{"version":"1.2.0","chapters":[{"startTime":0,"endTime":0.12},{"startTime":0.12,"endTime":120.286,"title":"Intro: The Refinancing Dilemma"},{"startTime":120.286,"endTime":162.932,"title":"Market Update: Rates on the Rise"},{"startTime":162.932,"endTime":981.24,"title":"Housing Market Signs of Life"},{"startTime":981.24,"endTime":1284.684,"title":"Invitation Homes Controversy"},{"startTime":1284.684,"endTime":1506.994,"title":"Investor Surge in Affordable Homes"},{"startTime":1506.994,"endTime":1757.422,"title":"Is It Time to Refinance?"},{"startTime":1757.422,"endTime":2041.29,"title":"Understanding Refinancing Costs"},{"startTime":2041.29,"endTime":2082.215,"title":"Conclusion: Stay Informed and Act"},{"startTime":2082.215,"endTime":2093.688,"title":"Outro: Thanks and Future Insights"}]}