{"version":"1.2.0","chapters":[{"startTime":0,"endTime":39.993},{"startTime":39.993,"endTime":81.636},{"startTime":81.636,"endTime":421.142,"title":"Why do we need to prepare for a financial shock?"},{"startTime":421.142,"endTime":698.332,"title":"How to avoid a high mortgage rate"},{"startTime":698.332,"endTime":1093.155,"title":"Should you try to time the markets?"},{"startTime":1093.155,"endTime":1291.17,"title":"Why you need the right amount of home insurance cover"},{"startTime":1291.17,"endTime":1514.84,"title":"How important is life insurance?"},{"startTime":1514.84,"endTime":1743.503,"title":"When should you write a will?"},{"startTime":1743.503,"endTime":1897.209,"title":"Our final piece of advice"}]}