{"version":"1.2.0","chapters":[{"startTime":0,"endTime":9.92},{"startTime":9.92,"endTime":99.14,"title":"Understanding Spending Psychology"},{"startTime":99.14,"endTime":612.05,"title":"Understanding Budgeting for Financial Health"},{"startTime":612.05,"endTime":846.32,"title":"Understanding Emotional Spending"},{"startTime":846.32,"endTime":1111.89,"title":"Understanding Financial Advice and Its Pitfalls"},{"startTime":1111.89,"endTime":1369.182,"title":"Evaluating Financial Advice"}]}