{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":64.695},{"startTime":64.695,"endTime":238.115,"title":"Celebrating the Season Wisely"},{"startTime":238.115,"endTime":1273.015,"title":"Practical Tips for a Financially Savvy Christmas"},{"startTime":1273.015,"endTime":1773.647,"title":"The True Meaning of Christmas"},{"startTime":1773.647,"endTime":2040.021,"title":"Navigating Financial Realities During the Holidays"},{"startTime":2040.021,"endTime":2374.817,"title":"Preparing for Financial Success"}]}