{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":37.75,"title":"Introduction and Today's Question"},{"startTime":37.75,"endTime":81.59,"title":"Introduction to Financial Questions"},{"startTime":81.59,"endTime":150.59,"title":"The Credit Card Emergency Fund Myth"},{"startTime":150.59,"endTime":155.3,"title":"The True Cost of Using Credit Cards for Emergencies"},{"startTime":155.3,"endTime":212.53,"title":"The Dangers of Relying on Credit Cards for Emergencies"},{"startTime":212.53,"endTime":305.59,"title":"Understanding Credit Card Debt and Emergencies"},{"startTime":305.59,"endTime":339.69,"title":"The Freedom of an Emergency Fund"},{"startTime":339.69,"endTime":374.59,"title":"The Freedom of an Emergency Fund"},{"startTime":374.59,"endTime":415.06,"title":"Biblical Wisdom on Financial Freedom"},{"startTime":415.06,"endTime":430.59,"title":"Building Financial Freedom Through Emergency Funds"},{"startTime":430.59,"endTime":484.466,"title":"Closing Prayer and Final Thoughts"}]}