{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":39.75},{"startTime":39.75,"endTime":68.511,"title":"Episode Introduction"},{"startTime":68.511,"endTime":83.761,"title":"Understanding Social Security Concerns"},{"startTime":83.761,"endTime":145.395,"title":"Nine Critical Insights About Social Security"},{"startTime":145.395,"endTime":191.381,"title":"Listener Question: Overwhelmed About Retirement"},{"startTime":191.381,"endTime":263.925,"title":"Biblical Wisdom on Financial Stewardship"},{"startTime":263.925,"endTime":321.235,"title":"Social Security: Full Retirement Age Explained"},{"startTime":321.235,"endTime":361.701,"title":"Spousal Benefit Secrets Revealed"},{"startTime":361.701,"endTime":440.529,"title":"Avoiding the Working Penalty"},{"startTime":440.529,"endTime":490.937,"title":"The Tax Trap on Social Security Benefits"},{"startTime":490.937,"endTime":551.961,"title":"Understanding Survivor Benefits"},{"startTime":551.961,"endTime":613.395,"title":"The Do-Over Rule for Social Security"},{"startTime":613.395,"endTime":657.609,"title":"Divorce Benefits: What You Need to Know"},{"startTime":657.609,"endTime":713.935,"title":"Cost of Living Adjustments (COLA) Explained"},{"startTime":713.935,"endTime":772.143,"title":"The Importance of Checking Your Earnings Record"},{"startTime":772.143,"endTime":854.897,"title":"Action Steps for Retirement Planning"},{"startTime":854.897,"endTime":1194.829,"title":"Medicaid Estate Recovery: What You Should Know"},{"startTime":1194.829,"endTime":1219.765,"title":"Conclusion and Call to Action"},{"startTime":1219.765,"endTime":1262.051,"title":"Outro: Subscribe for More Insights"}]}