{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":37.75},{"startTime":37.75,"endTime":115.784,"title":"Introduction to Identity Risks"},{"startTime":115.784,"endTime":265.172,"title":"Tammy's Gym Membership Dilemma"},{"startTime":265.172,"endTime":272.956,"title":"Nine Riskiest Places for Your Social Security Number"},{"startTime":272.956,"endTime":323.118,"title":"1. Gym Memberships: A Risky Business"},{"startTime":323.118,"endTime":351.598,"title":"2. Job Applications: Proceed with Caution"},{"startTime":351.598,"endTime":412.594,"title":"3. School Forms: Question Their Necessity"},{"startTime":412.594,"endTime":464.41,"title":"4. Medical Offices: Protect Your Info"},{"startTime":464.41,"endTime":531.57,"title":"5. Retail Store Credit Applications: Don't Be Rushed"},{"startTime":531.57,"endTime":574.246,"title":"6. Email and Phone Requests: Just Say No"},{"startTime":574.246,"endTime":621.774,"title":"7. Financial Aid Applications: Beware of Scams"},{"startTime":621.774,"endTime":678.298,"title":"8. Apartment Rental Applications: Ask About Alternatives"},{"startTime":678.298,"endTime":703.572,"title":"9. Social Media: Keep Your Number Private"},{"startTime":703.572,"endTime":976.056,"title":"Real-Life Horror Stories of Identity Theft"},{"startTime":976.056,"endTime":1182.758,"title":"Key Takeaways: Protecting Your Identity"},{"startTime":1182.758,"endTime":1360.856,"title":"Wrap-Up and Final Thoughts"},{"startTime":1360.856,"endTime":1406.435,"title":"Outro: Stay Financially Savvy"}]}