{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":45.75},{"startTime":45.75,"endTime":116.33,"title":"Making Sense of Utility Bills"},{"startTime":116.33,"endTime":297.968,"title":"Stewarding Resources Wisely"},{"startTime":297.968,"endTime":391.026,"title":"Taking Action on Utility Costs"},{"startTime":391.026,"endTime":428.818,"title":"Tips for Reducing Utility Bills"},{"startTime":428.818,"endTime":563.323,"title":"Commitment to Change"},{"startTime":563.323,"endTime":648.019,"title":"Navigating Financial Confidence"}]}