{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":43.59},{"startTime":43.59,"endTime":47.19,"title":"A New Consultation Begins"},{"startTime":47.19,"endTime":214.6,"title":"Navigating Financial Challenges"},{"startTime":214.6,"endTime":287.13,"title":"Understanding Financial Struggles"},{"startTime":287.13,"endTime":425.29,"title":"Addressing Addiction and Financial Struggles"},{"startTime":425.29,"endTime":464.744,"title":"Addressing Addiction and Finding Hope"}]}