{"version":"1.2.0","chapters":[{"startTime":0,"endTime":0.64},{"startTime":0.64,"endTime":319.072,"title":"Understanding Crisis Events"},{"startTime":319.072,"endTime":899.994,"title":"Current State of the CFPB and Its Impact on the Mortgage Industry"},{"startTime":899.994,"endTime":1259.338,"title":"The Impact of Regulatory Changes on the Mortgage Industry"},{"startTime":1259.338,"endTime":1291.086,"title":"Government Efficiency and Workforce Reduction"},{"startTime":1291.086,"endTime":1797.768,"title":"The Impact of Technology on Workforce Dynamics"},{"startTime":1797.768,"endTime":2655.27,"title":"The Impact of Government Regulation on the Housing Market"},{"startTime":2655.27,"endTime":2868.924,"title":"Navigating Economic Uncertainty in Real Estate"},{"startTime":2868.924,"endTime":3140.858,"title":"The Impact of Technology on the Mortgage and Real Estate Industry"}]}