{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":37.91},{"startTime":37.91,"endTime":44.42,"title":"Welcome to Ask Ralph Podcast"},{"startTime":44.42,"endTime":49.988,"title":"Struggling with Budgeting?"},{"startTime":49.988,"endTime":67.164,"title":"Seven Ways Your Bank Can Help"},{"startTime":67.164,"endTime":280.79,"title":"Meet Henry: A Client's Transformation Story"},{"startTime":280.79,"endTime":315.28,"title":"Utilizing Online Banking Tools"},{"startTime":315.28,"endTime":353.918,"title":"Budgeting Tools: Your Financial GPS"},{"startTime":353.918,"endTime":407.674,"title":"Understanding Your Spending Habits"},{"startTime":407.674,"endTime":454.022,"title":"Setting Up Account Alerts"},{"startTime":454.022,"endTime":501.62,"title":"Automating Your Savings"},{"startTime":501.62,"endTime":562.49,"title":"Using Online Bill Pay Services"},{"startTime":562.49,"endTime":622.442,"title":"Leveraging Mobile Check Deposits"},{"startTime":622.442,"endTime":693.066,"title":"Security: Setting Up Fraud Alerts"},{"startTime":693.066,"endTime":781.85,"title":"Henry's Remarkable Transformation"},{"startTime":781.85,"endTime":985.18,"title":"Recap: Key Takeaways"},{"startTime":985.18,"endTime":1022.182,"title":"Next Episode Teaser"},{"startTime":1022.182,"endTime":1068.774,"title":"Thank You for Joining Us"}]}