{"version":"1.2.0","chapters":[{"startTime":0,"endTime":37.59},{"startTime":37.59,"endTime":47.67},{"startTime":47.67,"endTime":129.59,"title":"Overcoming Financial Fears"},{"startTime":129.59,"endTime":357.79,"title":"Protecting Your Progress: Avoiding Debt Relapse"},{"startTime":357.79,"endTime":416.7,"title":"Avoiding Unnecessary Debt: Building Strong Financial Defenses"},{"startTime":416.7,"endTime":671.26,"title":"Building a Strong Financial Foundation"},{"startTime":671.26,"endTime":756.009,"title":"Navigating Credit Wisely"}]}