{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":49.83},{"startTime":49.83,"endTime":116.77,"title":"Finding Hidden Cash in Subscription Services"},{"startTime":116.77,"endTime":300.78,"title":"Managing Subscriptions: A Silent Budget Drain"},{"startTime":300.78,"endTime":477.69,"title":"Evaluating Subscriptions and Financial Stewardship"},{"startTime":477.69,"endTime":733.91,"title":"Evaluating Subscriptions: Are They Worth It?"},{"startTime":733.91,"endTime":785.397,"title":"Preparing for Winter Utility Bills"}]}