{"version":"1.2.0","chapters":[{"startTime":0,"endTime":28.917},{"startTime":28.917,"endTime":46.469},{"startTime":46.469,"endTime":234.591,"title":"Daily Financial Habits"},{"startTime":234.591,"endTime":359.003,"title":"The Latte Factor and Financial Habits"},{"startTime":359.003,"endTime":532.399,"title":"Understanding Millennials' Spending Habits"},{"startTime":532.399,"endTime":712.881,"title":"The Importance of Budgeting and Cash Management"},{"startTime":712.881,"endTime":880.565,"title":"Exploring Fintech and Financial Independence"},{"startTime":880.565,"endTime":1011.695,"title":"Creating Your Daily Financial Plan"}]}