{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":43.43},{"startTime":43.43,"endTime":93.02,"title":"Creating a Holiday Budget"},{"startTime":93.02,"endTime":193.34,"title":"Creating a Holiday Spending Plan"},{"startTime":193.34,"endTime":263.45,"title":"Introducing the Four Bucket Approach"},{"startTime":263.45,"endTime":394.25,"title":"The Importance of Budgeting"},{"startTime":394.25,"endTime":422.118,"title":"Planning for a Joyful Holiday Season"}]}