{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":46.175},{"startTime":46.175,"endTime":304.615,"title":"Understanding Social Inflation and Its Impact"},{"startTime":304.615,"endTime":496.545,"title":"Understanding Social Inflation and Its Impact on Insurance Rates"},{"startTime":496.545,"endTime":922.485,"title":"Understanding Insurance Rate Increases"},{"startTime":922.485,"endTime":1193.617,"title":"Surviving the Holidays Without Going Broke"},{"startTime":1193.617,"endTime":1311.203,"title":"Stewardship and Insurance Management"}]}