{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":61.71},{"startTime":61.71,"endTime":95.036,"title":"Breaking Free from Financial Despair"},{"startTime":95.036,"endTime":899.1,"title":"Strategies for Effective Financial Stewardship"},{"startTime":899.1,"endTime":1318.92,"title":"Strategies to Pay Off Debt Faster"},{"startTime":1318.92,"endTime":1383.1,"title":"Understanding Debt and Credit Management"},{"startTime":1383.1,"endTime":2077.822,"title":"Understanding Financial Spirals and Their Impact on Young People"},{"startTime":2077.822,"endTime":2227.478,"title":"Financial Guidance: Balancing Debt and Investment"},{"startTime":2227.478,"endTime":2758.556,"title":"Understanding Debt and Interest Rates"},{"startTime":2758.556,"endTime":2942.034,"title":"Mailbag: Listener Impact Stories"},{"startTime":2942.034,"endTime":3192.222,"title":"Starting Your Financial Journey"}]}