{"version":"1.2.0","chapters":[{"startTime":0,"endTime":69,"title":"Intro: credit repair as the foundation of real estate funding"},{"startTime":69,"endTime":255,"title":"Daniel's origin story: from prayer to a $10,000 bet"},{"startTime":255,"endTime":326,"title":"How credit repair actually works: timeline, trade lines & setup"},{"startTime":326,"endTime":488,"title":"Rental arbitrage + car rentals: building cash flow without ownership"},{"startTime":488,"endTime":708,"title":"Client wins and FCRA rights most people don't know they have"},{"startTime":708,"endTime":843,"title":"DIY credit moves: utilization, credit mix, and payment history"},{"startTime":843,"endTime":962,"title":"How to vet a credit repair company (and the Zelle red flag)"},{"startTime":962,"endTime":1186,"title":"Faith, money, and why Daniel leads with his beliefs"},{"startTime":1186,"endTime":1366,"title":"His wife, their businesses, and the employee-to-entrepreneur identity shift"},{"startTime":1366,"endTime":1584,"title":"Biggest mistakes: perfectionism, scams, and what they taught him"},{"startTime":1584,"endTime":1686,"title":"The $50K–$100K at 0% interest structure explained"},{"startTime":1686,"endTime":1961,"title":"Five years homeless and why Daniel credits God for everything"},{"startTime":1961,"endTime":2200.293,"title":"Rapid fire + close"}]}