{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":37.91,"title":"Introduction: Embracing College Freedom and Financial Challenges"},{"startTime":37.91,"endTime":72.59,"title":"The Freedom and Chaos of College Life"},{"startTime":72.59,"endTime":130.59,"title":"Personal College Experience: Lessons from the Past"},{"startTime":130.59,"endTime":134.59,"title":"Starting Your Financial Journey: The Importance of Budgeting"},{"startTime":134.59,"endTime":191.59,"title":"Tip 1: Master the Budget Early"},{"startTime":191.59,"endTime":192.37,"title":"Tip 2: Beware of Credit Card Temptations"},{"startTime":192.37,"endTime":314.37,"title":"Avoiding Credit Card Temptations"},{"startTime":314.37,"endTime":314.59,"title":"Managing Finances in College"},{"startTime":314.59,"endTime":353.59,"title":"Tip 3: Save on Textbooks and Supplies"},{"startTime":353.59,"endTime":454.59,"title":"Tip 4: Make Smart Food and Lifestyle Choices"},{"startTime":454.59,"endTime":527.31,"title":"Tip 5: Build Financial Habits, Not Just Grades"},{"startTime":527.31,"endTime":538.59,"title":"Building Financial Habits for College Students"},{"startTime":538.59,"endTime":589.59,"title":"Conclusion: Encouragement and Final Thoughts"},{"startTime":589.59,"endTime":626.03,"title":"Spiritual Guidance: Inviting God into Financial Decisions"},{"startTime":626.03,"endTime":627.59,"title":"Starting Your College Journey with Confidence"},{"startTime":627.59,"endTime":682.762,"title":"Closing Prayer and Farewell"}]}