{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":38.15,"title":"Introduction to the No Spend September Challenge"},{"startTime":38.15,"endTime":59.87,"title":"The Challenge of Minimalism"},{"startTime":59.87,"endTime":86.59,"title":"No Spend September Challenge"},{"startTime":86.59,"endTime":95.59,"title":"What is No Spend September?"},{"startTime":95.59,"endTime":156.68,"title":"Defining Essentials and Setting Goals"},{"startTime":156.68,"endTime":216.59,"title":"Preparing for Year End: Financial and Spiritual Reset"},{"startTime":216.59,"endTime":248.25,"title":"Practical Tips to Save Money"},{"startTime":248.25,"endTime":295.59,"title":"Financial Planning for September"},{"startTime":295.59,"endTime":347.59,"title":"Spiritual Guidance and Encouragement"},{"startTime":347.59,"endTime":361.14,"title":"Join the Community and Final Thoughts"},{"startTime":361.14,"endTime":386.59,"title":"The Challenge of No Spend September"},{"startTime":386.59,"endTime":401.27,"title":"Closing Prayer and Final Challenge"},{"startTime":401.27,"endTime":430.706,"title":"Embracing Essential Living"}]}