{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":53.59},{"startTime":53.59,"endTime":78.25,"title":"Emergency Response Principles"},{"startTime":78.25,"endTime":279.79,"title":"Breaking the Cycle of Overdraft Fees"},{"startTime":279.79,"endTime":331.04,"title":"Managing Your Finances: Creating a Financial Buffer"},{"startTime":331.04,"endTime":466.25,"title":"Managing Bills and Avoiding Late Fees"},{"startTime":466.25,"endTime":553.73,"title":"Finding Financial Wisdom"},{"startTime":553.73,"endTime":586.83,"title":"Encouragement and Wisdom for Financial Decisions"}]}