member that's going to be impacted by changes that are triggered by the Trump administration.
Speaker CAnd one of the things I want to make sure that we don't do is I don't want to turn this into any kind of a political, like, who's right and who's wrong.
Speaker CThat's not our job on this podcast.
Speaker CBut what I do want to do is, aside from whether it's valid or fair or if there's a real need for change, I want to recognize the fact that change is a real thing and.
Speaker CAnd it impacts real people.
Speaker CAnd today's episode is focused on understanding what these folks and their families, because most people don't go through this alone, they're stressed, they're anxious, they're feeling a lot of pressure.
Speaker CAnd so it's impacting their families.
Speaker CWhat these folks are going through and what we can actually do to help them.
Speaker CAnd I think that how this ties into finance is this is your career, this is your job field, this is your financial future.
Speaker CShould you retire, should you stay working?
Speaker CIs your identity being challenged because you're thinking, this is who I am, but I'm losing this job or something like that.
Speaker CSo our guest to help us unpack all this today is Paul Gould, Ph.D.
Speaker Cl I CSW.
Speaker CSo we'll have to ask him what that means.
Speaker CAlso the owner of Kindred Spirits Counseling and Wellness.
Speaker CAnd before we get to anything, we're going to do our little intro.
Speaker CFor anybody who doesn't know, this is Ditch the Suits.
Speaker CI'm Travis Moss, CEO of Seed Planning Group.
Speaker CSeed Planning Group is a fee only wealth management firm.
Speaker CAnd this show is all about how we share our experience and collective professional knowledge so that we can help our listeners and our clients get more out of their money in life.
Speaker BDo you want more of Ditch the Suits?
Speaker BWell, let's take a break to tell you about our Patreon channel.
Speaker BIf you're wanting more announcements, notifications, even access to prior seasons, you can head to patreon.com search ditch the suits and subscribe to our channel.
Speaker BYou'll get notifications of all episodes right in your inbox.
Speaker BSo visit patreon.com search ditch the suits or head to our show Notes where we got links to our channel.
Speaker CSo without further ado, Paul, it's great to have you with us today.
Speaker CThank you, Travis.
Speaker AGlad to be here.
Speaker CAll right, so right off the bat, before we even get to like who you actually are, I gotta, I gotta understand, what is this credential?
Speaker CThat's after your name.
Speaker AOh.
Speaker ASo every state, you know, professional licensing is done at the state level in each state.
Speaker ASo where you'll see like people with md do you know different credentials?
Speaker ASo in Massachusetts, which is one of the states I'm licensed, and it is the licensed independent clinical social worker.
Speaker ASo that's the highest tier of credentialing in social work profession.
Speaker AIn New York state, I also have a credential that is simply lcsw.
Speaker AIt's the equivalent, but each state gets to use its own letters.
Speaker COkay.
Speaker CAnd then you've got a PhD there.
Speaker CYep.
Speaker CAnd your PhD is in what?
Speaker AIt's in human Development and Clinical Social work.
Speaker COkay.
Speaker CYeah.
Speaker CSo needless to say, this is your profession, your Area of expertise.
Speaker AYep.
Speaker ALove this.
Speaker AI've been at this about 30 years now, so absolutely love what I do.
Speaker CYou're aging both of us because we.
Speaker AYeah, unfortunately.
Speaker CYeah, we didn't talk about that.
Speaker CWe cut that out.
Speaker AThat's right.
Speaker AThat's a whole other episode.
Speaker CBut we, we had been talking.
Speaker CWe have a lot of clients that are stressed out.
Speaker CWe've had people call in and they're stressed out about, hey, I'm a federal worker, I'm afraid of losing my job, or maybe I want to make some changes before funding changes where it's going and I just want out.
Speaker CWe've also had people who have family members who are calling.
Speaker CThey're very upset because they're concerned about my family member is losing their job or losing the funding behind their program or they're concerned about it.
Speaker CMaybe nothing's happened yet, but they're concerned it's going to happen.
Speaker CAnd that's being conflated with kind of the political extremism that we have with.
Speaker CI don't care because I'm on the right or the right is ruining my life because I'm on the left.
Speaker CAnd it's really at a really unhealthy level and I think it's causing a lot of trauma.
Speaker CAnd one of the things I'm trying to figure out is how do we actually help people from a standpoint of we've got to get the temperature down and the first place that we can work on is ourselves and how we're kind of feeling the world around us.
Speaker CSo you and I had had some fascinating conversations, so I wanted to have you come and kind of share some of the stuff that you do on a day to day basis.
Speaker CSo I guess that kind of tees off kind of who are you and what do you do?
Speaker AYou know, Now I'm a full time therapist, so I do mental health therapy.
Speaker AFull.
Speaker AI work with people in Massachusetts and I work with people in New York and soon I'm adding Florida because I'm relocating personally.
Speaker AAnd so I do generally individual counseling and people come to me for a wide variety of reasons.
Speaker ABut one of the key conditions or symptoms that people reach out to me for and that I, that I market myself around is anxiety.
Speaker AOkay.
Speaker ASo I do a lot of work around trauma, anxiety, depression, and you know, with, with clients.
Speaker AI spend some time early on debunking a lot of the pop psychology, pop culture definitions that float around out there, around, around trauma because we've really overused that word and watered down what, what trauma actually Is right.
Speaker AYou know, pop psychology, it's throws around a lot of these clinical terms and all of a sudden, like, everyone has a, has a condition.
Speaker AAnd so I spent a lot of time with people, educating them about, like, you know, what's actually happening for you.
Speaker AAnd you know, as you said earlier, we're in a, in a state very quickly here in the last hundred days.
Speaker AToday, I think, is actually the 100th, 100th day of the, of the current administration.
Speaker AAnd we, we've seen some very fast changes in people's employment or concerns about employment that are working for the federal government and even some that are.
Speaker AThey may not be employees of the federal government, but they have federal funding.
Speaker CYeah.
Speaker AAnd, you know, we've really seen that this very quick change and that's produced a lot of stress and anxiety.
Speaker AAnd when I talk with people, one of the things I try to do is differentiate stress from anxiety.
Speaker AAnd because we respond to those two things differently.
Speaker AAnd I think this is a little bit of a conversation you and I had previously around, you know, I talked to people about stress is.
Speaker AStress is tangible.
Speaker AWe can point our finger and say, oh, this is what's causing the stress.
Speaker AIt's, there's containment around it.
Speaker AIt's everything from like, oh, I have this upcoming test, or I have this big project at work, or we know changes are coming.
Speaker AYeah, maybe people are getting married or divorced or they're having a child or whatever it is.
Speaker AYou know, they can lay their finger on it.
Speaker AIt's finite.
Speaker AWe know where it begins and it ends.
Speaker ASome of them are time limited, some are not.
Speaker AAnd so we can look and say, like, this is a stressor and let's talk about how to respond to that, to that stress and manage that.
Speaker AAnxiety is something that creeps in and builds on top of stressors.
Speaker AAnd this is where we get into, like, you hear the word trigger everywhere.
Speaker AWhat is what has triggered someone?
Speaker AAnd this is where we really start to talk about, like, what is a trigger and what is anxiety?
Speaker AAnd anxiety is usually a magnification or some sort of distortion in and around what I like to call little nuggets of truth.
Speaker ASo as people share their narrative, what is happening to them?
Speaker AYou know, I always kind of listen for that little nugget of truth, like, yeah, this is, this is the stressor, or this is what's really going on, or this has happened to you, but it's being magnified, distorted, or we're getting into.
Speaker AAnd because those magnifications or distortions can include what ifs you know, know, what if this happens?
Speaker AWhat if this happens?
Speaker AAnd I think that's part of what we're probably discuss as part of today is how do we respond to those what ifs, how do we manage that when we find ourselves getting into.
Speaker AYou were talking about people calling, worried about losing their job or a family member who might lose their job.
Speaker AAnd how do we really start to manage that?
Speaker AYou know, how do we take care of ourselves?
Speaker AHow do we support our friends, family members that are legitimately going through the unknown?
Speaker CYou mentioned trauma in the beginning and kind of this idea, what I took from that is this idea that people can.
Speaker CPeople are maybe using the vernacular too loosely and they're.
Speaker CWhich I think is part of this.
Speaker CI think it's very easy to kind of self diagnose and feed your own stress or anxiety by saying, you know, I'm in pain or I'm in trauma because of this triggering event or something like that.
Speaker CYou want to, you want to.
Speaker CI mean, I'm probably doing a disservice.
Speaker CSo do you want to talk a little bit more?
Speaker CWhat you mean about how we're using the word trauma?
Speaker AYeah.
Speaker AYou know, trauma itself is, you know, there are some criteria around it and we really look at trauma as an experience where our well being, our safety suddenly became out of, out of our own control.
Speaker COkay.
Speaker AThis is why we range from people with domestic violence histories, child abuse, other forms of sexual abuse, people in car accidents, you know, airplane accidents.
Speaker AThose are all situations that, that they experienced very genuine threat to their well being.
Speaker AVery well, you know, very likely their, their life.
Speaker AAnd it was beyond their control, you know, and they didn't have the means to protect themselves, remove themselves.
Speaker AYou know, in the case of accidents, you know, those things happen.
Speaker AWe have that surreal feeling, somebody hit.
Speaker CYou, you're crossing the street and somebody runs a red light.
Speaker CAnd.
Speaker AAbsolutely right.
Speaker CThat is something where you can't, you have no control over the fact that that happened.
Speaker CYour right safety was taken away from you.
Speaker AAbsolutely.
Speaker CDidn't matter what you did.
Speaker CYou could have gone to the left or the right, but it happened so fast.
Speaker ARight.
Speaker CNo choice, no control, no control.
Speaker ASo when we look at, you know, trauma from that lens, we're looking at times that the body goes.
Speaker AThe body and the brain go through a series of automatic responses and the brain can lay down a series of experiential memories that can be triggered by different situations.
Speaker ASeeing a crosswalk, hearing a car, maybe the color of that car, a tire screech, Any of those can become triggers years Ago, I was walking with a friend, a colleague, and we were out on just a walk and a car backfired just somewhere down the street.
Speaker AAnd he dropped into this, this safety position, got down.
Speaker AAnd it was in that instant that I remembered he was a Vietnam vet.
Speaker AAnd this was an automatic response, you know, that probably saved his life at various times or was intended to save his life to drop at the sound of that.
Speaker AAnd, you know, it's a.
Speaker AJust a quick example of, you know, the impact and the automatic nature of trauma.
Speaker AYou know, that, that, that was a very legitimate trigger for him, that sound.
Speaker ABam.
Speaker AHis body responded before he probably even, you know, could have said, like, oh, that was a car backfiring or, oh, that has, that sounds like a shot.
Speaker CSo trauma literally changes brain structure.
Speaker CYour, your instinctual, your reactions to things like, like there's a, there's a material change to how you react to the environment around you due to trauma that in an uncontrollable way.
Speaker AIn an uncontrollable way.
Speaker ASo it's an automatic response.
Speaker AIt's a program safety response.
Speaker AYou know, it keeps us alive.
Speaker AWe'll be talking about anxiety today.
Speaker AAnd you know, we, you hear people talk about the fight flight freeze response and anxiety, and I always tell people, like, that's a survival mechanism.
Speaker AIt keeps us safe.
Speaker AYou know, if I'm walking across the street and I look out the corner of my eye and there's something there, my body is going to ideally react.
Speaker AI'm going to move very quickly and cortisol and adrenaline is going to pump through my body instantly.
Speaker AAnd because my body is ready to move, because maybe there's a car coming, there's an owl coming at me, I don't know what it is, but my brain registered a threat or a potential threat to my safety.
Speaker COkay?
Speaker AAnd that keeps us alive.
Speaker AAnxiety is when that mechanism becomes distorted.
Speaker COkay, now this is helpful because I think that there's a category of people who are untrained, which is most of us, who, when we have somebody who's facing some of the issues that we're going to talk about, the response is, well, toughen up, buttercup.
Speaker CYou know, like, hey, you know, just, yeah, you don't like it, but you guys lost, so this is how it is.
Speaker COr, hey, everybody's like this, so we need to be like, you know, do something different.
Speaker COr the responses that we tend to have when we're trying to help somebody normally, especially when we're untrained, I think are not.
Speaker CA lot of times they're not helpful.
Speaker CThey kind of provoke the wrong kind of escalation of whatever the issue is.
Speaker CSo just understanding that trauma, anxiety, stress are three different things I think is helping us to kind of frame up the fact that, you know, there's people dealing with things, but what category of things are they dealing with?
Speaker CSo we've got a good idea now what trauma is.
Speaker CCan you tell us a little bit more how you would separate so stress and anxiety?
Speaker CAnxiety, you said again was more.
Speaker CSo the distortion of what is happening around us and then stress.
Speaker CCan we put a nice little box around stress?
Speaker AYeah.
Speaker CHelp explain that.
Speaker AI like to say that stress is tangible.
Speaker AWe can name it, we know where it's coming from, person, place, thing.
Speaker AAnd you know, it has containment around it, meaning like there's a start and a finish.
Speaker AMaybe it's time wise, you know, it can also include things like chronic health conditions and so forth.
Speaker ABut again, we can name it and say like, you know, know this is, you know, this is related to my cancer diagnosis or this is related to my bursitis or whatever it is that they're, they're experiencing.
Speaker AThey can say I'm pain, I'm uncomfortable.
Speaker AWe can put a finger on it and identify it.
Speaker COkay.
Speaker AAnxiety, a lot of times we, you know, we may not be so quick to identify the source of it, you know, okay.
Speaker AAnd people know that they're having feelings and you know, maybe they're becoming reactive.
Speaker AAnd I think to your point, around, like, you know, people are very well intentioned and they're trying to engage someone in a conversation or maybe respond to something they're saying and not realizing that there's a, maybe a latent trigger or something that's not obvious or you know, in social media, tv, movies, trauma, anxiety, even depression are dramatized because it makes it interesting.
Speaker AAnd you know, we're, we're trying to sell a show and we're trying to tell a story and engage viewers and a lot of times it's actually very subtle or it's not the obvious, it's not the obvious symptom that maybe we, we saw in, in a show.
Speaker AI'm going to date us again.
Speaker AIf you go back to remember LA Law and there was a, I'm thinking.
Speaker CAbout that just because that, that wouldn't have been the type of show that I would have watched.
Speaker AOkay.
Speaker CI, you know, I didn't see any kind of show like that until there was a time period there where I didn't have any cable at all.
Speaker CAnd then one day and the first thing I saw was 24 with Kiefer Sutherland.
Speaker CMy mind was blown that that was TV at that point.
Speaker CI went straight from, like, original Superman movies to.
Speaker CTo 24.
Speaker ATo 24.
Speaker AYeah.
Speaker CAnd everything in between I missed.
Speaker ARight.
Speaker CSo the 80s to somewhere in the 2000s, I auto skipped.
Speaker AWow.
Speaker ASo that's wild.
Speaker AI did not know that about you.
Speaker ALA Law was, you know, one of those law dramas, and they had a character one season who had Tourette's syndrome.
Speaker COkay.
Speaker ABut the way they portrayed it was he kept swearing, and that was his nervous tick, was he would just say these really offensive swear words.
Speaker AAnd.
Speaker AAnd so.
Speaker ABut what happened in.
Speaker AIn, you know, pop culture was that's what people thought Tourette's syndrome was.
Speaker AThey're like, oh.
Speaker AAnd people would walk around, they're like, oh, I want Tourette Syndrome.
Speaker AI want to say what I was thinking.
Speaker AAnd, you know, it was a dramatization of what a tick can look like.
Speaker AAnd.
Speaker ABut that's how pop culture will oftentimes misinterpret a lot of the things that we're talking about here.
Speaker CGotcha.
Speaker AYeah.
Speaker AOr why they misinterpret them.
Speaker CSo in the case of federal workers, and I got a feel for them, I mean, they're under a lot of pressure, and there's a lot of people, you know, who I would say are probably apolitical or there can be, you know, just because it's well known that a large percentage of government workers vote Democrat ticket.
Speaker CAnd there's a kind of a political battle going on with that.
Speaker CBut at the same time, there's a lot of people that aren't that involved politically that just happen to work for the federal government or be funded somehow by the federal government or even on the other side of the aisle that are getting impacted.
Speaker CAnd one of the things I see is.
Speaker CAha.
Speaker CI see it.
Speaker CHe's hurting you, too.
Speaker COr there's this kind.
Speaker CThere's this incredible stress about the boogeyman coming and getting you, and that's manifesting into almost this.
Speaker CWell, it's just a really extreme scenario with people across all spectrums.
Speaker CAnd so how do.
Speaker CHow does trauma, stress, anxiety, you know, now that we kind of understand what these things are, how do those relate to what people are going through that are federal workers right now or somehow impacted by funding or the potential funding cuts or real funding cuts and kind of what they're going through?
Speaker ARight.
Speaker AI think legitimately, a lot of what we're really seeing is stress and anxiety.
Speaker COkay.
Speaker AAnd where, you know, the unknown and the reason A lot of this is unknown.
Speaker AAnd talking to federal workers and you know, kind of tracking what's, what's appearing in various media venues and is a lot of the stress is coming from the suddenness and that a lot of this has been out of process.
Speaker AAnd you know, we know government likes its rules, it likes its processes.
Speaker CThat's.
Speaker CYeah.
Speaker AYou know, so much of its function is to provide that.
Speaker AAnd you know, of course, you know, when we're talking about employment, you know, in government, we're also talking.
Speaker AA lot of, a number of positions are unionized, obviously not all of them.
Speaker AThere's, I think the federal workforce, there's something like 30, 36% of people who are exempt employees, so they're not represented in unions.
Speaker ABut, you know, there's process and a lot of what's happened in the last hundred days has really been out of the normal process.
Speaker CGotcha.
Speaker AAnd you know, an email coming, you know, from a outside source saying, you know, there are changes coming, you should consider resigning.
Speaker AThis is the date you need to resign from or make a change.
Speaker AAnd even some of the language that we've seen reported in the media, where they've gotten hold of some of those emails is the language is also somewhat inflammatory.
Speaker AAnd you know, talking about like, you know, you should move on to something more productive, you know, right.
Speaker CYou're making an accusation now and.
Speaker ARight.
Speaker CSelf worth and there's all kinds of issues that you're bringing up there.
Speaker ARight.
Speaker AYou know, so there's, there's some, some emotional poking there.
Speaker CRight.
Speaker COkay.
Speaker AAnd you know, folks that I've spoken with that are in those positions, they haven't so much personalized it necessarily.
Speaker ALike, that's not what I'm hearing them talk about, but they're talking about the process and not even the suddenness, but just the, like, this is not the process to talk about retirement or, you know, talk about leading.
Speaker AYou know, this.
Speaker AAnd they are going to the hierarchy.
Speaker AThey're going to like the HR representatives and so forth.
Speaker AAnd, and what they're hearing across the board is like, we don't have answers.
Speaker AThey're like, we don't know.
Speaker ALike, okay, is this an early retirement incentive?
Speaker AThis is how much time you have.
Speaker AI read an interesting stat last night that did strike me that a large percentage of the federal workforce as of 2024 was 55 and older.
Speaker AAnd I think that that number was somewhere around 37 to 40% of the federal workforce is age 55 and older.
Speaker ASo, you know, these are people who are starting to think about Retirement.
Speaker CRight.
Speaker AYou know, or should be thinking about retirement.
Speaker CYeah.
Speaker AAnd I think that that's also part of what's going on here is I'm hearing from people that are saying, like, I have a year left or I have three years left, or, you know, this is, this is what I was working toward and there's just a lot of uncertainty.
Speaker AAnd this is.
Speaker ASo we're taking the stress of what's happening, you know, that there are, you know, emails coming out, you know, that there are, you know, discussion of incentives or, you know, okay, you can, you know, decide, decide to work from home to this date and then you'll leave in September.
Speaker ASo there are stressors, there are tangible things going on.
Speaker ABut now people are getting into that space of like, well, what does this mean for me?
Speaker AAnd they're getting into some of the what ifs and the unknowns, and I think that's where we're seeing that intersection between stress and anxiety.
Speaker CYeah.
Speaker CAnd I.
Speaker CThat question was important to me because I.
Speaker CMy first reaction to this is this is very common to normal economic cycles in the private sector.
Speaker CSo it's very normal to be working at a tech company and come in next Monday and they just say, yeah, we're pulling back, the numbers aren't where they're supposed to be, or we're going in a different direction and they chop the jobs just like that.
Speaker CAnd it's a very normal happenstance.
Speaker CBut what you're saying is two things.
Speaker CI think.
Speaker CNumber one is it's not normal in that, if you wanted to call it an industry in that industry to have those, you know, aggressive job cuts coming out of the blue.
Speaker ARight.
Speaker CNumber one.
Speaker CNumber two, normally when you do that with a company, HR is there with a packet and says, you know, we put this together for you and the attorneys have already gone over it at all and everything.
Speaker CAnd you know what you're signing and you know what you're getting, you know where you're going and you know, if you can get a job back there next, next, next year, if they're hiring again.
Speaker CIn this case, what you're saying is, is it doesn't appear that it seems like people are dealing with it.
Speaker CIt's coming out of the blue.
Speaker CSo you could say, okay, well, that's not, you know, that's a new thing for them to deal with.
Speaker ARight.
Speaker CWhether it's fair or not, that's a different discussion.
Speaker CBut then also they're not being given enough answers to understand.
Speaker CAnd because of the personalization of it, it's probably Amplifying the reaction.
Speaker CBecause the typical reaction I think you would get from that is, I've been disrespected.
Speaker CYou know, I, maybe I am working really hard and trying and I just happen to be in a group of people that maybe the department's not functioning correctly.
Speaker CBut maybe that's not me, maybe that's management, maybe it's somebody else.
Speaker CAnd here you are going to put a mark on my resume that I was, you know, I mean, unproductive or ineffective.
Speaker CAnd I'm being terminated in these things.
Speaker CSo.
Speaker CAnd that's the hard part because it is real people.
Speaker CThese are, these are, and I always say this going the other way too.
Speaker CBe careful when you broad brush paint people and say all those people on that side of the aisle are bad because these are your brothers and your sisters and your neighbors, your aunts and your uncles, your children, your friends, kids, you know, whatever.
Speaker CThere's a lot of them.
Speaker CYou know, if we're talking 35% of the potential jobs out there, you're talking a lot of people who are going through this to some extent, right?
Speaker CThe question is, is how are they dealing with it and are there healthy ways to deal with it or are there unhealthy ways to deal with it?
Speaker CAnd, you know, kind of how do we get through that?
Speaker CBecause I gotta imagine, and I had talked to you ahead of time and I was using the term stress for this, but I think it's more than stress.
Speaker CThere's got to be impacts from prolonged anxiety.
Speaker CAnd we already know there's impacts from stress.
Speaker CEverybody knows that if you're at a high level of stress, higher potential for heart disease and all kinds of other things, right?
Speaker CSo like, there's no question that the stress has an impact on your body and mind, but what's the long term impacts of uncontrolled anxiety on the body and mind?
Speaker AYou know, anxiety is a really interesting condition because it can do a lot of different things in the body.
Speaker AWe have seen examples from, you know, it can compromise immune health, it can compromise, people start to have gastrointestinal issues, issues we generally associate like irritable bowel syndrome with anxiety.
Speaker AWe see disruptions to sleep, to eating patterns, we see changes in overall health condition and, you know, in my role.
Speaker AAnd a lot of people may not realize this, like when they come to a, to a mental health therapist and say, like, oh, you know, this is what's going on.
Speaker AWe actually, before we can give an diagnosis, before we can give any mental health diagnosis, we're actually supposed to Rule out medical conditions.
Speaker AAnd that's okay.
Speaker AYeah.
Speaker AIt's really supposed to be a criteria of a mental health diagnosis is that I send people back to see their.
Speaker AUsually their pcp, and I'm like, you know, these are just something that I want you to rule out.
Speaker AYou know, have the.
Speaker AHave the blood work talking about this.
Speaker AYeah, let's make sure that we're not dealing with a medical condition, you know, before we come back to.
Speaker AA lot of people get very frustrated sometimes with their physicians unfairly, because maybe they've been seeing their physician about some heart palpitations or headaches or, you know, something.
Speaker AThey know something's not functioning right.
Speaker AAnd the providers have run the gambit of.
Speaker AOf tests, and everything has come back in the normal range.
Speaker AAnd then the provider, sometimes they incorrectly say, oh, yeah, this is really in your head, which can be really offensive to a patient.
Speaker ABut if they come back and say it's anxiety, some people will say, like, okay, I've heard this before.
Speaker AYeah.
Speaker AAnd that's when they come back to us.
Speaker AAnd I spend not a lot of time, but I certainly have conversations with primary care providers and some specialists where we do coordinate services, and they're ruling out something.
Speaker AI'm ruling in, you know, mental health.
Speaker AAnd, you know, I say that because anxiety has such a wide impact, there's actually been really extreme.
Speaker ALet me be clear.
Speaker AThis is a very extreme example, but where people have lost their vision as a.
Speaker AIn response to.
Speaker AOh, wow, right.
Speaker AYou know, so it can really have a very significant, detrimental physical impact on us.
Speaker ANow, short of that, I say to clients, sometimes when they're living with chronic anxiety and we're trying to manage it better, and I talk with people about three goals.
Speaker AReducing the frequency of the symptoms, reducing the intensity of the symptoms, and reducing the duration of them.
Speaker AAnd we can use specific strategies to target any of those.
Speaker AThose three goals.
Speaker AAnd so when we're looking at that and we're dealing with.
Speaker AWith chronic anxiety, you know, there's the empathy piece that you're hinting at, like, you know, really sitting and hearing.
Speaker AHearing them.
Speaker AAnd, you know, sometimes they just need to genuinely hear, like, yeah, this is hard, and it is harder for you.
Speaker AAnd I'm like, people who live with chronic anxiety, you know, sometimes they feel like they've been through the paper shredder to get to a decision or to get through an event, and they do look around and they see other people.
Speaker AAnd, you know, we're focusing on federal workers today.
Speaker AFederal workers, you know, are responding in different ways.
Speaker AWhat I think is really interesting and says something, says something about them is they're all still showing up to work.
Speaker AYou know, we're not hearing reports of mass call outs and so forth, that they're showing up and they're still, still doing their jobs.
Speaker AAnd.
Speaker COne of the things that, that you just made me think of because we, the, the goal of this was to try to help people going through this change.
Speaker CRight.
Speaker CYou know, people say normal, new normal.
Speaker CWhat's normal?
Speaker CNormal is whatever happens consistently going forward, not what used to be.
Speaker CSo it's like, you know, number one, you've got to be comfortable that the world is always going to be changing and it doesn't care if you're ready for change or not.
Speaker CBut the other thing that this made me realize too, while you were talking about that I can I, off the top of my head can name a number of people that I know clients and people that we've worked with over the years.
Speaker CThey have uncontrollable anxiety over the investments and the way the politics are intertwined with investments anymore, which is a game from the media.
Speaker CIt's not real, but it's, you know, it's a way to get eyeballs and get people.
Speaker CYou vote with your pocketbook.
Speaker CSo I'm going to tie every issue to your pocketbook.
Speaker ARight.
Speaker CType of thing.
Speaker ARight.
Speaker CAnd, and being able to set.
Speaker CI always say you need to separate from the, the emotion and the social issues from the financials.
Speaker CBut there's an awful lot of people who probably need to hear this conversation because they're reacting to the news the same way that a federal employee or somebody who's got federal funding for their job maybe is anxious about, you know, what policy Trump is rolling out next week or somebody in his cabinets rolling out because they're reading the news and saying, oh, we're headed for the Great Depression or, you know, the next great recession because of things that, you know, unfortunately when they get it wrong in the news, you never hear about it.
Speaker CThey don't come back and go, yeah, we got that wrong.
Speaker CAnd we caused people to quit their jobs and commit suicide and do like, you know, and have divorces because they were panicking and, you know, do these, all these crazy activities.
Speaker CBut, you know, we were kind of making it up because we were just guesstimating what might happen because, you know, we, we, we kind of failed to explain how terrorists really actually work, you know, or something like that.
Speaker CYou know what I mean?
Speaker CIt's just kind of like I think people really, really need to hear this, who are reacting to, like, who are aggressive to me, aggressively reacting when they read something or they just, they just know.
Speaker CThey know scary, scary things are going to happen.
Speaker CYou and I were joking a little bit before this.
Speaker CIt's like, you know, I always show people kind of their projections and, you know, if you'd run a Monte Carlo scenario, which is just a stress test on sequence of return, you're going to get the percentage that's in the really bad output.
Speaker CRight.
Speaker CThis is the 20% where your life can't happen the way you want it to happen.
Speaker CBut if you're controlling your variables and you're really realistic as to how you're modeling, you can say, well, what you have to understand about that bottom 20% is we're all in that together.
Speaker CIf you're doing what you're doing and the results are that bad, chances are it's that bad for everybody.
Speaker CSo that new normal is kind of reset.
Speaker CYou know, it's kind of like we're.
Speaker CAnd that means you can't do anything about it that's out of your control.
Speaker ARight.
Speaker CAnd so we can sit here and we can worry about doomsday happening.
Speaker CAnd by the way, they've been saying doomsday was going to happen as long as you and your parents and your grandparents can think about it.
Speaker CRight?
Speaker ARight.
Speaker CAnd it hasn't happened yet.
Speaker CWe can, we can sit here and we can dwell on it and panic about it, or we can realize if doomsday does happen, like if they, you know, if an asteroid hits the Earth, I guess we're done worrying about global warming and we don't need to be right.
Speaker AVariable change.
Speaker CWhether or not it was going to happen or not it happened, it's done.
Speaker ARight?
Speaker AIt's done.
Speaker CAnd, you know, if you're on the wrong side of the bat, who cares?
Speaker CIt's done.
Speaker CIt doesn't matter if you were right or wrong.
Speaker CIt's done.
Speaker CSo real quick, before we wrap up this episode and then we're going to bring you back for our next episode, are there things that we can do to address the anxiety?
Speaker AAbsolutely.
Speaker AAnd I'm actually going to use what we were just saying saying to segue a little bit.
Speaker AOne of the first things that, you know, like, when we're talking about variables and we're talking about the, the media and some of the influence, it doesn't matter, you know, which media we're, we're talking about, you know, media has changed so much in, in certainly our lifetime.
Speaker AAnd, you know, as you were talking about the retractions, I was reminded like I was a paper boy.
Speaker AAnd so I used to get up every day and deliver the paper, you know, through the neighborhood.
Speaker AAnd those retractions were in the lower left hand corner.
Speaker AYeah, that were printed like, you know, but that was an era that, you know, you got the newspaper, you got your information from that and there was, you know, like the morning news, the new news, 6pm news and 11 o' clock news.
Speaker ASo we had very clear periods of time and mechanisms that we were exposed to that when we went to a 24 hour news cycle and then we went to, you know, the sensationalization of some of the stories.
Speaker AAnd we've seen a lot of change in the way that the media, you know, we've shifted in some of these media platforms from objective and neutral to, you know, inflammatory and getting people to watch.
Speaker AAnd they're meant to evoke emotion.
Speaker ASo you know, what that does, and the research has been really clear about this for at least 15 years, probably longer than that now is we want to moderate the amount of, you know, news exposure that we take.
Speaker AMeaning we want to, I'm, you know, we want to set aside time to look at current events, what's happening in the world, because people are always like, you know, well, I have to know what's going on.
Speaker AAnd you can, but you want to do it at a time that like you feel your strongest during the day.
Speaker AYou have a lot of mental clarity.
Speaker APeople do what we call doom scrolling.
Speaker AJust when we get on that magic, that little magic box that we all have and just start going and it starts feeding us stuff that promotes anxiety, it evokes strong emotion.
Speaker AAnd you know, so if you're doing that at 9, 10, 11 o' clock, 2 o' clock in the morning, you're feeding that anxiety.
Speaker ASo those are some things controlling that media exposure.
Speaker AAnd not just to news media, but to TikTok and Reddit and all the different things that are out there that feed us stuff very quickly and that are designed to evoke emotion.
Speaker AWe want to have better control about when do I expose myself to that?
Speaker AWe want to think about on a very general level around anxiety.
Speaker AYou know, one, learning to recognize it.
Speaker AYou know, am I someone that I have a low level of anxiety?
Speaker ADo I experience moderate?
Speaker AHas anxiety been a partner throughout my life for a variety of reasons and you know, do I find myself very reactive?
Speaker AAnd in those cases I say like, that's when you want to seek out some professional assistance and somebody that can teach you skills.
Speaker AThere's A lot.
Speaker AThere's a lot of skills that we can use.
Speaker AThere's different approaches to anxiety management.
Speaker AExercise, you know, just daily moving our body, Our bodies are designed to move.
Speaker AWe're not supposed to be sedentary, you know, making sure that we have daily movement, a sufficient amount of cardiovascular or.
Speaker AYeah, cardiovascular exercise or cardio.
Speaker AYeah, cardiovascular exercise.
Speaker AI'm saying that, right, that we're getting enough, you know, exercise and that can just be walking, you know, it doesn't have to be to the gym.
Speaker AYou don't have to swim, you know, Olympic pool laps.
Speaker CRight.
Speaker AYou know, paying attention to our nutrition and, you know, giving our body the energy that it needs.
Speaker ADoing that, doing that properly.
Speaker CThere's, there's, I've seen a study before that says, you know, one of the problems that people have with diets is, you know, in the morning, you wake up, you're fresh, you're strong, and you go to work and, and you fight all the battles.
Speaker CYou fight at work, right?
Speaker CAnd then you come home and you take care of the kids and you fight all the battles of taking care of the kids.
Speaker CAnd then, you know, it's 8 o' clock and you hit the couch and you're like, you know, if, if you have something sweet in the house, like ice cream or something like that, it's just like, I need something from me.
Speaker CAnd so either you're rewarding yourself or you walk by the counter and there's a cupcake on the counter and it's like, you know, your guard is down.
Speaker CSo if normally, if normally you would be telling yourself, you don't need this, you're strong, you can do this.
Speaker CBy the end of the day, you're worn out and, and, and the energy to tell yourself you don't need that as kind of gone.
Speaker CAnd so if you take the news and you put the news in the place of the cupcake or the news in the place of the ice cream, it's like if, if you're doom scrolling before you go to bed, when you're least able to fight, you know, the, the narratives and kind of think about it critically.
Speaker CAnd then, you know, I mentioned, I, you know, I woke up one day and I started watching 24.
Speaker CSo I'm watching 24, I'm watching Criminal Minds, watching all this like, serial killer, end of the world type of stuff, listening to Hard Rock on the way home from work and, you know, all that kind of stuff, what you put in your brain starts to come out in your, the way that you kind of see life I noticed, I don't think it was depression, but I noticed a, I had a much darker mood most of the time because I'm watching those shows.
Speaker CI'm like, yeah, there's people that really do that.
Speaker CYeah, this kind of sickness is real.
Speaker ARight.
Speaker CAnd, and you just start going, I'm sad for humanity.
Speaker CWhy is humanity like this?
Speaker CThen you start thinking about why is all the entertainment out there seem to be about the end of the world and people being tortured and horrible things happening to people Instead of like whatever happened under the Tuscan sun or something like that.
Speaker CYou give me, give me something that happens positive at the end.
Speaker AYes, yes.
Speaker AYou know, I don't think you know this about me.
Speaker AMy undergrad is know a lot about.
Speaker CYou, but I may not know this.
Speaker CI'll tell you if I know or not.
Speaker AYes.
Speaker AYou know, my undergrad is in journalism.
Speaker CI did not know that about you.
Speaker CYeah.
Speaker AYep.
Speaker AAnd you know, again, it was, it was, you know, the 80s into the 90s and you know, again, there were formulas back then and if you remember the old newscasts, you know, the newscast always finished on what was called a color story, something that was bright and uplifting.
Speaker AYou know, that was when you saw things from the zoo or from, you know, elementary schools.
Speaker AIt was always positive and it was meant to finish on this uplift.
Speaker AAnd we've lost that again in the 24 hour news cycle.
Speaker AAnd now that, you know, whatever search engines you know are feeding, feeding our news feed, they don't do that.
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