{"version":"1.2.0","chapters":[{"startTime":0,"endTime":7},{"startTime":7,"endTime":466,"title":"Debunking Debt-Free Myth"},{"startTime":466,"endTime":1061,"title":"Evaluating Purpose and Rate of Debt"},{"startTime":1061,"endTime":1605,"title":"Leveraging Good and Bad Debt"},{"startTime":1605,"endTime":1982,"title":"Balancing Price Versus Value for Decisions"},{"startTime":1982,"endTime":2029.688,"title":"Navigating Financial Hardship Safely"}]}