{"version":"1.2.0","chapters":[{"startTime":0,"endTime":59,"title":"TAD–89 Disability Insurance"},{"startTime":59,"endTime":130,"title":"A Tragic Incident: The Unthinkable Happens"},{"startTime":130,"endTime":163,"title":"Immediate Aftermath and Support"},{"startTime":163,"endTime":317,"title":"Challenges and Complexities in the Wake of Tragedy"},{"startTime":317,"endTime":468,"title":"The Importance of Backup Systems"},{"startTime":468,"endTime":539,"title":"Disability and Insurance Considerations"},{"startTime":539,"endTime":686,"title":"Planning for the Unexpected"},{"startTime":686,"endTime":718,"title":"Community Support and Final Thoughts"},{"startTime":718,"endTime":730.54,"title":"Conclusion and Call to Action"}]}