In today's episode, we're going to be dealing with a topic that is very important and is fundamental foundational to your ability. To make more money and to transition your income. When you are transitioning to being a homeschooler, maybe you are thinking about leaving your nine to five job and you want to start creating money from home building building onto or starting or growing your side hustle, going from side hustle to going pro in that you are going to come face to face. With this issue, this roadblock, and if you don't conquer it, if you don't get on the other side of this, it's going to be the thing that holds you back. I'm telling you, I worked with so many entrepreneurs. And one of the things that I am dealing with right now with not one, but a couple of different clients that I'm working with is mindset and helping them adopt a mindset that will allow them to. Do things that are tough, but also necessary to achieving the results that they want in their business, the growth that they want in their business. And I'm not a mindset coach. I am a marketer. People hire me to build sales funnels and to help them launch campaigns and yet instill because. Of mental limitations that they have. I am having to play a mindset coach in order to free up their mind and get them into the zone to do what we need to do. And so mindset is huge. We're gonna talk about it today. Let's get started.

A fast growing number of parents are starting their homeschooling journey while others have been homeschooling for years. All of these parents are asking one big question, how can I afford to homeschool? We are here to answer that important question once and for all. Hi, I'm Crystal Obby. And I'm Anthony Obby. We've been homeschooling our five kids for 13 years and we funded it. Through our online consulting business that we've been running for over 17 years now, we're combining Crystal's financial coaching expertise with my digital marketing background where I help entrepreneurs launch and sell online. We're here to help fellow homeschooling parents self-fund their homeschool journey and create lifestyle businesses. For financial freedom without a nine to five job, are you ready to start living life on your own terms and make your homeschooling experience a lot more fun? Well then sit back, crank up the volume, and enjoy this episode of Homeschool Money.

Welcome, welcome, welcome to the Homeschool Money Podcast. I'm your host, Anthony Oby. I'm Crystal Oby, and we're excited about this episode because it's not just one episode. This is the foundation of a series of episodes that we are going to go into now, and we're talking about the foundational. This is step one of the Homeschool Money Makeover system and step one. Deals with mindset, helping you develop a money mindset, a homeschool money in particular mindset. It's not just about making money. Anybody can go out there and hustle hard and make money, but as homeschooling parents, we are intentional. Parents and we, we are the folks who have been willing to go down to one income, if necessary sacrifice the promotion in order to have more time to be able to invest into our children. So developing a homeschool money mindset is not just about. Being willing to spend more hours, hustling hard to make money. It is about doing the intentional work that it takes to transition your, your marketable skills, transition your economic value into. Endeavors in a business venture that is high profit and low stress and allows you the freedom and flexibility that you need to homeschool while also creating a sustainable income for yourself. And so that is unique about this particular homeschool money makeover system and our particular topic of, of mindset. The reason that we start with the mindset is because there's all the different steps in our system to where if you don't have the proper mindset, where you even believe that the results are possible, you may limit yourself and you may not ask for what you need. You may not even. Realize what you need. Many people don't even have a good idea of what they personally need, and so when it comes to laying out the needs for their children, their home, and just the entire homeschool lifestyle, it can be a blockage to say, Hey, we're going to need more. We're going to need to do more, but not. Give up, having the presence with our kids. And so just all the work that it takes to be able to build a business, which it takes a lot of mindset work just to be an entrepreneur. And then you combine that with the mindset it takes to be a confident homeschool parent. You are running up against some barriers there. And so the first thing that we do in our system is make sure that people are. Confident and have a system and know what's possible and are able to keep going to the next level that they need to go to. And so this episode is going to help people understand the benefits of positive money affirmations that can be installed into everyday life, so that. Every single day you're working to be able to be on the path to getting all the money you need to be able to homeschool. Yeah, and just so you guys understand and where we're coming from, crystal has, you know three financial certifications and deals in the real world. And I have been a marketing consultant for 17 year years and I deal in the real world with real things. We're not. Woo woo people and that type of thing. This isn't just fluff that we're talking about. When we talk about mindset. We're talking about concrete grounded principles that will expand your thinking transition your thinking in order to away from frameworks that are limiting into framework, into a framework and a mindset. That allows you to do what you need to do to get the job done, to homeschool your children, and also to create homeschool money for yourself. Yes, we are. One thing that we wanna include on this show is examples of people who are successfully creating the income and living the lifestyle. And that's why we present ourselves as a An example. Yeah. And that's what the foundation of the show is about. Because if you have the belief that you can actually make something work, then you're more. Easily able to quickly implement the ideas that you receive and the actions that you need to take and the sacrifices that you need to make if you know that it's worth it. Yeah. And so it's a lot easier to get results if you believe that you can get what you're going after. Right. And so that's why the show is called Homeschool. Money because the families that listen to us, they want to homeschool and they need to be funded. They need the money to do it. And so all of our episodes are based on that. So, and, and Crystal, I know that you've done extensive research on this topic of mindset and you are gonna share with us in this episode benefits of, of focusing on positive affirmations that get you in the mindset of, of attracting the money that you want, not just attracting it, but also. Expanding your mind to the place where you are willing to do the work that it takes to, to pursue it and open up new opportunities.

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But let's just keep in mind that in any endeavor, any a player in any field does mindset work before they step into the court, onto the rink, onto the field of their. Sport, all athletes. Yeah. I think it's been proven is that many times when people have had athletic experience, they're able to transfer that experience of being on a team and getting into the right mindset to be able to continue playing even whenever they've lost and continue going for the gold, going for the championship, no matter where they're coming from, whenever they have that experience, they're able to transfer that to. Business experience just anything, any goal that they go after. Just that ability to do that is transferable. Yeah. And so it's transferable here as well. And so if anybody's listening and they've had athletic experience, just remember whatever your coach was saying to get you to keep playing when there was, you know, rain. Keep playing whenever you've been losing. Keep playing when you didn't have all the resources you needed. It's the same skillset and you need to believe that you can win because there's so many times that opportunities are. Sitting right there in front of you and you don't see it just because you just have a blockage. You just really can't, you can't see it. You're not open to it. And so just having someone working with you that will help you see all the opportunities right in front of you, that's how a lot of people, when they get coaches, are able to move faster. That's right. Yeah. I, I've been watching a, a documentary series. Just every now and again on on, on Prime and I'm, I'm just fascinated by these NFL players and what actually moves them into their very best performance. Of course, they have to practice hard and train hard all week. They have to go through physical therapy to heal up injuries and things of that nature. But what actually, when it comes down to it, before they actually step out onto, onto the field. They get a heavy dose dose of positive affirmations and frameworks from their coaches, and these guys deliver TED talk level speeches. One in, in the, before they step out on the field for the first quarter and at halftime. They get 'em for every single game, at least twice per game and after the game in order to keep these guys playing at their absolute peak performance on the biggest stage in the world, the NFL and so if this, you're going to be moving into peak performance as you transition into homeschooling and, and particularly if you're working with what we're teaching you in homeschool money and how to create new income streams. While you're homeschooling, you're going to be stretching yourself. And so these are positive money affirmations that you need to listen to and that you need to go back and listen to as we execute on this and, and, and as we lay out these episodes. We're gonna get it right into it. Talking about the key benefits of saying positive money affirmations let's talk about key benefit number one, positive money. Affirmation boosts mental wellbeing and self-compassion. A study from uc, Berkeley found that even a 22nd daily affirmation practice significantly increased emotional wellbeing, self-compassion, and reduced stress, especially when done consistently over a month. People really underestimate how much progress can be made in life based on small things that can be added into their daily routine. This type of thing. Doing the the positive money affirmations, even 20 seconds can change your outlook for the whole day. And imagine going through your day and you're feeling great and open about getting opportunities and thinking that you will have all that you need and feeling more safe and secure. Imagine starting your day off with just that 20 seconds and it making all the difference. Many times people get to the end of the day and they haven't really taken the time to think about the opportunities that actually come their way and the resources that they already have access to. But one of the things that I like to do whenever I talk to people is just do an assessment of the resources that they have access to already that they're not looking at. Those are hidden opportunities that we uncover, and in one call, we're usually able to find a minimum of $10,000. That is literally in their life right now. And just by getting on the phone, we are finding that. And so that 20 seconds of saying, you know what, today I'm gonna get on the call with Crystal and I'm gonna find my $10,000. That can make all the difference. Or, Hey, I'm gonna do these affirmations, keep myself in the right mindset. And then whenever somebody presents something to me that's a good, that's something that I may have missed. I'm gonna be more focused. I'm gonna pay attention to it. And that could be the difference. And so that 20 seconds. That's really good. Yeah. Yeah. That 20 seconds can make all the difference. It doesn't have to be some long, big, drawn out thing. That's right. Number two, a positive money affirmation reduces stress and improves emotional resilience. Self affirmation has been shown to buffer stress even physically. Students who completed value affirmation exercises had lower stress hormone cortisol spikes during stressful events. More broadly, affirmations help shift mental pathways away from negative thoughts and towards resilience and emotional regulation.

Hey, friend, quick break. If you're ready to fund your homeschool without relying on a nine to five job, you have to check this out. We're giving you instant access to. Our free class is called Get 30,000 a year to Fund Your Homeschool Without a nine to five job. In just 90 minutes, you'll learn how to create consistent income. Afford a world-class education for your kids and get the lifestyle freedom you deserve, that's gonna give you more time to invest into the people that matter the most, your children. This is the system that changed everything for us, and it's changed everything for hundreds of other families too. Go to homeschool money.com to register and watch the free class on demand and get our newsletter full of tips and support. Don't wait. Your freedom starts right now.

One thing we know is that people have that inner critic and the inner critic is there. Trying to help you be an excellent person, but it can sound very critical. And when you have that critic going all day long, commenting on everything you do, everything you say, every interaction that you have that inner critic will have you not go after opportunities that inner critic will have you not show up the way you really wanted to. And so by having your own self money affirmations, you're really combating that inner critic. Because most people don't even understand that they have that programming going on in their own mind, and they think that the enemy is outside of them. They think there's all these outside forces that's against them, and there are, there's all types of things against you, but when you wake up in the morning, you got that inner critic and you got those experiences that you're ruminating over in your head that's just playing like a cassette player and. Those things right there is what's actually gonna take you down. That's, I mean, you work with high performing entrepreneurs and it's not the outside force. It's typically a, a high performing entrepreneur. It actually gets revved up when there's op opposition. It's actually fun Yeah. To go out there and compete. It's, you know, entrepreneurs can get very competitive and get, you know, excited whenever there's trouble, but it's that inner critic and so mm-hmm. You have to combat that, and so by having those, that self positive talk in the morning. And doing it for yourself, that is gonna combat that and just set your day up for success. Really good. Really good. Number three, positive money affirmations will rewire your thought patterns and your sense of self-worth. Number three, positive money affirmations will rewire your thought patterns and your sense of self-worth. Repeating positive statements strengthens neural pathways that reinforce self-belief and self-esteem, making it easier to habitually access positive thinking. Think about it. Whenever you say something to someone every day, like what we do with our kids, we have a whole list of things that we're always telling them. I literally have told the kids positive things about them every night of their life before they go to bed at night. I have a list of things for each child, and those are the things that, the character traits and the things that we appreciate and the things that they want to be, and now that they're older, they're able to request things that they want to be. And so every night I say, you're a this and you know that I'm keeping that private, but. They're affirmed every night and they're turning into that. And so by having somebody say that to them on the outside. That actually helps build that into their life. And so say they want to be a, you know, a business person when they grow up, I'll say, you're an entrepreneur, you know, and I, and having this an outside person helps you feel more confident and help you believe that it can happen. But get this, everybody doesn't have a parent that every single night. From day one will speak into them. Everyone doesn't have a spouse that will speak into 'em like we have. That's right. Everyone doesn't have extended family or friends that'll speak into them. That's right. So you have to be a person who can speak to yourself. Mm. And that's why these self affirmations are important because you can speak to yourself and your brain when you say things out loud. It takes it as if somebody else said it. Mm-hmm. That's the way the brain actually works. Right? And that's why it's so important to watch the words that you say and take it serious, because when you speak it, you end up programming your own brain to believe whatever it is you're saying. And so if you say every day something negative about yourself, of course it's gonna make you feel bad If you say something positive about yourself and you say it in a way that your brain will believe it. Then you'll keep going towards that direction, and that's why we're doing this series, because that makes all the difference. Powerful. Number four, saying positive money. Affirmations enhances problem solving under pressure participants practicing self affirmations performed just as well under stress as less stress. Individuals, affirmations directly support cognitive functioning when it's most needed, and that's the thing we don't practice, just so that we can constantly be in practice. We practice so that we can be ready for the actual game. Hmm. And so what we're doing is we're pro programming our brain and building into ourselves so that when we have trouble, we know what to do, so that when we have need, we know what to do. So if you say something like, I have all I need. I have everything that I need to homeschool my kids. If you say that, then when you get hit and it looks like you don't have what you need, if you've been programming that into your brain, then you're gonna just. It kind of like disconnects you for a second there and you'll say, you know what, maybe I, maybe I'll just think for another moment and I'll focus on the positive. Maybe I'll be open to, well, what, what can I do next? Because you, what happens is people get into a spiral. Mm-hmm. And so if someone has been speaking negative to them or they've been speaking negative to themselves, then they're looking for that proof. Right. And so when something negative happens, they're like, see, I told you it wasn't gonna work out. See, I told you this wasn't gonna happen for me. But if you've created a habit of talking to yourself every day, whenever you didn't really need it, then whenever the ha, whenever something comes up, you say, you know what? Why not me? Yeah. You know what? It could happen for me. Yeah. You know what? That might work out. And just that moment, right there could be literally the difference between you. Being in the game or not in the game, be you trying or not trying. And so it's, it's kinda like whenever you, you know how that, that feeling of whenever you go and look for do shopping for a new car. You know, you before that, you may not have noticed that particular car, that particular brand on the road at all, maybe you didn't even know it existed. And, but you, you know, you get zoned in on this particular car, this particular year and, and model, make, and model, and now that's like all you see on the road. And so your brain is trying, it is solving for that. And that's what you notice. And so it, it sort of eliminates. Everything else, do you see where I'm going here? Whenever you are saying and gearing your brain up to make those positive affirmations, your brain is going to then seek out that which is aligned with what you've been feeding yourself. And so you're going to you know, be like Teflon to negative people. Negative, negative people in circumstances. And situations because your brain and your, your, your soul is sort of looking for that which you've been feeding yourself, the positive, the good stuff, the positive money affirmations, you're gonna find those opportunities eventually and you're gonna avoid more, easily avoid the negative opportunities and the bad opportunities and the money sucking opportunities because you've been feeding yourself positive money. Affirmations. Yeah, really good. Just listening to this podcast. And putting that into a daily routine. It's your understanding that yes, you can homeschool and yes, you can have all the money you need to do everything you wanna do. And yes, it can be an amazing experience and it can be even better than you even imagine, no matter what's happening anywhere. That's right. And so that is hugely important, number five. Positive money affirmations creates a positive money mindset.

Hey, I hope you're enjoying the show. We'll get right back to the discussion, but I do want to talk high level with you real quick. You see, transforming your finances so you can self-fund your homeschooling journey without a nine to five job takes a roadmap, right? And you may be wondering, where do I even start? Start at step one. Our Homeschool Money Makeover program breaks it down into five practical steps that help any family achieve a financially abundant. Homeschooling lifestyle. Step one, install the abundance Operating system. Most people believe that they need two, nine to five jobs to make it in America the truth. With all the technology and the tools available today, there's never been an easier time to generate six figures. A year in income working just 15 to 20 hours a week than today. When you have a strong why for homeschooling and you know the real costs, you unlock the courage that you need to become a money magnet without a nine to five job. Step two, get crystal clear about what you're gonna do with your first $1,000 that you make outside of your day job. Write down specific homeschool needs that a thousand dollars can cover. Yes, this is a small amount, but if you can learn how to set a target of make your first thousand dollars outside of your nine to five job, that's going to set a fire in your belly and the determination that you need. To make the next a hundred thousand dollars. Step three, find all the money falling through the cracks in your budget with Crystal's. Three financial coaching certifications. Listen, she's gonna help you be able to streamline your budget and free up money without sacrificing your favorite things. You can't build a strong financial future with money falling through your pockets, right? So let's plug up the leaks. Step four. Discover new ways to make money and claim free money available for homeschooling families. We discuss grants scholarships, proven fundraising opportunities that Savvy Homeschoolers are using, and we show you how to use them too. Step five, launch or Scale your Moneymaking Success System to completely replace your nine to five job income. Whether it's a side hustle, a freelance work, or a new business, identify your single most viable opportunity and turn that into $3,000 in income. $5,000, $10,000 a month in income or whatever you need to feel financially abundant. Implementing these five streamlined steps will make you feel more financially empowered than ever before. You'll gain the momentum that you need by step number five when you're making more money. You're going to feel unstoppable financially. Through our marketing consulting business, we've helped literally hundreds of entrepreneurs build online selling machines. That's what we do in our business life and launches, and we share our million dollar automated selling system with you. Inside the Homeschool Money Makeover program. Inside the course, you're gonna get all the video lessons, worksheets, templates, and guides that you need to walk through all five of the steps to transform your finances. And right now, during our special introductory offer period, you'll get bonus gifts plus our lowest enrollment price ever. Making it easy to enroll and make your first thousand dollars back. Fast. Go to homeschool money.com to watch our free class, and then you're gonna get an inside look at the full Homeschool Money Makeover program. Don't wait. Go to homeschool money.com to start the free class and enroll into the full program today.

Affirmations help re replace self-limiting beliefs. With empowering ones, fostering confidence in financial capabilities, this shift enables a more constructive relationship with money. Opening you to opportunities and proactive behavior. That was exactly what I was just trying to like describe in a little car shopping scenario. Yeah, whenever This reminds me of how we tell our kids ever since they were little and could even pay attention is when we go out to make friends. We say, you make friends everywhere you go. Mm. Right? Because a big deal with homeschooling is people are always about. To asking about, what about the socialization? What about this? What about, are they gonna have friends? Are they gonna be able to do this and do that? And so we always told our kids, you make friends everywhere you go. So our kids, we'll go to a restaurant, they'll have a good time with the people there. We'll go into a room of kids they've never met before, and they're confident. No matter their personality, no matter how they lean on introvert, extrovert or anything like that, all of our kids are able to go and connect and have a good time everywhere they go. And that's because we're like, Hey, you guys make friends everywhere you go, you have a good time with the people that you're with. That's right. And so we've been building that into them. And it's the same thing with the money mindset. That's right. That's good. And so true. Number six. And this is the last one that we will mention in today's episode to tee up this series on this topic, I don't need to say that. Just say number six, and then whenever you say that, then we'll end it off. Okay. Number, number six, positive money affirmations. Amplify when combined with action Affirmations work best when aligned with tangible financial planning, like budgeting, goal visualization, and implementing risk strategies. So your mindset supports your real world actions. Yeah. We know for when people do a budget, how you feel about, even the word budget can make the difference of whether you do one or not. When a lot of times people see a budget as a limiting thing, when really we see a budget as an opportunity to know exactly where every dollar goes. So then, hey, you know what? There's also a dollar over there for some fun, and so it's. Actually something that gives more freedom and more safety and more security. So how you see things makes a difference of the actions that you take about it. And it's important for you to train yourself to have good, a good mindset about things that are good for you. It's like any goal that you have. You want to feel good about doing good things, and so the positive money affirmations will turn you into. A, you know, a money master because you'll say, I, I have a handle on my finances. I am taking care of everything I need for the kids. I have a plan for our future. Our kids are gonna grow up and have a good plan. And so the actions that you take are directly correlated with how you feel and how you think about the money. And so the actions. Are important and that's why we're going to make sure in our next episode to give tips on how to incorporate the actions into the daily schedule. That's right. It's all about implementation and that's coming up next in the next episode of the Homeschool Money Podcast. We hope that you have enjoyed this episode. We are excited about what is to come, so we look forward to seeing you in the next episode.

If you like today's episode, make sure you tap the follow button so you never miss a thing, and if it help you share it with a friend or your homeschool group sharing is caring. Do you love free stuff? Like me? Sign up and watch our free games class called Get 30,000 a year to Find Your Homeschooling. With our nine to five job, when you sign up, you'll gain instant access to a class and you'll get our weekly newsletter. For tips and strategies to make your homeschooling journey affordable, go to homeschool money.com and register right now, ready to get your homeschool money. Head over to homeschool money.com to enroll in the full Homeschool Money Makeover course. You'll get the tools, templates, and step by step help to find your first $1,000 fast. And create 30,000 or much more every year. Each module of this program is designed to transform your finances and help you experience financial abundance, so you have the flexibility and lifestyle freedom to homeschool your children with a nine to five job and without sacrificing. And right now we have an amazing limited time offer that gives you huge savings and bonus gifts you're going to love. Go to homeschool may.com to enroll today, and don't forget to give us some love with the five star rating and review. It'll help more people find ourselves. Have a great day. Bye.