{"version":"1.2.0","chapters":[{"startTime":0,"endTime":0.08},{"startTime":0.08,"endTime":90.86,"title":"Understanding Coverage and Comparisons"},{"startTime":90.86,"endTime":530.36,"title":"Insurance Rate Increases and Market Availability"},{"startTime":530.36,"endTime":1073.142,"title":"The Impact of Weather on Insurance Claims"},{"startTime":1073.142,"endTime":1350.388,"title":"Understanding Insurance Deductibles"},{"startTime":1350.388,"endTime":1629.22,"title":"Understanding the Claims Process"},{"startTime":1629.22,"endTime":2039.762,"title":"Navigating Insurance Claims: The Importance of Having a Trusted Agent"},{"startTime":2039.762,"endTime":2441.906,"title":"The Role of Attorneys in Settlement Negotiations"},{"startTime":2441.906,"endTime":2709.24,"title":"Understanding Insurance Deductibles and Coverage Changes"},{"startTime":2709.24,"endTime":3085.976,"title":"Understanding Insurance Costs and Consumer Responsibility"},{"startTime":3085.976,"endTime":3206.224,"title":"Impact of COVID-19 on Insurance Rates"},{"startTime":3206.224,"endTime":3608.006,"title":"The Impact of Distracted Driving"},{"startTime":3608.006,"endTime":3852.852,"title":"The Importance of Living Within Your Means"}]}