{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":56.15},{"startTime":56.15,"endTime":277.61,"title":"Breaking Free from Debt: A Faith-Based Approach"},{"startTime":277.61,"endTime":404.52,"title":"Finding Hope in Financial Struggles"},{"startTime":404.52,"endTime":804.23,"title":"Emily's Turning Point: A Moment of Desperation"},{"startTime":804.23,"endTime":1139.12,"title":"Taking Action Against Debt"},{"startTime":1139.12,"endTime":1539.78,"title":"Reflection Questions on Financial Stewardship"},{"startTime":1539.78,"endTime":1674.462,"title":"Overcoming Financial Struggles Together"}]}