{"version":"1.2.0","chapters":[{"startTime":0,"endTime":31.05},{"startTime":31.05,"endTime":50.65,"title":"The Rise of Buy Now, Pay Later in Retail"},{"startTime":50.65,"endTime":78.76,"title":"The Evolution of BNPO"},{"startTime":78.76,"endTime":108.25,"title":"The Rise of Buy Now Pay Later"},{"startTime":108.25,"endTime":149.43,"title":"The Rise of Buy Now Pay Later (BNPL) Services"},{"startTime":149.43,"endTime":171.95,"title":"The Impact of Seasonal Shopping Trends"},{"startTime":171.95,"endTime":174.292,"title":"Discussion on Stores"}]}