{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":50.11},{"startTime":50.11,"endTime":84.86,"title":"Understanding Holiday Debt"},{"startTime":84.86,"endTime":239.33,"title":"Breaking the Cycle of Holiday Debt"},{"startTime":239.33,"endTime":466.83,"title":"Avoiding January Regret"},{"startTime":466.83,"endTime":547.84,"title":"The Importance of Planning for the Holidays"},{"startTime":547.84,"endTime":645.25,"title":"Planning for Financial Peace After the Holidays"}]}