{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":40.23},{"startTime":40.23,"endTime":151.92,"title":"The Cycle of Savings and Expenses"},{"startTime":151.92,"endTime":220.47,"title":"Redefining Emergencies: A New Perspective on Savings"},{"startTime":220.47,"endTime":392.35,"title":"Creating Financial Safety Nets"},{"startTime":392.35,"endTime":421.76,"title":"Establishing an Emergency Fund"},{"startTime":421.76,"endTime":577.03,"title":"Creating a Rebuilding Plan"},{"startTime":577.03,"endTime":657.894,"title":"Preparing for Life's Challenges"}]}