{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":40.15},{"startTime":40.15,"endTime":145.06,"title":"Imagining a Journey"},{"startTime":145.06,"endTime":451.31,"title":"Staying Motivated in Debt Payoff"},{"startTime":451.31,"endTime":627.32,"title":"Building a Fatigue Plan for Hard Months"},{"startTime":627.32,"endTime":671.54,"title":"Embracing a New Mindset for Debt Payoff"},{"startTime":671.54,"endTime":810.486,"title":"Encouragement in Financial Challenges"}]}