{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":46.519},{"startTime":46.519,"endTime":259.221,"title":"Freezing Your Credit: A Financial Lifeline"},{"startTime":259.221,"endTime":559.141,"title":"Understanding Identity Theft and Its Impact"},{"startTime":559.141,"endTime":764.729,"title":"The Rising Threat of Identity Theft"},{"startTime":764.729,"endTime":1047.705,"title":"Implementing a Credit Freeze: Your First Step to Protection"},{"startTime":1047.705,"endTime":1190.103,"title":"Implementing a Credit Freeze: Your First Step to Financial Security"},{"startTime":1190.103,"endTime":1286.843,"title":"Transitioning to Investment Choices"}]}