1 00:00:00,000 --> 00:00:02,730 Ralph: Do you ever feel like your prayer life is running on empty? 2 00:00:03,510 --> 00:00:06,960 Like, you're just going through the motions without really connecting with God. 3 00:00:07,620 --> 00:00:09,240 That's a feeling many of us share. 4 00:00:09,870 --> 00:00:12,360 Today, we're going to explore some practical ways. 5 00:00:12,660 --> 00:00:14,340 To cultivate a vibrant. 6 00:00:14,969 --> 00:00:24,570 And impactful prayer life that will transform your relationship with God and bring more peace, purpose, and power to your daily life. 7 00:00:25,140 --> 00:00:27,150 It's time to take your prayer life to the next level. 8 00:00:27,180 --> 00:00:27,840 My friends. 9 00:00:29,620 --> 00:00:48,720 Intro: Welcome to the Ask Ralph Podcast, where listening to an experienced financial professional with over 30 years of experience can help you make sense of confusing questions, current headlines, and industry trends about taxes, small business, financial decision making, investment strategies, and even the art of proper budgeting. 10 00:00:49,019 --> 00:00:55,810 Ask Ralph makes the complex simple by sharing his real world knowledge from a Christian perspective with all things financial. 11 00:00:56,050 --> 00:00:58,599 Now here's your host, Ralph Estep, Jr. 12 00:01:00,166 --> 00:01:01,846 Ralph: Welcome to our spiritual Sunday show. 13 00:01:01,846 --> 00:01:02,506 Hey there friends. 14 00:01:02,506 --> 00:01:10,126 This is Ralph Estep your host of the show where we seek to honor God in every area of our life, including our finances. 15 00:01:10,396 --> 00:01:12,256 I'm so glad you chose to join me today. 16 00:01:12,586 --> 00:01:15,766 Before we dive in, I want to remind you to visit our podcast site. 17 00:01:16,036 --> 00:01:22,996 You do that at askralphpodcast.com for more great content and resources to help you align your money with your faith. 18 00:01:23,356 --> 00:01:28,966 Be sure to share this episode with a friend or family member who could use some encouragement in their prayer life. 19 00:01:29,206 --> 00:01:30,856 We're all on this journey together, friends. 20 00:01:31,366 --> 00:01:35,746 As normal I'm coming to you from the Estep farm and the beautiful Saggio accounting studio. 21 00:01:36,136 --> 00:01:41,746 Let me put on my podcaster hat put down those overalls and push that adding machine to the side. 22 00:01:42,226 --> 00:01:45,466 And let's get to some financial wisdom from a Christian perspective. 23 00:01:45,946 --> 00:01:48,676 Don't forget to subscribe to the show and join our email list. 24 00:01:49,006 --> 00:01:52,726 You do that at askralphpodcast.com . So you don't miss tomorrow show. 25 00:01:53,146 --> 00:01:59,656 Tomorrow, we're gonna talk about some bad money habits for retirees and how you can make better choices in retirement. 26 00:01:59,986 --> 00:02:02,956 It's really going to be an eyeopening show that you don't want to miss folks. 27 00:02:02,956 --> 00:02:06,226 So mark your calendar and don't forget to sign up for the show. 28 00:02:06,796 --> 00:02:11,686 We also just launched an insider's group on Facebook, and I want to encourage each of our listeners to join the group. 29 00:02:11,896 --> 00:02:14,746 It's a great place to continue conversations from the show. 30 00:02:15,046 --> 00:02:20,116 Share ideas for this show, discuss your triumphs and also talk about your challenges. 31 00:02:20,116 --> 00:02:22,726 We've got some great communication already going on out there. 32 00:02:22,996 --> 00:02:25,516 I have a link to the Facebook group in the show notes today. 33 00:02:26,066 --> 00:02:28,406 Let's start by grounding ourselves in the word of God. 34 00:02:28,766 --> 00:02:33,296 This versus some first Thessalonians chapter five verses 16 to 18. 35 00:02:33,296 --> 00:02:34,346 And it says this. 36 00:02:34,706 --> 00:02:35,366 Rejoice. 37 00:02:35,426 --> 00:02:44,126 Always pray, continually give thanks in all circumstances for this is God's will for you in Christ. 38 00:02:44,126 --> 00:02:44,876 Jesus. 39 00:02:45,356 --> 00:02:48,356 Let's answer a simple, but very important question. 40 00:02:48,926 --> 00:02:51,056 Do you ever struggle with prayer? 41 00:02:51,536 --> 00:02:52,436 I know I have. 42 00:02:52,946 --> 00:02:57,716 It's easy to let the busy-ness and distractions of life crowd out or time with God. 43 00:02:58,016 --> 00:02:59,606 But here's the beautiful truth. 44 00:03:00,056 --> 00:03:03,686 God longs for deep, genuine connection with us. 45 00:03:04,016 --> 00:03:06,776 He's not looking for fancy words or religious formulas. 46 00:03:06,776 --> 00:03:08,366 In fact, he talked against that. 47 00:03:08,786 --> 00:03:10,586 He just wants our hearts. 48 00:03:11,126 --> 00:03:12,296 And first Thessalonians. 49 00:03:12,296 --> 00:03:15,856 Paul gives us a powerful model for cultivating a lifestyle of prayer. 50 00:03:16,556 --> 00:03:18,986 He says to rejoice, always. 51 00:03:19,316 --> 00:03:23,786 Pray continually give thanks in all circumstances. 52 00:03:24,146 --> 00:03:28,496 Now Paul, wasn't saying we need to be on our knees 24 hours a day, seven days a week. 53 00:03:29,066 --> 00:03:32,876 He was inviting us into an ongoing conversation with God. 54 00:03:33,356 --> 00:03:37,376 And that's really all prayer is where we infuse every moment. 55 00:03:37,826 --> 00:03:39,626 With his presence and perspective. 56 00:03:40,286 --> 00:03:41,456 So you ask Ralph. 57 00:03:41,936 --> 00:03:43,886 How do we put this into practice? 58 00:03:44,306 --> 00:03:47,456 Well, I'm going to give you four actionable steps to help you cultivate. 59 00:03:47,786 --> 00:03:49,346 A more prayerful life. 60 00:03:49,976 --> 00:03:51,626 The first is very simple. 61 00:03:52,106 --> 00:03:53,726 Start your day with God. 62 00:03:54,416 --> 00:03:56,126 Before you jump into your to-do list. 63 00:03:56,126 --> 00:04:00,086 Take a few minutes each morning to center your heart on God. 64 00:04:00,626 --> 00:04:01,826 Read a Psalm. 65 00:04:02,396 --> 00:04:05,696 Express your gratitude, lay your needs and concerns before him. 66 00:04:06,536 --> 00:04:07,736 Invite him into your day. 67 00:04:07,736 --> 00:04:12,506 It doesn't have to be long, even five to 10 minutes can make a huge difference in your life. 68 00:04:13,196 --> 00:04:17,756 As the saying goes, if you're too busy to pray, you're too busy. 69 00:04:18,656 --> 00:04:24,086 Make time with God, your top priority and just watch how it transforms your outlook. 70 00:04:24,446 --> 00:04:25,706 And your attitude. 71 00:04:26,246 --> 00:04:27,776 I've actually found reading a morning. 72 00:04:27,806 --> 00:04:29,876 Devotional helps me get centered in the morning. 73 00:04:30,326 --> 00:04:34,586 Or simply getting a daily scripture email that allows me to start my day in the word. 74 00:04:35,256 --> 00:04:37,296 Next you need to pray throughout your day. 75 00:04:37,926 --> 00:04:42,036 Look for opportunities to connect with God in the midst of your daily activities. 76 00:04:42,456 --> 00:04:43,656 Are you stuck in traffic? 77 00:04:44,016 --> 00:04:45,936 Pray for the people in the cars around you. 78 00:04:46,386 --> 00:04:47,886 Maybe you're washing dishes. 79 00:04:48,126 --> 00:04:50,196 Thank God for the food he's provided. 80 00:04:50,556 --> 00:04:51,786 How about paying bills? 81 00:04:51,816 --> 00:04:55,656 Nobody likes to do that, but ask for his wisdom and provision. 82 00:04:56,286 --> 00:04:59,346 The more, we train ourselves to turn our thoughts towards God. 83 00:04:59,346 --> 00:05:04,236 The more we'll experience, his peace and more importantly, his presence. 84 00:05:04,656 --> 00:05:08,376 I found myself sometimes struggling during the day with the stress of everyday life. 85 00:05:08,706 --> 00:05:11,106 And I simply ask God to whisper to me. 86 00:05:11,616 --> 00:05:12,786 And calm the storm. 87 00:05:13,476 --> 00:05:16,476 I spoke at length about calming the storm in last week, Sunday show. 88 00:05:16,686 --> 00:05:18,246 So I'll encourage you to go re-listen to it. 89 00:05:18,246 --> 00:05:19,206 If you haven't heard it. 90 00:05:19,836 --> 00:05:23,886 I love the old hymn that says prayer is the souls sincere desire. 91 00:05:24,456 --> 00:05:27,276 Uttered or unexpressed prayer. 92 00:05:27,276 --> 00:05:28,806 Isn't just about our words. 93 00:05:29,016 --> 00:05:31,176 It's the posture of our hearts. 94 00:05:31,716 --> 00:05:33,276 We can pray silently. 95 00:05:33,576 --> 00:05:34,836 We can pray verbally. 96 00:05:35,226 --> 00:05:37,746 We can pray through journaling through art or through music. 97 00:05:38,196 --> 00:05:43,896 So you've got to experiment different forms of prayer and find what helps you connect with God most easily in your life. 98 00:05:44,196 --> 00:05:45,756 It's not the same for everybody. 99 00:05:46,746 --> 00:05:48,306 Our next tip is essential. 100 00:05:48,636 --> 00:05:50,706 And you have to be real with God. 101 00:05:51,456 --> 00:05:57,216 One of the biggest obstacles to prayer is feeling that we have to have it all together before we come to him. 102 00:05:58,056 --> 00:06:00,006 But my friends, the opposite is true. 103 00:06:00,606 --> 00:06:02,256 God wants our raw. 104 00:06:02,436 --> 00:06:05,166 He wants our real, he wants our messy selves. 105 00:06:05,646 --> 00:06:07,206 He can handle our doubts. 106 00:06:07,656 --> 00:06:08,836 He can handle our fears. 107 00:06:08,856 --> 00:06:10,476 He can handle our anger. 108 00:06:10,806 --> 00:06:12,576 And he can handle our questions. 109 00:06:13,056 --> 00:06:14,196 In fact, he welcomes them. 110 00:06:14,886 --> 00:06:22,956 I find that when I'm at the most broken in my life is when I can truly feel the power of my connections to God and the power of my prayers. 111 00:06:23,496 --> 00:06:26,016 God wants us just as we are. 112 00:06:26,496 --> 00:06:28,116 He knows our truths. 113 00:06:28,416 --> 00:06:29,736 He knows our pain. 114 00:06:30,006 --> 00:06:36,936 And he knows what we need, even when we have no clue what we're supposed to do or how to deal with a particular issue. 115 00:06:37,566 --> 00:06:42,306 It's during those times that God is truly the great healer and the great physician. 116 00:06:43,266 --> 00:06:44,736 I guess the truth is this. 117 00:06:45,156 --> 00:06:46,716 The sick need a physician. 118 00:06:47,496 --> 00:06:50,696 So when we need him the most, we just need to be real with him. 119 00:06:51,486 --> 00:06:54,126 I remember when I was going through a tough time in my marriage. 120 00:06:54,546 --> 00:06:56,616 I mentioned that in this past Monday show. 121 00:06:57,216 --> 00:06:58,506 I was so broken. 122 00:06:59,256 --> 00:07:01,956 And I simply said to God, Hey, you know what I'm feeling, dude? 123 00:07:02,466 --> 00:07:03,846 You know, the hurt I'm feeling. 124 00:07:03,996 --> 00:07:04,926 Just fix it. 125 00:07:05,526 --> 00:07:06,936 That was the real me. 126 00:07:07,626 --> 00:07:12,276 I didn't need to talk about some great philosophical dialogue. 127 00:07:12,786 --> 00:07:14,736 I just need to be honest and Frank. 128 00:07:15,426 --> 00:07:17,316 I was hurt and I needed his healing. 129 00:07:18,456 --> 00:07:20,046 You can also think about David. 130 00:07:20,466 --> 00:07:22,446 The man after God's own heart. 131 00:07:23,076 --> 00:07:26,976 Read through the Psalms and you'll quickly see that David didn't hold back with God. 132 00:07:27,696 --> 00:07:33,606 He poured out his deepest pain and struggles as well as his greatest joys and triumphs. 133 00:07:34,206 --> 00:07:36,636 And because of David's authenticity. 134 00:07:36,996 --> 00:07:39,726 David experienced profound intimacy with God. 135 00:07:39,726 --> 00:07:42,696 And that is truly the goal of prayer. 136 00:07:43,386 --> 00:07:45,696 So don't be afraid to get real with God. 137 00:07:45,696 --> 00:07:47,496 He already knows what's in your heart. 138 00:07:48,096 --> 00:07:52,866 Prayer is about aligning our perspective with his not pretending to be something we're not. 139 00:07:53,586 --> 00:07:55,116 As the apostle Paul wrote. 140 00:07:55,656 --> 00:07:58,986 Cast all of your anxiety on him because he cares for you. 141 00:07:59,586 --> 00:08:02,436 That's from first Peter chapter five, verse seven. 142 00:08:03,546 --> 00:08:05,886 And the final step is to pray with others. 143 00:08:06,576 --> 00:08:08,376 While personal prayer is crucial. 144 00:08:08,406 --> 00:08:09,366 You got to do it. 145 00:08:09,786 --> 00:08:13,716 There's something uniquely powerful about praying with other believers. 146 00:08:14,226 --> 00:08:15,606 Jesus said it himself. 147 00:08:16,176 --> 00:08:19,536 Where two or three gather in my name there I am with them. 148 00:08:20,466 --> 00:08:23,886 That's right from the gospel of Matthew chapter 18 verse 20. 149 00:08:24,996 --> 00:08:29,016 When we come together to pray the holy spirit knits our hearts together. 150 00:08:29,496 --> 00:08:31,206 And multiplies our faith. 151 00:08:32,076 --> 00:08:37,086 If you're not currently involved in a prayer group of partnership, I want to encourage you to seek one out. 152 00:08:37,686 --> 00:08:42,036 It could be as simple as meeting with a friend for coffee once a week to pray for each other's needs. 153 00:08:42,486 --> 00:08:45,306 Or you could join a prayer meeting at your church or in your community. 154 00:08:46,206 --> 00:08:51,096 The key is to find a safe, supportive space where you can bear each other's burdens. 155 00:08:51,456 --> 00:08:53,766 And believe God for breakthroughs. 156 00:08:54,396 --> 00:08:56,856 I mentioned before that I played church league softball. 157 00:08:57,456 --> 00:09:00,606 And for an overweight aging man, this is a challenge in itself. 158 00:09:01,356 --> 00:09:04,536 But I will tell you that those group of guys are just what I need. 159 00:09:04,536 --> 00:09:06,936 Sometimes to really put things in perspective. 160 00:09:07,566 --> 00:09:11,106 And the camaraderie on the field is something I truly cherish. 161 00:09:11,856 --> 00:09:14,736 We all need to find those who will support us when we need it. 162 00:09:15,576 --> 00:09:19,116 But more importantly, we need to be there for others as well. 163 00:09:19,716 --> 00:09:26,736 Some of the greatest moments of my life have been when I've been able to simply listen to someone who needed an ear to hear. 164 00:09:27,846 --> 00:09:31,866 Cultivating a prayer life is not about religious duty or earning God's favor. 165 00:09:32,106 --> 00:09:33,486 You can't earn it. 166 00:09:33,936 --> 00:09:35,706 It's already yours. 167 00:09:36,366 --> 00:09:38,766 It's all about relationships. 168 00:09:39,246 --> 00:09:43,536 It's all about learning to abide in Christ to draw strength and wisdom from him. 169 00:09:44,616 --> 00:09:46,476 The more we soak in his presence. 170 00:09:46,686 --> 00:09:53,796 The more we'll reflect his heart to the world around us and boy, the world around us needs it now more than ever. 171 00:09:54,546 --> 00:09:55,566 Think about it this way. 172 00:09:56,526 --> 00:09:57,396 When you're in love. 173 00:09:58,386 --> 00:09:59,466 Been there done that. 174 00:10:00,276 --> 00:10:03,156 You want to spend as much time as possible with your beloved? 175 00:10:03,756 --> 00:10:05,046 You delight in their presence. 176 00:10:05,046 --> 00:10:08,256 You hang on to every word and can't wait to share your life with them. 177 00:10:09,136 --> 00:10:10,176 Guess what folks. 178 00:10:10,686 --> 00:10:12,756 That's how God feels about us. 179 00:10:13,326 --> 00:10:15,426 He loves us with an everlasting love. 180 00:10:15,786 --> 00:10:18,786 And invites us into intimate communion with him. 181 00:10:18,846 --> 00:10:21,576 Imagine that the creator of the universe. 182 00:10:22,026 --> 00:10:27,786 Loves us with an everlasting love and invites us into an intimate communion with him. 183 00:10:28,176 --> 00:10:29,346 How lucky are we. 184 00:10:30,246 --> 00:10:33,456 So as we close our time for today, I want to leave you with this challenge. 185 00:10:34,236 --> 00:10:36,486 Commit to growing your prayer life this week. 186 00:10:36,936 --> 00:10:40,716 Start each day with God pray throughout your daily activities. 187 00:10:40,716 --> 00:10:43,206 Be real with him about your struggles and joys. 188 00:10:43,446 --> 00:10:45,126 You don't have to use a filter. 189 00:10:45,696 --> 00:10:48,636 And seek out opportunities to pray with others. 190 00:10:49,356 --> 00:10:52,596 The truth is folks, little by little prayer will become like breathing. 191 00:10:53,316 --> 00:10:55,386 And we all have to do that to stay alive. 192 00:10:56,046 --> 00:10:57,456 Prayer will be natural. 193 00:10:57,486 --> 00:10:58,416 Continual. 194 00:10:58,776 --> 00:11:02,076 It will be a conversation with the one who loves you the most. 195 00:11:02,586 --> 00:11:05,856 I don't care how much you love your spouse or love your children. 196 00:11:06,216 --> 00:11:09,036 The one who loves you the most is God. 197 00:11:09,066 --> 00:11:09,996 The creator. 198 00:11:10,746 --> 00:11:11,706 That's the truth. 199 00:11:12,636 --> 00:11:13,746 So let's pray together. 200 00:11:14,346 --> 00:11:17,556 Heavenly father, thank you for the incredible privilege of prayer. 201 00:11:18,336 --> 00:11:22,356 Thank you that because of Jesus, we can approach your throne of grace with boldness. 202 00:11:22,776 --> 00:11:24,006 And confidence. 203 00:11:24,996 --> 00:11:29,556 Forgive us for the times, we've neglected this gift, renew our desire to seek your face. 204 00:11:29,826 --> 00:11:31,386 Above all else. 205 00:11:32,376 --> 00:11:35,376 Give us the discipline to prioritize our time with you. 206 00:11:36,306 --> 00:11:40,476 Help us to carve out space in our busy lives to listen for your voice. 207 00:11:41,016 --> 00:11:42,786 And align our hearts with yours. 208 00:11:43,656 --> 00:11:46,356 In the midst of life's demands and distractions. 209 00:11:46,736 --> 00:11:48,456 be our anchor Jesus. 210 00:11:49,386 --> 00:11:51,996 Teach us to pray with authenticity and faith. 211 00:11:52,866 --> 00:11:56,646 Remind us that you are a safe place for our doubts. 212 00:11:57,156 --> 00:12:01,806 You're a safe place for our fears and you're a safe place for our questions. 213 00:12:02,466 --> 00:12:06,006 Nothing is too big or too small to bring before you. 214 00:12:06,322 --> 00:12:09,052 Deepen our trust in your goodness and faithfulness. 215 00:12:09,592 --> 00:12:15,862 Surround us with a community of prayer warriors and meld our hearts together as we bear one another's burdens. 216 00:12:16,222 --> 00:12:18,592 And believe you for the impossible. 217 00:12:19,342 --> 00:12:21,202 Because you can make the impossible happen. 218 00:12:22,282 --> 00:12:25,672 Ignite our hearts with your compassion, for the lost and the broken. 219 00:12:26,392 --> 00:12:28,852 Use our prayers to release your kingdom on earth. 220 00:12:28,882 --> 00:12:30,322 Make us catalysts. 221 00:12:30,772 --> 00:12:35,842 Of your redemptive work in our families and our workplaces and our churches. 222 00:12:36,412 --> 00:12:38,362 And in our cities and our great country. 223 00:12:39,712 --> 00:12:41,122 May your will be done in your name. 224 00:12:41,122 --> 00:12:43,432 Be glorified in and through our lives. 225 00:12:43,732 --> 00:12:44,242 We love you. 226 00:12:44,242 --> 00:12:44,542 Lord. 227 00:12:44,542 --> 00:12:46,072 Be magnified in us today. 228 00:12:46,612 --> 00:12:48,352 In Jesus's mighty name. 229 00:12:48,532 --> 00:12:48,922 Amen. 230 00:12:49,792 --> 00:12:52,612 Let's take a moment to briefly recap what we covered today. 231 00:12:53,092 --> 00:12:56,422 Today we explored what it means to cultivate a lifestyle of prayer. 232 00:12:56,872 --> 00:13:01,192 We looked at four basic practical steps starting our day with God. 233 00:13:01,762 --> 00:13:03,982 Praying throughout our daily activities. 234 00:13:04,432 --> 00:13:10,432 Being real with God about our struggles and joys and praying in community with other believers. 235 00:13:11,002 --> 00:13:15,592 As we commit to growing our prayer lives, we will experience deeper intimacy with God. 236 00:13:15,982 --> 00:13:18,682 And partner with him to release his kingdom on earth. 237 00:13:19,162 --> 00:13:21,142 Well folks, that's it for today's episode. 238 00:13:21,442 --> 00:13:22,462 Remember this? 239 00:13:22,852 --> 00:13:25,132 God loves you like crazy. 240 00:13:25,672 --> 00:13:27,562 And he longs to commune with you. 241 00:13:28,162 --> 00:13:29,782 You don't have to over-complicate it. 242 00:13:30,232 --> 00:13:31,312 Just show up. 243 00:13:31,852 --> 00:13:33,052 Be real. 244 00:13:33,382 --> 00:13:35,512 And watch how he moves on your behalf. 245 00:13:36,352 --> 00:13:39,772 As always for more tips and resources on aligning your finances with your faith. 246 00:13:40,162 --> 00:13:45,202 Head over to askralphpodcast.com . Again, if this episode blessed you. 247 00:13:46,132 --> 00:13:50,482 Please share it with a friend and leave us a review on your favorite podcast platform. 248 00:13:51,142 --> 00:13:52,042 The truth is folks. 249 00:13:52,042 --> 00:13:59,782 Your support means the world to me, and it will help this show grow and we'll reach more people with a message of peace. 250 00:14:00,622 --> 00:14:01,522 Well, thanks for tuning in. 251 00:14:01,522 --> 00:14:07,552 And as I always say, stay financially savvy and may God bless you on this Sunday. 252 00:14:07,762 --> 00:14:12,292 And may he communion with you and just reach out to him. 253 00:14:12,832 --> 00:14:14,632 And just talk to God directly. 254 00:14:15,442 --> 00:14:17,062 Don't overcomplicate a folks. 255 00:14:17,752 --> 00:14:18,232 Be well. 256 00:14:19,932 --> 00:14:22,782 outro: Thank you for joining us on the AskRalph podcast. 257 00:14:22,912 --> 00:14:26,552 And with a simple click to subscribe, we'll invite you back to our next episode. 258 00:14:26,732 --> 00:14:29,802 And remember, financial issues don't have to be complicated. 259 00:14:30,102 --> 00:14:31,142 Just AskRalph. 260 00:14:31,562 --> 00:14:37,172 The information contained in this episode of AskRalph is based on data available as of the date of its release. 261 00:14:37,232 --> 00:14:40,142 Sagio Accounting Plus and AskRalph Media Inc. 262 00:14:40,302 --> 00:14:43,652 is under no obligation to update this content if changes occur. 263 00:14:43,742 --> 00:14:54,392 Applying this information to your specific situation requires careful consideration of all facts and circumstances, and any information provided is not to be considered as financial, tax, or legal advice. 264 00:14:54,532 --> 00:14:58,482 Please consult your tax advisor or attorney before acting on any material covered.