{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":55.27},{"startTime":55.27,"endTime":124.42,"title":"Understanding Budgeting Challenges"},{"startTime":124.42,"endTime":277.58,"title":"Understanding the Struggles of Budgeting"},{"startTime":277.58,"endTime":311.03,"title":"Recognizing Common Budgeting Traps"},{"startTime":311.03,"endTime":441.14,"title":"Understanding Budgeting Pitfalls"},{"startTime":441.14,"endTime":512.78,"title":"The Importance of Small Things in Budgeting"},{"startTime":512.78,"endTime":560.334,"title":"Embracing Financial Confidence"}]}